ENB Financial Corp (“the Corporation”) is a bank holding company that was formed on July 1, 2008. The Corporation’s wholly owned subsidiary, Ephrata National Bank (“the Bank”), also referred to as ENB, is a full service commercial bank organized under the laws of the United States. Presently, no other subsidiaries exist under the bank holding company. The Corporation and the Bank are both headquartered in Ephrata, Lancaster County, Pennsylvania. The Bank was incorporated on April 11, 1881, pursuant to The National Bank Act under a charter granted by the Office of the Comptroller of the Currency (OCC). The Federal Deposit Insurance Corporation (FDIC) insures deposit accounts to the maximum extent provided by law. The Corporation’s retail, operational, and administrative offices are predominantly located in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. Ten full service offices are located in Lancaster County with one full service office in Lebanon County and one full service office in Berks County, Pennsylvania.
Company profile
Ticker
ENBP
Exchange
Website
CEO
Aaron L. Groff
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
SEC CIK
Corporate docs
IRS number
510661129
ENBP stock data
Latest filings (excl ownership)
8-K
Departure of Directors or Certain Officers
27 Jan 23
8-K
ENB Financial Corp Reports Fourth Quarter 2022 Results
20 Jan 23
8-K
ENB Financial Corp Announces Quarterly Cash Dividend
19 Jan 23
10-Q
2022 Q3
Quarterly report
14 Nov 22
8-K
Departure of Directors or Certain Officers
1 Nov 22
8-K
ENB Financial Corp Announces Quarterly Cash Dividend
20 Oct 22
8-K
ENB Financial Corp Reports Third Quarter 2022 Results
17 Oct 22
10-Q
2022 Q2
Quarterly report
12 Aug 22
D
$20M in debt, sold $20M, 22 investors
25 Jul 22
8-K
Entry into a Material Definitive Agreement
22 Jul 22
Latest ownership filings
Financial summary
| Quarter (USD) | Sep 22 | Jun 22 | Mar 22 | Dec 21 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
| Net profit margin | |||||
| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Dec 21 | Dec 20 | Dec 19 | Dec 18 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
| Net profit margin | |||||
| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 50.58 mm | 50.58 mm | 50.58 mm | 50.58 mm | 50.58 mm | 50.58 mm |
| Cash burn (monthly) | 1.35 mm | 2.35 mm | (no burn) | (no burn) | (no burn) | (no burn) |
| Cash used (since last report) | 5.33 mm | 9.32 mm | n/a | n/a | n/a | n/a |
| Cash remaining | 45.25 mm | 41.25 mm | n/a | n/a | n/a | n/a |
| Runway (months of cash) | 33.6 | 17.5 | n/a | n/a | n/a | n/a |
Institutional ownership, Q4 2021
8.9% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 1 |
| Opened positions | 0 |
| Closed positions | 0 |
| Increased positions | 0 |
| Reduced positions | 0 |
| 13F shares | Current |
|---|---|
| Total value | 9.38 mm |
| Total shares | 500.41 k |
| Total puts | 0.00 |
| Total calls | 0.00 |
| Total put/call ratio | – |
| Largest owners | Shares | Value |
|---|---|---|
| Robert C Wenger Charitable Trust | 500.41 k | $9.38 mm |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 23 Jan 23 | Jeffrey Stauffer | Common Stock | Buy | Acquire P | No | No | 16.75 | 242 | 4.05 k | 8,962.492 |
| 7 Nov 22 | Jeffrey Stauffer | Common Stock | Buy | Acquire P | No | No | 17.64 | 264 | 4.66 k | 8,607.38 |