Mark Nogal | Director of IR |
Tom Wilson | Chairman, President and CEO |
Glenn Shapiro | President-Personal Property-Liability, Allstate Insurance Co. |
Don Civgin | CEO, Protection Products & Services |
Mario Rizzo | EVP and CFO |
John Dugenske | President, Investments and Financial Products |
Yaron Kinar | Goldman Sachs |
Greg Peters | Raymond James |
Mike Zaremski | Credit Suisse |
Phil Stefano | Deutsche Bank |
Joshua Shanker | Bank of America |
Paul Newsome | Piper |
Ladies and gentleman, thank you for standing by. Welcome to The Allstate Third Quarter 2020 Earnings Conference Call. [Operator Instructions] As a reminder, today's program is being recorded. I would now like to introduce your host for today's program, Mr. Mark Nogal.