Ed Bilek | EVP and Director Investor of Relations |
George Makris | Chairman and Chief Executive Officer |
Matt Reddin | Executive Vice President and Chief Banking Officer |
Jay Brogdon | Executive Vice President, Chief Financial Officer and Treasurer |
Bob Fehlman | President and Chief Operating Officer |
David Feaster | Raymond James |
Brady Gailey | KBW |
Matt Olney | Stephens |
Good day and thank you for standing by. Welcome to the Simmons First National Corporation's Fourth Quarter 2021 Earnings Conference Call and Webcast. At this time, all participants are in a listen only mode. [Operator Instructions] I would now like to hand the conference over to your speaker today, Ed Bilek. Please go ahead.