OceanFirst Financial (OCFC) 8-K OceanFirst Financial Corp. Announces Agreement to Acquire

Investor Information

Agreement to Acquire Colonial American Bank

OceanFirst Financial Corp.

February 25, 2015

Exhibit 99.2

Transaction Summary

2

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100% stock deal, valued at $11.3 million

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In-market acquisition supports growth objective in towns of Middletown

and Shrewsbury, NJ, both demographically attractive

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Favorable financial terms (adjusted for DTA realization of $2 million)

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Price/Tangible Book Value of 96%

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Price/Core Deposit Premium of (0.6%)

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Price/2016 Est. EPS w/Cost Savings of 8X

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OCFC book value dilution at closing < 1% ($0.01 per share)

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Modest execution risk with conservative assumptions

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Cost saves of 35%, fully realized in 2016

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Tangible book value earnback less than two years

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Strong pro-forma capital position of 9.2% TCE, 9.5% Leverage

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Projected closing prior to year-end 2015

Pro Forma Franchise Map

2

Supports

existing Red

Bank Financial

Center