Philip Smith | Senior Vice President, Investor Relations |
Brian Porter | President and CEO |
Raj Viswanathan | Chief Financial Officer |
Daniel Moore | Chief Risk Officer |
Dan Rees | Canadian Banking |
Nacho Deschamps | International Banking |
Jake Lawrence | Global Banking and Markets |
James Neate | Global Banking and Markets |
Glen Gowland | Global Wealth Management |
Ebrahim Poonawala | Bank of America Securities |
Gabriel Dechaine | National Bank Financial |
John Aiken | Barclays |
Steve Theriault | Eight Capital |
Scott Chan | Canaccord Genuity |
Paul Holden | CIBC |
Doug Young | Desjardins Capital Markets |
Darko Mihelic | RBC Capital Markets |
Mike Rizvanovic | Credit Suisse |
Mario Mendonca | TD Securities |
Sohrab Movahedi | BMO Capital Markets |
Good morning. And welcome to Scotiabank’s 2020 Third Quarter Results Presentation. My name is Philip Smith, Senior Vice President of Investor Relations. Presenting to you this morning is Brian Porter, Scotiabank’s President and Chief Executive Officer; Raj Viswanathan, our Chief Financial Officer; and Daniel Moore, our Chief Risk Officer.
Following our comments, we will be glad to take your questions.