Bruce Lee | President and Chief Executive Officer |
Bryan McKeag | Executive Vice President and Chief Financial Officer |
Nathan Jones | Executive Vice President and Chief Credit Officer |
Andrew Leisch | Piper Sandler |
Terry McEvoy | Stephens |
Damon DelMonte | KBW |
Jeffrey Rulis | D.A. Davidson |
Greetings, and welcome to the HTLF Third Quarter 2022 Conference Call. This afternoon, HTLF distributed its third quarter press release, and hopefully, you've had the chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at HTLF's website at htlf.com. With us today from management are Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer. Management will provide a brief summary of the quarter, and then we will open the call to your questions.