Keith Mccue | Senior Vice President, Finance and IR |
Kevin O’Donnell | President and CEO |
Bob Qutub | Executive Vice President and CFO |
Elyse Greenspan | Wells Fargo |
Meyer Shields | KBW |
Brian Meredith | UBS |
Ryan Tunis | Autonomous Research |
Josh Shanker | Bank of America |
Jimmy Bhullar | JP Morgan |
Ladies and gentlemen, thank you for standing by and welcome to the RenaissanceRe's Fourth Quarter and Year-End Results Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to Keith Mccue, Senior Vice President, Finance and Investor Relations. Thank you.