Oksana Lukasheva | executive |
John "Jack" C. Roche | executive |
Jeffrey Farber | executive |
Jon Paul Newsome | analyst |
Michael Zaremski | analyst |
Richard Lavey | executive |
Robert Farnam | analyst |
Bryan Salvatore | executive |
Grace Carter | analyst |
Meyer Shields | analyst |
Good day, and welcome to the Hanover Insurance Group's Third Quarter Earnings Conference Call. My name is David, and I will be your operator for today's call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Oksana Lukasheva. Please go ahead.
Thank you, operator. Good morning, and thank you for joining us for our quarterly conference call.