Todd Larson | Senior EVP & CFO |
Anna Manning | President & CEO |
Jonathan Porter | EVP & Global Chief Risk Officer |
Alain Néemeh | Senior EVP & COO |
Leslie Barbi | Chief Investment Officer |
Andrew Kligerman | Credit Suisse |
Humphrey Lee | Dowling & Partners |
Erik Bass | Autonomous Research |
Ryan Krueger | KBW |
John Barnidge | Piper Sandler |
Dan Bergman | Citigroup |
Michael Ward | UBS |
Good day and welcome to the Reinsurance Group of America's Third Quarter 2020 Results Conference Call. Today's call is being recorded. At this time, I would like to introduce Mr. Todd Larson, Senior Executive Vice President and Chief Financial Officer; and Ms. Anna Manning, President and Chief Executive Officer.