ENB Financial Corp (“the Corporation”) is a bank holding company that was formed on July 1, 2008. The Corporation’s wholly owned subsidiary, Ephrata National Bank (“the Bank”), also referred to as ENB, is a full service commercial bank organized under the laws of the United States. Presently, no other subsidiaries exist under the bank holding company. The Bank has one subsidiary, ENB Insurance, which is a full-service insurance agency that offers a broad range of insurance products to commercial and personal clients. The Corporation and the Bank are both headquartered in Ephrata, Lancaster County, Pennsylvania. The Bank was incorporated on April 11, 1881, pursuant to The National Bank Act under a charter granted by the Office of the Comptroller of the Currency (OCC). The Federal Deposit Insurance Corporation (FDIC) insures deposit accounts to the maximum extent provided by law. The Corporation’s retail, operational, and administrative offices are predominantly located in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania, the “Market Area”. Eleven full service community banking offices are located in Lancaster County with one full service community banking office in Lebanon County and one full service community banking office in Berks County, Pennsylvania.
Company profile
Ticker
ENBP
Exchange
Website
CEO
Aaron L. Groff
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
IRS number
510661129
ENBP stock data
Latest filings (excl ownership)
8-K
ENB Financial Corp Announces Quarterly Cash Dividend
18 Apr 24
8-K
ENB Financial Corp Reports First Quarter 2024 Results
16 Apr 24
DEFA14A
Additional proxy soliciting materials
10 Apr 24
DEF 14A
Definitive proxy
9 Apr 24
10-K
2023 FY
Annual report
22 Mar 24
8-K
ENB Financial Corp Reports Fourth Quarter 2023 Results
19 Jan 24
8-K
ENB Financial Corp Announces Quarterly Cash Dividend
18 Jan 24
10-Q
2023 Q3
Quarterly report
14 Nov 23
8-K
ENB Financial Corp Announces Quarterly Cash Dividend
19 Oct 23
8-K
ENB Financial Corp Reports Third Quarter 2023 Results
18 Oct 23
Financial summary
Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
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Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
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Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
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Change in cash | |||||
Diluted EPS |
Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 38.76 mm | 38.76 mm | 38.76 mm | 38.76 mm | 38.76 mm | 38.76 mm |
Cash burn (monthly) | 7.44 mm | 984.75 k | (no burn) | (no burn) | (no burn) | (no burn) |
Cash used (since last report) | 50.84 mm | 6.73 mm | n/a | n/a | n/a | n/a |
Cash remaining | -12.08 mm | 32.03 mm | n/a | n/a | n/a | n/a |
Runway (months of cash) | -1.6 | 32.5 | n/a | n/a | n/a | n/a |
Institutional ownership, Q4 2021
8.8% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 1 |
Opened positions | 0 |
Closed positions | 0 |
Increased positions | 0 |
Reduced positions | 0 |
13F shares | Current |
---|---|
Total value | 9.38 mm |
Total shares | 500.41 k |
Total puts | 0.00 |
Total calls | 0.00 |
Total put/call ratio | – |
Largest owners | Shares | Value |
---|---|---|
Robert C Wenger Charitable Trust | 500.41 k | $9.38 mm |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
22 Apr 24 | Roger L Zimmerman | Common Stock | Buy | Acquire P | No | No | 14.8378 | 1,554 | 23.06 k | 4,164 |
28 Mar 24 | Jennifer Halligan | Common Stock | Discretionary | Acquire I | No | No | 12.19 | 61.078 | 744.54 | 583.527 |
28 Mar 24 | Jennifer Halligan | Common Stock | Discretionary | Acquire I | No | No | 12.19 | 4.57 | 55.71 | 522.449 |
28 Mar 24 | Jennifer Halligan | Common Stock | Discretionary | Acquire I | No | No | 12.19 | 2.616 | 31.89 | 517.879 |
28 Mar 24 | Jay S Martin | Common Stock | Discretionary | Acquire I | No | No | 14.34 | 19.526 | 280.00 | 3,648.515 |
28 Mar 24 | Jay S Martin | Common Stock | Discretionary | Acquire I | No | No | 14.34 | 1.151 | 16.51 | 3,628.989 |
28 Mar 24 | Susan Y Nicholas | Common Stock | Discretionary | Acquire I | No | No | 14.65 | 0.003 | 0.05 | 16,045.762 |
28 Mar 24 | Susan Y Nicholas | Common Stock | Discretionary | Acquire I | No | No | 14.34 | 125.138 | 1.79 k | 16,045.759 |
28 Mar 24 | Brian K Reed | Common Stock | Discretionary | Acquire I | No | No | 14.34 | 108.787 | 1.56 k | 9,557.956 |
28 Mar 24 | Brian K Reed | Common Stock | Discretionary | Acquire I | No | No | 14.34 | 108.364 | 1.55 k | 9,449.169 |