Lynn Fuller | Executive Operative Chairman |
Bruce Lee | President and CEO |
Bryan McKeag | EVP and CFO |
Andrew Townsend | Executive VP & Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Nathan Race | Piper Jaffray |
Andrew Liesch | Sandler O'Neill |
Damon DelMonte | KBW |
Terry McEvoy | Stephens |
Daniel Cardenas | Raymond James |
Greetings, and welcome to Heartland Financial USA, Inc.
Third Quarter 2018 Conference Call. This afternoon, Heartland distributed its third quarter press release, and hopefully, you've had a chance to review the results. If there is anyone on this call who did not receive a copy, you may access it on Heartland's website at htlf.com. With us today from management are: Lynn Fuller, Executive Operating Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer.