Tom Wilson | CEO |
Mario Rizzo | CFO |
Mark Nogal | Head of Investor Relations |
Glenn Shapiro | President-Allstate Personal Lines |
Joshua Shanker | Bank of America |
Greg Peters | Raymond James |
Elyse Greenspan | Wells Fargo |
Michael Phillips | Morgan Stanley |
David Motemaden | Evercore ISI |
Thank you for standing by and welcome to the Allstate Third Quarter 2021Eearnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, today's program is being recorded. I would now like to introduce your host for today's program, Mark Nogal, Head of Investor Relations.