Jose Antonio Alvarez | CEO & Vice Chairman |
Jose Garcia-Cantera | Senior EVP & Group CFO |
Sergio Martinez | Global Head, Shareholder & IR |
I Alvaro Serrano | Morgan Stanley |
Ignacio Ulargui | Exane BNP Paribas |
Benjamin Toms | RBC |
Carlos Peixoto | CaixaBank |
Britta Schmidt | Autonomous Research |
Andrea Filtri | Mediobanca |
Good morning, everyone. Thanks for joining today's Grupo Santander first-half 2021 earnings call.
As our normal procedure, our group CEO, Mr. Jose Antonio Alvarez, will start the presentation with the highlights on the group first half this year performance, followed by our group CFO, Jose Garcia-Cantera, who will address in detail the different aspects of the first half by business areas before handing over back to our CEO for the key takeaways. And obviously, plenty of time for a Q&A session.