Mark Nogal | Head, IR |
Thomas Wilson | Chairman, President & CEO |
Glenn Shapiro | President, Property-Liability, Allstate Insurance Company |
Mario Rizzo | EVP & CFO |
Joshua Shanker | Bank of America Merrill Lynch |
Charles Peters | Raymond James & Associates |
Andrew Kligerman | Crédit Suisse |
David Motemaden | Evercore ISI |
Meyer Shields | KBW |
Brian Meredith | UBS |
Good morning, everyone. Thank you for standing by, and welcome to the Allstate First Quarter 2020 Earnings Conference Call. [Operator Instructions]. I would now like to hand the conference over to your speaker today, Mr. Mark Nogal.