Jacque Bohlen | Investor Relations |
Clint Stein | President and Chief Executive Officer |
Chris Merrywell | President, Umpqua Bank |
Tory Nixon | President, Umpqua Bank |
Ron Farnsworth | Chief Financial Officer |
Frank Namdar | Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Matthew Clark | Piper Sandler |
Chris McGratty | KBW |
Janet Lee | JPMorgan |
Jared Shaw | Wells Fargo |
Brody Preston | UBS |
David Feaster | Raymond James |
Andrew Terrell | Stephens |
Hello and thank you for standing by. Welcome to Columbia Banking System’s Second Quarter 2023 Earnings Conference Call. [Operator Instructions] At this time, I would like to introduce Jacque Bohlen, Investor Relations Director for Columbia to begin the conference.
Thank you, Towanda. Good afternoon, everyone.