PFF Bancorp (PFFBQ) 8-K Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C.  20549
FORM 8-K
CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): May 16, 2005
PFF BANCORP, INC. (Exact name of registrant as specified in its charter)
Delaware	0-27404	95-4561623
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
350 South Garey Avenue Pomona, CA (Address of principal executive offices)		91766 (Zip Code)
Registrant's telephone number, including area code:  (909) 623-2323
Not Applicable (Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425).
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

Item 1.01        Entry into a Material Definitive Agreement.

On May 16, 2005, the following incentive-based cash award payments were made to the Registrant's executive officers under the 2005 PFF Bank & Trust Annual Incentive Plan based upon the achievement of pre-determined performance objectives in the 2005 fiscal year: Larry M. Rinehart - $257,825; Kevin McCarthy - $143,232; Gregory C. Talbott - $136,074; Gerald W. Groene - $91,062 and Gilbert F. Smith - $84,655.

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
	PFF BANCORP, INC.
	By:	/s/ Gregory C. Talbott
		Gregory C. Talbott Executive Vice President and Chief Financial Officer
Date: May 27, 2005