Dennis Shaffer | President and CEO |
Paul Stark | SVP |
Rich Dutton | Senior Vice President and Chief Operating Officer |
Chuck Parcher | Senior Vice President and Chief Lending Officer |
Terry McEvoy | Stephens |
Michael Schiavone | KBW |
Nick Cucharale | Piper Sandler |
Russell Gunther | D.A. Davidson |
Joe Plevelich | Boenning & Scattergood |
Kevin Swanson | Hovde Group |
Good day, and welcome to the Civista Bancshares, Inc.
Third Quarter 2020 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Dennis Shaffer.