Mark Grescovich | President and Chief Executive Officer |
Rich Arnold | Head of Investor Relations |
Jill Rice | Chief Credit Officer |
Peter Conner | Chief Financial Officer |
Jeff Rulis | D.A. Davidson |
David Feaster | Raymond James |
Andrew Liesch | Piper Sandler |
Andrew Terrell | Stephens |
Kelly Motta | KBW |
Tim Coffey | Janney Montgomery & Scott |
Hello, everyone, and welcome to today's conference, Banner Corporation Fourth Quarter 2022 Conference Call and Webcast. My name is Bruno, and I will be coordinating your call today. [Operator Instructions]
I will now hand over to your host, Mark Grescovich, President and CEO of Banner Corporation. Mark, please go ahead.