Oksana Lukasheva | VP, IR & Financial Planning |
John Roche | President, CEO & Director |
Jeffrey Farber | EVP & CFO |
Richard Lavey | EVP & President, Hanover Agency Markets |
Bryan Salvatore | EVP & President of Specialty |
Matthew Carletti | JMP Securities |
Meyer Shields | KBW |
Grace Carter | Bank of America Merrill Lynch |
Bob Farnam | Boenning and Scattergood |
Good morning, and welcome to the Hanover Insurance First Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Oksana Lukasheva. Please go ahead.