Larry Helling | Chief Executive Officer |
Todd Gipple | President, Chief Operating Officer, and Chief Financial Officer |
Jeff Rulis | D.A. Davidson |
Damon DelMonte | KBW |
Daniel Tamayo | Raymond James |
Brian Martin | Janney Montgomery |
Nathan Race | Piper Sandler |
Greetings, and welcome to the QCR Holdings, Inc. Earnings Conference Call for the Fourth Quarter of Full-Year 2022. Yesterday, after market close, the company disbursed its fourth quarter earnings press release. If there is anyone on the call who has not received a copy, you may access it on the company's website, www.qcrh.com. With us today from management are Larry Helling, CEO; and Todd Gipple, President, COO, and CFO.