Ankur Vyas | Head of Investor Relations |
William Rogers Jr. | Chief Executive Officer |
Daryl Bible | Chief Financial Officer |
John Howard | Chief Insurance Officer |
Clarke Starnes III | Chief Risk Officer |
Matt O'Connor | Deutsche Bank |
John Pancari | Evercore ISI |
Ken Usdin | Jefferies & Company, Inc. |
Gerard Cassidy | RBC Capital Markets |
Mike Mayo | Wells Fargo |
John McDonald | Autonomous Research |
Ebrahim Poonawala | Bank of America Securities |
Erika Najarian | UBS |
Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation Fourth Quarter 2021 Earnings Conference Call. Currently, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation.
As a reminder, this event is being recorded. It is now my pleasure to introduce your host, Mr.