Exhibit 99.3
Industry Guide 3 - Return on Equity and Assets Ratios
Q2 2021 | Q1 2021 | Six months ended April 30, 2021 | For the Year-Ended October 31, 2020 | |||||||||||||
Return on Assets | 0.99 | % | 0.90 | % | 0.95 | % | 0.70 | % | ||||||||
Return on Equity | 19.4 | % | 18.6 | % | 19.0 | % | 14.2 | % | ||||||||
Dividend Payout Ratio | 39 | % | 41 | % | 40 | % | 55 | % | ||||||||
Equity to Asset Ratio | 5.47 | % | 5.19 | % | 5.33 | % | 5.19 | % |