Clint Stein | Executive VP & COO |
Hadley Robbins | CEO, President & Director |
Andrew McDonald | Executive VP & Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Jon Arfstrom | RBC Capital Markets |
Jackie Bohlen | KBW |
Matthew Clark | Piper Jaffray |
Ladies and gentlemen, thank you for standing by. Welcome to Columbia Banking System's Third Quarter 2017 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session, instruction will be given at that time. [Operator Instructions] As a reminder, this conference is being recorded.