Philip Smith | Senior Vice President of Investor Relations |
Brian Porter | President and Chief Executive Officer |
Raj Viswanathan | Executive Vice President and Chief Financial Officer |
Daniel Moore | Group Head & Chief Risk Officer |
Nacho Deschamps | Group Head of International Banking & Digital Transformation |
Dan Rees | Group Head, Canadian Banking |
Jake Lawrence | Co-Group Head, Global Banking and Markets |
Steve Theriault | Eight Capital |
Doug Young | Desjardins Capital Markets |
Gabriel Dechaine | National Bank Financial |
Meny Grauman | Cormark Securities |
Darko Mihelic | RBC Capital Markets |
Mario Mendonca | TD Securities |
Mike Rizvanovic | Credit Suisse |
Sohrab Movahedi | BMO Capital Markets |
John Aiken | Barclays |
Scott Chan | Canaccord Genuity |
Robert Sedran | CIBC Capital Markets |
Good morning, and welcome to Scotiabank’s 2019 Fourth Quarter Results Presentation. My name is Philip Smith, Senior Vice President of Investor Relations. Presenting to you this morning is Brian Porter, Scotiabank’s President and Chief Executive Officer; Raj Viswanathan, our Chief Financial Officer; and Daniel Moore, our Chief Risk Officer.
Following our comments, we’ll be glad to take your questions. Also present to take questions are the following Scotiabank executives: Dan Rees from Canadian Banking; Nacho Deschamps from International Banking; Jake Lawrence and James Neate from Global Banking and Markets; and Glen Gowland from Global Wealth Management.