Steve Massanelli | Chief Administrative Officer and Investor Relations Officer |
George Makris | Chairman and Chief Executive Officer |
Matt Reddin | Chief Banking Officer |
Bob Fehlman | Chief Financial Officer and Chief Operating Officer |
Gary Tenner | D.A. Davidson |
David Feaster | Raymond James |
Brady Gailey | KBW |
Stephen Scouten | Piper Sandler |
Matt Olney | Stephens Inc. |
Ladies and gentlemen, thank you for standing by. Welcome to Simmons First National Corporation Fourth Quarter Earnings Call and Webcast. At this time, all participant lines are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to introduce your host for this conference call Mr.