Sal DiMartino | Director-Investor Relations |
Thomas Cangemi | Chairman, President and Chief Executive Officer |
Robert Wann | COO |
John Pinto | Chief Financial Officer |
Sandro DiNello | President and Chief Executive Officer of Flagstar Bank |
Lee Smith | President of Flagstar Mortgage |
Ebrahim Poonawala | Bank of America |
Brock Vandervliet | UBS |
David Rochester | Compass Point |
Kenneth Zerbe | Morgan Stanley |
Chris McGratty | KBW |
Steven Alexopoulos | JPMorgan |
Stephen Moss | B. Riley Securities |
Matthew Breese | Stephens Inc. |
Steven Duong | RBC Capital Markets |
Christopher Marinac | Janney Montgomery Scott |
Good morning, everyone. This is Sal DiMartino. Thank you for joining the management team of New York Community for today's conference call. Today's discussion of the company's third quarter 2021 results will be led by Chairman, President and CEO, Thomas Cangemi; joined by Chief Operating Officer, Robert Wann; and the company's Chief Financial Officer, John Pinto.
Before the discussion begins, I'd like to remind you that certain comments made today by the management team of New York Community may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.