Heather Kennedy Miner | Head-Investor Relations |
Stephen Scherr | Incoming Chief Financial Officer |
Marty Chavez | Chief Financial Officer |
Glenn Schorr | Evercore ISI |
Michael Carrier | Bank of America |
Christian Bolu | Bernstein |
Matt O'Connor | Deutsche Bank |
Mike Mayo | Wells Fargo Securities. |
Betsy Graseck | Morgan Stanley |
Steven Chubak | Wolfe Research |
Brennan Hawken | UBS |
Guy Moszkowski | Autonomous Research |
Jim Mitchell | Buckingham Research |
Devin Ryan | JMP Securities |
Gerard Cassidy | RBC Capital Markets |
Marty Mosby | Vining Sparks |
Good morning. My name is Dennis, and I will be your conference facilitator today. I would like to welcome everyone to the Goldman Sachs Third Quarter 2018 Earnings Conference Call. This call is being recorded today, October 16, 2018. Thank you.