Doug Busk | Senior Vice President and Treasurer |
Brett Roberts | Chief Executive Officer |
Ken Booth | Chief Financial Officer |
John Rowan | Janney |
James Ulan | Credit Suisse |
Hugh Miller | Buckingham |
David Scharf | JMP Securities |
Giuliano Bologna | BTIG |
Benjamin Weinger | 3-Sigma Value |
Dominick Gabriele | Oppenheimer |
Mark Hammond | Bank of America |
Randy Heck | Goodnow Investment |
Vincent Caintic | Stephens |
Good day, everyone, and welcome to the Credit Acceptance Corporation's Third Quarter 2019 Earnings Call. Today's call is being recorded. A webcast and transcript of today's earnings call will be made available on the Credit Acceptance's website.
At this time, I would like to turn the call over to Credit Acceptance's Senior Vice President and Treasurer, Doug Busk.
Thank you.