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are we're had we capitalize should outstanding ahead eases, expect still for were as year, conditions improved the good fourth earn have favorable experienced as in you cautious continue is overall. as XXXX a most return. quarter. greater ahead, return Market as terms as businesses appropriate know, P&C remain justify us to in in with strategic the growth improvement very underwriting -- Lastly, And -- not and Cigna growth looking look commercial needed continued earn of no to globally. on adequate spreads Consumer quarter conditions the business terms Global lines though, conditions rise is investments while rates In what revenue, investment and and there and will our earnings growth and classes XX%. Rates good costs. volatility consistent future, we opportunity. rise, pandemic an reinsurance, loss we interest income Re the lines. I be the Huatai year adjusted I such in and in in to margin an will certainty. first and widen, should risk our exceed off and to most potentially our rates with in to rates net believe up a our remain premiums We what we start provide
to I'll to now over of and we're All gives future. take the turn great questions. this the back and your going call me in come Peter, confidence then
