Universal Insurance (UVE)

Coastal Homeowners Insurance Specialists, Inc. • Tigerquote.com Insurance Solutions of Ohio, Inc. • Tigerquote.com Insurance Solutions of Pennsylvania, Inc. • Universal Adjusting Corporation • Assurance Systems, Inc. • Universal Inspection Corporation • Protection Solutions, Inc. • Universal Property & Casualty Insurance Company • Evolution Risk Advisors, Inc. • Oak90 Capital, Inc. ...

IRS number

650231984

UVE stock data

1M 3M 6M 1Y

Latest filings (excl ownership)

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DEFA14A

Additional proxy soliciting materials

25 Apr 25

ARS

2024 FY

Annual report to shareholders

25 Apr 25

Universal Reports First Quarter 2025 Results

24 Apr 25

8-K

Universal Declares Regular Cash Dividend & Announces Earnings Dates

28 Feb 25

Universal Reports Fourth Quarter 2024 Results

25 Feb 25

8-K

Universal Declares Regular Cash Dividend

6 Feb 25

8-K

Universal Declares Regular and Special Cash Dividends

30 Oct 24

Transcripts

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UVE

Earnings call transcript

2025 Q1

25 Apr 25

UVE

Earnings call transcript

2024 Q4

26 Feb 25

UVE

Earnings call transcript

2024 Q3

25 Oct 24

UVE

Earnings call transcript

2024 Q2

26 Jul 24

UVE

Earnings call transcript

2024 Q1

26 Apr 24

UVE

Earnings call transcript

2023 Q4

23 Feb 24

UVE

Earnings call transcript

2023 Q3

27 Oct 23

UVE

Earnings call transcript

2023 Q2

28 Jul 23

UVE

Earnings call transcript

2023 Q2

28 Jul 23

UVE

Earnings call transcript

2023 Q1

28 Apr 23

Latest ownership filings

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Financial summary

Financial statements Chart UVE financial data

Quarter (USD)	Dec 24	Sep 24	Jun 24	Mar 24
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 24	Dec 23	Dec 22	Dec 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Cash burn rate (est.)	Burn method: Change in cash		Burn method: Operating income		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	262.08 mm	262.08 mm	262.08 mm	262.08 mm	262.08 mm	262.08 mm
Cash burn (monthly)	46.75 mm	11.49 mm	(no burn)	(no burn)	33.78 mm	(no burn)
Cash used (since last report)	183.47 mm	45.09 mm	n/a	n/a	132.58 mm	n/a
Cash remaining	78.60 mm	216.98 mm	n/a	n/a	129.49 mm	n/a
Runway (months of cash)	1.7	18.9	n/a	n/a	3.8	n/a

Beta Read what these cash burn values mean

Financial data from company earnings reports.

Institutional ownership, Q4 2024

UVE institutional ownership history Ownership history

70.8% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	165	171	-3.5%
Opened positions	22	27	-18.5%
Closed positions	28	18	+55.6%
Increased positions	50	60	-16.7%
Reduced positions	57	53	+7.5%

13F shares	Current	Prev Q	Change
Total value	401.37 bn	420.27 bn	-4.5%
Total shares	19.88 mm	19.98 mm	-0.5%
Total puts	34.90 k	18.10 k	+92.8%
Total calls	56.10 k	24.40 k	+129.9%
Total put/call ratio	0.6	0.7	-16.1%

Largest owners	Shares	Value	Change
BlackRock	2.11 mm	$44.38 bn	+0.2%
Donald Smith & Co.	1.72 mm	$36.23 bn	+11.3%
Vanguard	1.67 mm	$35.27 bn	+0.3%
Dimensional Fund Advisors	1.50 mm	$31.51 bn	+0.4%
GS The Goldman Sachs Group, Inc.	735.91 k	$15.50 bn	-1.2%
STT State Street	610.35 k	$12.85 bn	+1.4%
American Century Companies	608.89 k	$12.82 bn	+10.4%
Geode Capital Management	595.38 k	$12.54 bn	-13.7%
RNR RenaissanceRe	583.77 k	$12.29 bn	0.0%
CWA Asset Management	570.62 k	$12.02 bn	+100.0%

Largest transactions	Shares	Bought/sold	Change
CWA Asset Management	570.62 k	+285.34 k	+100.0%
Donald Smith & Co.	1.72 mm	+174.84 k	+11.3%
ArrowMark Colorado	285.00 k	-105.00 k	-26.9%
Geode Capital Management	595.38 k	-94.39 k	-13.7%
BMO Bank of Montreal	0.00	-88.91 k	EXIT
Cubist Systematic Strategies	0.00	-85.77 k	EXIT
Algert Global	0.00	-79.06 k	EXIT
Allianz Asset Management GmbH	94.95 k	+73.48 k	+342.3%
D. E. Shaw & Co.	145.23 k	-73.17 k	-33.5%
Millennium Management	126.60 k	+69.21 k	+120.6%

Data from 13F filings, for the last complete 13F reporting period. For most recent data, click the ownership history button. Values as filed, not updated for current price. Long positions only.

Recent insider trades

UVE insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
31 Mar 25	Donaghy Stephen	Common Stock	Payment of exercise	Dispose F	No	No	23.7	6,286	148.98 k	704,961
31 Mar 25	Downes Sean P	Common Stock	Payment of exercise	Dispose F	No	No	23.7	3,592	85.13 k	991,667
27 Mar 25	Downes Sean P	Common Stock	Payment of exercise	Dispose F	No	No	22.85	3,283	75.02 k	995,259
27 Mar 25	Downes Sean P	Common Stock	Option exercise	Acquire M	No	No	0	8,342	0.00	998,542
27 Mar 25	Downes Sean P	RSU Common Stock	Option exercise	Dispose M	No	No	0	8,342	0.00	16,683
27 Mar 25	Donaghy Stephen	Common Stock	Payment of exercise	Dispose F	No	No	22.85	5,745	131.27 k	711,247
27 Mar 25	Donaghy Stephen	Common Stock	Option exercise	Acquire M	No	No	0	14,598	0.00	716,992
27 Mar 25	Donaghy Stephen	RSU Common Stock	Option exercise	Dispose M	No	No	0	14,598	0.00	29,196
27 Mar 25	Wilcox Frank	Common Stock	Payment of exercise	Dispose F	No	No	22.85	610	13.94 k	133,432
27 Mar 25	Wilcox Frank	Common Stock	Option exercise	Acquire M	No	No	0	2,503	0.00	134,042