Phil Smith | Senior Vice President of Investor Relations |
Brian Porter | Scotiabank's President and Chief Executive Officer |
Raj Viswanathan | Acting Chief Financial Officer |
Daniel Moore | Chief Risk Officer |
James O'Sullivan | Group Head of Canadian Banking |
Ignacio Deschamps | Group Head of International Banking & Digital Transformation |
Dieter Jentsch | Global Banking and Markets |
Meny Grauman | Cormark Securities |
John Aiken | Barclays |
Doug Young | Desjardins |
Gabriel Dechaine | National Bank Financial |
Sohrab Movahedi | BMO Capital Markets |
Mario Mendonca | TD Securities |
Steve Theriault | Eight Capital |
Scott Chan | Canaccord |
Darko Mihelic | RBC Capital Markets |
Good morning, and welcome to Scotiabank's 2018 Third Quarter Results Presentation. My name is Phil Smith, Senior Vice President of Investor Relations. Presenting to you this morning is Brian Porter, Scotiabank's President and Chief Executive Officer; Raj Viswanathan, our acting Chief Financial Officer and Daniel Moore, our Chief Risk Officer.
Following our comments, we will be glad to take your questions. Also present to take questions are Scotiabank's business line group heads: James O'Sullivan from Canadian Banking; Nacho Deschamps from International Banking; and Dieter Jentsch from Global Banking and Markets.