Todd Larson | Senior EVP & CFO |
Anna Manning | President, CEO & Non-Independent Director |
Erik Bass | Autonomous Research |
Jamminder Bhullar | JPMorgan Chase & Co. |
Daniel Bergman | Citigroup |
Ryan Krueger | KBW |
John Nadel | UBS Investment Bank |
Taylor Scott | Goldman Sachs Group |
Thomas Gallagher | Evercore ISI |
Humphrey Lee | Dowling & Partners Securities |
Andrew Kligerman | Crédit Suisse |
Good day, and welcome to the Reinsurance Group of America Second Quarter 2019 Results Conference Call. Today's call is being recorded. At this time, I would like to introduce Mr. Todd Larson, Senior Executive Vice President and Chief Financial Officer; and Ms. Anna Manning, President and Chief Executive Officer.