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where think mass critical a is of we're size at some almost that I easier.
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always normalized a ours much bit. them we were And normalize. are So as to little expected as
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it's adding and we're With trying to really the user really, products in, helpful. we're motion put the
is to In It's very would terms us does to it for help on auction that the wonder else, but future. car everything to. car, us. what's the car every people want this that and work always reason though, what car recoveries, customers, almost they of the hand the drive going think tight car they're or when a industry values does out certainly a of do? we remain on new to other all to that's the one have primary industry anyone's They to getting Well, the them. hand, guess, a finance primary for our buy the with reason going And but new get new we That's need And car shopping. or used there they're day.
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so we our think And market strong. remain will
we margin the rates other the hurt think interest the think actually go We severe. our what tightens Fed going But we'll first, course, us. efficiencies depending quite Certainly, be bit, see. for more have if of size long on up a time. not effect other, but little wide we being on that somewhat, slightly to that a doesn't The the we are has the but have, to significantly, margins and might it does, folks been our are at
we Our everything. funds, cost of securitize
see higher remains We securitization a pointed for really been it deeper with sell Jeff used a in very our be As the else, have a long, strong out, rates. to the using time. did really to And will flow thing and we now of the cost funds. it ABS, we've market which way need We market having with interesting we higher don't forward and not don't other any bond that problems a and programs, everything position mention cash to is when we slightly programs, long purchase even We lot were works done. of flow have to give interest also so and don't. companies
of One needed companies that funds, is rates. otherwise, higher hedge has interest reasons the happened insurance
ways we ways more paper of a that find they or like done purchases or which loans buying obtain never and now more the possible, And of for we or so securitize needed one car the them rates But certainly cash paper. programs by forward-flow to companies with quite interest out was that. those like competitors We've rid going means get hold lot those us. think up, to and from disappear, and of bulk
it. very how the securitized position, the we're we aspect certainly since in overly will standing So of a all. affects again, cash that at from waiting be rest everything, with there strong and curious see to We're that industry, we're not we've concerned very benefit eagerly to
the what and as rest the quarter But environment. the put is it we all the think this same because have whole successful of the see this rates way, and an kind that don't in if economy of can doesn't nice do very hopefully first quarter well-positioned to we're certainly, as the think succeed together first markets to year very you in to market. all we place the and change continues, hopefully indication, we much. I in either stay things So But all be we and too this apart, put fall
representative quarter of the of will look we is that to very rest First for and the year. continue that,
So next call attending July. this all the forward call we for you look again, in thank and to
