Clint Stein | President & Chief Executive Officer |
Aaron Deer | Chief Financial Officer |
Chris Merrywell | Chief Operating Officer |
David Feaster | Raymond James |
Jeff Rulis | D.A. Davidson |
Jon Arfstrom | RBC Capital Markets |
Chris McGratty | KBW |
Andrew Terrell | Stephens |
Matthew Clark | Piper Sandler |
Ladies and gentlemen, thank you for standing by. Welcome to the Columbia Banking System's Fourth Quarter and Full Year 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we'll conduct a question-and-answer session. Instructions will be given at that time.