Ankur Vyas | Head of Investor Relations |
Bill Rogers | Chairman and Chief Executive Officer |
Mike Maguire | Chief Financial Officer |
Clarke Starnes | Vice Chair and Chief Risk Officer |
Beau Cummins | Vice Chair |
John Howard | Chief Insurance Officer |
Gerard Cassidy | RBC |
Ken Usdin | Jefferies |
Ryan Nash | Goldman Sachs |
Betsy Graseck | Morgan Stanley |
Mike Mayo | Wells Fargo |
Ebrahim Poonawala | Bank of America |
Matt O'Connor | Deutsche Bank |
Erika Najarian | UBS |
Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation Third Quarter 2021 [2022] (sic) Earnings Conference Call. Currently, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation.
As a reminder, this event is being recorded. It is now my pleasure to introduce your host, Mr.