CC Master Credit Card Trust Ii 8-K Financial statements and exhibits

Exhibit 99.1

CC MASTER CREDIT CARD TRUST II

Excess Spread Analysis—October 2003

Series		1996-C	*
Deal Size		$271.50 MM
Expected Maturity		02/16/04
Yield		9.10	%
Less:	Coupon	1.49	%
	Servicing Fee	0.54	%
	Net Credit Losses	3.56	%
Excess Spread:
	October-03	3.51	%
	September-03	4.15	%
	August-03	5.67	%
Three month Average Excess Spread		4.44	%
Delinquency:
	30 to 59 days	2.01	%
	60 to 89 days	1.54	%
	90 + days	3.46	%
	Total	7.01	%
Payment Rate		13.50	%