Sergio Gámez Martínez | Global Head of Shareholder and Investor Relations |
Jose Antonio Alvarez | Chief Executive Officer |
José García-Cantera | Chief Financial Officer |
Francisco Riquel | Alantra |
Alvaro Serrano | Morgan Stanley |
Carlos Cobo | Societe Generale |
Fernando Gil de Santivañes | Barclays |
Sofie Peterzens | JPMorgan |
Jernej Omahen | Goldman Sachs |
Ignacio Ulargui | Exane BNP |
Adrian Cighi | Crédit Suisse |
Stefan Nedialkov | Citigroup |
Good morning, everyone, and welcome to the 9-month 2020 earnings presentation of Banco Santander.
As every quarter, we have as speakers, our group CEO, Mr. Alvarez; and our Group Chief Financial Officer, Mr. García-Cantera.
Our CEO will address the group performance for the nine months of 2020.