Clint Stein | President & Chief Executive Officer |
Aaron Deer | Executive Vice President & Chief Financial Officer |
Chris Merrywell | Executive Vice President & Chief Operating Officer |
Andy McDonald | Executive Vice President & Chief Credit Officer |
Jeffrey Rulis | D.A. Davidson |
Jon Arfstrom | RBC Capital Markets |
Matthew Clark | Piper Sandler |
Jacquelynne Bohlen | KBW Research |
David Feaster | Raymond James |
Ladies and gentlemen, thank you for standing by, and welcome to Columbia Banking System's Fourth Quarter and Full Year 2020 Earnings Update. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer sessions through both, the telephone and web. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the call over to your host, Clint Stein, President and Chief Executive Officer of Columbia Banking System.