Rhinebeck Bancorp (RBKB)

Cash burn rate (est.)	Burn method: Change in cash		Burn method: Operating income		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	46.38 mm	46.38 mm	46.38 mm	46.38 mm	46.38 mm	46.38 mm
Cash burn (monthly)	(no burn)	(no burn)	3.43 mm	534.08 k	1.19 mm	(no burn)
Cash used (since last report)	n/a	n/a	17.44 mm	2.71 mm	6.06 mm	n/a
Cash remaining	n/a	n/a	28.94 mm	43.67 mm	40.32 mm	n/a
Runway (months of cash)	n/a	n/a	8.4	81.8	33.8	n/a

Beta Read what these cash burn values mean

Financial data from company earnings reports.

Institutional ownership, Q3 2024

RBKB institutional ownership history Ownership history

22.9% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	13	8	+62.5%
Opened positions	7	3	+133.3%
Closed positions	2	1	+100.0%
Increased positions	2	1	+100.0%
Reduced positions	0	1	EXIT

13F shares	Current	Prev Q	Change
Total value	5.34 bn	1.09 bn	+391.9%
Total shares	2.54 mm	1.02 mm	+147.8%
Total puts	0.00	0.00
Total calls	0.00	0.00
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change
M3F	1.08 mm	$9.95 mm	NEW
M3 Partners	886.42 k	$0.00	0.0%
Vanguard	242.12 k	$2.24 bn	NEW
Alliancebernstein	114.91 k	$1.06 bn	NEW
Bridgeway Capital Management	65.31 k	$604.16 mm	NEW
Empowered Funds	50.31 k	$465.41 mm	+5.3%
Geode Capital Management	37.29 k	$345.00 mm	+10.8%
Dimensional Fund Advisors	18.18 k	$168.21 mm	0.0%
Arbiter Partners Capital Management	13.52 k	$125.07 mm	NEW
Grace & White	12.66 k	$117.14 mm	0.0%

Largest transactions	Shares	Bought/sold	Change
M3F	1.08 mm	+1.08 mm	NEW
Vanguard	242.12 k	+242.12 k	NEW
Alliancebernstein	114.91 k	+114.91 k	NEW
Bridgeway Capital Management	65.31 k	+65.31 k	NEW
John G Ullman & Associates	0.00	-15.90 k	EXIT
Arbiter Partners Capital Management	13.52 k	+13.52 k	NEW
BlackRock	9.71 k	+9.71 k	NEW
Geode Capital Management	37.29 k	+3.64 k	+10.8%
Empowered Funds	50.31 k	+2.55 k	+5.3%
UBS UBS	2.50 k	+2.50 k	NEW

Data from 13F filings, for the last complete 13F reporting period. For most recent data, click the ownership history button. Values as filed, not updated for current price. Long positions only.

Recent insider trades

RBKB insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
13 Feb 25	Kevin M Nihill	Common Stock	Buy	Acquire P	No	No	10	1,000	10.00 k	16,000
6 Dec 24	Francis X. Dwyer	Common Stock	Sell	Dispose S	No	No	9.78	14,779	144.54 k	10,079
6 Dec 24	Francis X. Dwyer	Common Stock	Option exercise	Acquire M	No	No	6.57	22,000	144.54 k	24,858
6 Dec 24	Francis X. Dwyer	Stock Options Common Stock	Option exercise	Dispose M	No	No	6.57	22,000	144.54 k	0
29 Nov 24	Karen E. Morgan-D'Amelio	Common Stock	Sell	Dispose S	No	No	9.86	1,000	9.86 k	0
29 Nov 24	Karen E. Morgan-D'Amelio	Common Stock	Sell	Dispose S	No	No	9.78	536	5.24 k	1,000
26 Nov 24	Karen E. Morgan-D'Amelio	Common Stock	Sell	Dispose S	No	No	9.81	76	745.56	1,536
26 Nov 24	Karen E. Morgan-D'Amelio	Common Stock	Sell	Dispose S	No	No	9.8	1,354	13.27 k	1,612
25 Nov 24	Francis X. Dwyer	Common Stock	Sell	Dispose S	Yes	No	9.8298	250	2.46 k	0

Data from 3, 4 and 5 filings. Values as filed, not updated for current price.

News

From Benzinga Pro

12 Financials Stocks Moving In Monday's Pre-Market Session

27 Jan 25

Rhinebeck Bancorp Says Remained 'Well Capitalized' Following Restructuring; Says Restructuring Decreased Average Life Of The Securities Portfolio And Is Expected To Improve Earnings Stream Beginning In Q1'25

26 Dec 24

The company announced the sale of a portion of its available-for-sale investment securities portfolio as part of a strategic balance sheet repositioning.Additionally, the Bank maintains liquidity metrics, including

Press releases

From Benzinga Pro

Rhinebeck Bancorp, Inc. Reports Results for the Quarter and Year Ended December 31, 2024

30 Jan 25

POUGHKEEPSIE, NY / ACCESS Newswire / January 30, 2025 / Rhinebeck Bancorp, Inc. (the "Company") (NASDAQ:RBKB), the holding company of Rhinebeck Bank (the "Bank"), reported a net loss for the fourth

Rhinebeck Bancorp, Inc. Completes Further Balance Sheet Restructuring

26 Dec 24

POUGHKEEPSIE, NY / ACCESSWIRE / December 26, 2024 / Rhinebeck Bancorp, Inc. (NASDAQ:RBKB) (the "Company"), the parent company of Rhinebeck Bank (the "Bank"), announced the sale of a portion of its