|Randy Newman||Chairman, President, and CEO|
|Katie Lorenson||EVP and CFO|
|Karin Taylor||EVP and CRO|
|Jeff Rulis||D.A. Davidson|
|Nathan Rice||Piper Sandler|
|William Wallace||Raymond James|
Good morning and welcome to the Alerus Financial Corporation Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. Please note this event is being recorded. This call may include forward-looking statements.