Banc of America Merrill Lynch Commercial Mortgage
Filed: 22 Sep 04, 12:00am
ANNEX A CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS LOAN LOAN SEQUENCE NUMBER GROUP PROPERTY NAME PROPERTY ADDRESS -------- ------ ----- ------------- ---------------- 1 58326 2 Arbors of Watermark 1717 Canvasback Lane 2 58329 2 The Promenade at Mission Viejo 28032 Marguerite Parkway 3 9974 1 Twin Creeks Apartments 11230-11450 SE Sunnyside Road 4 58395 2 AMLI Nantucket 18949 Marsh Lane 5 58328 2 Deerfield Apartments 860 Deerfield Boulevard 6.1 40284 2 Henridge Apartments 214 Salaignac Street 6.2 40284 2 Sandra Court Apartments 7000 Ridge Avenue 6.3 40284 2 Leverington Court Apartments 631 Leverington Avenue 6 40284 2 ROXBOROUGH PORTFOLIO (ROLL UP) Various 7 58260 2 Breckenridge Apartments 239 Orville Street 8 6835 2 Euclid Meadows Apartments 27300 Euclid Avenue 9 40931 2 984 Sheridan Avenue 984 Sheridan Avenue 10 41035 2 2544 Valentine Avenue 2544 Valentine Avenue 11 9323 2 Lion's Way Apartments 15043 Woodstone Drive 12 58322 2 Skyview Village Apartments 1001 Nimbus Drive 13 40457 2 Presidential Halls 3300-3318 Paxton Street 14 8263 2 Greentree Apartments NC 4615 Greentree Road 15 10364 2 Casa Grande Apartments 6455 San Juan Avenue 16 10009 2 Winston Apartment Complex 1709 SouthWest Morrison Street 17 6979 2 The Harrison Apartments 2100 Virginia Drive 18 8811 2 Hillside Woods 3280 Hillside Drive 19 8810 2 Clare Meadows Apartments 7760 South 51st Street 20 58295 1 Simon - West Ridge Mall 1801 S.W. Wanamaker Road 21 57564 1 8027 Leesburg Pike 8027 Leesburg Pike and 1942 Old Gallows Road 22 39342 1 Santa Rosa Mall 300 Mary Esther Boulevard 23 40719 1 Northpointe Plaza 9604-10100 North Newport Highway 24.1 39789 1 Columbia Plaza 501 Columbia Turnpike 24.2 39789 1 Fullerton Plaza 7927 Belair Road 24.3 39789 1 North East Station 2550 West Pulaski Highway 24.4 39789 1 Colonie Plaza 1892 Central Avenue 24 39789 1 GE-KIMCO PORTFOLIO (ROLL UP) Various 25 58298 1 Simon - Boardman Plaza 243 Boardman Canfield Road 26 41160 1 Pine Ridge Plaza 3106-3240 Iowa Street 27.1 40390 1 Heritage Towne Crossing 1301 West Glade Road & 3001 State Highway 121 27.2 40390 1 Eckerd Norman 3651 West Robinson 27.3 40390 1 Eckerd Edmond 1237 East Danforth 27 40390 1 INLAND SOUTHWEST PORTFOLIO (ROLL UP) Various 28 40717 1 Pottstown Plaza 799 State Street 29 57951 1 Citrus Village Plaza 700 East Redlands Boulevard 30 41602 1 Plaza at Marysville 1242 State Street 31 40740 1 North Rivers Town Center 7250 Rivers Avenue 32 39593 1 Cranberry Square 1000 Cranberry Square Drive 33 57534 1 The Center at Coldwater 12930-50 Ventura Boulevard 34 58150 1 Harwood Central Village 2101-2113 Harwood Road 35 58107 1 Gregory Village 1601-1699 Contra Costa Boulevard 36 39154 1 Duval Station Center 50 Duval Station Road 37.1 41196 1 Eckerd - Kill Devil Hills, NC 2014 South Croatan Highway 37.2 41196 1 Eckerd - Columbia, SC 7338 Broad River Road CUT-OFF MATURITY ZIP PROPERTY ORIGINAL DATE DATE SEQUENCE COUNTY CITY STATE CODE TYPE BALANCE BALANCE BALANCE -------- ------ ---- ----- ---- ---- ------- ------- ------- 1 Franklin Columbus OH 43215 Multifamily $26,000,000 $25,942,802 $24,066,161 2 Orange Mission Viejo CA 92692 Multifamily 24,000,000 24,000,000 21,158,301 3 Clackamas Clackamas OR 97015 Multifamily 12,000,000 11,976,783 10,118,571 4 Denton Dallas TX 75287 Multifamily 11,000,000 11,000,000 11,000,000 5 Clermont Cincinnati OH 45245 Multifamily 10,600,000 10,576,646 9,810,588 6.1 Philadelphia Philadelphia PA 19128 Multifamily 4,100,000 4,072,141 3,789,714 6.2 Philadelphia Philadelphia PA 19128 Multifamily 2,800,000 2,780,975 2,588,097 6.3 Philadelphia Philadelphia PA 19128 Multifamily 2,000,000 1,986,410 1,848,641 6 Philadelphia Philadelphia PA 19128 Multifamily 8,900,000 8,839,526 8,226,452 7 Greene Fairborn OH 45324 Multifamily 7,500,000 7,484,859 6,982,010 8 Cuyahoga Euclid OH 44132 Multifamily 6,300,000 6,287,963 5,321,286 9 Bronx Bronx NY 10456 Multifamily 4,600,000 4,587,449 4,303,578 10 Bronx Bronx NY 10458 Multifamily 4,600,000 4,587,449 4,303,578 11 Tangipahoa Hammond LA 70401 Multifamily 4,140,000 4,132,352 3,512,557 12 Travis Pflugerville TX 78660 Multifamily 3,820,000 3,809,372 3,228,847 13 Dauphin Harrisburg PA 17111 Multifamily 3,520,000 3,500,634 3,257,256 14 New Hanover Wilmington NC 28405 Multifamily 2,980,000 2,977,204 2,430,537 15 Duval Jacksonville FL 32210 Multifamily 2,560,000 2,556,191 1,974,849 16 Multnomah Portland OR 97205 Multifamily 2,010,000 2,007,881 1,692,407 17 Wichita Wichita Falls TX 76309 Multifamily 1,849,612 1,820,632 1,456,424 18 Waukesha Delafield WI 53018 Multifamily 1,700,000 1,696,944 1,375,290 19 Milwaukee Franklin WI 53132 Multifamily 1,400,000 1,396,215 1,127,335 20 Shawnee Topeka KS 66604 Retail 68,710,962 68,710,962 64,274,751 21 Fairfax Vienna VA 22182 Retail 44,000,000 43,622,666 37,321,970 22 Okaloosa Mary Esther FL 32569 Retail 42,500,000 42,411,692 38,014,400 23 Spokane Spokane WA 99218 Retail 30,850,000 30,850,000 30,850,000 24.1 Rensselaer East Greenbush NY 12061 Retail 9,800,000 9,800,000 9,357,434 24.2 Baltimore Baltimore MD 21236 Retail 8,400,000 8,400,000 8,020,658 24.3 Cecil North East MD 21901 Retail 6,750,000 6,750,000 6,445,172 24.4 Albany Colonie NY 12205 Retail 5,765,000 5,765,000 5,504,654 24 Various Various Various Various Retail 30,715,000 30,715,000 29,327,918 25 Mahoning Youngstown OH 44512 Retail 23,597,562 23,597,562 21,337,967 26 Douglas Lawrence KS 66046 Retail 14,700,000 14,700,000 14,700,000 27.1 Tarrant Euless TX 76039 Retail 8,950,000 8,950,000 8,950,000 27.2 Cleveland Norman OK 73072 Retail 2,900,000 2,900,000 2,900,000 27.3 Edmond Edmond OK 73003 Retail 1,850,000 1,850,000 1,850,000 27 Various Various Various Various Retail 13,700,000 13,700,000 13,700,000 28 Montgomery Pottstown PA 19464 Retail 12,400,000 12,400,000 11,843,888 29 San Bernardino Redlands CA 92373 Retail 12,250,000 12,176,303 10,292,905 30 Snohomish Marysville WA 98270 Retail 11,800,000 11,800,000 11,800,000 31 Charleston North Charleston SC 29406 Retail 11,050,000 11,050,000 11,050,000 32 Butler Cranberry PA 16319 Retail 10,900,000 10,900,000 10,900,000 33 Los Angeles Studio City CA 91604 Retail 9,249,902 9,224,639 6,841,070 34 Tarrant Bedford TX 76021 Retail 9,050,000 9,050,000 8,309,958 35 Contra Costa Pleasant Hill CA 94523 Retail 8,000,000 7,977,603 6,756,548 36 Duval Jacksonville FL 32218 Retail 8,000,000 7,932,854 7,363,523 37.1 Dare Kill Devil Hills NC 27948 Retail 1,975,000 1,975,000 1,975,000 37.2 Richland Columbia SC 29210 Retail 1,750,000 1,750,000 1,750,000 SUB- NET FIRST INTEREST LOAN MORTGAGE ADMINISTRATIVE SERVICING MORTGAGE NOTE PAYMENT ACCRUAL SEQUENCE TYPE RATE FEE RATE (I) FEE RATE RATE DATE DATE METHOD -------- ---- ---- ------------ -------- ---- ---- ---- ------ 1 Balloon 5.147% 0.112% 0.100% 5.035% 7/14/2004 9/1/2004 ACT/360 2 IO, Balloon 5.700% 0.112% 0.100% 5.588% 8/12/2004 10/1/2004 ACT/360 3 Balloon 5.745% 0.062% 0.050% 5.683% 7/29/2004 9/1/2004 ACT/360 4 Interest Only 4.980% 0.112% 0.100% 4.868% 8/17/2004 10/1/2004 ACT/360 5 Balloon 5.140% 0.112% 0.100% 5.028% 7/14/2004 9/1/2004 ACT/360 6.1 6.2 6.3 6 Balloon 4.469% 0.032% 0.010% 4.438% 3/31/2004 5/1/2004 ACT/360 7 Balloon 5.550% 0.112% 0.100% 5.438% 7/22/2004 9/1/2004 ACT/360 8 Balloon 5.802% 0.072% 0.060% 5.730% 7/28/2004 9/1/2004 ACT/360 9 Balloon 5.901% 0.032% 0.010% 5.869% 6/30/2004 8/1/2004 ACT/360 10 Balloon 5.901% 0.032% 0.010% 5.869% 6/30/2004 8/1/2004 ACT/360 11 Balloon 5.954% 0.082% 0.070% 5.872% 7/23/2004 9/1/2004 ACT/360 12 Balloon 5.817% 0.082% 0.070% 5.735% 6/30/2004 8/1/2004 ACT/360 13 Balloon 5.115% 0.032% 0.010% 5.083% 4/30/2004 6/1/2004 ACT/360 14 Balloon 6.308% 0.082% 0.070% 6.226% 8/2/2004 10/1/2004 ACT/360 15 Balloon 5.800% 0.062% 0.050% 5.738% 8/12/2004 10/1/2004 ACT/360 16 Balloon 5.700% 0.062% 0.050% 5.638% 8/11/2004 10/1/2004 ACT/360 17 Balloon 6.401% 0.042% 0.030% 6.359% 9/18/2003 11/1/2003 ACT/360 18 Balloon 6.076% 0.092% 0.080% 5.984% 7/19/2004 9/1/2004 ACT/360 19 Balloon 5.940% 0.092% 0.080% 5.848% 6/28/2004 8/1/2004 ACT/360 20 IO, Balloon 5.890% 0.032% 0.020% 5.858% 6/30/2004 8/1/2004 ACT/360 21 Balloon 5.940% 0.112% 0.100% 5.828% 12/18/2003 2/1/2004 ACT/360 22 Balloon 5.416% 0.082% 0.060% 5.334% 7/9/2004 9/1/2004 ACT/360 23 Interest Only 4.285% 0.032% 0.010% 4.253% 6/4/2004 8/1/2004 30/360 24.1 24.2 24.3 24.4 24 IO, Balloon 4.736% 0.032% 0.010% 4.704% 4/1/2004 5/1/2004 ACT/360 25 IO, Balloon 5.940% 0.032% 0.020% 5.908% 6/30/2004 8/1/2004 ACT/360 26 Interest Only 5.085% 0.032% 0.010% 5.053% 7/27/2004 9/1/2004 30/360 27.1 27.2 27.3 27 Interest Only 4.374% 0.032% 0.010% 4.342% 4/30/2004 6/1/2004 30/360 28 IO, Balloon 4.773% 0.032% 0.010% 4.741% 4/16/2004 5/1/2004 ACT/360 29 Balloon 5.626% 0.112% 0.100% 5.514% 3/3/2004 5/1/2004 ACT/360 30 Interest Only 5.085% 0.032% 0.010% 5.053% 7/30/2004 9/1/2004 30/360 31 Interest Only 4.760% 0.032% 0.010% 4.728% 6/3/2004 8/1/2004 30/360 32 Interest Only 4.975% 0.032% 0.010% 4.943% 7/16/2004 9/1/2004 30/360 33 Balloon 6.100% 0.112% 0.100% 5.988% 11/24/2003 8/1/2004 ACT/360 34 IO, Balloon 5.800% 0.112% 0.100% 5.688% 5/28/2004 7/1/2004 ACT/360 35 Balloon 5.790% 0.112% 0.100% 5.678% 6/8/2004 8/1/2004 ACT/360 36 Balloon 4.742% 0.072% 0.050% 4.670% 2/12/2004 4/1/2004 ACT/360 37.1 37.2 ORIGINAL ORIGINAL REMAINING TERM TO AMORTIZATION INTEREST TERM TO MONTHLY MATURITY TERM ONLY SEASONING MATURITY MATURITY CROSS-COLLATERIZED RELATED SEQUENCE PAYMENT (MONTHS) (MONTHS)(II) PERIOD (MONTHS) (MONTHS) DATE LOANS LOANS -------- ------- -------- ------------ ------ -------- ------- ---- ----- ----- 1 $141,919 60 360 2 58 8/1/2009 No Yes(BACM 04-4-G) 2 139,296 120 360 24 1 119 9/1/2014 No No 3 69,991 120 360 2 118 8/1/2014 No No 4 60 60 1 59 9/1/2009 No No 5 57,813 60 360 2 58 8/1/2009 No Yes(BACM 04-4-G) 6.1 No No 6.2 No No 6.3 No No 6 43,736 60 360 6 54 4/1/2009 No No 7 42,820 60 360 2 58 8/1/2009 No Yes(BACM 04-4-G) 8 36,973 120 360 2 118 8/1/2014 No No 9 27,287 60 360 3 57 7/1/2009 No Yes(BACM 04-4-J) 10 27,287 60 360 3 57 7/1/2009 No Yes(BACM 04-4-J) 11 24,699 120 360 2 118 8/1/2014 No No 12 22,455 120 360 3 117 7/1/2014 No No 13 19,144 60 360 5 55 5/1/2009 No No 14 18,461 144 360 1 143 9/1/2016 No No 15 16,183 120 300 1 119 9/1/2014 No No 16 11,666 120 360 1 119 9/1/2014 No No 17 12,375 120 300 12 108 10/1/2013 No No 18 10,276 144 360 2 142 8/1/2016 No Yes(BACM 04-4-K) 19 8,340 144 360 3 141 7/1/2016 No Yes(BACM 04-4-K) 20 407,110 120 360 60 3 117 7/1/2014 No Yes(BACM 04-4-F) 21 262,107 120 360 9 111 1/1/2014 No No 22 239,075 84 360 2 82 8/1/2011 No No 23 110,160 60 60 3 57 7/1/2009 No Yes(BACM 04-4-H) 24.1 No Yes(BACM 04-4-I) 24.2 No Yes(BACM 04-4-I) 24.3 No Yes(BACM 04-4-I) 24.4 No Yes(BACM 04-4-I) 24 159,965 60 360 24 6 54 4/1/2009 No Yes(BACM 04-4-I) 25 140,570 120 360 36 3 117 7/1/2014 No Yes(BACM 04-4-F) 26 62,291 60 60 2 58 8/1/2009 No Yes(BACM 04-4-H) 27.1 No Yes(BACM 04-4-H) 27.2 No Yes(BACM 04-4-H) 27.3 No Yes(BACM 04-4-H) 27 49,937 60 60 5 55 5/1/2009 No Yes(BACM 04-4-H) 28 64,856 60 360 24 6 54 4/1/2009 No Yes(BACM 04-4-I) 29 70,526 120 360 6 114 4/1/2014 No No 30 50,003 60 60 2 58 8/1/2009 No Yes(BACM 04-4-H) 31 43,832 60 60 3 57 7/1/2009 No Yes(BACM 04-4-H) 32 45,190 60 60 2 58 8/1/2009 No Yes(BACM 04-4-H) 33 56,446 173 353 3 170 12/1/2018 No No 34 53,101 120 360 48 4 116 6/1/2014 No No 35 46,889 120 360 3 117 7/1/2014 No No 36 41,693 60 360 7 53 3/1/2009 No No 37.1 No Yes(BACM 04-4-H) 37.2 Yes(BACM 04-4-H) LOCKOUT SEQUENCE EXPIRATION PREPAYMENT PENALTY DESCRIPTION (PAYMENTS) YIELD MAINTENANCE TYPE -------- ---------- ----------------------------------------- ---------------------- 1 7/1/2006 LO(23)/GRTR1%PPMTorYM(34)/OPEN(3) Int Diff (MEY) 2 5/31/2014 LO(116)/OPEN(4)/DEFEASANCE 3 7/31/2007 LO(35)/GRTR1%PPMTorYM(81)/OPEN(4) NPV (BEY) 4 5/31/2009 LO(56)/OPEN(4)/DEFEASANCE 5 7/1/2006 LO(23)/GRTR1%PPMTorYM(34)/OPEN(3) Int Diff (MEY) 6.1 6.2 6.3 6 3/31/2009 LO(59)/OPEN(1)/DEFEASANCE 7 7/1/2006 LO(23)/GRTR1%PPMTorYM(34)/OPEN(3) Int Diff (MEY) 8 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 9 6/30/2007 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 10 6/30/2007 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 11 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 12 4/30/2014 LO(117)/OPEN(3)/DEFEASANCE 13 10/31/2006 LO(29)/GRTR1%PPMTorYM(30)/OPEN(1) NPV (MEY) 14 5/31/2016 LO(140)/OPEN(4)/DEFEASANCE 15 5/31/2014 LO(116)/OPEN(4)/DEFEASANCE 16 5/31/2014 LO(116)/OPEN(4)/DEFEASANCE 17 6/30/2013 LO(116)/OPEN(4)/DEFEASANCE 18 4/30/2016 LO(140)/OPEN(4)/DEFEASANCE 19 3/31/2016 LO(140)/OPEN(4)/DEFEASANCE 20 12/31/2013 LO(113)/OPEN(7)/DEFEASANCE 21 10/1/2013 LO(117)/OPEN(3)/DEFEASANCE 22 7/31/2011 LO(83)/OPEN(1)/DEFEASANCE 23 6/30/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 24.1 24.2 24.3 24.4 24 NAP LO(0)/GRTR1%PPMTorYM(58)/OPEN(2) NPV (MEY) 25 12/31/2013 LO(113)/OPEN(7)/DEFEASANCE 26 7/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 27.1 27.2 27.3 27 4/30/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 28 NAP LO(0)/GRTR1%PPMTorYM(58)/OPEN(2) NPV (MEY) 29 3/31/2009 LO(59)/GRTR1%PPMTorYM(58)/OPEN(3) Int Diff (BEY) - B 30 7/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 31 6/30/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 32 7/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 33 9/1/2018 LO(170)/OPEN(3)/DEFEASANCE 34 7/1/2007 LO(37)/GRTR1%PPMTorYM(79)/OPEN(4) Int Diff (BEY) - B 35 4/1/2014 LO(117)/OPEN(3)/DEFEASANCE 36 1/31/2009 LO(58)/OPEN(2)/DEFEASANCE 37.1 37.2 ANNEX A CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS LOAN LOAN APPRAISAL APPRAISAL CUT-OFF DATE LTV YEAR BUILT/ SEQUENCE NUMBER GROUP PROPERTY NAME VALUE DATE RATIO RENOVATED -------- ------ ----- ------------- ----- ---- ----- --------- 1 58326 2 Arbors of Watermark $32,500,000 6/17/2004 79.8% 1990 2 58329 2 The Promenade at Mission Viejo 30,700,000 7/2/2004 78.2% 1988 3 9974 1 Twin Creeks Apartments 16,500,000 6/14/2004 72.6% 1998 4 58395 2 AMLI Nantucket 14,000,000 7/23/2004 78.6% 1986 5 58328 2 Deerfield Apartments 13,260,000 6/17/2004 79.8% 1988 6.1 40284 2 Henridge Apartments 5,400,000 3/3/2004 1965 6.2 40284 2 Sandra Court Apartments 3,570,000 3/3/2004 1963 6.3 40284 2 Leverington Court Apartments 2,430,000 3/3/2004 1962/2002 6 40284 2 ROXBOROUGH PORTFOLIO (ROLL UP) 11,400,000 3/3/2004 77.5% Various 7 58260 2 Breckenridge Apartments 9,625,000 5/25/2004 77.8% 1968 8 6835 2 Euclid Meadows Apartments 8,000,000 4/29/2004 78.6% 1949/2003 9 40931 2 984 Sheridan Avenue 6,700,000 5/25/2004 68.5% 1928/2003 10 41035 2 2544 Valentine Avenue 6,400,000 5/25/2004 71.7% 1920 11 9323 2 Lion's Way Apartments 5,275,000 6/15/2004 78.3% 1985/2003 12 58322 2 Skyview Village Apartments 4,750,000 6/12/2004 80.2% 1986 13 40457 2 Presidential Halls 4,600,000 3/17/2004 76.1% 1968/2004 14 8263 2 Greentree Apartments NC 3,750,000 5/20/2004 79.4% 1973/2000 15 10364 2 Casa Grande Apartments 3,200,000 7/12/2004 79.9% 1966/2001 16 10009 2 Winston Apartment Complex 3,100,000 6/14/2004 64.8% 1925/1993 17 6979 2 The Harrison Apartments 2,350,000 8/1/2003 77.5% 1946/2002 18 8811 2 Hillside Woods 4,480,000 5/3/2004 37.9% 2000 19 8810 2 Clare Meadows Apartments 3,430,000 4/20/2004 40.7% 2000 20 58295 1 Simon - West Ridge Mall 85,900,000 6/11/2004 80.0% 1988 21 57564 1 8027 Leesburg Pike 59,610,000 10/30/2003 73.2% 2002 22 39342 1 Santa Rosa Mall 60,500,000 1/12/2004 70.1% 1976/2000 23 40719 1 Northpointe Plaza 56,500,000 4/16/2004 54.6% 1990/2002 24.1 39789 1 Columbia Plaza 11,900,000 12/16/2003 1988 24.2 39789 1 Fullerton Plaza 10,900,000 12/21/2003 1979 24.3 39789 1 North East Station 8,200,000 12/21/2003 1998 24.4 39789 1 Colonie Plaza 7,500,000 12/16/2003 1987 24 39789 1 GE-KIMCO PORTFOLIO (ROLL UP) 38,500,000 Various 79.8% Various 25 58298 1 Simon - Boardman Plaza 29,500,000 5/27/2004 80.0% 1951/1984 26 41160 1 Pine Ridge Plaza 27,200,000 3/25/2004 54.0% 1974-2001/2003 27.1 40390 1 Heritage Towne Crossing 16,120,000 2/28/2004 2002 27.2 40390 1 Eckerd Norman 5,620,000 4/1/2004 2003 27.3 40390 1 Eckerd Edmond 3,580,000 4/1/2004 2003 27 40390 1 INLAND SOUTHWEST PORTFOLIO (ROLL UP) 25,320,000 Various 54.1% Various 28 40717 1 Pottstown Plaza 15,850,000 12/18/2003 78.2% 1989 29 57951 1 Citrus Village Plaza 17,510,000 1/22/2004 69.5% 1960/1989 30 41602 1 Plaza at Marysville 22,040,000 5/22/2004 53.5% 1995-2000 31 40740 1 North Rivers Town Center 20,300,000 4/17/2004 54.4% 2003 32 39593 1 Cranberry Square 22,000,000 6/3/2004 49.5% 1996 33 57534 1 The Center at Coldwater 12,400,000 1/1/2004 74.4% 1989 34 58150 1 Harwood Central Village 11,325,000 4/10/2004 79.9% 1986 35 58107 1 Gregory Village 10,600,000 4/15/2004 75.3% 1950/2003 36 39154 1 Duval Station Center 11,100,000 6/1/2004 71.5% 2003 37.1 41196 1 Eckerd - Kill Devil Hills, NC 3,650,000 4/22/2004 2003 37.2 41196 1 Eckerd - Columbia, SC 3,300,000 4/20/2004 2003 TOTAL UNITS/ UNITS/ LOAN SF/ SF/ BALANCE PER OCCUPANCY PADS/ PADS/ NET RENTABLE UNIT/SF/ OCCUPANCY AS OF U/W U/W U/W U/W SEQUENCE ROOMS ROOMS AREA (SF) PAD PERCENT DATE REVENUES EXPENSES CASH FLOW DSCR -------- ----- ----- --------- --- ------- ---- -------- -------- --------- ---- 1 420 Units 392,844 $61,769 90.2% 7/7/2004 $3,653,543 $1,279,226 $2,313,417 1.36x 2 400 Units 313,520 60,000 93.0% 9/7/2004 5,437,628 3,330,699 2,006,929 1.20 3 220 Units 205,143 54,440 95.5% 6/9/2004 1,941,296 848,711 1,037,585 1.24 4 312 Units 222,300 35,256 92.3% 8/2/2004 2,032,048 1,099,732 856,500 1.21 5 223 Units 211,684 47,429 93.3% 6/14/2004 1,672,638 753,906 862,982 1.24 6.1 97 Units 60,510 92.8% 7/30/2004 6.2 66 Units 39,020 89.4% 7/30/2004 6.3 46 Units 34,830 97.8% 7/30/2004 6 209 Units 134,360 42,294 92.8% 7/30/2004 1,471,760 618,857 800,908 1.53 7 208 Units 197,522 35,985 88.9% 7/1/2004 1,186,431 481,007 643,034 1.25 8 202 Units 144,383 31,129 95.5% 6/30/2004 1,220,693 514,583 649,550 1.46 9 77 Units 86,000 59,577 98.7% 6/28/2004 708,954 265,614 424,090 1.30 10 71 Units 57,754 64,612 91.5% 6/29/2004 726,996 281,072 426,494 1.30 11 144 Units 125,104 28,697 92.4% 6/23/2004 829,553 427,631 362,034 1.22 12 104 Units 83,200 36,629 99.0% 6/10/2004 708,328 354,108 328,220 1.22 13 116 Units 102,000 30,178 95.7% 8/12/2004 819,583 442,198 347,385 1.51 14 100 Units 85,128 29,772 93.0% 6/10/2004 617,760 305,023 287,737 1.30 15 87 Units 61,599 29,382 93.1% 8/5/2004 536,312 257,114 250,140 1.29 16 62 Units 24,264 32,385 95.2% 7/16/2004 345,781 153,755 175,348 1.25 17 67 Units 48,250 27,174 89.6% 6/5/2004 413,601 215,597 181,254 1.22 18 60 Units 50,408 28,282 98.3% 7/1/2004 448,859 249,409 184,450 1.50 19 40 Units 35,721 34,905 100.0% 6/15/2004 322,422 154,905 157,517 1.57 20 413,755 SF 413,755 166 58.1% 9/13/2004 11,650,127 5,289,528 6,107,284 1.25 21 199,170 SF 199,170 219 85.8% 8/5/2004 5,800,032 1,574,271 3,965,322 1.26 22 502,915 SF 502,915 84 90.1% 6/30/2004 8,426,167 3,568,760 4,355,851 1.52 23 360,830 SF 360,830 85 98.8% 6/30/2004 5,614,930 1,551,323 3,921,477 2.97 24.1 132,648 SF 132,648 87.7% 7/16/2004 24.2 152,834 SF 152,834 97.4% 7/16/2004 24.3 83,690 SF 83,690 100.0% 7/16/2004 24.4 140,376 SF 140,376 96.5% 7/16/2004 24 509,548 SF 509,548 60 95.1% 7/16/2004 5,341,304 1,775,059 3,293,821 1.72 25 586,686 SF 586,686 40 62.8% 8/24/2004 3,828,862 1,193,024 2,358,296 1.40 26 232,913 SF 232,913 63 100.0% 7/23/2004 2,879,518 1,007,540 1,804,475 2.41 27.1 80,639 SF 80,639 85.3% 6/30/2004 27.2 13,824 SF 13,824 100.0% 3/2/2004 27.3 13,824 SF 13,824 100.0% 3/1/2004 27 108,287 SF 108,287 127 89.1% Various 2,436,870 604,802 1,744,902 2.91 28 161,727 SF 161,727 77 94.8% 7/16/2004 2,036,157 745,364 1,229,733 1.58 29 97,287 SF 97,287 125 94.5% 8/1/2004 1,508,946 391,750 1,058,456 1.25 30 115,656 SF 115,656 102 96.3% 4/16/2004 1,995,398 526,250 1,412,264 2.35 31 141,004 SF 141,004 78 100.0% 7/30/2004 2,014,652 484,581 1,493,411 2.84 32 195,566 SF 195,566 56 92.3% 8/17/2004 2,124,686 546,677 1,507,467 2.78 33 48,282 SF 48,282 191 97.6% 8/20/2004 1,809,266 877,975 873,694 1.29 34 119,742 SF 119,742 76 89.9% 6/30/2004 1,335,448 480,298 787,515 1.24 35 50,414 SF 50,414 158 90.1% 6/30/2004 1,009,769 225,542 732,665 1.30 36 72,840 SF 72,840 109 100.0% 8/4/2004 1,063,524 261,544 769,521 1.54 37.1 13,824 SF 13,824 100.0% 6/21/2004 37.2 13,440 SF 13,440 100.0% 6/21/2004 U/W REPLACEMENT U/W RESERVES MOST MOST MOST FUL FULL REPLACEMENT PER UNIT/ RECENT RECENT RECENT YEAR YEAR SEQUENCE RESERVES SF/ PAD STATEMENT TYPE END DATE NOI END DATE NOI -------- -------- ------- -------------- -------- --- -------- --- 1 $60,900 $145.00 Annualized Most Recent 5/31/2004 $2,435,239 12/31/2003 $2,368,337 2 100,000 250.00 Annualized Most Recent 6/30/2004 2,105,688 12/31/2003 1,918,903 3 55,000 250.00 Annualized Most Recent 6/30/2004 1,072,289 12/31/2003 1,207,977 4 75,816 243.00 Annualized Most Recent 7/31/2004 967,121 12/31/2003 1,139,085 5 55,750 250.00 Annualized Most Recent 7/31/2004 1,062,867 12/31/2003 1,006,120 6.1 Full Year 12/31/2003 397,922 12/31/2002 406,294 6.2 Full Year 12/31/2003 261,745 12/31/2002 249,548 6.3 Full Year 12/31/2003 167,701 12/31/2002 170,903 6 51,995 248.78 Full Year 12/31/2003 827,368 12/31/2002 826,745 7 62,390 299.95 Annualized Most Recent 4/30/2004 736,404 12/31/2003 834,904 8 56,560 280.00 Annualized Most Recent 5/31/2004 652,711 12/31/2003 254,228 9 19,250 250.00 Trailing 12 6/30/2004 401,590 12/31/2003 354,941 10 19,430 273.66 Trailing 12 6/30/2004 375,751 12/31/2003 328,744 11 39,888 277.00 Annualized Most Recent 6/30/2004 459,309 12/31/2003 441,209 12 26,000 250.00 Annualized Most Recent 5/31/2004 366,379 12/31/2003 360,468 13 30,000 258.62 14 25,000 250.00 Annualized Most Recent 6/30/2004 388,087 12/31/2003 364,771 15 29,058 334.00 Annualized Most Recent 6/30/2004 303,141 12/31/2003 311,325 16 16,678 269.00 Annualized Most Recent 6/30/2004 158,624 12/31/2003 152,664 17 16,750 250.00 Annualized Most Recent 5/31/2004 161,343 12/30/2003 244,140 18 15,000 250.00 Annualized Most Recent 6/30/2004 199,966 12/31/2003 218,104 19 10,000 250.00 Annualized Most Recent 5/31/2004 170,831 12/31/2003 172,951 20 103,440 0.25 Annualized Most Recent 6/30/2004 5,793,512 12/31/2003 6,709,459 21 20,200 0.10 22 100,583 0.20 Trailing 12 4/30/2004 4,861,319 12/31/2003 4,901,862 23 57,733 0.16 Full Year 12/31/2003 4,134,825 12/31/2002 3,621,004 24.1 Full Year 12/31/2003 1,023,881 12/31/2002 1,074,886 24.2 Full Year 12/31/2003 1,073,063 12/31/2002 950,922 24.3 Full Year 12/31/2003 773,626 12/31/2002 739,780 24.4 Full Year 12/31/2003 645,088 12/31/2002 635,617 24 149,086 0.29 Full Year 12/31/2003 3,515,658 12/31/2002 3,401,205 25 187,596 0.32 Annualized Most Recent 6/30/2004 2,383,562 12/31/2003 2,411,975 26 34,937 0.15 Full Year 12/31/2003 1,150,413 27.1 Full Year 12/31/2003 609,378 27.2 27.3 27 16,243 0.15 28 29,111 0.18 Full Year 12/31/2003 1,305,748 12/31/2002 1,187,257 29 19,457 0.20 Annualized Most Recent 7/31/2004 1,250,811 12/31/2003 1,082,457 30 17,348 0.15 Full Year 12/31/2003 1,313,605 12/31/2002 1,376,285 31 21,151 0.15 32 29,335 0.15 Trailing 12 3/31/2004 1,745,488 12/31/2003 1,768,699 33 9,605 0.20 Annualized Most Recent 6/30/2004 858,176 12/31/2003 892,571 34 11,974 0.10 Annualized Most Recent 6/30/2004 915,417 12/31/2003 1,053,016 35 13,889 0.28 Annualized Most Recent 6/30/2004 861,316 12/31/2003 535,587 36 7,284 0.10 37.1 37.2 SECOND LARGEST SECOND LARGEST SECOND LARGEST TENANT LARGEST LARGEST TENANT LARGEST TENANT % OF TENANT TENANT % OF TENANT LEASED TOTAL LEASE LEASED TOTAL LEASE SEQUENCE LARGEST TENANT SF SF EXPIRATION SECOND LARGEST TENANT SF SF EXPIRATION -------- -------------- -- -- ---------- --------------------- -- -- ---------- 1 2 3 4 5 6.1 6.2 6.3 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Hollywood Cinema 23,115 6% 1/31/2009 Old Navy Clothing Co. 22,446 5% 1/31/2005 21 Best Buy 43,787 22% 8/31/2018 Sytex 31,757 16% 7/31/2013 22 Sears 124,918 25% 2/25/2006 J.C. Penney 87,650 17% 2/28/2006 23 Safeway 47,000 13% 11/1/2010 Gart Sports 45,658 13% 1/31/2013 24.1 Price Chopper 65,895 50% 5/31/2018 Fashion Bug 10,650 8% 1/31/2005 24.2 KMart 95,932 63% 11/30/2005 Salvo Auto Parts 12,000 8% 8/31/2009 24.3 Food Lion 38,372 46% 3/10/2018 Happy Harry's Discount Drug 9,900 12% 5/31/2013 24.4 Price Chopper 60,000 43% 11/30/2007 Big Lots 27,000 19% 1/31/2008 24 25 Burlington Coat Factory 80,847 14% 10/31/2006 Hobby Lobby 60,000 10% 10/1/2014 26 Kohl's 80,654 35% 1/31/2019 Bed, Bath & Beyond 26,797 12% 1/31/2014 27.1 Washington Mutual 4,000 5% 10/31/2012 Mattress Firm 4,000 5% 4/30/2007 27.2 Eckerd 13,824 100% 10/14/2023 27.3 Eckerd Edmond 13,824 100% 11/20/2023 27 28 Giant Foods 57,200 35% 10/31/2014 Tractor Supply Co. 30,040 19% 7/31/2012 29 24 Hr Fitness 18,838 19% 4/30/2005 Rite Aid 17,700 18% 5/31/2008 30 Safeway 53,850 47% 7/31/2021 Party City 7,992 7% 1/31/2010 31 Babies 'R' Us 31,280 22% 1/31/2014 Ross Dress For Less 30,024 21% 1/31/2015 32 Dick's Sporting Goods 50,000 26% 1/31/2012 Toys "R" Us 45,000 23% 1/31/2012 33 Coldwell Banker 11,159 23% 7/31/2007 Bistro Garden 9,480 20% 1/31/2016 34 Kroger 54,991 46% 6/30/2011 Petco 9,000 8% 9/30/2009 35 Food Outlet, Inc. 16,150 32% 2/26/2012 Goodwill 5,850 12% 11/30/2007 36 Publix 44,840 62% 10/31/2023 Blockbuster, Inc. 4,200 6% 11/30/2008 37.1 Eckerds 13,824 100% 5/31/2024 37.2 Eckerds 13,440 100% 5/31/2024 THIRD THIRD LARGEST THIRD LARGEST TENANT LARGEST TENANT % OF TENANT LEASED TOTAL LEASE SEQUENCE THIRD LARGEST TENANT SF SF EXPIRATION -------- -------------------- -- -- ---------- 1 2 3 4 5 6.1 6.2 6.3 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 The Gap/Gap Kids 9,182 2% 1/31/2007 21 Borders 29,892 15% 1/31/2024 22 Santa Rosa Cinema 31,381 6% 12/31/2014 23 Best Buy 45,000 12% 1/31/2017 24.1 Science and Hobby 4,093 3% 6/30/2006 24.2 Fashion Bug 8,000 5% 1/31/2007 24.3 Dollar Tree 8,400 10% 1/31/2008 24.4 Eckerd 10,800 8% 11/30/2007 24 25 Alltel 44,000 7% 10/1/2011 26 TJ Maxx 25,420 11% 3/31/2014 27.1 The Soccer Corner 4,000 5% 5/31/2013 27.2 27.3 27 28 TJ Maxx 26,620 16% 10/31/2009 29 Tuesday Morning 8,000 8% 1/31/2005 30 Marysville Daycare 7,345 6% 1/31/2006 31 Bed, Bath & Beyond 28,000 20% 1/31/2014 32 Best Buy 37,005 19% 1/31/2013 33 Sy Devore Menswear 3,430 7% 4/30/2007 34 Aaron Rents 6,510 5% 1/31/2009 35 Play it Again Sports 4,798 10% 11/17/2006 36 North End Sports Grill 4,200 6% 3/14/2009 37.1 37.2 ANNEX A CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS LOAN LOAN SEQUENCE NUMBER GROUP PROPERTY NAME -------- ------ ----- ------------- 37.3 41196 1 Eckerd - Greer, SC 37.4 41196 1 Eckerd - Crossville, TN 37 41196 1 INLAND ECKERD PORTFOLIO (ROLL UP) 38 58109 1 19th and Greenway 39 39952 1 Paradise Promenade 40 58039 1 Stonebridge Crossing 41 38450 1 Southgate Plaza 42 41020 1 Springboro Plaza 43 40704 1 Wendover Village 44 7039 1 Swatara Retail Center 45 57810 1 Milford Square 46 9853 1 Vienna Marketplace 47 41195 1 Center Pointe Shopping Center 48 58089 1 Mane Street Shopping Center 49 57981 1 East Lake Shopping Center 50 9639 1 Dallas Retail Center - Dallas, Oregon 51 9125 1 Abbeville Shopping Center 52 57982 1 South Loop II Shopping Center 53 8521 1 East Broadway Retail Shops 54 58399 1 Bank of America Center 55.1 39141 1 1101 Creekside Ridge Drive 55.2 39141 1 1025 Creekside Ridge Drive 55.3 39141 1 10734 International Drive 55 39141 1 EVERGREEN PORTFOLIO B (ROLL UP) 56 58035 1 FCB Worldwide Building 57 58175 1 Woodmont Plaza 58 58123 1 Old Mill Corporate Center II 59 57921 1 Beaumont Business Center 60 58185 1 2601 Network Boulevard 61 58033 1 Highland Park Place 62.1 57825 1 508 Medical Center 62.2 57825 1 506 Medical Center 62.3 57825 1 Medical Center Atrium 62 57825 1 506 MEDICAL CENTER, 508 MEDICAL CENTER, & MEDICAL CENTER ATRIUM (ROLL UP) 63 58111 1 Galaxy Center Office II 64 39802 1 405 Jackson Street 65 58168 1 Grass Valley 66 58072 1 Snapper Creek Medical Office Building 67 57856 1 Alaska VA Clinic 68 9129 1 Corrado Medical Building 69 57819 1 North Hills Medical Office Building 70 58164 1 Mayflower Center 71 57820 1 One Forest Medical Plaza 72 57847 1 Bay Area Medical Center 73 58096 1 Gale Commerce Center 74 10035 1 Westwinds Business Park 75 9244 1 1334 Third Street 76 58186 1 Viewpoint Office Complex 77 9301 1 Brooklet Service Center 78 7477 1 Quail Street Office SEQUENCE PROPERTY ADDRESS COUNTY CITY STATE -------- ---------------- ------ ---- ----- 37.3 1100 West Wade Hampton Blvd Greenville Greer SC 37.4 1106 North Main Street Cumberland Crossville TN 37 Various Various Various Various 38 1849,1855 and 1859 West Greenway Maricopa Phoenix AZ 39 5949-6029 Stirling Road Broward Davie FL 40 6700, 6710 and 6840 Virginia Parkway Collin McKinney TX 41 2422 Lafayette Road Rockingham Portsmouth NH 42 725 West Central Avenue Warren Springboro OH 43 4203 and 4205 West Wendover Avenue Guilford Greensboro NC 44 6301 Grayson Road Dauphin Harrisburg PA 45 649 North Dupont Boulevard Sussex Milford DE 46 201-213 East Maple Avenue Fairfax Vienna VA 47 6525 & 6615 Calhoun Memorial Highway Pickens Easley SC 48 1830-1878 North Main Street Bedford Shelbyville TN 49 3301 East Rancier Avenue Bell Killeen TX 50 109-119 East Ellendale Avenue and 242-244 Main Street Polk Dallas OR 51 3005 Veterans Memorial Drive Vermilion Abbeville LA 52 2825 Thornton Lane Bell Temple TX 53 624 East Broadway Boulevard Jefferson Jefferson City TN 54 555 California Street, 315 Montgomery Street, and 345 Montgomery Street San Francisco San Francisco CA 55.1 1101 Creekside Ridge Drive Placer Roseville CA 55.2 1025 Creekside Ridge Drive Placer Roseville CA 55.3 10734 International Drive Sacramento Rancho Cordova CA 55 Various Various Various CA 56 17600 Gillette Avenue Orange Irvine CA 57 8120 Woodmont Avenue & 4815 Rugby Avenue Montgomery Bethesda MD 58 6340 South 3000 East Salt Lake Salt Lake City UT 59 5431 Nellie Davis Lane, 5402-5460 Beaumont Center Boulevard Hillsborough Tampa FL 60 2601 Network Boulevard Collin Frisco TX 61 4514 Cole Avenue Dallas Dallas TX 62.1 508 Medical Center Boulevard Montgomery Conroe TX 62.2 506 Medical Center Boulevard Montgomery Conroe TX 62.3 504 Medical Center Boulevard Montgomery Conroe TX 62 Various Montgomery Conroe TX 63 1000 Burnett Avenue Contra Costa Concord CA 64 405 Jackson Street San Francisco San Francisco CA 65 400 Providence Mine Road Nevada Nevada City CA 66 7800 SW 87th Avenue Miami-Dade Miami FL 67 2925 DeBarr Road Anchorage Anchorage AK 68 800 Swift Boulevard Benton Richland WA 69 4375 Booth Calloway Road Tarrant North Richland Hills TX 70 222 South Westmonte Drive Seminole Altamonte Springs FL 71 12200 Park Central Drive Dallas Dallas TX 72 7121 South Padre Island Drive Nueces Corpus Christi TX 73 17171 East Gale Avenue Los Angeles City of Industry CA 74 265,277, 285 South Street and 269 Bridge Street San Luis Obispo San Luis Obispo CA 75 1334 Third Street Promenade Los Angeles Santa Monica CA 76 8215 South Eastern Avenue Clark Las Vegas NV 77 11011 Brooklet Drive Harris Houston TX 78 1100 Quail Street Orange Newport Beach CA CUT-OFF MATURITY ZIP PROPERTY ORIGINAL DATE DATE LOAN MORTGAGE ADMINISTRATIVE SEQUENCE CODE TYPE BALANCE BALANCE BALANCE TYPE RATE FEE RATE (I) -------- ---- ---- ------- ------- ------- ---- ---- ------------ 37.3 29650 Retail 1,650,000 1,650,000 1,650,000 37.4 38555 Retail 1,425,000 1,425,000 1,425,000 37 Various Retail 6,800,000 6,800,000 6,800,000 Interest Only 5.275% 0.032% 38 85023 Retail 6,750,000 6,733,206 5,784,102 Balloon 6.289% 0.072% 39 33314 Retail 6,400,000 6,400,000 6,400,000 Interest Only 4.322% 0.032% 40 75071 Retail 6,192,921 6,171,279 5,295,869 Balloon 6.226% 0.072% 41 03801 Retail 6,000,000 5,955,313 5,508,217 Balloon 4.600% 0.032% 42 45066 Retail 5,510,000 5,510,000 5,510,000 Interest Only 4.111% 0.032% 43 27407 Retail 5,450,000 5,450,000 5,450,000 Interest Only 4.222% 0.032% 44 17111 Retail 5,500,000 5,439,076 4,041,254 Balloon 6.073% 0.042% 45 19963 Retail 5,400,000 5,332,546 4,200,551 Balloon 6.040% 0.112% 46 22180 Retail 4,800,000 4,787,810 4,103,212 Balloon 6.204% 0.062% 47 29640 Retail 4,250,000 4,250,000 4,250,000 Interest Only 5.320% 0.032% 48 37160 Retail 4,250,000 4,234,263 3,607,451 Balloon 5.968% 0.112% 49 76543 Retail 4,000,000 3,975,956 3,361,356 Balloon 5.630% 0.112% 50 97338 Retail 2,450,000 2,443,296 1,901,578 Balloon 5.978% 0.062% 51 70510 Retail 1,544,765 1,541,044 1,227,422 Balloon 6.700% 0.092% 52 76502 Retail 1,350,000 1,342,076 1,138,221 Balloon 5.740% 0.112% 53 37760 Retail 1,000,000 997,592 794,619 Balloon 6.702% 0.092% 54 94104 Office 150,000,000 150,000,000 150,000,000 Interest Only 4.847% 0.042% 55.1 95678 Office 10,500,000 10,380,551 9,422,729 55.2 95678 Office 9,400,000 9,293,064 8,435,586 55.3 95670 Office 8,100,000 8,007,853 7,268,963 55 95678 Office 28,000,000 27,681,468 25,127,278 Balloon 5.570% 0.032% 56 92614 Office 20,355,000 20,355,000 20,355,000 Interest Only 5.710% 0.052% 57 20814 Office 17,250,000 17,250,000 17,250,000 Interest Only 5.614% 0.112% 58 84121 Office 17,250,000 17,192,313 15,933,954 Balloon 4.995% 0.112% 59 33634 Office 16,800,000 16,670,016 14,945,728 Balloon 5.132% 0.112% 60 75034 Office 16,113,700 16,084,839 13,726,479 Balloon 6.092% 0.112% 61 75205 Office 15,225,000 15,225,000 13,838,549 IO, Balloon 5.203% 0.112% 62.1 77304 Office 6,090,000 6,041,135 5,135,166 62.2 77304 Office 5,950,000 5,902,258 5,017,116 62.3 77304 Office 2,100,000 2,083,150 1,770,747 62 77304 Office 14,140,000 14,026,543 11,923,029 Balloon 5.743% 0.112% 63 94520 Office 14,000,000 13,932,770 11,281,349 Balloon 5.844% 0.112% 64 94111 Office 13,000,000 12,826,852 11,583,528 Balloon 4.950% 0.032% 65 95959 Office 8,520,000 8,501,695 5,629,431 Hyper Am 6.062% 0.112% 66 33173 Office 8,400,000 8,367,706 7,094,371 Balloon 5.798% 0.112% 67 99508 Office 7,210,000 7,152,148 6,079,564 Balloon 5.743% 0.112% 68 99352 Office 6,468,750 6,450,915 5,474,031 Balloon 5.856% 0.062% 69 76180 Office 6,222,494 6,172,565 5,246,886 Balloon 5.743% 0.112% 70 32714 Office 6,100,000 6,089,123 5,199,288 Balloon 6.112% 0.072% 71 75251 Office 6,090,000 6,041,135 5,135,166 Balloon 5.743% 0.112% 72 78412 Office 5,894,000 5,840,229 5,453,686 Balloon 5.116% 0.112% 73 91745 Office 5,175,000 5,158,617 4,249,808 Balloon 6.150% 0.112% 74 93401 Office 5,000,000 4,995,022 4,247,454 Balloon 6.000% 0.062% 75 90401 Office 4,000,000 3,992,676 3,397,741 Balloon 5.994% 0.062% 76 89123 Office 3,600,000 3,590,980 3,082,320 Balloon 6.260% 0.112% 77 77099 Office 3,200,000 3,190,952 2,467,771 Balloon 5.787% 0.062% 78 92660 Office 2,445,604 2,436,843 2,084,785 Balloon 6.116% 0.062% ORIGINAL ORIGINAL REMAINING SUB- NET FIRST INTEREST TERM TO AMORTIZATION INTEREST TERM TO SERVICING MORTGAGE NOTE PAYMENT ACCRUAL MONTHLY MATURITY TERM ONLY SEASONING MATURITY SEQUENCE FEE RATE RATE DATE DATE METHOD PAYMENT (MONTHS) (MONTHS)(II) PERIOD (MONTHS) (MONTHS) -------- -------- ---- ---- ---- ------ ------- -------- ------------ ------ -------- ------- 37.3 37.4 37 0.010% 5.243% 7/21/2004 9/1/2004 30/360 29,892 60 60 2 58 38 0.060% 6.217% 6/15/2004 8/1/2004 ACT/360 41,732 120 360 3 117 39 0.010% 4.290% 5/10/2004 7/1/2004 30/360 23,051 60 60 4 56 40 0.060% 6.154% 5/27/2004 7/1/2004 ACT/360 38,034 120 360 4 116 41 0.010% 4.568% 3/31/2004 5/1/2004 ACT/360 30,759 60 360 6 54 42 0.010% 4.079% 5/26/2004 7/1/2004 30/360 18,876 84 84 4 80 43 0.010% 4.190% 5/17/2004 7/1/2004 30/360 19,175 60 60 4 56 44 0.030% 6.031% 9/29/2003 11/1/2003 ACT/360 33,234 180 360 12 168 45 0.100% 5.928% 12/24/2003 2/1/2004 ACT/360 34,924 120 300 9 111 46 0.050% 6.142% 6/24/2004 8/1/2004 ACT/360 29,411 120 360 3 117 47 0.010% 5.288% 7/16/2004 9/1/2004 30/360 18,842 84 84 2 82 48 0.100% 5.856% 5/25/2004 7/1/2004 ACT/360 25,394 120 360 4 116 49 0.100% 5.518% 3/31/2004 5/1/2004 ACT/360 23,039 120 360 6 114 50 0.050% 5.916% 7/9/2004 9/1/2004 ACT/360 15,752 120 300 2 118 51 0.080% 6.608% 7/20/2004 9/1/2004 ACT/360 10,624 120 300 2 118 52 0.100% 5.628% 3/12/2004 5/1/2004 ACT/360 7,870 120 360 6 114 53 0.080% 6.610% 7/20/2004 9/1/2004 ACT/360 6,879 120 300 2 118 54 0.030% 4.805% 9/2/2004 10/1/2004 ACT/360 84 84 1 83 55.1 55.2 55.3 55 0.010% 5.538% 10/30/2003 12/1/2003 ACT/360 160,213 84 360 11 73 56 0.040% 5.658% 6/30/2004 8/1/2004 ACT/360 60 60 3 57 57 0.100% 5.502% 6/16/2004 8/1/2004 ACT/360 120 120 3 117 58 0.100% 4.883% 6/3/2004 8/1/2004 ACT/360 92,546 60 360 3 57 59 0.100% 5.020% 2/12/2004 4/1/2004 ACT/360 91,546 84 360 7 77 60 0.100% 5.980% 7/15/2004 9/1/2004 ACT/360 97,565 120 360 2 118 61 0.100% 5.091% 5/26/2004 7/1/2004 ACT/360 83,630 84 360 12 4 80 62.1 62.2 62.3 62 0.100% 5.632% 1/20/2004 3/1/2004 ACT/360 82,457 120 360 8 112 63 0.100% 5.732% 5/7/2004 7/1/2004 ACT/360 85,999 120 324 4 116 64 0.010% 4.918% 1/15/2004 3/1/2004 ACT/360 75,618 60 300 8 52 65 0.100% 5.950% 8/5/2004 10/1/2004 ACT/360 61,345 120 240 1 119 66 0.100% 5.686% 5/12/2004 7/1/2004 ACT/360 49,277 120 360 4 116 67 0.100% 5.632% 1/20/2004 3/1/2004 ACT/360 42,045 120 360 8 112 68 0.050% 5.794% 6/16/2004 8/1/2004 ACT/360 38,187 120 360 3 117 69 0.100% 5.632% 1/20/2004 3/1/2004 ACT/360 36,286 120 360 8 112 70 0.060% 6.040% 7/2/2004 9/1/2004 ACT/360 37,013 120 360 2 118 71 0.100% 5.632% 1/20/2004 3/1/2004 ACT/360 35,514 120 360 8 112 72 0.100% 5.004% 1/20/2004 3/1/2004 ACT/360 32,058 60 360 8 52 73 0.100% 6.038% 6/14/2004 8/1/2004 ACT/360 32,546 120 330 3 117 74 0.050% 5.938% 8/18/2004 10/1/2004 ACT/360 29,978 120 360 1 119 75 0.050% 5.932% 7/20/2004 9/1/2004 ACT/360 23,967 120 360 2 118 76 0.100% 6.148% 6/15/2004 8/1/2004 ACT/360 22,189 120 360 3 117 77 0.050% 5.725% 7/1/2004 9/1/2004 ACT/360 20,203 120 300 2 118 78 0.050% 6.054% 5/24/2004 7/1/2004 ACT/360 14,846 120 360 4 116 MATURITY CROSS-COLLATERIZED RELATED LOCKOUT SEQUENCE DATE LOANS LOANS EXPIRATION PREPAYMENT PENALTY DESCRIPTION (PAYMENTS) YIELD MAINTENANCE TYPE -------- ---- ----- ----- ---------- ----------------------------------------- ---------------------- 37.3 No Yes(BACM 04-4-H) 37.4 No Yes(BACM 04-4-H) 37 8/1/2009 No Yes(BACM 04-4-H) 7/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 38 7/1/2014 No Yes(BACM 04-4-E) 6/30/2009 LO(59)/GRTR1%PPMTorYM(57)/OPEN(4) Int Diff (BEY) - B 39 6/1/2009 No Yes(BACM 04-4-H) 5/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 40 6/1/2014 No Yes(BACM 04-4-E) 5/31/2009 LO(59)/GRTR1%PPMTorYM(57)/OPEN(4) Int Diff (BEY) - B 41 4/1/2009 No No 3/31/2009 LO(59)/OPEN(1)/DEFEASANCE 42 6/1/2011 No Yes(BACM 04-4-H) 5/31/2007 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 43 6/1/2009 No Yes(BACM 04-4-H) 5/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 44 10/1/2018 No No 6/30/2018 LO(176)/OPEN(4)/DEFEASANCE 45 1/1/2014 No No 11/1/2013 LO(118)/OPEN(2)/DEFEASANCE 46 7/1/2014 No No 3/31/2014 LO(116)/OPEN(4)/DEFEASANCE 47 8/1/2011 No Yes(BACM 04-4-H) 7/31/2007 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 48 6/1/2014 No No 3/1/2014 LO(117)/OPEN(3)/DEFEASANCE 49 4/1/2014 No Yes(BACM 04-4-B) 1/1/2014 LO(117)/OPEN(3)/DEFEASANCE 50 8/1/2014 No No 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 51 8/1/2014 No Yes(BACM 04-4-L) 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 52 4/1/2014 No Yes(BACM 04-4-B) 1/1/2014 LO(117)/OPEN(3)/DEFEASANCE 53 8/1/2014 No Yes(BACM 04-4-L) 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 54 9/1/2011 No No 5/31/2011 LO(80)/OPEN(4)/DEFEASANCE 55.1 No No 55.2 No No 55.3 No No 55 11/1/2010 No No 10/31/2010 LO(83)/OPEN(1)/DEFEASANCE 56 7/1/2009 No No 1/1/2009 LO(54)/OPEN(6)/DEFEASANCE 57 7/1/2014 No No 3/31/2014 LO(116)/OPEN(4)/DEFEASANCE 58 7/1/2009 No No 4/1/2009 LO(57)/OPEN(3)/DEFEASANCE 59 3/1/2011 No No 1/1/2011 LO(82)/OPEN(2)/DEFEASANCE 60 8/1/2014 No No 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 61 6/1/2011 No No 3/1/2011 LO(81)/OPEN(3)/DEFEASANCE 62.1 No Yes(BACM 04-4-A) 62.2 No Yes(BACM 04-4-A) 62.3 No Yes(BACM 04-4-A) 62 2/1/2014 No Yes(BACM 04-4-A) 5/1/2006 LO(27)/GRTR1%PPMTorYM(92)/OPEN(1) Int Diff (BEY) - B 63 6/1/2014 No No 3/1/2014 LO(117)/OPEN(3)/DEFEASANCE 64 2/1/2009 No No 12/31/2008 LO(58)/OPEN(2)/DEFEASANCE 65 9/1/2014 No No 5/31/2014 LO(116)/OPEN(4)/DEFEASANCE 66 6/1/2014 No No 4/1/2014 LO(118)/OPEN(2)/DEFEASANCE 67 2/1/2014 No Yes(BACM 04-4-A) 5/1/2006 LO(27)/GRTR1%PPMTorYM(92)/OPEN(1) Int Diff (BEY) - B 68 7/1/2014 No No 3/31/2014 LO(116)/OPEN(4)/DEFEASANCE 69 2/1/2014 No Yes(BACM 04-4-A) 5/1/2006 LO(27)/GRTR1%PPMTorYM(92)/OPEN(1) Int Diff (BEY) - B 70 8/1/2014 No No 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 71 2/1/2014 No Yes(BACM 04-4-A) 5/1/2006 LO(27)/GRTR1%PPMTorYM(92)/OPEN(1) Int Diff (BEY) - B 72 2/1/2009 No Yes(BACM 04-4-A) 5/1/2006 LO(27)/GRTR1%PPMTorYM(32)/OPEN(1) Int Diff (BEY) - B 73 7/1/2014 No No 5/1/2014 LO(118)/OPEN(2)/DEFEASANCE 74 9/1/2014 No No 5/31/2014 LO(116)/OPEN(4)/DEFEASANCE 75 8/1/2014 No No 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 76 7/1/2014 No No 4/30/2014 LO(117)/OPEN(3)/DEFEASANCE 77 8/1/2014 No No 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 78 6/1/2014 No No 2/28/2014 LO(116)/OPEN(4)/DEFEASANCE ANNEX A CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS LOAN LOAN APPRAISAL APPRAISAL SEQUENCE NUMBER GROUP PROPERTY NAME VALUE DATE -------- ------ ----- ------------- ----- ---- 37.3 41196 1 Eckerd - Greer, SC 3,100,000 4/20/2004 37.4 41196 1 Eckerd - Crossville, TN 2,650,000 4/19/2004 37 41196 1 INLAND ECKERD PORTFOLIO (ROLL UP) 12,700,000 Various 38 58109 1 19th and Greenway 8,800,000 4/10/2004 39 39952 1 Paradise Promenade 12,150,000 5/13/2004 40 58039 1 Stonebridge Crossing 7,900,000 3/15/2004 41 38450 1 Southgate Plaza 8,400,000 6/16/2003 42 41020 1 Springboro Plaza 8,650,000 3/31/2004 43 40704 1 Wendover Village 9,960,000 4/26/2004 44 7039 1 Swatara Retail Center 9,800,000 7/10/2003 45 57810 1 Milford Square 7,600,000 9/8/2003 46 9853 1 Vienna Marketplace 6,000,000 6/4/2004 47 41195 1 Center Pointe Shopping Center 8,250,000 5/6/2004 48 58089 1 Mane Street Shopping Center 6,100,000 4/5/2004 49 57981 1 East Lake Shopping Center 5,400,000 2/1/2004 50 9639 1 Dallas Retail Center - Dallas, Oregon 3,350,000 5/3/2004 51 9125 1 Abbeville Shopping Center 2,100,000 4/21/2004 52 57982 1 South Loop II Shopping Center 1,800,000 1/23/2004 53 8521 1 East Broadway Retail Shops 1,350,000 4/8/2004 54 58399 1 Bank of America Center 845,000,000 8/2/2004 55.1 39141 1 1101 Creekside Ridge Drive 16,200,000 8/18/2003 55.2 39141 1 1025 Creekside Ridge Drive 14,600,000 8/18/2003 55.3 39141 1 10734 International Drive 12,500,000 8/18/2003 55 39141 1 EVERGREEN PORTFOLIO B (ROLL UP) 43,300,000 8/18/2003 56 58035 1 FCB Worldwide Building 29,700,000 3/26/2004 57 58175 1 Woodmont Plaza 30,500,000 5/13/2004 58 58123 1 Old Mill Corporate Center II 23,100,000 4/26/2004 59 57921 1 Beaumont Business Center 23,000,000 12/4/2003 60 58185 1 2601 Network Boulevard 19,925,000 5/7/2004 61 58033 1 Highland Park Place 20,300,000 3/1/2004 62.1 57825 1 508 Medical Center 8,700,000 12/9/2003 62.2 57825 1 506 Medical Center 8,500,000 12/9/2003 62.3 57825 1 Medical Center Atrium 3,000,000 12/9/2003 62 57825 1 506 MEDICAL CENTER, 508 MEDICAL CENTER, & MEDICAL CENTER ATRIUM (ROLL UP) 20,200,000 12/9/2003 63 58111 1 Galaxy Center Office II 20,200,000 4/6/2004 64 39802 1 405 Jackson Street 18,750,000 12/19/2003 65 58168 1 Grass Valley 11,400,000 5/3/2004 66 58072 1 Snapper Creek Medical Office Building 11,200,000 12/4/2003 67 57856 1 Alaska VA Clinic 10,300,000 12/4/2003 68 9129 1 Corrado Medical Building 8,780,000 4/23/2004 69 57819 1 North Hills Medical Office Building 9,100,000 12/3/2003 70 58164 1 Mayflower Center 7,690,000 5/10/2004 71 57820 1 One Forest Medical Plaza 8,700,000 12/1/2003 72 57847 1 Bay Area Medical Center 8,420,000 12/10/2003 73 58096 1 Gale Commerce Center 6,900,000 4/6/2004 74 10035 1 Westwinds Business Park 8,200,000 6/18/2004 75 9244 1 1334 Third Street 10,500,000 6/15/2004 76 58186 1 Viewpoint Office Complex 5,000,000 5/11/2004 77 9301 1 Brooklet Service Center 4,000,000 5/17/2004 78 7477 1 Quail Street Office 3,800,000 3/19/2004 TOTAL UNITS/ UNITS/ LOAN SF/ SF/ BALANCE PER OCCUPANCY CUT-OFF DATE LTV YEAR BUILT/ PADS/ PADS/ NET RENTABLE UNIT/SF/ OCCUPANCY AS OF U/W SEQUENCE RATIO RENOVATED ROOMS ROOMS AREA (SF) PAD PERCENT DATE REVENUES -------- ----- --------- ----- ----- --------- --- ------- ---- -------- 37.3 2003 13,824 SF 13,824 100.0% 6/21/2004 37.4 2003 13,824 SF 13,824 100.0% 6/21/2004 37 53.5% Various 54,912 SF 54,912 124 100.0% 6/21/2004 1,200,426 38 76.5% 2000 66,686 SF 66,686 101 95.7% 6/1/2004 1,017,377 39 52.7% 2003 70,271 SF 70,271 91 88.9% 8/9/2004 1,199,748 40 78.1% 2003 35,281 SF 35,281 175 95.7% 5/1/2004 855,310 41 70.9% 1971/1992, 2000 165,902 SF 165,902 36 100.0% 6/1/2004 1,101,248 42 63.7% 1992 154,034 SF 154,034 36 100.0% 3/17/2004 1,113,240 43 54.7% 2003 35,895 SF 35,895 152 95.8% 8/9/2004 1,014,528 44 55.5% 1988 103,674 SF 103,674 52 100.0% 7/29/2004 1,161,312 45 70.2% 1985/1993 131,765 SF 131,765 40 100.0% 8/19/2004 813,723 46 79.8% 1957/2004 11,929 SF 11,929 401 100.0% 5/31/2004 611,967 47 51.5% 2003, 2004 64,487 SF 64,487 66 88.2% 6/22/2004 810,685 48 69.4% 2003 47,620 SF 47,620 89 83.5% 6/2/2004 605,170 49 73.6% 1965/1992 136,790 SF 136,790 29 93.4% 7/13/2004 667,771 50 72.9% 2000 24,121 SF 24,121 101 100.0% 7/9/2004 325,591 51 73.4% 2002 18,953 SF 18,953 81 100.0% 6/22/2004 202,377 52 74.6% 1998 30,300 SF 30,300 44 94.1% 7/13/2004 214,090 53 73.9% 2003 12,825 SF 12,825 78 100.0% 6/22/2004 135,854 54 49.3% 1921, 1969, 1971 1,780,748 SF 1,780,748 234 93.7% 6/1/2004 95,289,720 55.1 1999 86,344 SF 86,344 100.0% 4/1/2004 55.2 2001 70,375 SF 70,375 93.4% 4/1/2004 55.3 2001 69,750 SF 69,750 100.0% 4/1/2004 55 63.9% Various 226,469 SF 226,469 122 97.9% 4/1/2004 4,574,616 56 68.5% 1977/2001 98,925 SF 98,925 206 100.0% 6/22/2004 2,586,198 57 56.6% 1961/2001 136,602 SF 136,602 126 82.8% 8/25/2004 3,170,381 58 74.4% 2002 124,389 SF 124,389 138 100.0% 4/2/2004 2,573,713 59 72.5% 1983/2001 253,247 SF 253,247 66 89.3% 6/1/2004 3,022,343 60 80.7% 2001 142,938 SF 142,938 113 85.4% 7/14/2004 2,940,828 61 75.0% 1983 164,189 SF 164,189 93 96.0% 6/30/2004 3,031,890 62.1 1996 70,135 SF 70,135 100.0% 7/31/2004 62.2 1986 73,659 SF 73,659 95.0% 7/31/2004 62.3 1996 38,099 SF 38,099 96.1% 7/31/2004 62 69.4% Various 181,893 SF 181,893 77 97.2% 7/31/2004 2,999,272 63 69.0% 1988 96,576 SF 96,576 144 98.5% 5/1/2004 2,446,603 64 68.4% 1853-1861/2000 57,772 SF 57,772 222 100.0% 7/1/2004 1,695,634 65 74.6% 1987/1999 150,360 SF 150,360 57 100.0% 8/5/2004 1,286,668 66 74.7% 1989 58,662 SF 58,662 143 100.0% 6/30/2004 1,364,069 67 69.4% 1992 98,200 SF 98,200 73 100.0% 7/31/2004 1,456,076 68 73.5% 1993 39,335 SF 39,335 164 100.0% 6/1/2004 1,157,725 69 67.8% 1999 85,740 SF 85,740 72 84.5% 7/31/2004 1,422,830 70 79.2% 1984 68,167 SF 68,167 89 93.1% 5/21/2004 1,101,659 71 69.4% 1979 97,293 SF 97,293 62 87.7% 7/31/2004 1,774,058 72 69.4% 1995 121,310 SF 121,310 48 90.4% 7/31/2004 1,600,379 73 74.8% 1959/1987 49,280 SF 49,280 105 100.0% 6/25/2004 902,462 74 60.9% 1985/2004 57,929 SF 57,929 86 100.0% 7/1/2004 791,313 75 38.0% 1990 23,269 SF 23,269 172 82.0% 7/20/2004 835,562 76 71.8% 2000 25,044 SF 25,044 143 100.0% 5/1/2004 530,073 77 79.8% 1986 58,268 SF 58,268 55 100.0% 7/1/2004 491,685 78 64.1% 1973/2004 22,155 SF 22,155 110 93.8% 5/24/2004 434,528 U/W REPLACEMENT U/W RESERVES MOST MOST MOST U/W U/W U/W REPLACEMENT PER UNIT/ RECENT RECENT RECENT SEQUENCE EXPENSES CASH FLOW DSCR RESERVES SF/ PAD STATEMENT TYPE END DATE NOI -------- -------- --------- ---- -------- ------- -------------- -------- --- 37.3 37.4 37 214,805 949,681 2.65 8,237 0.15 38 350,237 635,381 1.27 7,338 0.11 Annualized Most Recent 4/30/2004 594,558 39 427,763 747,430 2.70 10,541 0.15 Full Year 12/31/2003 216,827 40 249,630 570,514 1.25 1,764 0.05 Annualized Most Recent 4/30/2004 663,915 41 366,999 656,655 1.78 26,544 0.16 Annualized Most Recent 6/30/2004 854,622 42 306,795 755,340 3.33 23,105 0.15 Full Year 12/31/2003 847,209 43 208,081 780,251 3.39 5,384 0.15 44 320,687 763,137 1.91 25,919 0.25 Annualized Most Recent 6/30/2004 811,750 45 223,721 524,632 1.25 26,353 0.20 Annualized Most Recent 6/30/2004 723,040 46 136,707 455,877 1.29 4,169 0.35 Annualized Most Recent 5/31/2004 307,635 47 234,303 560,582 2.48 9,673 0.15 48 132,006 444,285 1.46 7,143 0.15 Annualized Most Recent 4/30/2004 397,995 49 228,002 361,904 1.31 21,202 0.15 Annualized Most Recent 6/30/2004 437,270 50 70,673 244,435 1.29 3,618 0.15 Annualized Most Recent 3/31/2004 254,936 51 30,685 153,668 1.21 1,895 0.10 Annualized Most Recent 3/31/2004 218,301 52 60,983 127,357 1.35 4,545 0.15 Annualized Most Recent 6/30/2004 173,481 53 24,876 100,256 1.21 1,411 0.11 Annualized Most Recent 3/31/2004 115,717 54 33,245,580 58,464,169 2.21 534,998 0.30 Full Year 12/31/2003 59,931,759 55.1 Annualized Most Recent 6/30/2003 1,313,006 55.2 Annualized Most Recent 6/30/2003 946,390 55.3 Annualized Most Recent 6/30/2003 1,005,178 55 1,237,333 2,996,599 1.56 33,970 0.15 Annualized Most Recent 6/30/2003 3,264,574 56 598,826 1,915,691 1.35 14,839 0.15 Annualized Most Recent 5/31/2004 2,422,926 57 974,256 1,910,128 1.60 34,136 0.25 Annualized Most Recent 6/30/2004 2,195,964 58 731,435 1,658,720 1.49 31,097 0.25 Annualized Most Recent 3/31/2004 2,539,224 59 1,043,535 1,577,926 1.44 68,064 0.27 Annualized Most Recent 5/31/2004 1,808,126 60 1,236,069 1,488,264 1.27 14,294 0.10 Annualized Most Recent 5/25/2004 300,727 61 1,444,917 1,278,278 1.27 32,838 0.20 Annualized Most Recent 6/30/2004 2,220,143 62.1 62.2 62.3 62 1,368,752 1,490,221 1.51 36,379 0.20 Annualized Most Recent 7/31/2004 1,831,704 63 914,148 1,297,646 1.26 18,349 0.19 Annualized Most Recent 3/31/2004 2,208,528 64 350,580 1,289,904 1.42 8,666 0.15 Annualized Most Recent 6/30/2004 2,928,954 65 180,119 995,718 1.35 37,590 0.25 66 488,344 755,143 1.28 14,685 0.25 Annualized Most Recent 6/30/2004 1,145,492 67 696,887 682,138 1.35 19,640 0.20 Annualized Most Recent 7/31/2004 820,653 68 422,378 684,402 1.49 8,595 0.22 Annualized Most Recent 3/31/2004 874,545 69 735,409 631,699 1.45 17,148 0.20 Annualized Most Recent 7/31/2004 849,828 70 458,521 562,600 1.27 24,199 0.35 Annualized Most Recent 4/30/2004 832,611 71 1,008,987 701,129 1.65 19,127 0.20 Annualized Most Recent 7/31/2004 973,809 72 836,060 644,205 1.67 21,294 0.18 Annualized Most Recent 7/31/2004 994,857 73 317,552 502,446 1.29 14,784 0.30 Annualized Most Recent 6/30/2004 762,446 74 223,709 509,630 1.42 14,482 0.25 Annualized Most Recent 6/30/2004 673,091 75 250,049 525,895 1.83 8,377 0.36 Annualized Most Recent 5/31/2004 824,582 76 134,905 344,918 1.30 6,761 0.27 Annualized Most Recent 4/30/2004 321,306 77 143,994 314,589 1.30 12,236 0.21 Annualized Most Recent 5/31/2004 410,644 78 182,304 224,893 1.26 4,670 0.21 Annualized Most Recent 3/31/2004 269,971 LARGEST LARGEST TENANT LARGEST FUL FULL TENANT % OF TENANT YEAR YEAR LEASED TOTAL LEASE SEQUENCE END DATE NOI LARGEST TENANT SF SF EXPIRATION SECOND LARGEST TENANT -------- -------- --- -------------- -- -- --------- --------------------- 37.3 Eckerds 13,824 100% 5/31/2024 37.4 Eckerds 13,824 100% 5/31/2024 37 38 12/31/2003 542,480 Albertson's 42,962 64% 9/30/2028 Blockbuster Video 39 Publix 44,271 63% 6/30/2023 Postnet of Davie 40 12/31/2003 416,389 Blockbuster Video 5,977 17% 11/30/2007 Texas Credit Union 41 12/31/2003 654,327 Shaw's Supermarket 47,277 28% 6/30/2007 Big Lots 42 12/31/2002 720,315 Kmart 91,266 59% 6/1/2017 Kroger 43 Rooms to Go Kids 8,297 23% 11/30/2023 Panera Bread Comp 44 12/31/2003 930,963 Weis Markets, Inc. 51,779 50% 11/30/2009 CVS Pharmacy 45 12/31/2003 552,945 Super Fresh Foods 41,000 31% 5/28/2006 Big Lots Odd Lots 46 Chipotle Mexican Grill 2,804 24% 4/30/2014 Noodles & Company 47 Publix 44,271 69% 1/31/2023 IHOP 48 12/31/2003 104,466 New China Buffet 4,800 10% 5/31/2008 Cato 49 12/31/2003 471,529 IGA 20,000 15% 1/24/2007 Gym-X 50 12/31/2003 225,534 Schuck's Auto 6,000 25% 1/31/2010 Dollar Tree 51 12/31/2003 181,671 DollarTree Stores 5,985 32% 1/31/2009 Hibbett Sports 52 12/31/2003 170,818 Hancock Fabrics 12,400 41% 10/31/2008 Family Dollar 53 Hibbett Sports 5,040 39% 1/31/2009 CATO Corporation 54 12/31/2002 66,132,988 Bank of America, N.A. 662,524 37% 9/30/2015 Goldman, Sachs & Co. 55.1 12/31/2002 1,087,443 Agilent Technologies 64,427 75% 8/31/2005 Adventist Health 55.2 12/31/2002 570,547 Allstate Insurance Co. 60,000 85% 1/31/2012 WFS Financial, Inc. 55.3 12/31/2002 998,599 Verizon Wireless 69,750 100% 11/30/2008 55 12/31/2002 2,656,589 56 12/31/2003 2,251,927 FCB 98,925 100% 3/31/2016 57 12/31/2003 2,099,294 Zen Technology 10,738 8% 11/30/2008 Am. Society of Cell Biology 58 12/31/2003 2,204,426 Savage Co's 24,278 20% 4/30/2008 American Family Mutual 59 12/31/2003 2,064,251 Apria Healthcare 26,966 11% 9/30/2008 Windward Homes 60 12/31/2003 -105,979 Fiserv 49,792 35% 5/31/2011 Levi Strauss 61 12/31/2003 1,271,727 Law Office of Frank Branson 34,755 21% 4/30/2008 Highland Park Business 62.1 Sadler Clinic Association 70,135 100% 4/30/2012 62.2 Associated Hospital Tenants 50,793 69% 6/30/2010 Montgomery County Mgmt 62.3 Associated Hospital Tenants 32,648 86% 6/30/2005 Sadler Clinic 62 12/31/2003 1,875,004 63 12/31/2003 1,995,088 Inovis USA 26,268 27% 5/31/2006 Wells Fargo 64 12/31/2003 2,761,044 Leo Burnett 32,580 56% 11/16/2007 Miami Ad School 65 Thompson Broadband & Media Services 150,360 100% 6/1/2017 66 12/31/2003 869,823 South Florida Ped Partners 7,500 13% 12/31/2014 Glick, Baer, Safinski and Goodman 67 12/31/2003 872,238 VA Clinic 98,200 100% 4/3/2007 68 12/31/2003 820,595 Kadlec Medical Center 24,967 63% 4/25/2008 Richland Medical Group 69 12/31/2003 546,615 Associated Hospital Tenants 16,483 19% 6/30/2005 North Hills Surgicare 70 12/31/2003 720,587 Nature Conservancy 14,133 21% 7/31/2008 National City Mortgage 71 12/31/2003 784,882 Associated Hospital Tenants 26,091 27% 6/30/2005 Park Central Surgical Center 72 12/31/2003 802,419 Coastal Bend Womens Center 22,553 19% 7/31/2008 Thomas-Spann Clinic 73 12/31/2003 670,414 County of Los Angeles 35,480 72% 1/8/2011 State of California 74 12/31/2003 623,051 BestCare 7,718 13% 6/30/2007 San Luis Print 75 12/31/2003 537,360 Sixty USA Retail, Inc. 3,910 17% 11/27/2013 Pacific Security Group, Inc. 76 12/31/2003 233,201 Southwest Title 6,588 26% 7/23/2006 CH Mortgage 77 12/31/2003 293,435 Arrow Mfg 20,104 35% 5/31/2010 Kehilat 78 5/31/2003 105,425 South Coast Title 2,295 10% 5/13/2007 The Lending Group SECOND THIRD SECOND LARGEST SECOND THIRD LARGEST THIRD LARGEST TENANT LARGEST LARGEST TENANT LARGEST TENANT % OF TENANT TENANT % OF TENANT LEASED TOTAL LEASE LEASED TOTAL LEASE SEQUENCE SF SF EXPIRATION THIRD LARGEST TENANT SF SF EXPIRATION -------- -- -- ---------- -------------------- -- -- ---------- 37.3 37.4 37 38 4,473 7% 9/30/2005 Arizona's Choice Chiropractic 1,655 2% 11/30/2007 39 1,400 2% 1/31/2010 Miko Miko Sushi 1,400 2% 12/31/2008 40 4,410 12% 2/29/2008 Side Kicks Martial Arts 2,520 7% 1/31/2009 41 33,802 20% 1/31/2009 Goodwill Industries 25,000 15% 2/28/2013 42 56,634 37% 4/30/2017 China Garden 4,000 3% 1/1/2008 43 4,771 13% 8/31/2013 2nd Swing Golf 3,911 11% 9/30/2009 44 11,840 11% 11/30/2009 Blockbuster Video 5,214 5% 12/31/2005 45 26,692 20% 1/31/2009 Best Hardware 20,000 15% 7/31/2012 46 2,304 19% 1/31/2014 Starbucks 1,555 13% 2/28/2014 47 4,760 7% 4/30/2029 CiCi's Pizza 3,856 6% 4/30/2014 48 4,160 9% 1/31/2008 LaHacienda Mexican Restaurant 3,600 8% 5/31/2008 49 19,460 14% 11/30/2006 Sherwin Willams 12,601 9% 6/30/2006 50 6,000 25% 10/31/2006 American Family Video 4,500 19% 5/31/2005 51 5,035 27% 1/31/2008 The CATO Corporation 4,275 23% 1/31/2008 52 8,172 27% 12/31/2006 Mattress World 4,900 16% 11/30/2004 53 4,050 32% 1/31/2009 The Happiness Shop 3,735 29% 2/28/2009 54 90,504 5% 8/31/2010 Morgan Stanley & Co. 85,347 5% 10/31/2011 55.1 21,917 25% 8/31/2011 55.2 5,745 8% 9/30/2009 55.3 55 56 57 6,765 5% 9/30/2010 Boss Temps 6,727 5% 1/31/2009 58 22,855 18% 3/10/2005 Mass Mutual 22,855 18% 8/31/2006 59 12,936 5% 8/31/2005 Axolotl Corporation 12,385 5% 6/30/2008 60 27,962 20% 10/31/2006 Merit Insurance 7,408 5% 9/30/2008 61 16,032 10% 5/31/2010 Hawkins and Parnell, LLP 15,427 9% 8/30/2008 62.1 62.2 14,122 19% 8/31/2012 Thomas Shannon MD 3,558 5% 4/30/2005 62.3 3,981 10% 4/30/2012 62 63 18,624 19% 5/31/2006 Lipton 12,324 13% 7/31/2006 64 9,351 16% 1/31/2007 Uniscribe 7,000 12% 4/15/2008 65 66 6,120 10% 9/30/2005 Beck and Young MD 5,427 9% 1/31/2011 67 68 6,247 16% 5/31/2009 Dr. Perry 4,015 10% 8/31/2007 69 16,153 19% 4/30/2009 COR Specialty Assoc. 8,892 10% 11/30/2005 70 10,910 16% 2/28/2006 Square D 6,022 9% 5/31/2005 71 22,017 23% 12/31/2008 William Dammert MD 4,828 5% 4/30/2005 72 17,491 14% 12/31/2005 Associated Hospital Tenants 13,404 11% 6/30/2005 73 13,800 28% 3/31/2007 74 6,968 12% 8/31/2007 Hospice Partners 6,505 11% 6/30/2007 75 3,743 16% 4/14/2005 Sunglass Hut Trading Corporation 3,220 14% 3/31/2012 76 6,587 26% 2/28/2008 Dyson and Dyson 5,899 24% 4/30/2007 77 5,321 9% 2/28/2005 Interserv 5,205 9% 7/31/2005 78 2,131 10% 11/30/2006 Chris Yelich & Neil Bandom 1,805 8% 10/31/2006 ANNEX A CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS LOAN LOAN SEQUENCE NUMBER GROUP PROPERTY NAME PROPERTY ADDRESS -------- ------ ----- ------------- ---------------- 79 57884 1 Grandview Medical Office Building 1000 Highway 28 80 8748 1 Stadium Place Office 1 Tacoma Avenue North 81 57882 1 Southern Hills Medical Office Building A 393 Wallace Road 82 57476 1 Precision Park 200 Frenchtown Road 83 41399 1 Wrangler Company 12173 Rojas Drive 84 39914 1 Kraft Food Warehouse 904 12th Street NW 85 58208 2 Sun Communities - Buttonwood Bay 10001 Highway 27 South 86 58210 2 Sun Communities - Meadows 11 Cardinal Street 87 58330 2 Sun Communities - Pine Ridge 400 Swift Street 88 58209 2 Sun Communities - Maplewood 12451 Pendleton Pike SUB-TOTAL CROSSED LOANS 89.1 58230 2 Sun Communities Portfolio 12 - Meadowbrook Village 8920 Sheldon Road 89.2 58230 2 Sun Communities Portfolio 12 - Grand Village 6500 Division Avenue South 89.3 58230 2 Sun Communities Portfolio 12 - Brentwood Village 201 60th Street SE 89.4 58230 2 Sun Communities Portfolio 12 - Hamlin 5325 Van Orden Road 89 58230 2 SUN COMMUNITIES PORTFOLIO 12 (ROLL UP) Various 90 58231 2 Sun Communities - Catalina 6501 Germantown Road SUB-TOTAL CROSSED LOANS 91.1 58211 1 Sun Communities Portfolio 2 - Pheasant Ridge 209 Longwood Court West 91.2 58211 1 Sun Communities Portfolio 2 - Creekwood Meadows 3440 Creekside Boulevard 91.3 58211 1 Sun Communities Portfolio 2 - Groves 16175 John Morris Road 91.4 58211 1 Sun Communities Portfolio 2 - Richmond Place 36401 Division Road 91 58211 1 SUN COMMUNITIES PORTFOLIO 2 (ROLL UP) Various 92 58289 1 Zeman Portfolio - Town and Country 815 East Oakton Street 93 58266 1 Zeman Portfolio - Kingsway Estates 38455 North Sheridan Road 94 58281 1 Zeman Portfolio - Pleasant Ridge 27 West 370 Geneva Road 95 58272 1 Zeman Portfolio - Old Oaks Estates 850 Villa Street 96 8790 1 Blue Lake Village MHC 3201 NE 223rd Avenue 97 58320 1 Dallas Market Center 2100 Stemmons Freeway 98.1 58028 1 Extra Space Storage - Weymouth 1256 Washington Street 98.2 58028 1 Extra Space Storage - Stockton 55 East Jamestown Street 98.3 58028 1 Extra Space Storage - Northborough 456 Main Street 98.4 58028 1 Extra Space Storage - Whittier 11469 Washington Boulevard 98.5 58028 1 Extra Space Storage - Lynn 583 Lynnway 98 58028 1 EXTRA SPACE STORAGE - ESPIV PORTFOLIO (ROLL UP) Various 99 58169 1 Mount Vernon Self Storage 1621 Huguenot Road 100 58142 1 Laurel Canyon Self Storage 10864 Laurel Canyon Boulevard 101.1 57979 1 Western 6301 South Western Street 101.2 57979 1 Blackburn 2927 Blackburn Street 101.3 57979 1 Britain 2518 Britain Drive 101 57979 1 AMARILLO ALL STORAGE CENTER PORTFOLIO (ROLL UP) Various 102 58098 1 All Aboard Self Storage 1900 Meeker Avenue 103 57911 1 Shurgard - San Juan Creek 32371 San Juan Creek Road 104 9269 1 Southpoint Self-Storage 700 - 701 Lombardi Court 105 9652 1 Classic Storage Station 8909 Hughes Ranch Road 106 10050 1 Storage Depot - McAllen 6600 North 10th Street 107 8650 1 Attic Self Storage-Monroe 200 Warren Drive 108 8465 1 Best Western Seattle 4507 Brooklyn Avenue - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS/WEIGHTED AVERAGE 108 LOANS ==================================================================================================================================== (i) Administrative Fee Rate includes the Sub-Servicing Fee Rate. (ii) For Mortgage Loans which accrue interest on the basis of actual days elapsed each calendar month and a 360-day yr. or a 365-day yr., the amortization term is the term over which the Mortgage Loans would amortize if interest accrued and was paid on the basis of a 360-day yr. consisting of twelve 30-day months. The actual amortization would be longer. CUT-OFF ZIP PROPERTY ORIGINAL DATE SEQUENCE COUNTY CITY STATE CODE TYPE BALANCE BALANCE -------- ------ ---- ----- ---- ---- ------- ------- 79 Marion Jasper TN 37347 Office 2,403,282 2,381,357 80 Pierce Tacoma WA 98403 Office 1,800,000 1,790,548 81 Davidson Nashville TN 37211 Office 1,038,537 1,029,062 82 Washington North Kingstown RI 02852 Industrial 21,500,000 21,252,588 83 El Paso El Paso TX 79936 Industrial 11,300,000 11,300,000 84 Cerro Gordo Mason City IA 50401 Industrial 5,333,000 5,333,000 85 Highlands Sebring FL 33876 Manufactured Housing Communities 21,984,005 21,984,005 86 Elkhart Nappanee IN 46550 Manufactured Housing Communities 7,360,000 7,360,000 87 Prince George Prince George VA 23875 Manufactured Housing Communities 6,000,000 6,000,000 88 Marion Lawrence IN 46236 Manufactured Housing Communities 4,640,000 4,640,000 ================================= 39,984,005 39,984,005 89.1 Hillsborough Tampa FL 33635 Manufactured Housing Communities 7,303,188 7,303,188 89.2 Kent Grand Rapids MI 49548 Manufactured Housing Communities 6,740,000 6,740,000 89.3 Kent Grand Rapids MI 49548 Manufactured Housing Communities 6,320,000 6,320,000 89.4 Ingham Webberville MI 48892 Manufactured Housing Communities 5,200,000 5,200,000 89 Various Various Various Various Manufactured Housing Communities 25,563,188 25,563,188 90 Butler Middletown OH 45042 Manufactured Housing Communities 9,593,686 9,593,686 ================================= 35,156,874 35,156,874 91.1 Lancaster Lancaster PA 17603 Manufactured Housing Communities 17,710,525 17,710,525 91.2 Genesee Burton MI 48519 Manufactured Housing Communities 8,160,000 8,160,000 91.3 Lee Fort Myers FL 33908 Manufactured Housing Communities 5,360,000 5,360,000 91.4 Macomb Richmond MI 48062 Manufactured Housing Communities 3,680,000 3,680,000 91 Various Various Various Various Manufactured Housing Communities 34,910,525 34,910,525 92 Cook Des Plaines IL 60018 Manufactured Housing Communities 10,962,952 10,962,952 93 Lake Beach Park IL 60087 Manufactured Housing Communities 7,252,706 7,252,706 94 DuPage West Chicago IL 60185 Manufactured Housing Communities 5,417,941 5,417,941 95 Kane Elgin IL 60120 Manufactured Housing Communities 4,738,925 4,738,925 96 Multnomah Fairview OR 97024 Manufactured Housing Communities 3,100,000 3,094,573 97 Dallas Dallas TX 75207 Other 66,000,000 65,903,426 98.1 Norfolk Weymouth MA 02189 Self Storage 4,640,000 4,640,000 98.2 San Joaquin Stockton CA 95207 Self Storage 3,240,000 3,240,000 98.3 Worcester Northborough MA 01532 Self Storage 2,608,000 2,608,000 98.4 Los Angeles Whittier CA 90606 Self Storage 2,544,000 2,544,000 98.5 Essex Lynn MA 01905 Self Storage 2,480,000 2,480,000 98 Various Various Various Various Self Storage 15,512,000 15,512,000 99 Chesterfield Midlothian VA 23113 Self Storage 8,000,000 7,979,762 100 Los Angeles San Fernando CA 91340 Self Storage 8,000,000 7,965,816 101.1 Randall Amarillo TX 79110 Self Storage 4,275,000 4,237,071 101.2 Potter Amarillo TX 79109 Self Storage 1,650,000 1,635,361 101.3 Potter Amarillo TX 79109 Self Storage 1,275,000 1,263,688 101 Various Amarillo TX Various Self Storage 7,200,000 7,136,120 102 Contra Costa Richmond CA 94804 Self Storage 5,325,000 5,304,316 103 Orange San Juan Capistrano CA 92675 Self Storage 4,775,000 4,761,445 104 Sonoma Santa Rosa CA 95407 Self Storage 4,400,000 4,400,000 105 Brazoria Pearland TX 77584 Self Storage 1,800,000 1,794,683 106 Hidalgo McAllen TX 78504 Self Storage 1,762,500 1,759,419 107 Ouachita West Monroe LA 71291 Self Storage 1,350,000 1,345,262 108 King Seattle WA 98105 Hotel 11,000,000 10,971,427 - ------------------------------------------------------------------------------------------------------------------------------------ $1,299,083,519 $1,296,027,784 ==================================================================================================================================== MATURITY SUB- NET FIRST INTEREST DATE LOAN MORTGAGE ADMINISTRATIVE SERVICING MORTGAGE NOTE PAYMENT ACCRUAL MONTHLY SEQUENCE BALANCE TYPE RATE FEE RATE (i) FEE RATE RATE DATE DATE METHOD PAYMENT -------- ------- ---- ---- ------------ -------- ---- ---- ---- ------ ------- 79 2,223,744 Balloon 5.116% 0.112% 0.100% 5.004% 1/20/2004 3/1/2004 ACT/360 13,072 80 1,499,084 Balloon 5.331% 0.062% 0.050% 5.269% 4/2/2004 6/1/2004 ACT/360 10,030 81 960,953 Balloon 5.116% 0.112% 0.100% 5.004% 1/20/2004 3/1/2004 ACT/360 5,649 82 18,432,891 Balloon 6.310% 0.112% 0.100% 6.198% 8/26/2003 10/1/2003 ACT/360 133,219 83 11,300,000 IO, Hyper Am 5.090% 0.032% 0.010% 5.058% 7/26/2004 9/1/2004 30/360 47,931 84 5,333,000 IO, Hyper Am 5.390% 0.032% 0.010% 5.358% 7/9/2004 9/1/2004 30/360 23,954 85 18,534,987 IO, Balloon 5.320% 0.112% 0.100% 5.208% 6/9/2004 8/1/2004 ACT/360 122,351 86 6,205,308 IO, Balloon 5.320% 0.112% 0.100% 5.208% 6/9/2004 8/1/2004 ACT/360 40,962 87 5,058,674 IO, Balloon 5.320% 0.112% 0.100% 5.208% 6/9/2004 8/1/2004 ACT/360 33,393 88 3,912,042 IO, Balloon 5.320% 0.112% 0.100% 5.208% 6/9/2004 8/1/2004 ACT/360 25,824 =============== 33,711,011 89.1 6,157,409 89.2 5,682,578 89.3 5,328,471 89.4 4,384,185 89 21,552,641 IO, Balloon 5.320% 0.112% 0.100% 5.208% 6/9/2004 8/1/2004 ACT/360 142,271 90 8,088,556 IO, Balloon 5.320% 0.112% 0.100% 5.208% 6/9/2004 8/1/2004 ACT/360 53,393 ============== 29,641,197 91.1 16,344,083 91.2 7,530,421 91.3 4,946,453 91.4 3,396,072 91 32,217,030 IO, Balloon 4.931% 0.112% 0.100% 4.819% 6/9/2004 8/1/2004 ACT/360 185,934 92 10,375,906 IO, Balloon 5.521% 0.112% 0.100% 5.409% 6/30/2004 8/1/2004 ACT/360 62,388 93 6,864,337 IO, Balloon 5.521% 0.112% 0.100% 5.409% 6/30/2004 8/1/2004 ACT/360 41,273 94 5,127,820 IO, Balloon 5.521% 0.112% 0.100% 5.409% 6/30/2004 8/1/2004 ACT/360 30,832 95 4,485,164 IO, Balloon 5.521% 0.112% 0.100% 5.409% 6/30/2004 8/1/2004 ACT/360 26,968 96 2,289,680 Balloon 6.193% 0.062% 0.050% 6.131% 7/9/2004 9/1/2004 ACT/360 18,972 97 53,974,320 Balloon 6.101% 0.042% 0.030% 6.060% 8/2/2004 10/1/2004 ACT/360 415,349 98.1 4,357,821 98.2 3,042,961 98.3 2,449,396 98.4 2,389,288 98.5 2,329,180 98 14,568,646 IO, Balloon 4.856% 0.112% 0.100% 4.745% 5/4/2004 7/1/2004 ACT/360 81,915 99 6,841,810 Balloon 6.220% 0.112% 0.100% 6.108% 6/16/2004 8/1/2004 ACT/360 49,101 100 6,142,338 Balloon 5.650% 0.112% 0.100% 5.538% 6/4/2004 8/1/2004 ACT/360 49,846 101.1 3,273,702 101.2 1,263,534 101.3 976,367 101 5,513,603 Balloon 5.580% 0.112% 0.100% 5.468% 3/31/2004 5/1/2004 ACT/360 44,559 102 4,491,025 Balloon 5.751% 0.112% 0.100% 5.639% 5/14/2004 7/1/2004 ACT/360 31,079 103 4,025,580 Balloon 5.730% 0.112% 0.100% 5.618% 6/3/2004 8/1/2004 ACT/360 27,805 104 4,400,000 Interest Only 5.338% 0.062% 0.050% 5.276% 6/3/2004 8/1/2004 ACT/360 105 1,618,865 Balloon 5.530% 0.062% 0.050% 5.468% 7/8/2004 9/1/2004 ACT/360 11,086 106 1,506,044 Balloon 6.200% 0.062% 0.050% 6.138% 7/27/2004 9/1/2004 ACT/360 10,795 107 1,074,051 Balloon 6.730% 0.062% 0.050% 6.668% 6/11/2004 8/1/2004 ACT/360 9,310 108 8,622,132 Hyper Am 6.276% 0.062% 0.050% 6.214% 7/20/2004 9/1/2004 ACT/360 72,741 - ----------------------------------------------------------------------------------------------------------------------------------- $1,177,452,201 5.423% 0.073% 0.059% 5.350% =================================================================================================================================== ORIGINAL ORIGINAL REMAINING TERM TO AMORTIZATION INTEREST TERM TO MATURITY TERM ONLY SEASONING MATURITY MATURITY CROSS-COLLATERIZED RELATED SEQUENCE (MONTHS) (MONTHS)(ii) PERIOD (MONTHS) (MONTHS) DATE LOANS LOANS -------- -------- ------------ ------ -------- ------- ---- ----- ----- 79 60 360 8 52 2/1/2009 No Yes(BACM 04-4-A) 80 120 360 5 115 5/1/2014 No No 81 60 360 8 52 2/1/2009 No Yes(BACM 04-4-A) 82 120 360 13 107 9/1/2013 No No 83 60 60 2 58 8/1/2009 No Yes(BACM 04-4-H) 84 60 60 2 58 8/1/2009 No No 85 144 360 30 3 141 7/1/2016 Yes(BACM 04-4-SUN P1) Yes(BACM 04-4-C) 86 144 360 30 3 141 7/1/2016 Yes(BACM 04-4-SUN P1) Yes(BACM 04-4-C) 87 144 360 30 3 141 7/1/2016 Yes(BACM 04-4-SUN P1) Yes(BACM 04-4-C) 88 144 360 30 3 141 7/1/2016 Yes(BACM 04-4-SUN P1) Yes(BACM 04-4-C) 89.1 Yes(BACM 04-4-SUN P12) Yes(BACM 04-4-C) 89.2 Yes(BACM 04-4-SUN P12) Yes(BACM 04-4-C) 89.3 Yes(BACM 04-4-SUN P12) Yes(BACM 04-4-C) 89.4 Yes(BACM 04-4-SUN P12) Yes(BACM 04-4-C) 89 144 360 30 3 141 7/1/2016 Yes(BACM 04-4-SUN P12) Yes(BACM 04-4-C) 90 144 360 30 3 141 7/1/2016 Yes(BACM 04-4-SUN P12) Yes(BACM 04-4-C) 91.1 No Yes(BACM 04-4-C) 91.2 No Yes(BACM 04-4-C) 91.3 No Yes(BACM 04-4-C) 91.4 No Yes(BACM 04-4-C) 91 84 360 24 3 81 7/1/2011 No Yes(BACM 04-4-C) 92 60 360 12 3 57 7/1/2009 No Yes(BACM 04-4-D) 93 60 360 12 3 57 7/1/2009 No Yes(BACM 04-4-D) 94 60 360 12 3 57 7/1/2009 No Yes(BACM 04-4-D) 95 60 360 12 3 57 7/1/2009 No Yes(BACM 04-4-D) 96 180 360 2 178 8/1/2019 No No 97 120 330 1 119 9/1/2014 No No 98.1 No No 98.2 No No 98.3 No No 98.4 No No 98.5 No No 98 84 360 36 4 80 6/1/2011 No No 99 120 360 3 117 7/1/2014 No No 100 120 300 3 117 7/1/2014 No No 101.1 No Yes(BACM 04-4-B) 101.2 No Yes(BACM 04-4-B) 101.3 No Yes(BACM 04-4-B) 101 120 300 6 114 4/1/2014 No Yes(BACM 04-4-B) 102 120 360 4 116 6/1/2014 No No 103 120 360 3 117 7/1/2014 No No 104 120 120 3 117 7/1/2014 No No 105 60 300 2 58 8/1/2009 No No 106 120 360 2 118 8/1/2014 No No 107 120 300 3 117 7/1/2014 No No 108 120 300 2 118 8/1/2014 No No - ------------------------------------------------------------------------------------------------------------------------------------ 97 352 4 94 ==================================================================================================================================== LOCKOUT SEQUENCE EXPIRATION PREPAYMENT PENALTY DESCRIPTION (PAYMENTS) YIELD MAINTENANCE TYPE -------- ---------- ----------------------------------------- ---------------------- 79 5/1/2006 LO(27)/GRTR1%PPMTorYM(32)/OPEN(1) Int Diff (BEY) - B 80 1/31/2014 LO(116)/OPEN(4)/DEFEASANCE 81 5/1/2006 LO(27)/GRTR1%PPMTorYM(32)/OPEN(1) Int Diff (BEY) - B 82 6/1/2013 LO(117)/OPEN(3)/DEFEASANCE 83 7/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 84 7/31/2007 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 85 1/1/2016 LO(138)/OPEN(6)/DEFEASANCE 86 1/1/2016 LO(138)/OPEN(6)/DEFEASANCE 87 1/1/2016 LO(138)/OPEN(6)/DEFEASANCE 88 1/1/2016 LO(138)/OPEN(6)/DEFEASANCE 89.1 89.2 89.3 89.4 89 1/1/2016 LO(138)/OPEN(6)/DEFEASANCE 90 1/1/2016 LO(138)/OPEN(6)/DEFEASANCE 91.1 91.2 91.3 91.4 91 1/1/2011 LO(78)/OPEN(6)/DEFEASANCE 92 1/1/2009 LO(54)/OPEN(6)/DEFEASANCE 93 1/1/2009 LO(54)/OPEN(6)/DEFEASANCE 94 1/1/2009 LO(54)/OPEN(6)/DEFEASANCE 95 1/1/2009 LO(54)/OPEN(6)/DEFEASANCE 96 4/30/2019 LO(176)/OPEN(4)/DEFEASANCE 97 3/1/2014 LO(114)/OPEN(6)/DEFEASANCE 98.1 98.2 98.3 98.4 98.5 98 4/1/2011 LO(82)/OPEN(2)/DEFEASANCE 99 4/30/2014 LO(117)/OPEN(3)/DEFEASANCE 100 4/1/2014 LO(117)/OPEN(3)/DEFEASANCE 101.1 101.2 101.3 101 1/1/2014 LO(117)/OPEN(3)/DEFEASANCE 102 3/31/2014 LO(117)/OPEN(3)/DEFEASANCE 103 5/1/2014 LO(118)/OPEN(2)/DEFEASANCE 104 3/31/2014 LO(116)/OPEN(4)/DEFEASANCE 105 4/30/2009 LO(56)/OPEN(4)/DEFEASANCE 106 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE 107 3/31/2014 LO(116)/OPEN(4)/DEFEASANCE 108 4/30/2014 LO(116)/OPEN(4)/DEFEASANCE - ----------------------------------------------------------------------------------------------------- ===================================================================================================== ANNEX A CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS LOAN LOAN APPRAISAL APPRAISAL CUT-OFF DATE LTV SEQUENCE NUMBER GROUP PROPERTY NAME VALUE DATE RATIO -------- ------ ----- ------------- ----- ---- ----- 79 57884 1 Grandview Medical Office Building 4,750,000 12/10/2003 50.1% 80 8748 1 Stadium Place Office 3,465,000 3/3/2004 51.7% 81 57882 1 Southern Hills Medical Office Building A 1,875,000 12/15/2003 54.9% 82 57476 1 Precision Park 26,800,000 7/22/2003 79.3% 83 41399 1 Wrangler Company 18,800,000 6/15/2004 60.1% 84 39914 1 Kraft Food Warehouse 9,750,000 5/12/2004 54.7% 85 58208 2 Sun Communities - Buttonwood Bay 27,800,000 5/1/2004 79.1% 86 58210 2 Sun Communities - Meadows 9,200,000 5/1/2004 80.0% 87 58330 2 Sun Communities - Pine Ridge 7,500,000 5/1/2004 80.0% 88 58209 2 Sun Communities - Maplewood 5,800,000 5/1/2004 80.0% =============== SUB-TOTAL CROSSED LOANS 50,300,000 89.1 58230 2 Sun Communities Portfolio 12 - Meadowbrook Village 9,600,000 5/1/2004 89.2 58230 2 Sun Communities Portfolio 12 - Grand Village 8,425,000 5/1/2004 89.3 58230 2 Sun Communities Portfolio 12 - Brentwood Village 7,900,000 5/1/2004 89.4 58230 2 Sun Communities Portfolio 12 - Hamlin 6,500,000 5/1/2004 89 58230 2 SUN COMMUNITIES PORTFOLIO 12 (ROLL UP) 32,425,000 5/1/2004 78.8% 90 58231 2 Sun Communities - Catalina 12,300,000 5/1/2004 78.0% =============== SUB-TOTAL CROSSED LOANS 44,725,000 91.1 58211 1 Sun Communities Portfolio 2 - Pheasant Ridge 23,600,000 5/1/2004 91.2 58211 1 Sun Communities Portfolio 2 - Creekwood Meadows 10,200,000 5/1/2004 91.3 58211 1 Sun Communities Portfolio 2 - Groves 6,700,000 5/1/2004 91.4 58211 1 Sun Communities Portfolio 2 - Richmond Place 4,600,000 5/1/2004 91 58211 1 SUN COMMUNITIES PORTFOLIO 2 (ROLL UP) 45,100,000 5/1/2004 77.4% 92 58289 1 Zeman Portfolio - Town and Country 14,025,000 6/1/2004 78.2% 93 58266 1 Zeman Portfolio - Kingsway Estates 9,100,000 6/1/2004 79.7% 94 58281 1 Zeman Portfolio - Pleasant Ridge 7,000,000 6/1/2004 77.4% 95 58272 1 Zeman Portfolio - Old Oaks Estates 6,320,000 6/1/2004 75.0% 96 8790 1 Blue Lake Village MHC 4,900,000 5/26/2004 63.2% 97 58320 1 Dallas Market Center 227,000,000 6/14/2004 51.0% 98.1 58028 1 Extra Space Storage - Weymouth 5,800,000 3/18/2004 98.2 58028 1 Extra Space Storage - Stockton 4,050,000 3/22/2004 98.3 58028 1 Extra Space Storage - Northborough 3,260,000 3/18/2004 98.4 58028 1 Extra Space Storage - Whittier 3,180,000 3/23/2004 98.5 58028 1 Extra Space Storage - Lynn 3,100,000 3/18/2004 98 58028 1 EXTRA SPACE STORAGE - ESPIV PORTFOLIO (ROLL UP) 19,390,000 Various 80.0% 99 58169 1 Mount Vernon Self Storage 11,600,000 5/17/2004 68.8% 100 58142 1 Laurel Canyon Self Storage 11,950,000 5/4/2004 66.7% 101.1 57979 1 Western 5,700,000 1/29/2004 101.2 57979 1 Blackburn 2,200,000 1/29/2004 101.3 57979 1 Britain 1,700,000 1/29/2004 101 57979 1 AMARILLO ALL STORAGE CENTER PORTFOLIO (ROLL UP) 9,600,000 1/29/2004 74.3% 102 58098 1 All Aboard Self Storage 7,100,000 2/19/2004 74.7% 103 57911 1 Shurgard - San Juan Creek 8,600,000 1/6/2004 55.4% 104 9269 1 Southpoint Self-Storage 12,900,000 4/20/2004 34.1% 105 9652 1 Classic Storage Station 2,500,000 6/1/2004 71.8% 106 10050 1 Storage Depot - McAllen 2,350,000 6/8/2004 74.9% 107 8650 1 Attic Self Storage-Monroe 1,825,000 3/6/2004 73.7% 108 8465 1 Best Western Seattle 17,200,000 6/1/2004 63.8% - -------------------------------------------------------------------------------------------------------------------------------- 67.9% ================================================================================================================================ (i) Administrative Fee Rate includes the Sub-Servicing Fee Rate. (ii) For Mortgage Loans which accrue interest on the basis of actual days elapsed each calendar month and a 360-day yr. or a 365-day yr., the amortization term is the term over which the Mortgage Loans would amortize if interest accrued and was paid on the basis of a 360-day yr. consisting of twelve 30-day months. The actual amortization would be longer. TOTAL UNITS/ UNITS/ LOAN SF/ SF/ BALANCE PER OCCUPANCY YEAR BUILT/ PADS/ PADS/ NET RENTABLE UNIT/SF/ OCCUPANCY AS OF SEQUENCE RENOVATED ROOMS ROOMS AREA (SF) PAD PERCENT DATE -------- --------- ----- ----- --------- --- ------- ---- 79 1997/2002 56,054 SF 56,054 42 64.4% 7/31/2004 80 2002 15,636 SF 15,636 115 87.7% 1/27/2004 81 1979 30,240 SF 30,240 34 83.9% 7/31/2004 82 1964 723,971 SF 723,971 29 100.0% 8/19/2004 83 1994/1999 316,800 SF 316,800 36 100.0% 10/1/2004 84 2003 112,066 SF 112,066 48 100.0% 6/30/2004 85 1984 962 Pads 22,852 100.0% 5/31/2004 86 1967/1989 330 Pads 22,303 81.4% 5/31/2004 87 1965 245 Pads 24,490 93.5% 5/31/2004 88 1967 207 Pads 22,415 87.9% 5/31/2004 89.1 1985 257 Pads 99.6% 5/31/2004 89.2 1962/1988 230 Pads 88.3% 5/31/2004 89.3 1972 195 Pads 95.9% 5/31/2004 89.4 1968/2003 170 Pads 91.8% 5/31/2004 89 Various 852 Pads 30,004 94.1% 5/31/2004 90 1967 462 Pads 20,766 76.0% 5/31/2004 91.1 1987 553 Pads 100.0% 5/31/2004 91.2 1996/1999 336 Pads 80.1% 5/31/2004 91.3 1974/1999 299 Pads 99.2% 5/31/2004 91.4 1971 117 Pads 98.3% 5/31/2004 91 Various 1,305 Pads 26,751 94.5% 5/31/2004 92 1954 309 Pads 35,479 98.7% 5/31/2004 93 1958/1972 184 Pads 39,417 97.9% 5/31/2004 94 1969 142 Pads 38,155 100.0% 5/31/2004 95 1974 224 Pads 21,156 98.7% 5/31/2004 96 1994 93 Pads 33,275 97.9% 6/22/2004 97 1959, 1960, 1974/1963, 1976, 1979 3,179,069 SF 3,179,069 36 94.3% 6/30/2004 98.1 1982/2000 717 Units 68,100 88.7% 7/31/2004 98.2 2002 611 Units 74,520 77.9% 7/31/2004 98.3 2000 516 Units 50,175 78.7% 7/31/2004 98.4 2002 560 Units 60,502 87.9% 7/31/2004 98.5 2000 668 Units 66,575 77.3% 7/31/2004 98 Various 3,072 Units 319,872 5,049 82.2% 7/31/2004 99 2000 1,104 Units 111,450 7,228 66.6% 7/27/2004 100 1986 923 Units 113,015 8,630 97.2% 6/1/2004 101.1 1996/2003 725 Units 98,027 88.9% 5/21/2004 101.2 1995 331 Units 41,713 88.8% 5/21/2004 101.3 1994 227 Units 27,680 97.4% 5/21/2004 101 Various 1,283 Units 167,420 5,562 90.4% 5/21/2004 102 2000 692 Units 69,385 7,665 86.0% 7/1/2004 103 2000 595 Units 76,143 8,002 93.5% 4/25/2004 104 1985/1998 1,973 Units 178,608 2,230 89.7% 3/29/2004 105 1998 389 Units 51,243 4,614 86.7% 5/30/2004 106 2003 304 Units 43,300 5,788 88.5% 6/30/2004 107 1996 407 Units 53,476 3,305 87.0% 5/1/2004 108 1931/2002 158 Rooms 100,215 69,439 69.9% 6/30/2004 - -------------------------------------------------------------------------------------------------------------------------------- ================================================================================================================================ U/W REPLACEMENT U/W RESERVES MOST U/W U/W U/W U/W REPLACEMENT PER UNIT/ RECENT SEQUENCE REVENUES EXPENSES CASH FLOW DSCR RESERVES SF/ PAD STATEMENT TYPE -------- -------- -------- --------- ---- -------- ------- -------------- 79 511,654 263,153 211,330 1.35 11,213 0.20 Annualized Most Recent 80 318,974 102,574 193,821 1.61 2,345 0.15 Annualized Most Recent 81 325,969 208,440 88,407 1.30 6,048 0.20 Annualized Most Recent 82 3,091,507 875,616 1,998,580 1.25 92,668 0.13 Annualized Most Recent 83 2,001,488 484,808 1,485,000 2.58 31,680 0.10 84 855,887 118,827 720,250 2.51 16,810 0.15 85 2,900,135 1,091,125 1,761,860 1.20 47,150 49.01 Annualized Most Recent 86 1,054,783 355,891 682,192 1.39 16,700 50.61 Annualized Most Recent 87 933,029 323,192 597,587 1.49 12,250 50.00 Annualized Most Recent 88 712,353 298,290 403,713 1.30 10,350 50.00 Annualized Most Recent 89.1 89.2 89.3 89.4 89 3,661,436 1,364,275 2,254,561 1.32 42,600 50.00 Annualized Most Recent 90 1,257,911 465,946 768,865 1.20 23,100 50.00 Annualized Most Recent 91.1 91.2 91.3 91.4 91 5,299,594 2,379,664 2,854,680 1.28 65,250 50.00 Annualized Most Recent 92 1,642,547 727,662 902,525 1.21 12,360 40.00 Annualized Most Recent 93 1,095,690 492,275 597,079 1.21 6,336 34.43 Annualized Most Recent 94 713,188 262,151 446,032 1.21 5,005 35.25 Annualized Most Recent 95 1,094,245 695,825 390,132 1.21 8,288 37.00 Annualized Most Recent 96 537,165 200,019 332,496 1.46 4,650 50.00 Annualized Most Recent 97 61,629,707 39,428,908 20,717,959 2.37 1,482,840 0.47 Full Year 98.1 98.2 98.3 98.4 98.5 98 2,871,641 1,548,492 1,275,176 1.30 47,973 15.62 Annualized Most Recent 99 1,147,743 387,865 743,078 1.26 16,800 15.22 Annualized Most Recent 100 1,416,580 554,822 848,402 1.42 13,356 14.47 Annualized Most Recent 101.1 101.2 101.3 101 1,106,725 390,601 695,632 1.30 20,492 15.97 Annualized Most Recent 102 809,154 305,396 492,670 1.32 11,088 16.02 Annualized Most Recent 103 1,143,043 400,152 739,321 2.22 3,570 6.00 Annualized Most Recent 104 1,678,029 536,645 1,114,591 3.79 26,793 13.58 Annualized Most Recent 105 375,835 180,681 185,503 1.39 9,651 24.81 Annualized Most Recent 106 305,379 110,039 188,845 1.46 6,495 21.37 Annualized Most Recent 107 259,047 107,779 143,247 1.28 8,021 19.71 Annualized Most Recent 108 4,053,470 2,582,884 1,470,586 1.68 Annualized Most Recent - ------------------------------------------------------------------------------------------------------------------------ 1.68x ======================================================================================================================== LARGEST LARGEST TENANT LARGEST MOST MOST FULL FULL TENANT % OF TENANT RECENT RECENT YEAR YEAR LEASED TOTAL LEASE SEQUENCE END DATE NOI END DATE NOI LARGEST TENANT SF SF EXPIRATION -------- -------- --- -------- --- -------------- -- -- --------- 79 7/31/2004 244,990 12/31/2003 222,206 Associated Hospital Tenants 7,574 14% 7/31/2007 80 2/29/2004 165,654 12/31/2003 128,789 Harlowe & Hitt 5,212 33% 12/31/2007 81 7/31/2004 120,038 12/31/2003 149,294 CGMT Property, LLC 5,533 18% 8/31/2009 82 6/30/2004 2,210,995 12/31/2002 1,879,128 EMAC Warehouse 234,266 32% 12/31/2005 83 Wrangler Company 316,800 100% 11/30/2013 84 Kraft 112,066 100% 10/31/2013 85 5/31/2004 2,135,099 12/31/2003 1,882,918 86 5/31/2004 717,269 12/31/2003 730,882 87 5/31/2004 642,529 12/31/2003 567,479 88 5/31/2004 403,955 12/31/2003 475,656 89.1 89.2 89.3 89.4 89 5/31/2004 2,509,968 12/31/2003 2,521,756 90 5/31/2004 1,012,001 12/31/2003 1,017,657 91.1 91.2 91.3 91.4 91 5/31/2004 3,651,375 12/31/2003 3,000,975 92 5/31/2004 903,050 12/31/2003 860,034 93 5/31/2004 651,084 12/31/2003 571,941 94 5/31/2004 492,938 12/31/2003 474,759 95 5/31/2004 390,977 12/31/2003 363,180 96 5/31/2004 339,565 12/21/2003 330,879 97 12/31/2003 19,899,000 12/31/2002 21,746,000 Onecoast Network 44,563 1% 4/30/2008 98.1 98.2 98.3 98.4 98.5 98 6/30/2004 1,360,123 12/31/2003 1,327,930 99 5/31/2004 763,927 12/31/2003 645,730 100 7/31/2004 859,438 12/31/2003 855,725 101.1 101.2 101.3 101 4/30/2004 802,350 12/31/2003 724,728 102 6/30/2004 524,264 12/31/2003 522,255 103 4/30/2004 904,988 12/31/2003 773,708 104 3/31/2004 1,204,709 12/30/2003 1,154,300 105 5/31/2004 177,218 12/31/2003 189,069 106 6/30/2004 208,450 12/31/2003 88,347 107 4/30/2004 196,611 12/31/2003 184,506 108 6/30/2004 1,752,130 12/31/2003 1,575,073 - ----------------------------------------------------------------------------------------------------------------------------------- =================================================================================================================================== SECOND THIRD SECOND LARGEST SECOND THIRD LARGEST THIRD LARGEST TENANT LARGEST LARGEST TENANT LARGEST TENANT % OF TENANT TENANT % OF TENANT LEASED TOTAL LEASE LEASED TOTAL LEASE SEQUENCE SECOND LARGEST TENANT SF SF EXPIRATION THIRD LARGEST TENANT SF SF EXPIRATION -------- --------------------- -- -- ---------- -------------------- -- -- ---------- 79 Karin Boeck & Rory Justo 4,114 7% 11/30/2008 Pediatric Specialists of Mario 3,423 6% 7/31/2007 80 CTC Consulting, Inc. 3,290 21% 7/31/2008 Paul Drumheller PT 2,960 19% 1/31/2009 81 Lieberman & Al-Omary, M.D.'s 4,927 16% 12/31/2004 Antioch Medical Associates 2,569 8% 12/31/2006 82 Hexagon dba Brown & Sharpe 200,329 28% 4/30/2006 American Biophysics 125,711 17% 9/30/2013 83 84 85 86 87 88 89.1 89.2 89.3 89.4 89 90 91.1 91.2 91.3 91.4 91 92 93 94 95 96 97 Larry Kenneth Payne, Inc. 32,103 1% 5/31/2007 The L.D. Kichler Company 23,948 1% 8/31/2008 98.1 98.2 98.3 98.4 98.5 98 99 100 101.1 101.2 101.3 101 102 103 104 105 106 107 108 - ---------------------------------------------------------------------------------------------------------------------------------- ================================================================================================================================== BANC OF AMERICA COMMERCIAL MORTGAGE INC. This diskette accompanies the preliminary prospectus supplement and prospectus (together, the "Preliminary Prospectus") relating to the Commercial Mortgage Pass-Through Certificates Series 2004-4 (the "Certificates"). The information set forth on this diskette is an electronic copy of certain information set forth on Annex A to the Preliminary Prospectus. This diskette should be reviewed only in conjunction with the entire Preliminary Prospectus. This diskette does not contain all relevant information relating to the Certificates, particularly with respect to the structure of the underlying trust fund and the risks and special considerations associated with an investment in the Certificates. Such information is described in the Preliminary Prospectus. Information on this diskette is subject to completion. The information on this diskette should not be viewed as projections, forecasts, predictions or opinions with respect to value. Prior to making any investment decision, a prospective investor should carefully review, and rely solely on, the Prospectus. NOTHING IN THIS DISKETTE SHOULD BE CONSIDERED AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY THE CERTIFICATES.