William Cimino | Senior Vice President, Investor Relations |
John Asbury | President, Chief Executive Officer & Director |
Robert Gorman | Executive Vice President & Chief Financial Officer |
Douglas Woolley | Chief Credit Officer & Senior Vice President |
Dave Ring | Executive Vice President & Commercial Banking Group Executive |
Eugene Koysman | Barclays |
Casey Whitman | Piper Sandler |
Catherine Mealor | KBW |
William Wallace | Raymond James |
Laurie Hunsicker | Compass Point Research & Trading |
Broderick Preston | Stephens Inc. |
Ladies and gentlemen, thank you for standing by and welcome to the Atlantic Union Bankshares Corporation Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to your speaker today, Bill Cimino Investor Relations. Please go ahead, sir.