Alan Greer | Executive Vice President, Investor Relations |
Kelly King | Chairman and Chief Executive Officer |
Daryl Bible | Senior Executive Vice President and Chief Financial Officer |
Clarke Starnes | Senior Executive Vice President and Chief Risk Officer |
Christopher Henson | President and Chief Operating Officer |
John Pancari | Evercore Partners |
Jennifer Demba | SunTrust Robinson Humphrey |
Betsy Graseck | Morgan Stanley |
Amanda Larsen | Jefferies & Company, Inc. |
John McDonald | Sanford C. Bernstein & Co., LLC |
Gerard Cassidy | RBC Capital Markets |
Mike Mayo | Wells Fargo Securities |
Saul Martinez | UBS |
Greetings, ladies and gentlemen, and welcome to the BB&T Corporation Earnings Conference Call. Currently, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation.
As a reminder, this event is being recorded. It is now my pleasure to introduce your host, Alan Greer of Investor Relations from BB&T Corporation.