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Exhibit 99.3
Industry Guide 3 – Return on Equity and Assets Ratios
Q3 2020 | Q2 2020 | Q1 2020 | Nine months ended July 31, 2020 | For the Year-Ended October 2019 | ||||||||||||||||
Return on Assets | 0.75 | % | 0.36 | % | 0.92 | % | 0.67 | % | 0.90 | % | ||||||||||
Return on Equity | 15.7 | % | 7.3 | % | 17.6 | % | 13.6 | % | 16.8 | % | ||||||||||
Dividend Payout Ratio | 49 | % | 108 | % | 44 | % | 57 | % | 46 | % | ||||||||||
Equity to Asset Ratio | 4.99 | % | 5.06 | % | 5.50 | % | 5.17 | % | 5.64 | % |