Sal DiMartino | IR & Strategic Planning |
Thomas Cangemi | Chairman, President and Chief Executive Officer |
John Pinto | Chief Financial Officer |
Sandro DiNello | President and Chief Executive Officer, Flagstar Bancorp |
Ebrahim Poonawala | Bank of America |
Bernard Von Gizycki | Deutsche Bank |
Dave Rochester | Compass Point |
Christopher Marinac | Janney Montgomery Scott |
Matthew Breese | Stephens Inc |
Chris McGratty | KBW |
Good morning, everyone. This is Sal DiMartino, and I'd like to thank you for joining the management team of New York Community for today's Conference Call. Today's discussion of the company's Third Quarter 2022 Results will be led by Chairman, President and CEO, Thomas Cangemi; joined by Chief Operating Officer, Robert Wann; and the company's Chief Financial Officer, John Pinto.
Joining them on the call will be Sandro DiNello, President and CEO of Flagstar; and Lee Smith, President of Flagstar Mortgage.
Before we begin, I'd like to remind everyone that certain comments made today by the management team of New York Community may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.