Rich Arnold | Head of Investor Relations |
Mark Grescovich | President and Chief Executive Officer |
Peter Conner | Executive Vice President and Chief Financial Officer |
Jill Rice | Executive Vice President and Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Andrew Liesch | Piper Sandler |
Andrew Terrel | Stephens Inc |
Kelly Motta | KBW |
David Feaster | Raymond James |
Good morning or good afternoon. And welcome to Banner Corporation Third Quarter 2022 Conference Call and Webcast. My name is Adam, and I'll be your operator today. [Operator Instructions] I'll now hand over to Mark Grescovich, President and CEO to begin some remarks. Please go ahead, when you are ready.