Mark Grescovich | President, CEO & Director |
Albert Marshall | SVP and Secretary |
Lloyd Baker | EVP & CFO |
Peter Conner | EVP & CFO |
Richard Barton | EVP & Chief Credit Officer |
Jacquelynne Bohlen | KBW |
Jeffrey Rulis | D.A. Davidson & Co. |
Tyler Stafford | Stephens Inc. |
Louis Feldman | Wells Capital Management |
Timothy O'Brien | Sandler O'Neill + Partners |
Timothy Coffey | FIG Partners |
Matthew Clark | Piper Jaffray Companies |
Good morning, and welcome to the Banner Corporation's First Quarter 2018 Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Mark Grescovich, President and CEO. Please go ahead.