Banc of America Merrill Lynch Commercial Mortgage
Filed: 16 Jun 05, 12:00am
BACM 2005-2 A-4 CAPTAIN'S PORTFOLIO 100% EXTENSION FOR 12 MONTH <TABLE> - ------------------------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - ------------------------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 857,212.61 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 205,842,787.38 769,019.49 769,508.95 769,508.95 0.00 0.00 78 12/10/2011 205,073,767.90 866,219.64 766,634.10 766,634.10 0.00 0.00 79 01/10/2012 204,207,548.25 778,368.21 763,395.88 763,395.88 0.00 0.00 80 02/10/2012 203,429,180.04 782,861.28 760,486.08 760,486.08 0.00 0.00 81 03/10/2012 202,646,318.76 34,283,332.55 757,559.49 757,559.49 0.00 0.00 82 04/10/2012 168,362,986.21 137,514,661.56 629,396.96 629,396.96 0.00 0.00 83 05/10/2012 30,848,324.65 48,821.16 115,321.32 115,321.32 0.00 0.00 84 06/10/2012 30,799,503.49 44,339.46 115,138.81 115,138.81 0.00 0.00 85 07/10/2012 30,755,164.03 49,248.14 114,973.05 114,973.05 0.00 0.00 86 08/10/2012 30,705,915.89 44,782.70 114,788.95 114,788.95 0.00 0.00 87 09/10/2012 30,661,133.19 44,994.78 114,621.54 114,621.54 0.00 0.00 88 10/10/2012 30,616,138.41 30,616,138.41 114,453.33 114,453.33 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ---------------------------------------------------------------------------------------------------- CURRENT TOTAL END COUPON PREPAY WRITEDOWN PERIOD PAYMENT BALANCE PAID PENALTIES AMOUNT - ---------------------------------------------------------------------------------------------------- 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 1,629,926.11 205,842,787.38 4.4860% 0.00 0.00 77 1,538,528.44 205,073,767.90 4.4860% 0.00 0.00 78 1,632,853.75 204,207,548.25 4.4860% 0.00 0.00 79 1,541,764.10 203,429,180.04 4.4860% 0.00 0.00 80 1,543,347.36 202,646,318.76 4.4860% 0.00 0.00 81 35,040,892.04 168,362,986.21 4.4860% 0.00 0.00 82 138,144,058.52 30,848,324.65 4.4860% 0.00 0.00 83 164,142.48 30,799,503.49 4.4860% 0.00 0.00 84 159,478.27 30,755,164.03 4.4860% 0.00 0.00 85 164,221.20 30,705,915.89 4.4860% 0.00 0.00 86 159,571.65 30,661,133.19 4.4860% 0.00 0.00 87 159,616.32 30,616,138.41 4.4860% 0.00 0.00 88 30,730,591.74 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the 'SEC') and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriter and not by the issuer of the securities. The issuer of the securities has not prepared, reviewed or participated in the preparation of this material, is not responsible for the accuracy of this material and has not authorized the dissemination of this material. The Underwriter is acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction. BACM 2005-2 A-4 KEELERS CORNER 100% EXTENSION FOR 12 MONTH <TABLE> - ------------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - ------------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 31,979,792.90 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 174,720,207.09 726,210.17 653,162.37 653,162.37 0.00 0.00 78 12/10/2011 173,993,996.93 818,459.27 650,447.56 650,447.56 0.00 0.00 79 01/10/2012 173,175,537.65 735,129.94 647,387.88 647,387.88 0.00 0.00 80 02/10/2012 172,440,407.71 739,418.23 644,639.72 644,639.72 0.00 0.00 81 03/10/2012 171,700,989.48 6,330,228.23 641,875.53 641,875.53 0.00 0.00 82 04/10/2012 165,370,761.25 137,470,761.25 618,211.03 618,211.03 0.00 0.00 83 05/10/2012 27,900,000.00 0.00 104,299.50 104,299.50 0.00 0.00 84 06/10/2012 27,900,000.00 0.01 104,299.50 104,299.50 0.00 0.00 85 07/10/2012 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 86 08/10/2012 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 87 09/10/2012 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 88 10/10/2012 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 89 11/10/2012 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 90 12/10/2012 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 91 01/10/2013 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 92 02/10/2013 27,899,999.99 0.00 104,299.50 104,299.50 0.00 0.00 93 03/10/2013 27,899,999.99 27,899,999.99 104,299.50 104,299.50 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ------------------------------------------------------------------------------- CURRENT TOTAL COUPON PREPAY WRITEDOWN PERIOD PAYMENT END BALANCE PAID PENALTIES AMOUNT - ------------------------------------------------------------------------------- 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 32,752,506.40 174,720,207.09 4.4860% 0.00 0.00 77 1,379,372.54 173,993,996.93 4.4860% 0.00 0.00 78 1,468,906.83 173,175,537.65 4.4860% 0.00 0.00 79 1,382,517.83 172,440,407.71 4.4860% 0.00 0.00 80 1,384,057.95 171,700,989.48 4.4860% 0.00 0.00 81 6,972,103.76 165,370,761.25 4.4860% 0.00 0.00 82 138,088,972.28 27,900,000.00 4.4860% 0.00 0.00 83 104,299.50 27,900,000.00 4.4860% 0.00 0.00 84 104,299.51 27,899,999.99 4.4860% 0.00 0.00 85 104,299.50 27,899,999.99 4.4860% 0.00 0.00 86 104,299.50 27,899,999.99 4.4860% 0.00 0.00 87 104,299.50 27,899,999.99 4.4860% 0.00 0.00 88 104,299.50 27,899,999.99 4.4860% 0.00 0.00 89 104,299.50 27,899,999.99 4.4860% 0.00 0.00 90 104,299.50 27,899,999.99 4.4860% 0.00 0.00 91 104,299.50 27,899,999.99 4.4860% 0.00 0.00 92 104,299.50 27,899,999.99 4.4860% 0.00 0.00 93 28,004,299.49 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the 'SEC') and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriter and not by the issuer of the securities. The issuer of the securities has not prepared, reviewed or participated in the preparation of this material, is not responsible for the accuracy of this material and has not authorized the dissemination of this material. The Underwriter is acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction. BACM 2005-2 A-4 CEDAR EAST & CYPRESS 100% EXTENSION FOR 12 MONTH <TABLE> - -------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - -------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 31,979,792.90 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 174,720,207.09 726,210.17 653,162.37 653,162.37 0.00 0.00 78 12/10/2011 173,993,996.93 818,459.27 650,447.56 650,447.56 0.00 0.00 79 01/10/2012 173,175,537.65 735,129.94 647,387.88 647,387.88 0.00 0.00 80 02/10/2012 172,440,407.71 739,418.23 644,639.72 644,639.72 0.00 0.00 81 03/10/2012 171,700,989.48 30,602,214.72 641,875.53 641,875.53 0.00 0.00 82 04/10/2012 141,098,774.76 137,475,670.57 527,474.25 527,474.25 0.00 0.00 83 05/10/2012 3,623,104.19 5,494.17 13,544.37 13,544.37 0.00 0.00 84 06/10/2012 3,617,610.02 4,959.29 13,523.83 13,523.83 0.00 0.00 85 07/10/2012 3,612,650.73 5,542.75 13,505.29 13,505.29 0.00 0.00 86 08/10/2012 3,607,107.98 5,009.72 13,484.57 13,484.57 0.00 0.00 87 09/10/2012 3,602,098.26 5,033.77 13,465.84 13,465.84 0.00 0.00 88 10/10/2012 3,597,064.50 5,615.20 13,447.03 13,447.03 0.00 0.00 89 11/10/2012 3,591,449.30 5,084.92 13,426.03 13,426.03 0.00 0.00 90 12/10/2012 3,586,364.38 5,664.91 13,407.03 13,407.03 0.00 0.00 91 01/10/2013 3,580,699.47 5,136.54 13,385.85 13,385.85 0.00 0.00 92 02/10/2013 3,575,562.93 5,161.22 13,366.65 13,366.65 0.00 0.00 93 03/10/2013 3,570,401.71 3,570,401.71 13,347.35 13,347.35 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ---------------------------------------------------------------------------------------- CURRENT TOTAL COUPON PREPAY WRITEDOWN PERIOD PAYMENT END BALANCE PAID PENALTIES AMOUNT - ---------------------------------------------------------------------------------------- 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 32,752,506.40 174,720,207.09 4.4860% 0.00 0.00 77 1,379,372.54 173,993,996.93 4.4860% 0.00 0.00 78 1,468,906.83 173,175,537.65 4.4860% 0.00 0.00 79 1,382,517.83 172,440,407.71 4.4860% 0.00 0.00 80 1,384,057.95 171,700,989.48 4.4860% 0.00 0.00 81 31,244,090.25 141,098,774.76 4.4860% 0.00 0.00 82 138,003,144.82 3,623,104.19 4.4860% 0.00 0.00 83 19,038.54 3,617,610.02 4.4860% 0.00 0.00 84 18,483.12 3,612,650.73 4.4860% 0.00 0.00 85 19,048.04 3,607,107.98 4.4860% 0.00 0.00 86 18,494.29 3,602,098.26 4.4860% 0.00 0.00 87 18,499.61 3,597,064.50 4.4860% 0.00 0.00 88 19,062.22 3,591,449.30 4.4860% 0.00 0.00 89 18,510.95 3,586,364.38 4.4860% 0.00 0.00 90 19,071.94 3,580,699.47 4.4860% 0.00 0.00 91 18,522.39 3,575,562.93 4.4860% 0.00 0.00 92 18,527.86 3,570,401.71 4.4860% 0.00 0.00 93 3,583,749.07 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the 'SEC') and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriter and not by the issuer of the securities. The issuer of the securities has not prepared, reviewed or participated in the preparation of this material, is not responsible for the accuracy of this material and has not authorized the dissemination of this material. The Underwriter is acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction. BACM 2005-2 A-4 SILVER STAR 100% EXTENSION FOR 12 MONTH <TABLE> - ---------------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - ---------------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 31,979,792.90 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 174,720,207.09 726,210.17 653,162.37 653,162.37 0.00 0.00 78 12/10/2011 173,993,996.93 818,459.27 650,447.56 650,447.56 0.00 0.00 79 01/10/2012 173,175,537.65 735,129.94 647,387.88 647,387.88 0.00 0.00 80 02/10/2012 172,440,407.71 739,418.23 644,639.72 644,639.72 0.00 0.00 81 03/10/2012 171,700,989.48 32,446,887.33 641,875.53 641,875.53 0.00 0.00 82 04/10/2012 139,254,102.15 137,475,184.51 520,578.25 520,578.25 0.00 0.00 83 05/10/2012 1,778,917.64 4,721.04 6,650.19 6,650.19 0.00 0.00 84 06/10/2012 1,774,196.59 4,467.33 6,632.54 6,632.54 0.00 0.00 85 07/10/2012 1,769,729.27 4,763.88 6,615.84 6,615.84 0.00 0.00 86 08/10/2012 1,764,965.39 4,511.80 6,598.03 6,598.03 0.00 0.00 87 09/10/2012 1,760,453.59 4,533.52 6,581.16 6,581.16 0.00 0.00 88 10/10/2012 1,755,920.06 4,828.28 6,564.21 6,564.21 0.00 0.00 89 11/10/2012 1,751,091.78 4,578.64 6,546.16 6,546.16 0.00 0.00 90 12/10/2012 1,746,513.15 4,872.12 6,529.05 6,529.05 0.00 0.00 91 01/10/2013 1,741,641.02 4,624.17 6,510.83 6,510.83 0.00 0.00 92 02/10/2013 1,737,016.85 4,646.46 6,493.55 6,493.55 0.00 0.00 93 03/10/2013 1,732,370.40 1,732,370.40 6,476.18 6,476.18 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ------------------------------------------------------------------------------------------- CURRENT TOTAL COUPON PREPAY WRITEDOWN PERIOD PAYMENT END BALANCE PAID PENALTIES AMOUNT - ------------------------------------------------------------------------------------------- 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 32,752,506.40 174,720,207.09 4.4860% 0.00 0.00 77 1,379,372.54 173,993,996.93 4.4860% 0.00 0.00 78 1,468,906.83 173,175,537.65 4.4860% 0.00 0.00 79 1,382,517.83 172,440,407.71 4.4860% 0.00 0.00 80 1,384,057.95 171,700,989.48 4.4860% 0.00 0.00 81 33,088,762.86 139,254,102.15 4.4860% 0.00 0.00 82 137,995,762.76 1,778,917.64 4.4860% 0.00 0.00 83 11,371.23 1,774,196.59 4.4860% 0.00 0.00 84 11,099.86 1,769,729.27 4.4860% 0.00 0.00 85 11,379.72 1,764,965.39 4.4860% 0.00 0.00 86 11,109.83 1,760,453.59 4.4860% 0.00 0.00 87 11,114.69 1,755,920.06 4.4860% 0.00 0.00 88 11,392.49 1,751,091.78 4.4860% 0.00 0.00 89 11,124.80 1,746,513.15 4.4860% 0.00 0.00 90 11,401.17 1,741,641.02 4.4860% 0.00 0.00 91 11,135.00 1,737,016.85 4.4860% 0.00 0.00 92 11,140.00 1,732,370.40 4.4860% 0.00 0.00 93 1,738,846.57 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the 'SEC') and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriter and not by the issuer of the securities. The issuer of the securities has not prepared, reviewed or participated in the preparation of this material, is not responsible for the accuracy of this material and has not authorized the dissemination of this material. The Underwriter is acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction. BACM 2005-2 A-4 REGENTS I AND II 100% EXTENSION FOR 12 MONTH <TABLE> - --------------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - --------------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 31,979,792.90 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 174,720,207.09 726,210.17 653,162.37 653,162.37 0.00 0.00 78 12/10/2011 173,993,996.93 818,459.27 650,447.56 650,447.56 0.00 0.00 79 01/10/2012 173,175,537.65 735,129.94 647,387.88 647,387.88 0.00 0.00 80 02/10/2012 172,440,407.71 739,418.23 644,639.72 644,639.72 0.00 0.00 81 03/10/2012 171,700,989.48 34,230,228.23 641,875.53 641,875.53 0.00 0.00 82 04/10/2012 137,470,761.25 48,870,761.25 513,911.53 513,911.53 0.00 0.00 83 05/10/2012 88,600,000.00 0.00 331,216.33 331,216.33 0.00 0.00 84 06/10/2012 88,600,000.00 0.01 331,216.33 331,216.33 0.00 0.00 85 07/10/2012 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 86 08/10/2012 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 87 09/10/2012 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 88 10/10/2012 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 89 11/10/2012 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 90 12/10/2012 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 91 01/10/2013 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 92 02/10/2013 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 93 03/10/2013 88,599,999.99 0.00 331,216.33 331,216.33 0.00 0.00 94 04/10/2013 88,599,999.99 88,599,999.99 331,216.33 331,216.33 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ----------------------------------------------------------------------------------------- CURRENT TOTAL COUPON PREPAY WRITEDOWN PERIOD PAYMENT END BALANCE PAID PENALTIES AMOUNT - ----------------------------------------------------------------------------------------- 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 32,752,506.40 174,720,207.09 4.4860% 0.00 0.00 77 1,379,372.54 173,993,996.93 4.4860% 0.00 0.00 78 1,468,906.83 173,175,537.65 4.4860% 0.00 0.00 79 1,382,517.83 172,440,407.71 4.4860% 0.00 0.00 80 1,384,057.95 171,700,989.48 4.4860% 0.00 0.00 81 34,872,103.76 137,470,761.25 4.4860% 0.00 0.00 82 49,384,672.78 88,600,000.00 4.4860% 0.00 0.00 83 331,216.33 88,600,000.00 4.4860% 0.00 0.00 84 331,216.34 88,599,999.99 4.4860% 0.00 0.00 85 331,216.33 88,599,999.99 4.4860% 0.00 0.00 86 331,216.33 88,599,999.99 4.4860% 0.00 0.00 87 331,216.33 88,599,999.99 4.4860% 0.00 0.00 88 331,216.33 88,599,999.99 4.4860% 0.00 0.00 89 331,216.33 88,599,999.99 4.4860% 0.00 0.00 90 331,216.33 88,599,999.99 4.4860% 0.00 0.00 91 331,216.33 88,599,999.99 4.4860% 0.00 0.00 92 331,216.33 88,599,999.99 4.4860% 0.00 0.00 93 331,216.33 88,599,999.99 4.4860% 0.00 0.00 94 88,931,216.33 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the 'SEC') and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriter and not by the issuer of the securities. The issuer of the securities has not prepared, reviewed or participated in the preparation of this material, is not responsible for the accuracy of this material and has not authorized the dissemination of this material. The Underwriter is acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction. BACM 2005-2 A-4 MISSION CITY 100% EXTENSION FOR 12 MONTH <TABLE> - -------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - -------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 31,979,792.90 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 174,720,207.09 726,210.17 653,162.37 653,162.37 0.00 0.00 78 12/10/2011 173,993,996.93 818,459.27 650,447.56 650,447.56 0.00 0.00 79 01/10/2012 173,175,537.65 735,129.94 647,387.88 647,387.88 0.00 0.00 80 02/10/2012 172,440,407.71 739,418.23 644,639.72 644,639.72 0.00 0.00 81 03/10/2012 171,700,989.48 34,230,228.23 641,875.53 641,875.53 0.00 0.00 82 04/10/2012 137,470,761.25 93,470,761.25 513,911.53 513,911.53 0.00 0.00 83 05/10/2012 44,000,000.00 0.00 164,486.67 164,486.67 0.00 0.00 84 06/10/2012 44,000,000.00 0.01 164,486.67 164,486.67 0.00 0.00 85 07/10/2012 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 86 08/10/2012 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 87 09/10/2012 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 88 10/10/2012 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 89 11/10/2012 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 90 12/10/2012 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 91 01/10/2013 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 92 02/10/2013 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 93 03/10/2013 43,999,999.99 0.00 164,486.67 164,486.67 0.00 0.00 94 04/10/2013 43,999,999.99 43,999,999.99 164,486.67 164,486.67 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ------------------------------------------------------------------------------------- CURRENT TOTAL COUPON PREPAY WRITEDOWN PERIOD PAYMENT END BALANCE PAID PENALTIES AMOUNT - ------------------------------------------------------------------------------------- 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 32,752,506.40 174,720,207.09 4.4860% 0.00 0.00 77 1,379,372.54 173,993,996.93 4.4860% 0.00 0.00 78 1,468,906.83 173,175,537.65 4.4860% 0.00 0.00 79 1,382,517.83 172,440,407.71 4.4860% 0.00 0.00 80 1,384,057.95 171,700,989.48 4.4860% 0.00 0.00 81 34,872,103.76 137,470,761.25 4.4860% 0.00 0.00 82 93,984,672.78 44,000,000.00 4.4860% 0.00 0.00 83 164,486.67 44,000,000.00 4.4860% 0.00 0.00 84 164,486.67 43,999,999.99 4.4860% 0.00 0.00 85 164,486.67 43,999,999.99 4.4860% 0.00 0.00 86 164,486.67 43,999,999.99 4.4860% 0.00 0.00 87 164,486.67 43,999,999.99 4.4860% 0.00 0.00 88 164,486.67 43,999,999.99 4.4860% 0.00 0.00 89 164,486.67 43,999,999.99 4.4860% 0.00 0.00 90 164,486.67 43,999,999.99 4.4860% 0.00 0.00 91 164,486.67 43,999,999.99 4.4860% 0.00 0.00 92 164,486.67 43,999,999.99 4.4860% 0.00 0.00 93 164,486.67 43,999,999.99 4.4860% 0.00 0.00 94 44,164,486.66 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the 'SEC') and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriter and not by the issuer of the securities. The issuer of the securities has not prepared, reviewed or participated in the preparation of this material, is not responsible for the accuracy of this material and has not authorized the dissemination of this material. The Underwriter is acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction. BACM 2005-2 A-4 UNIVERSITY GLEN 100% EXTENSION FOR 12 MONTH <TABLE> - ------------------------------------------------------------------------------------------------------------------------------- PAYMENT PRINCIPAL INTEREST INTEREST INTEREST PERIOD DATE BEG BALANCE PAYMENT DUE PAYMENT SHORT EXPENSE - ------------------------------------------------------------------------------------------------------------------------------- 1 07/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 2 08/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 3 09/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 4 10/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 5 11/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 6 12/10/2005 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 7 01/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 8 02/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 9 03/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 10 04/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 11 05/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 12 06/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 13 07/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 14 08/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 15 09/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 16 10/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 17 11/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 18 12/10/2006 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 19 01/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 20 02/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 21 03/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 22 04/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 23 05/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 24 06/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 25 07/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 26 08/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 27 09/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 28 10/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 29 11/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 30 12/10/2007 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 31 01/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 32 02/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 33 03/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 34 04/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 35 05/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 36 06/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 37 07/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 38 08/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 39 09/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 40 10/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 41 11/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 42 12/10/2008 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 43 01/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 44 02/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 45 03/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 46 04/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 47 05/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 48 06/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 49 07/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 50 08/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 51 09/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 52 10/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 53 11/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 54 12/10/2009 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 55 01/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 56 02/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 57 03/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 58 04/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 59 05/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 60 06/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 61 07/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 62 08/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 63 09/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 64 10/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 65 11/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 66 12/10/2010 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 67 01/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 68 02/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 69 03/10/2011 206,700,000.00 0.00 772,713.50 772,713.50 0.00 0.00 70 04/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 71 05/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 72 06/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 73 07/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 74 08/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 75 09/10/2011 206,699,999.99 0.00 772,713.50 772,713.50 0.00 0.00 76 10/10/2011 206,699,999.99 31,979,792.90 772,713.50 772,713.50 0.00 0.00 77 11/10/2011 174,720,207.09 726,210.17 653,162.37 653,162.37 0.00 0.00 78 12/10/2011 173,993,996.93 818,459.27 650,447.56 650,447.56 0.00 0.00 79 01/10/2012 173,175,537.65 735,129.94 647,387.88 647,387.88 0.00 0.00 80 02/10/2012 172,440,407.71 739,418.23 644,639.72 644,639.72 0.00 0.00 81 03/10/2012 171,700,989.48 34,230,228.23 641,875.53 641,875.53 0.00 0.00 82 04/10/2012 137,470,761.25 133,282,768.82 513,911.53 513,911.53 0.00 0.00 83 05/10/2012 4,187,992.43 7,600.64 15,656.11 15,656.11 0.00 0.00 84 06/10/2012 4,180,391.79 7,018.44 15,627.70 15,627.70 0.00 0.00 85 07/10/2012 4,173,373.35 7,665.24 15,601.46 15,601.46 0.00 0.00 86 08/10/2012 4,165,708.11 7,085.50 15,572.81 15,572.81 0.00 0.00 87 09/10/2012 4,158,622.61 7,117.84 15,546.32 15,546.32 0.00 0.00 88 10/10/2012 4,151,504.77 7,761.89 15,519.71 15,519.71 0.00 0.00 89 11/10/2012 4,143,742.88 7,185.80 15,490.69 15,490.69 0.00 0.00 90 12/10/2012 4,136,557.08 7,827.94 15,463.83 15,463.83 0.00 0.00 91 01/10/2013 4,128,729.15 7,254.35 15,434.57 15,434.57 0.00 0.00 92 02/10/2013 4,121,474.79 7,287.49 15,407.45 15,407.45 0.00 0.00 93 03/10/2013 4,114,187.30 9,138.88 15,380.20 15,380.20 0.00 0.00 94 04/10/2013 4,105,048.42 4,105,048.42 15,346.04 15,346.04 0.00 0.00 </TABLE> BANC OF AMERICA SECURITIES <TABLE> - ------------------------------------------------------------------------------------------------ CURRENT TOTAL COUPON PREPAY WRITEDOWN PERIOD PAYMENT END BALANCE PAID PENALTIES AMOUNT - ------------------------------------------------------------------------------------------------ 1 772,713.50 206,700,000.00 4.4860% 0.00 0.00 2 772,713.50 206,700,000.00 4.4860% 0.00 0.00 3 772,713.50 206,700,000.00 4.4860% 0.00 0.00 4 772,713.50 206,700,000.00 4.4860% 0.00 0.00 5 772,713.50 206,700,000.00 4.4860% 0.00 0.00 6 772,713.50 206,700,000.00 4.4860% 0.00 0.00 7 772,713.50 206,700,000.00 4.4860% 0.00 0.00 8 772,713.50 206,700,000.00 4.4860% 0.00 0.00 9 772,713.50 206,700,000.00 4.4860% 0.00 0.00 10 772,713.50 206,700,000.00 4.4860% 0.00 0.00 11 772,713.50 206,700,000.00 4.4860% 0.00 0.00 12 772,713.50 206,700,000.00 4.4860% 0.00 0.00 13 772,713.50 206,700,000.00 4.4860% 0.00 0.00 14 772,713.50 206,700,000.00 4.4860% 0.00 0.00 15 772,713.50 206,700,000.00 4.4860% 0.00 0.00 16 772,713.50 206,700,000.00 4.4860% 0.00 0.00 17 772,713.50 206,700,000.00 4.4860% 0.00 0.00 18 772,713.50 206,700,000.00 4.4860% 0.00 0.00 19 772,713.50 206,700,000.00 4.4860% 0.00 0.00 20 772,713.50 206,700,000.00 4.4860% 0.00 0.00 21 772,713.50 206,700,000.00 4.4860% 0.00 0.00 22 772,713.50 206,700,000.00 4.4860% 0.00 0.00 23 772,713.50 206,700,000.00 4.4860% 0.00 0.00 24 772,713.50 206,700,000.00 4.4860% 0.00 0.00 25 772,713.50 206,700,000.00 4.4860% 0.00 0.00 26 772,713.50 206,700,000.00 4.4860% 0.00 0.00 27 772,713.50 206,700,000.00 4.4860% 0.00 0.00 28 772,713.50 206,700,000.00 4.4860% 0.00 0.00 29 772,713.50 206,700,000.00 4.4860% 0.00 0.00 30 772,713.50 206,700,000.00 4.4860% 0.00 0.00 31 772,713.50 206,700,000.00 4.4860% 0.00 0.00 32 772,713.50 206,700,000.00 4.4860% 0.00 0.00 33 772,713.50 206,700,000.00 4.4860% 0.00 0.00 34 772,713.50 206,700,000.00 4.4860% 0.00 0.00 35 772,713.50 206,700,000.00 4.4860% 0.00 0.00 36 772,713.50 206,700,000.00 4.4860% 0.00 0.00 37 772,713.50 206,700,000.00 4.4860% 0.00 0.00 38 772,713.50 206,700,000.00 4.4860% 0.00 0.00 39 772,713.50 206,700,000.00 4.4860% 0.00 0.00 40 772,713.50 206,700,000.00 4.4860% 0.00 0.00 41 772,713.50 206,700,000.00 4.4860% 0.00 0.00 42 772,713.50 206,700,000.00 4.4860% 0.00 0.00 43 772,713.50 206,700,000.00 4.4860% 0.00 0.00 44 772,713.50 206,700,000.00 4.4860% 0.00 0.00 45 772,713.50 206,700,000.00 4.4860% 0.00 0.00 46 772,713.50 206,700,000.00 4.4860% 0.00 0.00 47 772,713.50 206,700,000.00 4.4860% 0.00 0.00 48 772,713.50 206,700,000.00 4.4860% 0.00 0.00 49 772,713.50 206,700,000.00 4.4860% 0.00 0.00 50 772,713.50 206,700,000.00 4.4860% 0.00 0.00 51 772,713.50 206,700,000.00 4.4860% 0.00 0.00 52 772,713.50 206,700,000.00 4.4860% 0.00 0.00 53 772,713.50 206,700,000.00 4.4860% 0.00 0.00 54 772,713.50 206,700,000.00 4.4860% 0.00 0.00 55 772,713.50 206,700,000.00 4.4860% 0.00 0.00 56 772,713.50 206,700,000.00 4.4860% 0.00 0.00 57 772,713.50 206,700,000.00 4.4860% 0.00 0.00 58 772,713.50 206,700,000.00 4.4860% 0.00 0.00 59 772,713.50 206,700,000.00 4.4860% 0.00 0.00 60 772,713.50 206,700,000.00 4.4860% 0.00 0.00 61 772,713.50 206,700,000.00 4.4860% 0.00 0.00 62 772,713.50 206,700,000.00 4.4860% 0.00 0.00 63 772,713.50 206,700,000.00 4.4860% 0.00 0.00 64 772,713.50 206,700,000.00 4.4860% 0.00 0.00 65 772,713.50 206,700,000.00 4.4860% 0.00 0.00 66 772,713.50 206,700,000.00 4.4860% 0.00 0.00 67 772,713.50 206,700,000.00 4.4860% 0.00 0.00 68 772,713.50 206,700,000.00 4.4860% 0.00 0.00 69 772,713.50 206,699,999.99 4.4860% 0.00 0.00 70 772,713.50 206,699,999.99 4.4860% 0.00 0.00 71 772,713.50 206,699,999.99 4.4860% 0.00 0.00 72 772,713.50 206,699,999.99 4.4860% 0.00 0.00 73 772,713.50 206,699,999.99 4.4860% 0.00 0.00 74 772,713.50 206,699,999.99 4.4860% 0.00 0.00 75 772,713.50 206,699,999.99 4.4860% 0.00 0.00 76 32,752,506.40 174,720,207.09 4.4860% 0.00 0.00 77 1,379,372.54 173,993,996.93 4.4860% 0.00 0.00 78 1,468,906.83 173,175,537.65 4.4860% 0.00 0.00 79 1,382,517.83 172,440,407.71 4.4860% 0.00 0.00 80 1,384,057.95 171,700,989.48 4.4860% 0.00 0.00 81 34,872,103.76 137,470,761.25 4.4860% 0.00 0.00 82 133,796,680.35 4,187,992.43 4.4860% 0.00 0.00 83 23,256.75 4,180,391.79 4.4860% 0.00 0.00 84 22,646.14 4,173,373.35 4.4860% 0.00 0.00 85 23,266.70 4,165,708.11 4.4860% 0.00 0.00 86 22,658.30 4,158,622.61 4.4860% 0.00 0.00 87 22,664.16 4,151,504.77 4.4860% 0.00 0.00 88 23,281.60 4,143,742.88 4.4860% 0.00 0.00 89 22,676.49 4,136,557.08 4.4860% 0.00 0.00 90 23,291.77 4,128,729.15 4.4860% 0.00 0.00 91 22,688.92 4,121,474.79 4.4860% 0.00 0.00 92 22,694.94 4,114,187.30 4.4860% 0.00 0.00 93 24,519.08 4,105,048.42 4.4860% 0.00 0.00 94 4,120,394.46 0.00 4.4860% 0.00 0.00 </TABLE> This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the 'material'), is for your private information and Banc of America Securities LLC (the 'Underwriter') is not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriter considers reliable, but the Underwriter does not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. 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