Tompkins Financial (TMP) 10-Q7 May 212021 Q1 Quarterly reportFinancial data

Company Profile

Cover Page

Cover Page - shares	3 Months Ended
Cover Page - shares	Mar. 31, 2021	Apr. 22, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	1-12709
Entity Registrant Name	Tompkins Financial Corp
Entity Incorporation, State or Country Code	NY
Entity Tax Identification Number	16-1482357
Entity Address, Address Line One	P.O. Box 460
Entity Address, City or Town	Ithaca
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14851
City Area Code	888
Local Phone Number	503-5753
Title of 12(b) Security	Common Stock, $0.10 par value
Trading Symbol	TMP
Security Exchange Name	NYSEAMER
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Central Index Key	0001005817
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Entity Common Stock, Shares Outstanding		14,905,037

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and noninterest bearing balances due from banks	$ 20,482	$ 21,245
Interest bearing balances due from banks	497,943	367,217
Cash and Cash Equivalents	518,425	388,462
Available-for-sale debt securities, at fair value (amortized cost of $1,941,284 at March 31, 2021 and $1,599,894 at December 31, 2020)	1,934,815	1,627,193
Equity securities, at fair value (amortized cost $916 at March 31, 2021 and $929 at December 31, 2020)	916	929
Total loans and leases, net of unearned income and deferred costs and fees	5,292,793	5,260,327
Less: Allowance for credit losses	49,339	51,669
Net Loans and Leases	5,243,454	5,208,658
Federal Home Loan Bank and other stock	16,382	16,382
Bank premises and equipment, net	87,518	88,709
Corporate owned life insurance	85,157	84,736
Goodwill	92,447	92,447
Other intangible assets, net	4,601	4,905
Accrued interest and other assets	111,627	109,750
Total Assets	8,095,342	7,622,171
Interest bearing:
Checking, savings and money market	4,135,067	3,761,933
Time	749,792	746,234
Noninterest bearing	2,061,682	1,929,585
Total Deposits	6,946,541	6,437,752
Federal funds purchased and securities sold under agreements to repurchase	47,496	65,845
Other borrowings	265,000	265,000
Trust preferred debentures	13,260	13,220
Other liabilities	113,109	122,665
Total Liabilities	7,385,406	6,904,482
Tompkins Financial Corporation shareholders' equity:
Common Stock - par value $0.10 per share: Authorized 25,000,000 shares; Issued: 14,942,695 at March 31, 2021; and 14,964,389 at December 31, 2020	1,494	1,496
Additional paid-in capital	333,247	333,976
Retained earnings	435,990	418,413
Accumulated other comprehensive loss	(56,950)	(32,074)
Treasury stock, at cost – 118,454 shares at March 31, 2021, and 124,849 shares at December 31, 2020	(5,288)	(5,534)
Total Tompkins Financial Corporation Shareholders’ Equity	708,493	716,277
Noncontrolling interests	1,443	1,412
Total Equity	709,936	717,689
Total Liabilities and Equity	$ 8,095,342	$ 7,622,171

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Available-for-sale securities, at amortized cost	$ 1,941,284	$ 1,599,894
Equity securities, at amortized cost	$ 916	$ 929
Common Stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common Stock, authorized (in shares)	25,000,000	25,000,000
Common Stock, issued (in shares)	14,942,695	14,964,389
Treasury stock, shares (in shares)	118,454	124,849

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
INTEREST AND DIVIDEND INCOME
Loans	$ 54,206	$ 55,614
Due from banks	85	6
Available-for-sale debt securities	5,250	7,144
Federal Home Loan Bank and other stock	213	435
Total Interest and Dividend Income	59,754	63,199
INTEREST EXPENSE
Time certificates of deposits of $250,000 or more	639	843
Other deposits	2,511	6,356
Federal funds purchased and securities sold under agreements to repurchase	16	36
Trust preferred debentures	175	289
Other borrowings	1,376	2,706
Total Interest Expense	4,717	10,230
Net Interest Income	55,037	52,969
Less: (Credit) provision for credit loss expense	(2,510)	16,294
Net Interest Income After Provision for Credit Loss Expense	57,547	36,675
NONINTEREST INCOME
Insurance commissions and fees	9,166	8,045
Investment services income	4,673	4,202
Service charges on deposit accounts	1,470	1,983
Card services income	2,383	2,183
Other income	1,974	2,104
Net gain on securities transactions	317	443
Total Noninterest Income	19,983	18,960
NONINTEREST EXPENSE
Salaries and wages	22,660	22,494
Other employee benefits	5,484	5,684
Net occupancy expense of premises	3,462	3,328
Furniture and fixture expense	1,950	1,985
Amortization of intangible assets	330	374
Other operating expense	11,305	11,875
Total Noninterest Expenses	45,191	45,740
Income Before Income Tax Expense	32,339	9,895
Income Tax Expense	6,680	1,909
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	25,659	7,986
Less: Net Income Attributable to Noncontrolling Interests	33	37
Net Income Attributable to Tompkins Financial Corporation	$ 25,626	$ 7,949
Basic Earnings Per Share (in dollars per share)	$ 1.73	$ 0.53
Diluted Earnings Per Share (in dollars per share)	$ 1.72	$ 0.53

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Statement of Comprehensive Income [Abstract]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	$ 25,659	$ 7,986
Available-for-sale debt securities:
Change in net unrealized gain/(loss) during the period	(25,246)	22,123
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	(249)	(324)
Employee benefit plans:
Amortization of net retirement plan actuarial loss	577	454
Amortization of net retirement plan prior service cost	42	40
Other comprehensive (loss) income	(24,876)	22,293
Total Comprehensive Income	783	30,279
Less: Net income attributable to noncontrolling interests	(33)	(37)
Total comprehensive income attributable to Tompkins Financial Corporation	$ 750	$ 30,242

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
OPERATING ACTIVITIES
Net income attributable to Tompkins Financial Corporation	$ 25,626	$ 7,949
Adjustments to reconcile net income to net cash provided by operating activities:
(Reversal of provision) provision for credit loss expense	(2,510)	16,294
Depreciation and amortization of premises, equipment, and software	2,506	2,554
Amortization of intangible assets	330	374
Earnings from corporate owned life insurance	(541)	(324)
Net amortization on securities	3,481	1,937
Amortization/accretion related to purchase accounting	(299)	(372)
Net gain on securities transactions	(317)	(443)
Net gain on sale of loans originated for sale	(429)	(176)
Proceeds from sale of loans originated for sale	10,897	4,260
Loans originated for sale	(6,425)	(4,514)
Net gain on sale of bank premises and equipment	0	(3)
Net excess tax benefit from stock based compensation	85	118
Stock-based compensation expense	1,175	1,180
Increase in accrued interest receivable	559	1,286
Decrease in accrued interest payable	(121)	(242)
Other, net	(3,761)	(5,735)
Net Cash Provided by Operating Activities	30,256	24,143
INVESTING ACTIVITIES
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities	36,723	156,834
Proceeds from sales of available-for-sale debt securities	132,203	42,584
Purchases of available-for-sale debt securities	(513,468)	(226,103)
Net increase in loans	(36,139)	(20,879)
Proceeds from sale/redemptions of Federal Home Loan Bank stock	0	34,088
Purchases of Federal Home Loan Bank and other stock	0	(24,605)
Proceeds from sale of bank premises and equipment	31	4
Purchases of bank premises, equipment and software	(811)	(909)
Redemption of corporate owned life insurance	168	446
Other, net	124	102
Net Cash (Used in) Provided by Investing Activities	(381,169)	(38,438)
FINANCING ACTIVITIES
Net increase in demand, money market, and savings deposits	505,231	162,523
Net increase in time deposits	3,703	34,141
Net (decrease) increase in Federal funds purchased and securities sold under agreements to repurchase	(18,349)	8,647
Increase in other borrowings	0	74,583
Repayment of other borrowings	0	(274,700)
Cash dividends	(8,049)	(7,789)
Repurchase of common stock	(1,508)	(5,620)
Net proceeds from exercise of stock options	(152)	(209)
Net Cash Provided by (Used in) Financing Activities	480,876	(8,424)
Net Increase (Decrease) in Cash and Cash Equivalents	129,963	(22,719)
Cash and cash equivalents at beginning of period	388,462	137,982
Total Cash and Cash Equivalents at End of Period	518,425	115,263
Supplemental Information:
Cash paid during the year for - Interest	4,984	10,694
Cash paid during the year for - Taxes	933	1,214
Transfer of loans to other real estate owned	0	104
Initial recognition of operating lease right-of-use assets	0	0
Initial recognition of operating lease liabilities	0	0
Right-of-use assets obtained in exchange for new lease liabilities	$ 21	$ 17

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained EarningsCumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive (Loss) Income	Treasury Stock	Non- controlling Interests
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of new accounting principle	$ 663,054	$ 1,707	$ 1,501	$ 338,507	$ 370,477	$ 1,707	$ (43,564)	$ (5,279)	$ 1,412
Balances at Beginning at Dec. 31, 2019	663,054	1,707	1,501	338,507	370,477	1,707	(43,564)	(5,279)	1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of new accounting principle	682,597	$ 1,707	1,494	333,662	372,344	$ 1,707	(43,564)	(5,076)	1,444
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	7,986				7,949				37
Other comprehensive (loss) income	22,293						22,293
Total Comprehensive Income	30,279
Cash dividends	(7,789)				(7,789)
Net exercise of stock options	(209)			(209)
Common stock repurchased and returned to unissued status	(5,620)		(7)	(5,613)
Stock-based compensation expense	1,180			1,180
Directors deferred compensation plan	0			(203)				203
Restricted stock activity	0
Partial repurchase of noncontrolling interest	(5)								(5)
Balances at Ending at Mar. 31, 2020	682,597		1,494	333,662	372,344		(21,271)	(5,076)	1,444
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of new accounting principle	682,597		1,494	333,662	372,344		(21,271)	(5,076)	1,444
Cumulative effect of new accounting principle	717,689		1,496	333,976	418,413		(32,074)	(5,534)	1,412
Balances at Beginning at Dec. 31, 2020	717,689		1,496	333,976	418,413		(32,074)	(5,534)	1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of new accounting principle	717,689		1,494	333,247	435,990		(56,950)	(5,288)	1,443
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	25,659				25,626				33
Other comprehensive (loss) income	(24,876)						(24,876)
Total Comprehensive Income	783
Cash dividends	(8,049)				(8,049)
Net exercise of stock options	(152)			(152)
Common stock repurchased and returned to unissued status	(1,508)		(2)	(1,506)
Stock-based compensation expense	1,175			1,175
Directors deferred compensation plan	0			(246)				246
Restricted stock activity	0
Partial repurchase of noncontrolling interest	(2)								(2)
Balances at Ending at Mar. 31, 2021	709,936		1,494	333,247	435,990		(56,950)	(5,288)	1,443
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of new accounting principle	$ 709,936		$ 1,494	$ 333,247	$ 435,990		$ (56,950)	$ (5,288)	$ 1,443

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.52	$ 0.54
Net exercise of stock options (in shares)	3,011	2,733
Common stock repurchased and returned to unissued status (in shares)	(71,288)	(21,531)
Directors deferred compensation plan (in shares)	(6,016)	(6,395)
Restricted stock activity (in shares)	(2,365)	(2,896)

Business

Business	3 Months Ended
Business	Mar. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Business	Business Tompkins Financial Corporation (“Tompkins” or the “Company”) is headquartered in Ithaca, New York and is registered as a Financial Holding Company with the Federal Reserve Board under the Bank Holding Company Act of 1956, as amended. The Company is a locally oriented, community-based financial services organization that offers a full array of products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. At March 31, 2021, the Company had four wholly-owned banking subsidiaries: Tompkins Trust Company (the “Trust Company”), The Bank of Castile (DBA Tompkins Bank of Castile), Mahopac Bank (DBA Tompkins Mahopac Bank), and VIST Bank (DBA Tompkins VIST Bank). The Company’s banks have announced plans for a rebranding effort, pursuant to which the Company’s four wholly-owned banking subsidiaries will be combined into one bank, with The Bank of Castile, Mahopac Bank, and VIST Bank merging with and into Tompkins Trust Company. The combined bank will conduct business under the “Tompkins” brand name, with a legal name of “Tompkins Community Bank.” The Company expects to file applications with applicable regulators during the second quarter of 2021, with the re-branding and combination anticipated to take effect later in 2021, subject to regulatory approval. The Company also has a wholly-owned insurance agency subsidiary, Tompkins Insurance Agencies, Inc. (“Tompkins Insurance”). The Trust Company provides a full array of trust and investment services under the Tompkins Financial Advisors brand, including investment management, trust and estate, financial and tax planning as well as life, disability and long-term care insurance services. The Company’s principal offices are located at 118 E. Seneca Street, Ithaca, New York, 14850, and its telephone number is (888) 503-5753. The Company’s common stock is traded on the NYSE American under the symbol “TMP.” As a registered financial holding company, the Company is regulated under the Bank Holding Company Act of 1956 (“BHC Act”), as amended and is subject to examination and comprehensive regulation by the Federal Reserve Board (“FRB”). The Company is also subject to the jurisdiction of the Securities and Exchange Commission (“SEC”) and is subject to disclosure and regulatory requirements under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended. The Company is subject to the rules of the NYSE American for listed companies. The Company’s banking subsidiaries are subject to examination and comprehensive regulation by various regulatory authorities, including the Federal Deposit Insurance Corporation (“FDIC”), the New York State Department of Financial Services (“NYSDFS”), and the Pennsylvania Department of Banking and Securities (“PDBS”). Each of these agencies issues regulations and requires the filing of reports describing the activities and financial condition of the entities under its jurisdiction. Likewise, such agencies conduct examinations on a recurring basis to evaluate the safety and soundness of the institutions, and to test compliance with various regulatory requirements, including: consumer protection, privacy, fair lending, the Community Reinvestment Act, the Bank Secrecy Act, sales of non-deposit investments, electronic data processing, and trust department activities. The trust division of Tompkins Trust Company is subject to examination and comprehensive regulation by the FDIC and NYSDFS. The Company’s insurance subsidiary is subject to examination and regulation by the NYSDFS and the Pennsylvania Insurance Department.

Basis of Presentation

Basis of Presentation	3 Months Ended
Basis of Presentation	Mar. 31, 2021
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The unaudited consolidated financial statements included in this quarterly report do not include all of the information and footnotes required by U.S. Generally Accepted Accounting Principles ("GAAP") for a full year presentation and certain disclosures have been condensed or omitted in accordance with rules and regulations of the SEC. In the application of certain accounting policies, management is required to make assumptions regarding the effect of matters that are inherently uncertain. These estimates and assumptions affect the reported amounts of certain assets, liabilities, revenues, and expenses in the unaudited consolidated financial statements. Different amounts could be reported under different conditions, or if different assumptions were used in the application of these accounting policies. The accounting policies that management considers critical in this respect are the determination of the allowance for credit losses and the review of its securities portfolio for other than temporary impairment. In management’s opinion, the unaudited consolidated financial statements reflect all adjustments of a normal recurring nature. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year ended December 31, 2021. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and the notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. Cash and cash equivalents in the consolidated statements of cash flow include cash and noninterest bearing balances due from banks, interest-bearing balances due from banks, and money market funds. Management regularly evaluates the credit risk associated with the counterparties to these transactions and believes that the Company is not exposed to any significant credit risk on cash and cash equivalents. The Company has evaluated subsequent events for potential recognition and/or disclosure, and determined that no further disclosures were required. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity of the Company and its subsidiaries. Amounts in the prior periods’ unaudited consolidated financial statements are reclassified when necessary to conform to the current periods’ presentation. All significant intercompany balances and transactions are eliminated in consolidation.

Securities

Securities	3 Months Ended
Securities	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Available-for-Sale Debt Securities The following table summarizes available-for-sale debt securities held by the Company at March 31, 2021: Available-for-Sale Debt Securities March 31, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 29,634 $ 0 $ 523 $ 29,111 Obligations of U.S. Government sponsored entities 793,360 8,063 13,636 787,787 Obligations of U.S. states and political subdivisions 117,242 2,286 207 119,321 Mortgage-backed securities – residential, issued by U.S. Government agencies 141,110 2,163 1,069 142,204 U.S. Government sponsored entities 857,438 9,999 13,461 853,976 U.S. corporate debt securities 2,500 0 84 2,416 Total available-for-sale debt securities $ 1,941,284 $ 22,511 $ 28,980 $ 1,934,815 The following table summarizes available-for-sale debt securities held by the Company at December 31, 2020: Available-for-Sale Debt Securities December 31, 2020 Amortized Gross Gross Fair Value (In thousands) Obligations of U.S. Government sponsored entities 599,652 9,820 1,992 607,480 Obligations of U.S. states and political subdivisions 126,642 3,144 40 129,746 Mortgage-backed securities – residential, issued by U.S. Government agencies 179,538 3,216 646 182,108 U.S. Government sponsored entities 691,562 14,593 675 705,480 U.S. corporate debt securities 2,500 0 121 2,379 Total available-for-sale debt securities $ 1,599,894 $ 30,773 $ 3,474 $ 1,627,193 The Company may from time to time sell debt securities from its available-for-sale portfolio. Realized gains on sales of available-for-sale debt securities were $329,000 for the three months ended March 31, 2021 and $178,000 for the same period during 2020. Realized losses on sales of available-for-sale debt securities were $0 for the three months ended March 31, 2021 and $0 for the same period during 2020. The sales of available-for-sale investment securities were the result of general investment portfolio and interest rate risk management. The Company's available-for-sale portfolio includes callable securities that may be called prior to maturity. Realized gains on called available-for-sale debt securities were $0 for the three months ended March 31, 2021 and $251,000 for the three months ended March 31, 2020. The Company also recognized losses on equity securities of $12,000 for the three months ended March 31, 2021 and gains of $14,000 for the three months ended March 31, 2020, reflecting the change in fair value. The following table summarizes available-for-sale debt securities that had unrealized losses at March 31, 2021: Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 29,111 $ 523 $0 $0 $ 29,111 $ 523 Obligations of U.S. Government sponsored entities 531,501 13,636 0 0 531,501 13,636 Obligations of U.S. states and political subdivisions 19,227 207 0 0 19,227 207 Mortgage-backed securities – residential, issued by U.S. Government agencies 55,053 642 4,736 427 59,789 1,069 U.S. Government sponsored entities 471,855 13,347 5,378 114 477,233 13,461 U.S. corporate debt securities 0 0 2,416 84 2,416 84 Total available-for-sale debt securities $ 1,106,747 $ 28,355 $ 12,530 $ 625 $ 1,119,277 $ 28,980 The following table summarizes available-for-sale debt securities that had unrealized losses at December 31, 2020: Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government sponsored entities $ 310,711 $ 1,992 $ 0 $ 0 $ 310,711 $ 1,992 Obligations of U.S. states and political subdivisions 8,868 40 0 0 8,868 40 Mortgage-backed securities – residential, issued by U.S. Government agencies 10,560 396 1,819 250 12,379 646 U.S. Government sponsored entities 87,643 586 5,068 89 92,711 675 U.S. corporate debt securities 0 0 2,379 121 2,379 121 Total available-for-sale debt securities $ 417,782 $ 3,014 $ 9,266 $ 460 $ 427,048 $ 3,474 The Company evaluates available-for-sale debt securities for expected credit losses (“ECL”) in unrealized loss positions at each measurement date to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Factors that may be indicative of ECL include, but are not limited to, the following: • Extent to which the fair value is less than the amortized cost basis. • Adverse conditions specifically related to the security, an industry, or geographic area (changes in technology, business practice). • Payment structure of the debt security with respect to underlying issuer or obligor. • Failure of the issuer to make scheduled payment of principal and/or interest. • Changes to the rating of a security or issuer by a nationally recognized statistical rating organization. • Changes in tax or regulatory guidelines that impact a security or underlying issuer. For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (technical impairment) is the result of changes in interest rates or reflects a fundamental change in the credit worthiness of the underlying issuer. Any impairment that is not credit related is recognized in other comprehensive income (loss), net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) on the Statements of Condition, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change. The gross unrealized losses reported for residential mortgage-backed securities relate to investment securities issued by U.S. government sponsored entities such as Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, and U.S. government agencies such as Government National Mortgage Association. The total gross unrealized losses, shown in the tables above, were primarily attributable to changes in interest rates and levels of market liquidity, relative to when the investment securities were purchased, and not due to the credit-related quality of the investment securities. In addition, the Company does not intend to sell other-than-temporarily impaired investment securities that are in an unrealized loss position until recovery of unrealized losses (which may be until maturity), and it is not more-likely-than not that the Company will be required to sell the investment securities, before recovery of their amortized cost basis, which may be at maturity. The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. March 31, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 76,967 $ 77,746 Due after one year through five years 427,769 432,308 Due after five years through ten years 372,692 363,992 Due after ten years 65,308 64,589 Total 942,736 938,635 Mortgage-backed securities 998,548 996,180 Total available-for-sale debt securities $ 1,941,284 $ 1,934,815 December 31, 2020 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 54,484 $ 55,008 Due after one year through five years 379,044 388,132 Due after five years through ten years 228,572 229,107 Due after ten years 66,694 67,358 Total 728,794 739,605 Mortgage-backed securities 871,100 887,588 Total available-for-sale debt securities $ 1,599,894 $ 1,627,193

Loans and Leases

Loans and Leases	3 Months Ended
Loans and Leases	Mar. 31, 2021
Loans and Leases Receivable Disclosure [Abstract]
Loans and Leases	Loans and Leases Loans and Leases at March 31, 2021 and December 31, 2020 were as follows: (In thousands) 03/31/2021 12/31/2020 Commercial and industrial Agriculture $ 80,692 $ 94,489 Commercial and industrial other 762,956 792,987 PPP loans* 370,007 291,252 Subtotal commercial and industrial 1,213,655 1,178,728 Commercial real estate Construction 176,730 163,016 Agriculture 200,211 201,866 Commercial real estate other 2,202,898 2,204,310 Subtotal commercial real estate 2,579,839 2,569,192 Residential real estate Home equity 192,902 200,827 Mortgages 1,233,578 1,235,160 Subtotal residential real estate 1,426,480 1,435,987 Consumer and other Indirect 7,447 8,401 Consumer and other 63,969 61,399 Subtotal consumer and other 71,416 69,800 Leases 15,056 14,203 Total loans and leases 5,306,446 5,267,910 Less: unearned income and deferred costs and fees (13,653) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 5,292,793 $ 5,260,327 *SBA Paycheck Protection Program ("PPP") The Company has adopted comprehensive lending policies, underwriting standards and loan review procedures. Management reviews these policies and procedures on a regular basis. The Company discussed its lending policies and underwriting guidelines for its various lending portfolios in Note 3 – “Loans and Leases” in the Notes to Consolidated Financial Statements contained in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. There have been no significant changes in these policies and guidelines since the date of that report. The Company’s Board of Directors approves the lending policies at least annually. The Company recognizes that exceptions to policy guidelines may occasionally occur and has established procedures for approving exceptions to these policy guidelines. Management has also implemented reporting systems to monitor loan origination, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Generally loans are placed on nonaccrual status if principal or interest payments become 90 days or more contractually past due and/or management deems the collectability of the principal and/or interest to be in question as well as when required by regulatory agencies. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. Loans are generally returned to accrual status when all the principal and interest amounts contractually due are brought current, the borrower has established a payment history, and future payments are reasonably assured. When management determines that the collection of principal in full is not probable, management will charge-off a partial amount or full amount of the loan balance. Management considers specific facts and circumstances relative to each individual credit in making such a determination. For residential and consumer loans, management uses specific regulatory guidance and thresholds for determining charge-offs. The below tables are an age analysis of past due loans, segregated by class of loans as of March 31, 2021 and December 31, 2020. March 31, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 42 $ 0 $ 42 $ 84 $ 80,608 $ 80,692 Commercial and industrial other 146 11 665 822 762,134 762,956 PPP loans 0 0 0 0 370,007 370,007 Subtotal commercial and industrial 188 11 707 906 1,212,749 1,213,655 Commercial real estate Construction 279 0 0 279 176,451 176,730 Agriculture 0 0 0 0 200,211 200,211 Commercial real estate other 0 0 7,564 7,564 2,195,334 2,202,898 Subtotal commercial real estate 279 0 7,564 7,843 2,571,996 2,579,839 Residential real estate Home equity 109 46 1,185 1,340 191,562 192,902 Mortgages 518 394 3,814 4,726 1,228,852 1,233,578 Subtotal residential real estate 627 440 4,999 6,066 1,420,414 1,426,480 Consumer and other Indirect 139 41 46 226 7,221 7,447 Consumer and other 60 5 78 143 63,826 63,969 Subtotal consumer and other 199 46 124 369 71,047 71,416 Leases 0 0 0 0 15,056 15,056 Total loans and leases 1,293 497 13,394 15,184 5,291,262 5,306,446 Less: unearned income and deferred costs and fees 0 0 0 0 (13,653) (13,653) Total loans and leases, net of unearned income and deferred costs and fees $ 1,293 $ 497 $ 13,394 $ 15,184 $ 5,277,609 $ 5,292,793 December 31, 2020 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 18 $ 0 $ 18 $ 94,471 $ 94,489 Commercial and industrial other 44 7 1,516 1,567 791,420 792,987 PPP loans 0 0 0 0 291,252 291,252 Subtotal commercial and industrial 44 25 1,516 1,585 1,177,143 1,178,728 Commercial real estate Construction 0 0 0 0 163,016 163,016 Agriculture 263 0 0 263 201,603 201,866 Commercial real estate other 0 0 7,125 7,125 2,197,185 2,204,310 Subtotal commercial real estate 263 0 7,125 7,388 2,561,804 2,569,192 Residential real estate Home equity 713 224 1,126 2,063 198,764 200,827 Mortgages 521 879 4,210 5,610 1,229,550 1,235,160 Subtotal residential real estate 1,234 1,103 5,336 7,673 1,428,314 1,435,987 Consumer and other Indirect 175 35 91 301 8,100 8,401 Consumer and other 115 18 232 365 61,034 61,399 Subtotal consumer and other 290 53 323 666 69,134 69,800 Leases 0 0 0 0 14,203 14,203 Total loans and leases 1,831 1,181 14,300 17,312 5,250,598 5,267,910 Less: unearned income and deferred costs and fees 0 0 0 0 (7,583) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 1,831 $ 1,181 $ 14,300 $ 17,312 $ 5,243,015 $ 5,260,327 The following tables present the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2021 and December 31, 2020. March 31, 2021 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 732 $ 768 $ 0 Subtotal commercial and industrial 732 768 0 Commercial real estate Agriculture 0 115 0 Commercial real estate other 27,305 27,732 0 Subtotal commercial real estate 27,305 27,847 0 Residential real estate Home equity 408 2,909 0 Mortgages 1,071 9,836 0 Subtotal residential real estate 1,479 12,745 0 Consumer and other Indirect 3 163 0 Consumer and other 0 133 0 Subtotal consumer and other 3 296 0 Leases 0 0 0 Total loans and leases $ 29,519 $ 41,656 $ 0 December 31, 2020 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 803 $ 1,775 $ 0 Subtotal commercial and industrial 803 1,775 0 Commercial real estate Agriculture 0 118 0 Commercial real estate other 23,080 23,509 0 Subtotal commercial real estate 23,080 23,627 0 Residential real estate Home equity 767 2,965 0 Mortgages 1,365 10,180 0 Subtotal residential real estate 2,132 13,145 0 Consumer and other Indirect 3 169 0 Consumer and other 0 260 0 Subtotal consumer and other 3 429 0 Leases 0 0 0 Total loans and leases $ 26,018 $ 38,976 $ 0

Allowance for Loan and Lease Lo

Allowance for Loan and Lease Losses	3 Months Ended
Allowance for Loan and Lease Losses	Mar. 31, 2021
Receivables [Abstract]
Allowance for Loan and Lease Losses	Allowance for Credit Losses Management reviews the appropriateness of the allowance for credit losses (“allowance” or "ACL") on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated credit loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 119, Measurement of Credit Losses on Financial Instruments ("CECL"), and Financial Instruments - Credit Losses and ASC Topic 326, Financial Instruments - Credit Losses (ASU 2016-3) . The Company uses a DCF method to estimate expected credit losses for all loan segments excluding the leasing segment. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speed, curtailments, recovery lag, probability of default, and loss given default. The modeling of expected prepayment speeds, curtailment rates, and time to recovery are based on internal historical data. The Company uses regression analysis of historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loans utilizing the DCF method, management utilizes forecasts of national unemployment and a one year percentage change in national gross domestic product as loss drivers in the model. For all DCF models, management has determined that four quarters represents a reasonable and supportable forecast period and reverts back to a historical loss rate over eight quarters on a straight-line basis. Management leverages economic projections from a reputable and independent third party to inform its loss driver forecasts over the four-quarter forecast period. Other internal and external indicators of economic forecasts, and scenario weightings, are also considered by management when developing the forecast metrics. The combination of adjustments for credit expectations and timing expectations produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce a net present value of expected cash flows ("NPV"). An ACL is established for the difference between the NPV and amortized cost basis. Since the methodology is based upon historical experience and trends, current conditions, and reasonable and supportable forecasts, as well as management’s judgment, factors may arise that result in different estimates. While management’s evaluation of the allowance as of March 31, 2021, considers the allowance to be appropriate, under different conditions or assumptions, the Company would need to increase or decrease the allowance. In addition, various federal and State regulatory agencies, as part of their examination process, review the Company's allowance and may require the Company to recognize additions to the allowance based on their judgements and information available to them at the time of their examinations. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as commitments to make loans, and commercial letters of credit. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable, through a charge to credit loss expense for off-balance sheet credit exposures included in other noninterest expense in the Company's consolidated statements of income. The following table details activity in the allowance for credit losses on loans and leases for the three months ended March 31, 2021 and 2020. The Company adopted ASU 2016-13 on January 1, 2020 using the modified retrospective approach. The transition adjustment included a decrease in the allowance of $2.5 million. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended March 31, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (116) 0 0 (91) 0 (207) Recoveries 97 213 34 43 0 387 Provision (credit) for credit loss expense (1,470) (292) (821) 69 4 (2,510) Ending Balance $ 7,750 $ 30,467 $ 9,470 $ 1,583 $ 69 $ 49,339 Three Months Ended March 31, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance, prior to adoption of ASU 2016-13 $ 10,541 $ 21,608 $ 6,381 $ 1,362 $ 0 39,892 Impact of adopting ASU 2016-13 (2,008) (5,917) 4,459 850 82 (2,534) Charge-offs (1) (1,290) (2) (137) 0 (1,430) Recoveries 16 18 79 69 0 182 Provision (credit) for credit loss expense 3,117 8,027 5,413 (261) (2) 16,294 Ending Balance $ 11,665 $ 22,446 $ 16,330 $ 1,883 $ 80 $ 52,404 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation March 31, 2021 Commercial and Industrial $ 93 $ 549 $ 517 $ 1,159 $ 5 Commercial Real Estate 26,542 105 0 26,647 184 Total $ 26,635 $ 654 $ 517 $ 27,806 $ 189 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2020 Commercial and Industrial $ 103 $ 582 $ 110 $ 795 $ 122 Commercial Real Estate 24,277 1,418 0 25,695 186 Total $ 24,380 $ 2,000 $ 110 $ 26,490 $ 308 Loans are considered modified in a troubled debt restructuring ("TDR") when, due to a borrower’s financial difficulties, the Company makes concessions to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments made over the remaining term of the loan or at maturity. There were no new TDRs in the first quarter of 2021. The following table presents information on loans modified in a TDR during the period ended March 31, 2020. Post-modification amounts are presented as of March 31, 2020. March 31, 2020 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Commercial real estate Commercial real estate other 0 $ 0 $ 0 1 $ 37 Residential real estate Home equity 1 2 121 121 1 87 Total 2 $ 121 $ 121 2 $ 124 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended March 31, 2020 that had been restructured in the prior twelve months. The Company implemented and continues to utilize a loan payment deferral program to assist both consumer and business borrowers that may be experiencing financial hardship due to COVID-19. The Company's program allows for deferral of payments of principal and interest. The Coronavirus Aid, Relief and Economic Security Act ("CARES Act") and interagency guidance issued by Federal banking regulators provided guidance and clarification related to modifications and deferral programs to assist borrowers who are negatively impacted by the COVID-19 national emergency. The guidance and clarifications detail certain provisions whereby banks are permitted to make deferrals and modifications to the terms of a loan which would not require the loan to be reported as a TDR. In accordance with the CARES Act and the interagency guidance, the Company elected to adopt the provisions to not report eligible loan modifications as TDRs. The relief related to TDRs under the CARES Act was extended by the Consolidated Appropriations Act, 2021 ("CAA Act"). Under the CAA Act, the relief under the CARES Act will continue until the earlier of (i) 60 days after the date the COVID-19 national emergency comes to an end or (ii) January 1, 2022. The following tables present credit quality indicators by total loans on an amortized cost basis by origination year as of March 31, 2021 and December 31, 2020. March 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 39,717 $ 69,614 $ 68,152 $ 52,359 $ 54,137 $ 318,853 $ 149,103 $ 167 $ 752,102 Special Mention 29 899 345 341 697 1,810 2,197 0 6,318 Substandard 30 409 304 878 396 873 1,646 0 4,536 Total Commercial & Industrial - Other $ 39,776 $ 70,922 $ 68,801 $ 53,578 $ 55,230 $ 321,536 $ 152,946 $ 167 $ 762,956 Commercial and Industrial - PPP: Pass $ 200,794 $ 169,213 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 370,007 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 200,794 $ 169,213 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 370,007 Commercial and Industrial - Agriculture: Pass $ 613 $ 9,851 $ 7,253 $ 10,446 $ 6,575 $ 4,668 $ 33,804 $ 295 $ 73,505 Special Mention 0 0 0 27 681 0 1,586 0 2,294 Substandard 0 96 72 0 156 2,300 2,269 0 4,893 Total Commercial and Industrial - Agriculture $ 613 $ 9,947 $ 7,325 $ 10,473 $ 7,412 $ 6,968 $ 37,659 $ 295 $ 80,692 Commercial Real Estate Pass $ 51,512 $ 272,752 $ 246,240 $ 225,940 $ 232,958 $ 924,083 $ 93,777 $ 698 $ 2,047,960 Special Mention 0 36 13,000 3,892 4,613 80,088 139 0 101,768 Substandard 0 0 4,933 18,540 6,172 23,231 294 0 53,170 Total Commercial Real Estate $ 51,512 $ 272,788 $ 264,173 $ 248,372 $ 243,743 $ 1,027,402 $ 94,210 $ 698 $ 2,202,898 Commercial Real Estate - Agriculture: Pass $ 4,538 $ 22,338 $ 33,141 $ 43,997 $ 21,536 $ 56,972 $ 6,116 $ 2,100 $ 190,738 Special Mention 0 1,946 0 592 1,353 1,047 49 0 4,987 Substandard 0 0 0 0 1,776 2,011 699 0 4,486 Total Commercial Real Estate - Agriculture $ 4,538 $ 24,284 $ 33,141 $ 44,589 $ 24,665 $ 60,030 $ 6,864 $ 2,100 $ 200,211 Commercial Real Estate - Construction Pass $ 1,740 $ 15,365 $ 19,350 $ 7,792 $ 2,447 $ 3,283 $ 120,952 $ 4,464 $ 175,393 Special Mention 0 0 0 0 0 404 615 0 1,019 Substandard 0 0 0 0 0 318 0 0 318 Total Commercial Real Estate - Construction $ 1,740 $ 15,365 $ 19,350 $ 7,792 $ 2,447 $ 4,005 $ 121,567 $ 4,464 $ 176,730 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 91,597 $ 72,639 $ 56,191 $ 60,714 $ 33,402 $ 301,027 $ 149,969 $ 16,301 $ 781,840 Special Mention 1,064 367 344 912 2,045 228 1,331 0 6,291 Substandard 412 305 933 485 292 783 1,646 0 4,856 Total Commercial & Industrial - Other $ 93,073 $ 73,311 $ 57,468 $ 62,111 $ 35,739 $ 302,038 $ 152,946 $ 16,301 $ 792,987 Commercial and Industrial - Agriculture: Pass $ 11,536 $ 8,005 $ 11,162 $ 6,531 $ 3,539 $ 2,599 $ 41,936 $ 1,340 $ 86,648 Special Mention 0 0 28 729 0 0 2080 0 2837 Substandard 99 83 0 202 0 2308 2312 0 5004 Total Commercial and Industrial - Agriculture $ 11,635 $ 8,088 $ 11,190 $ 7,462 $ 3,539 $ 4,907 $ 46,328 $ 1,340 $ 94,489 Commercial and Industrial - PPP: Pass $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Commercial Real Estate Pass $ 278,747 $ 246,331 $ 232,651 $ 237,487 $ 290,106 $ 664,027 $ 33,117 $ 64,903 $ 2,047,369 Special Mention 35 13,016 5,612 4,654 34,310 46,074 203 0 103,904 Substandard 0 4,933 18,395 6,172 5,625 17,610 302 0 53,037 Total Commercial Real Estate $ 278,782 $ 264,280 $ 256,658 $ 248,313 $ 330,041 $ 727,711 $ 33,622 $ 64,903 $ 2,204,310 Commercial Real Estate - Agriculture: Pass $ 22,440 $ 35,081 $ 44,519 $ 22,356 $ 17,081 $ 44,559 $ 919 $ 5,602 $ 192,557 Special Mention 1,960 0 575 1,366 1,053 6 49 0 5,009 Substandard 0 0 0 1,777 713 1,527 283 0 4,300 Total Commercial Real Estate - Agriculture $ 24,400 $ 35,081 $ 45,094 $ 25,499 $ 18,847 $ 46,092 $ 1,251 $ 5,602 $ 201,866 Commercial Real Estate - Construction Pass $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 6,682 $ 85,513 $ 21,051 $ 160,772 Special Mention 0 0 0 0 0 467 1,453 0 1,920 Substandard 0 0 0 0 0 324 0 0 324 Total Commercial Real Estate - Construction $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 7,473 $ 86,966 $ 21,051 $ 163,016 The following tables present credit quality indicators by total loans on an amortized cost basis by origination year as of March 31, 2021 and December 31, 2020, continued. March 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 132 $ 1,372 $ 3,533 $ 895 $ 1,353 $ 104 $ 181,932 $ 672 $ 189,993 Nonperforming 0 0 18 0 0 677 2,214 0 2,909 Total Residential - Home Equity $ 132 $ 1,372 $ 3,551 $ 895 $ 1,353 $ 781 $ 184,146 $ 672 $ 192,902 Residential - Mortgages Performing $ 69,755 $ 297,688 $ 185,225 $ 116,236 $ 145,978 $ 394,149 $ 14,515 $ 196 $ 1,223,742 Nonperforming 0 0 0 451 701 8,642 42 0 9,836 Total Residential - Mortgages $ 69,755 $ 297,688 $ 185,225 $ 116,687 $ 146,679 $ 402,791 $ 14,557 $ 196 $ 1,233,578 Consumer - Direct Performing $ 7,664 $ 13,471 $ 10,291 $ 7,405 $ 6,165 $ 12,209 $ 6,631 $ 0 $ 63,836 Nonperforming 0 0 39 81 13 0 0 0 133 Total Consumer - Direct $ 7,664 $ 13,471 $ 10,330 $ 7,486 $ 6,178 $ 12,209 $ 6,631 $ 0 $ 63,969 Consumer - Indirect Performing $ 351 $ 1,304 $ 2,583 $ 1,873 $ 844 $ 329 $ 0 $ 0 $ 7,284 Nonperforming 0 0 68 58 0 37 0 0 163 Total Consumer Indirect $ 351 $ 1,304 $ 2,651 $ 1,931 $ 844 $ 366 $ 0 $ 0 $ 7,447 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,440 $ 2,764 $ 1,052 $ 2,120 $ 722 $ 1,106 $ 188,614 $ 44 $ 197,862 Nonperforming 0 18 0 0 194 506 2,247 0 2,965 Total Residential - Home Equity $ 1,440 $ 2,782 $ 1,052 $ 2,120 $ 916 $ 1,612 $ 190,861 $ 44 $ 200,827 Residential - Mortgages Performing $ 305,476 $ 193,543 $ 123,205 $ 155,699 $ 178,149 $ 255,556 $ 11,735 $ 1,617 $ 1,224,980 Nonperforming 0 258 455 706 1,404 7,305 52 0 10,180 Total Residential - Mortgages $ 305,476 $ 193,801 $ 123,660 $ 156,405 $ 179,553 $ 262,861 $ 11,787 $ 1,617 $ 1,235,160 Consumer - Direct Performing $ 14,840 $ 11,127 $ 8,011 $ 6,632 $ 2,854 $ 10,840 $ 6,835 $ 0 $ 61,139 Nonperforming 5 74 167 12 0 2 0 0 260 Total Consumer - Direct $ 14,845 $ 11,201 $ 8,178 $ 6,644 $ 2,854 $ 10,842 $ 6,835 $ 0 $ 61,399 Consumer - Indirect Performing $ 1,424 $ 1,878 $ 3,327 $ 1,128 $ 382 $ 93 $ 0 $ 0 $ 8,232 Nonperforming 0 67 44 7 36 15 0 0 169 Total Consumer Indirect $ 1,424 $ 1,945 $ 3,371 $ 1,135 $ 418 $ 108 $ 0 $ 0 $ 8,401

Earnings Per Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Earnings per share in the table below, for the three month periods ended March 31, 2021 and 2020 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share (ASC 260). ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 3/31/2021 3/31/2020 Basic Net income available to common shareholders $ 25,626 $ 7,949 Less: income attributable to unvested stock-based compensation awards (186) (99) Net earnings allocated to common shareholders 25,440 7,850 Weighted average shares outstanding, including unvested stock-based compensation awards 14,912,502 14,904,067 Less: average unvested stock-based compensation awards (236,092) (185,119) Weighted average shares outstanding - Basic 14,676,410 14,718,948 Diluted Net earnings allocated to common shareholders 25,440 7,850 Weighted average shares outstanding - Basic 14,676,410 14,718,948 Plus: incremental shares from assumed conversion of stock-based compensation awards 81,148 55,321 Weighted average shares outstanding - Diluted 14,757,558 14,774,269 Basic EPS $ 1.73 $ 0.53 Diluted EPS $ 1.72 $ 0.53 Stock-based compensation awards representing 15,983 and 17,956 of common shares during the three months ended March 31, 2021 and 2020, respectively, were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	3 Months Ended
Other Comprehensive Income (Loss)	Mar. 31, 2021
Stockholders' Equity Note [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) The following tables present reclassifications out of the accumulated other comprehensive income (loss) for the three month periods ended March 31, 2021 and 2020. Three Months Ended March 31, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (33,439) $ 8,193 $ (25,246) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (329) 80 (249) Net unrealized gains/losses (33,768) 8,273 (25,495) Employee benefit plans: Amortization of net retirement plan actuarial gain 764 (187) 577 Amortization of net retirement plan prior service cost 56 (14) 42 Employee benefit plans 820 (201) 619 Other comprehensive (loss) income $ (32,948) $ 8,072 $ (24,876) Three Months Ended March 31, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 29,302 $ (7,179) $ 22,123 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (429) 105 (324) Net unrealized gains/losses 28,873 (7,074) 21,799 Employee benefit plans: Amortization of net retirement plan actuarial gain 601 (147) 454 Amortization of net retirement plan prior service cost 53 (13) 40 Employee benefit plans 654 (160) 494 Other comprehensive income $ 29,527 $ (7,234) $ 22,293 The following table presents the activity in our accumulated other comprehensive income (loss) for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (25,246) 0 (25,246) Amounts reclassified from accumulated other comprehensive (loss) income (249) 619 370 Net current-period other comprehensive (loss) income (25,495) 619 (24,876) Balance at March 31, 2021 $ (4,886) $ (52,064) $ (56,950) Balance at January 1, 2020 $ 4,039 $ (47,603) $ (43,564) Other comprehensive (loss) income before reclassifications 22,123 0 22,123 Amounts reclassified from accumulated other comprehensive (loss) income (324) 494 170 Net current-period other comprehensive income 21,799 494 22,293 Balance at March 31, 2020 $ 25,838 $ (47,109) $ (21,271) The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three months ended March 31, 2021 and 2020. Three Months Ended March 31, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 329 Net gain on securities transactions (80) Tax expense 249 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (764) Other operating expense Net retirement plan prior service cost (56) Other operating expense (820) Total before tax 201 Tax benefit $ (619) Net of tax Three Months Ended March 31, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 429 Net gain on securities transactions (105) Tax expense 324 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (601) Other operating expense Net retirement plan prior service cost (53) Other operating expense (654) Total before tax 160 Tax benefit $ (494) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - “Employee Benefit Plan”).

Employee Benefit Plan

Employee Benefit Plan	3 Months Ended
Employee Benefit Plan	Mar. 31, 2021
Retirement Benefits [Abstract]
Employee Benefit Plan	Employee Benefit Plan The following table sets forth the amount of the net periodic benefit cost recognized by the Company for the Company’s pension plan, post-retirement plan (Life and Health), and supplemental employee retirement plans (“SERP”) including the following components: service cost, interest cost, expected return on plan assets for the period, amortization of net retirement plan actuarial loss, and prior service cost recognized. Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits (In thousands) 3/31/2021 3/31/2020 3/31/2021 3/31/2020 3/31/2021 3/31/2020 Service cost $ 0 $ 0 $ 52 $ 41 $ 60 $ 46 Interest cost 487 641 54 64 199 240 Expected return on plan assets (1,415) (1,355) 0 0 0 0 Amortization of net retirement plan actuarial loss 383 350 74 26 307 225 Amortization of net retirement plan prior service (credit) cost 0 (3) (15) (15) 71 71 Net periodic benefit (income) cost $ (545) $ (367) $ 165 $ 116 $ 637 $ 582 The service component of net periodic benefit cost for the Company's benefit plans is recorded as a part of salaries and wages in the consolidated statements of income. All other components are recorded as part of other operating expenses in the consolidated statements of income. The Company realized approximately $619,000 and $494,000, net of tax, as amortization of amounts previously recognized in accumulated other comprehensive (loss) income, for the three months ended March 31, 2021 and 2020, respectively.

Other Income and Operating Expe

Other Income and Operating Expense	3 Months Ended
Other Income and Operating Expense	Mar. 31, 2021
Other Income and Expenses [Abstract]
Other Income and Operating Expense	Other Income and Operating Expense Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any periods presented below are stated separately. Three Months Ended (In thousands) 3/31/2021 3/31/2020 Noninterest Income Other service charges $ 720 $ 805 Earnings from corporate owned life insurance 541 324 Net gains on the sales of loans originated for sale 429 176 Other income 284 799 Total other income $ 1,974 $ 2,104 Noninterest Expenses Marketing expense $ 494 $ 941 Professional fees 1,894 1,835 Legal fees 220 222 Technology expense 2,927 2,863 Cardholder expense 787 829 Other expenses 4,983 5,185 Total other operating expense $ 11,305 $ 11,875

Revenue Recognition

Revenue Recognition	3 Months Ended
Revenue Recognition	Mar. 31, 2021
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition As stated in Note 1 - "Summary of Significant Accounting Policies," in the 2020 Annual Report on Form 10-K, the Company adopted ASU No. 2014-09 “Revenue from Contracts with Customers” (ASC 606) and all subsequent ASUs that modified ASC 606, on January 1, 2018. ASC 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of ASC 606. ASC 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of ASC 606. Insurance Commissions and Fees Insurance commissions and fees from insurance product sales are typically earned upon the effective date of bound coverage, as no significant performance obligation remains after coverage is bound. Commission revenue on policies billed in installments is now accrued based upon the completion of the performance obligation creating a current asset for the unbilled revenue until such time as an invoice is generated, typically not to exceed twelve months. The impact of these changes was not significant, but it will result in slight variances from quarter to quarter. Contingent commissions are estimated based upon management’s expectations for the year with an appropriate constraint applied and accrued relative to the recognition of the corresponding core commissions. Trust & Asset Management Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Mutual Fund & Investment Income Mutual fund and investment income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, investment advisory fees from the Company’s Strategic Asset Management Services (SAM) wealth management product. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value, recorded over time, usually monthly or quarterly, as net asset value is determined. Investment advisor fees from the wealth management product is earned over time and based on an annual percentage rate of the net asset value. The investment advisor fees are charged to the customer’s account in advance on the first month of the quarter, and the revenue is recognized over the following three-month period. The Company does engage a third party, LPL Financial, LLC (LPL), to satisfy part of this performance obligation, and therefore this income is reported net of any corresponding expenses paid to LPL. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. Card Services Income Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as MasterCard. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for fees and exchange are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Other service charges include revenue from processing wire and ACH transfers, lock box service and safe deposit box rental. Payment on these revenue streams is received primarily through a direct charge to the customer’s account, immediately or in the following month, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. The following table presents noninterest income, segregated by revenue streams, for the three months ended March 31, 2021 and 2020. Three Months Ended (In thousands) 03/31/2021 03/31/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 7,684 $ 7,385 Installment Billing 35 (30) Refund of Commissions (20) (127) Contract Liabilities/Deferred Revenue (1) (4) Contingent Commissions 1,468 821 Subtotal Insurance Revenues 9,166 8,045 Trust and Asset Management 3,366 2,943 Mutual Fund & Investment Income 1,307 1,259 Subtotal Investment Service Income 4,673 4,202 Service Charges on Deposit Accounts 1,470 1,983 Card Services Income 2,383 2,183 Other 300 314 Noninterest Income (in-scope of ASC 606) 17,992 16,727 Noninterest Income (out-of-scope of ASC 606) 1,991 2,233 Total Noninterest Income $ 19,983 $ 18,960 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration or before payment is due, which would result in contract receivables or assets, respectively. A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment or for which payment is due from the customer. The Company’s noninterest revenue streams, excluding some insurance commissions and fees, are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Receivables primarily consist of amounts due for insurance and wealth management services performed for which the Company's performance obligations have been fully satisfied. Receivables for the insurance and wealth management services amounted to $4.1 million and $2.1 million, respectively, at March 31, 2021, compared to $5.2 million and $2.2 million, respectively, at December 31, 2020. Additionally, the Company had contract assets related to contingent income of $489,000 and $2.5 million, respectively, at March 31, 2021 and 2020, and contract liabilities of $1.0 million and $2.0 million, respectively at March 31, 2021 and 2020. Contract Acquisition Costs In connection with the adoption of ASC 606, an entity is required to capitalize, and subsequently amortize into expense, certain incremental costs of obtaining a contract with a customer if these costs are expected to be recovered. The incremental costs of obtaining a contract are those costs that an entity incurs to obtain a contract with a customer that it would not have incurred if the contract had not been obtained (for example, sales commission). The Company utilizes the practical expedient which allows entities to immediately expense contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less. Upon adoption of ASC 606, the Company did not capitalize any contract acquisition costs.

Financial Guarantees

Financial Guarantees	3 Months Ended
Financial Guarantees	Mar. 31, 2021
Guarantees [Abstract]
Financial Guarantees	Financial Guarantees The Company currently does not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. The Company extends standby letters of credit to its customers in the normal course of business. The standby letters of credit are generally short-term. As of March 31, 2021, the Company’s maximum potential obligation under standby letters of credit was $32.9 million compared to $32.0 million at December 31, 2020. Management uses the same credit policies to extend standby letters of credit that it uses for on-balance sheet lending decisions and may require collateral to support standby letters of credit based upon its evaluation of the counterparty. Management does not anticipate any significant losses as a result of these transactions, and has determined that the fair value of standby letters of credit is not significant.

Segment and Related Information

Segment and Related Information	3 Months Ended
Segment and Related Information	Mar. 31, 2021
Segment Reporting [Abstract]
Segment and Related Information	Segment and Related Information The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, “Segment Reporting”: (i) banking (“Banking”), (ii) insurance (“Tompkins Insurance”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services, other than trust services, are managed separately from the Banking segment. Banking The Banking segment is primarily comprised of the Company’s four banking subsidiaries: Tompkins Trust Company, a commercial bank with fourteen banking offices located in Ithaca, NY and surrounding communities; The Bank of Castile (DBA Tompkins Bank of Castile), a commercial bank with sixteen banking offices located in the Genesee Valley region of New York State as well as Monroe County; Mahopac Bank (DBA Tompkins Mahopac Bank), a commercial bank with fourteen full-service banking offices located in the counties north of New York City; and VIST Bank (DBA Tompkins VIST Bank), a banking organization with twenty banking offices headquartered and operating in the areas surrounding southeastern Pennsylvania. Insurance The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc., a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Tompkins Insurance has five stand-alone offices in Western New York. Wealth Management The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Financial Advisors has offices in each of the Company’s four subsidiary banks. Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the Company's 2020 Annual Report on Form 10-K. Three months ended March 31, 2021 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 59,755 $ 0 $ 0 $ (1) $ 59,754 Interest expense 4,718 0 0 (1) 4,717 Net interest income 55,037 0 0 0 55,037 Provision for credit loss expense (2,510) 0 0 0 (2,510) Noninterest income 6,318 9,413 4,782 (530) 19,983 Noninterest expense 36,009 6,435 3,277 (530) 45,191 Income before income tax expense 27,856 2,978 1,505 0 32,339 Income tax expense 5,515 801 364 0 6,680 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 22,341 2,177 1,141 0 25,659 Less: Net income attributable to noncontrolling interests 33 0 0 0 33 Net Income attributable to Tompkins Financial Corporation $ 22,308 $ 2,177 $ 1,141 $ 0 $ 25,626 Depreciation and amortization $ 2,436 $ 56 $ 14 $ 0 $ 2,506 Assets 8,038,864 43,084 29,091 (15,697) 8,095,342 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 2,218 2,299 84 0 4,601 Net loans and leases 5,243,454 0 0 0 5,243,454 Deposits 6,961,266 0 0 (14,725) 6,946,541 Total Equity $ 650,326 $ 32,569 $ 27,041 $ 0 $ 709,936 Three months ended March 31, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 63,199 $ 1 $ 0 $ (1) $ 63,199 Interest expense 10,231 0 0 (1) 10,230 Net interest income 52,968 1 0 0 52,969 Provision for credit loss expense 16,294 0 0 0 16,294 Noninterest income 6,992 8,150 4,374 (556) 18,960 Noninterest expense 36,689 6,562 3,045 (556) 45,740 Income before income tax expense 6,977 1,589 1,329 0 9,895 Income tax expense 1,157 430 322 0 1,909 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 5,820 1,159 1,007 0 7,986 Less: Net income attributable to noncontrolling interests 37 0 0 0 37 Net Income attributable to Tompkins Financial Corporation $ 5,783 $ 1,159 $ 1,007 $ 0 $ 7,949 Depreciation and amortization $ 2,485 $ 59 $ 10 $ 0 $ 2,554 Assets 6,690,574 41,444 24,562 (13,466) 6,743,114 Goodwill 64,585 19,866 7,996 0 92,447 Other intangibles, net 2,972 2,741 134 0 5,847 Net loans and leases 4,885,418 0 0 0 4,885,418 Deposits 5,422,258 0 0 (12,895) 5,409,363 Total Equity $ 627,223 $ 32,632 $ 22,742 $ 0 $ 682,597

Fair Value Measurements

Fair Value Measurements	3 Months Ended
Fair Value Measurements	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements FASB ASC Topic 820, Fair Value Measurements and Disclosures, defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles and expands disclosures about fair value measurements. FASB ASC Topic 820 also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). Transfers between levels, when determined to be appropriate, are recognized at the end of each reporting period. The three levels of the fair value hierarchy under FASB ASC Topic 820 are: Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2 – Quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity). The following tables summarize financial assets and financial liabilities measured at fair value on a recurring basis as of March 31, 2021 and December 31, 2020, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements March 31, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 29,111 $ 0 $ 29,111 $ 0 Obligations of U.S. Government sponsored entities 787,787 0 787,787 0 Obligations of U.S. states and political subdivisions 119,321 0 119,321 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 142,204 0 142,204 0 U.S. Government sponsored entities 853,976 0 853,976 0 U.S. corporate debt securities 2,416 0 2,416 0 Total Available-for-sale debt securities $ 1,934,815 $ 0 $ 1,934,815 $ 0 Equity securities, at fair value $ 916 $ 0 $ 0 $ 916 Recurring Fair Value Measurements December 31, 2020 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities Obligations of U.S. Government sponsored entities 607,480 0 607,480 0 Obligations of U.S. states and political subdivisions 129,746 0 129,746 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 182,108 0 182,108 0 U.S. Government sponsored entities 705,480 0 705,480 0 U.S. corporate debt securities 2,379 0 2,379 0 Total Available-for-sale debt securities $ 1,627,193 $ 0 $ 1,627,193 $ 0 Equity securities, at fair value $ 929 $ 0 $ 0 $ 929 Securities: Fair values for U.S. Treasury securities are based on quoted market prices. Fair values for obligations of U.S. government sponsored entities, mortgage-backed securities-residential, obligations of U.S. states and political subdivisions, and U.S. corporate debt securities are based on quoted market prices, where available, as provided by third party pricing vendors. If quoted market prices were not available, fair values are based on quoted market prices of comparable instruments in active markets and/or based upon a matrix pricing methodology, which uses comprehensive interest rate tables to determine market price, movement and yield relationships. These securities are reviewed periodically to determine if there are any events or changes in circumstances that would adversely affect their value. The change in the fair value of equity securities valued using significant unobservable inputs (level 3), between December 31, 2020 and March 31, 2021, was immaterial. There were no transfers between Levels 1, 2 and 3 for the three months ended March 31, 2021. The Company determines fair value for its available-for-sale debt securities using an independent bond pricing service for identical assets or very similar securities. The Company determines fair value for its equity securities based on the underlying equity fund’s pricing and valuation procedures which consider recent sales price, market quotations from a pricing service, or market quotes from an independent broker-dealer. The Company has reviewed the pricing sources, including methodologies used, and finds them to be fairly stated. Certain assets are measured at fair value on a nonrecurring basis. For the Company, these include loans held for sale, collateral dependent loans, and other real estate owned (“OREO”). During the first quarter of 2021, certain collateral dependent evaluated loans were remeasured and reported at fair value through a specific valuation allowance and/or partial charge-offs for credit losses based upon the fair value of the underlying collateral. Collateral values are estimated using Level 2 inputs based upon observable market data. In addition to collateral dependent evaluated loans, certain other real estate owned were remeasured and reported at fair value based upon the fair value of the underlying collateral. The fair values of other real estate owned are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. In general, the fair values of other real estate owned are based upon appraisals, with discounts made to reflect estimated costs to sell the real estate. Upon initial recognition, fair value write-downs are taken through a charge-off to the allowance for credit losses. Subsequent fair value write-downs on other real estate owned are reported in other noninterest expense. Three months ended March 31, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 03/31/2021 Quoted prices in Significant other Significant Three months ended 03/31/2021 Collateral dependent $ 4,537 $ 0 $ 4,537 $ 0 $ 0 Three months ended March 31, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 03/31/2020 Quoted prices in Significant other Significant Three months ended 03/31/2020 Collateral dependent $ 4,893 $ 0 $ 4,893 $ 0 $ (1,290) Other real estate owned 220 0 220 0 (52) The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at March 31, 2021 and December 31, 2020. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. The fair value estimates, methods and assumptions set forth below for the Company's financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by U.S. GAAP and should be read in conjunction with the financial statements and notes included herein. For loans where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the loan to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. For real estate loans, fair value of the loan’s collateral is determined by third party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Company reviews the third party appraisal for appropriateness and adjusts the value downward to consider selling and closing costs, which typically range from 5% to 8% of the appraised value. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. Estimated Fair Value of Financial Instruments March 31, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 518,425 $ 518,425 $ 518,425 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 31,466 31,466 0 31,466 0 Loans/leases, net 1 5,243,454 5,264,218 0 4,537 5,259,681 Financial Liabilities: Time deposits $ 749,792 $ 755,432 $ 0 $ 755,432 $ 0 Other deposits 6,196,749 6,196,749 0 6,196,749 0 Fed funds purchased and securities sold under agreements to repurchase 47,496 47,496 0 47,496 0 Other borrowings 265,000 272,625 0 272,625 0 Trust preferred debentures 13,260 18,586 0 18,586 0 Accrued interest payable 1,606 1,606 0 1,606 0 Estimated Fair Value of Financial Instruments December 31, 2020 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 388,462 $ 388,462 $ 388,462 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 32,025 32,025 0 32,025 0 Loans/leases, net 1 5,208,658 5,226,301 0 22,171 5,204,130 Financial Liabilities: Time deposits $ 746,234 $ 753,045 $ 0 $ 753,045 $ 0 Other deposits 5,691,518 5,691,518 0 5,691,518 0 Fed funds purchased and securities sold under agreements to repurchase 65,845 65,845 0 65,845 0 Other borrowings 265,000 274,238 0 274,238 0 Trust preferred debentures 13,220 18,483 0 18,483 0 Accrued interest payable 1,727 1,727 0 1,727 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value. The following methods and assumptions were used in estimating fair value disclosures for financial instruments. Cash and Cash Equivalents: The carrying amounts reported in the Consolidated Statements of Condition for cash, noninterest-bearing deposits, money market funds, and Federal funds sold approximate the fair value of those assets. FHLB Stock: The carrying amount of FHLB stock approximates fair value. If the stock is redeemed, the Company will receive an amount equal to the par value of the stock. For miscellaneous equity securities, carrying value is cost. Loans and Leases: Fair value for loans are calculated using an exit price notion. The Company's valuation methodology takes into account factors such as estimated cash flows, including contractual cash flow and assumptions for prepayments; liquidity risk; and credit risk. The fair values of residential loans were estimated using discounted cash flow analyses, based upon available market benchmarks for rates and prepayment assumptions. The fair values of commercial and consumer loans were estimated using discounted cash flow analyses, based upon interest rates currently offered for loans and leases with similar terms and credit quality. The fair values of loans held for sale were determined based upon contractual prices for loans with similar characteristics. Accrued Interest Receivable and Accrued Interest Payable: The carrying amount of these short term instruments approximate fair value. Deposits: The fair values disclosed for noninterest bearing accounts and accounts with no stated maturities are equal to the amount payable on demand at the reporting date. The fair value of time deposits is based upon discounted cash flow analyses using rates offered for FHLB advances, which is the Company’s primary alternative source of funds. Trust Preferred Debentures: The fair value of the trust preferred debentures has been estimated using a discounted cash flow analysis which uses a discount factor of a market spread over current interest rates for similar instruments.

Securities (Tables)

Securities (Tables)	3 Months Ended
Securities (Tables)	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Schedule of available for sale securities	The following table summarizes available-for-sale debt securities held by the Company at March 31, 2021: Available-for-Sale Debt Securities March 31, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 29,634 $ 0 $ 523 $ 29,111 Obligations of U.S. Government sponsored entities 793,360 8,063 13,636 787,787 Obligations of U.S. states and political subdivisions 117,242 2,286 207 119,321 Mortgage-backed securities – residential, issued by U.S. Government agencies 141,110 2,163 1,069 142,204 U.S. Government sponsored entities 857,438 9,999 13,461 853,976 U.S. corporate debt securities 2,500 0 84 2,416 Total available-for-sale debt securities $ 1,941,284 $ 22,511 $ 28,980 $ 1,934,815 The following table summarizes available-for-sale debt securities held by the Company at December 31, 2020: Available-for-Sale Debt Securities December 31, 2020 Amortized Gross Gross Fair Value (In thousands) Obligations of U.S. Government sponsored entities 599,652 9,820 1,992 607,480 Obligations of U.S. states and political subdivisions 126,642 3,144 40 129,746 Mortgage-backed securities – residential, issued by U.S. Government agencies 179,538 3,216 646 182,108 U.S. Government sponsored entities 691,562 14,593 675 705,480 U.S. corporate debt securities 2,500 0 121 2,379 Total available-for-sale debt securities $ 1,599,894 $ 30,773 $ 3,474 $ 1,627,193
Schedule of available for sale securities with unrealized losses	The following table summarizes available-for-sale debt securities that had unrealized losses at March 31, 2021: Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 29,111 $ 523 $0 $0 $ 29,111 $ 523 Obligations of U.S. Government sponsored entities 531,501 13,636 0 0 531,501 13,636 Obligations of U.S. states and political subdivisions 19,227 207 0 0 19,227 207 Mortgage-backed securities – residential, issued by U.S. Government agencies 55,053 642 4,736 427 59,789 1,069 U.S. Government sponsored entities 471,855 13,347 5,378 114 477,233 13,461 U.S. corporate debt securities 0 0 2,416 84 2,416 84 Total available-for-sale debt securities $ 1,106,747 $ 28,355 $ 12,530 $ 625 $ 1,119,277 $ 28,980 The following table summarizes available-for-sale debt securities that had unrealized losses at December 31, 2020: Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government sponsored entities $ 310,711 $ 1,992 $ 0 $ 0 $ 310,711 $ 1,992 Obligations of U.S. states and political subdivisions 8,868 40 0 0 8,868 40 Mortgage-backed securities – residential, issued by U.S. Government agencies 10,560 396 1,819 250 12,379 646 U.S. Government sponsored entities 87,643 586 5,068 89 92,711 675 U.S. corporate debt securities 0 0 2,379 121 2,379 121 Total available-for-sale debt securities $ 417,782 $ 3,014 $ 9,266 $ 460 $ 427,048 $ 3,474
Schedule of amortized cost and estimated fair value of debt securities by contractual maturity	The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. March 31, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 76,967 $ 77,746 Due after one year through five years 427,769 432,308 Due after five years through ten years 372,692 363,992 Due after ten years 65,308 64,589 Total 942,736 938,635 Mortgage-backed securities 998,548 996,180 Total available-for-sale debt securities $ 1,941,284 $ 1,934,815 December 31, 2020 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 54,484 $ 55,008 Due after one year through five years 379,044 388,132 Due after five years through ten years 228,572 229,107 Due after ten years 66,694 67,358 Total 728,794 739,605 Mortgage-backed securities 871,100 887,588 Total available-for-sale debt securities $ 1,599,894 $ 1,627,193

Loans and Leases (Tables)

Loans and Leases (Tables)	3 Months Ended
Loans and Leases (Tables)	Mar. 31, 2021
Loans and Leases Receivable Disclosure [Abstract]
Schedule of loans and leases	Loans and Leases at March 31, 2021 and December 31, 2020 were as follows: (In thousands) 03/31/2021 12/31/2020 Commercial and industrial Agriculture $ 80,692 $ 94,489 Commercial and industrial other 762,956 792,987 PPP loans* 370,007 291,252 Subtotal commercial and industrial 1,213,655 1,178,728 Commercial real estate Construction 176,730 163,016 Agriculture 200,211 201,866 Commercial real estate other 2,202,898 2,204,310 Subtotal commercial real estate 2,579,839 2,569,192 Residential real estate Home equity 192,902 200,827 Mortgages 1,233,578 1,235,160 Subtotal residential real estate 1,426,480 1,435,987 Consumer and other Indirect 7,447 8,401 Consumer and other 63,969 61,399 Subtotal consumer and other 71,416 69,800 Leases 15,056 14,203 Total loans and leases 5,306,446 5,267,910 Less: unearned income and deferred costs and fees (13,653) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 5,292,793 $ 5,260,327 *SBA Paycheck Protection Program ("PPP")
Schedule of age analysis of past due loans	March 31, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 42 $ 0 $ 42 $ 84 $ 80,608 $ 80,692 Commercial and industrial other 146 11 665 822 762,134 762,956 PPP loans 0 0 0 0 370,007 370,007 Subtotal commercial and industrial 188 11 707 906 1,212,749 1,213,655 Commercial real estate Construction 279 0 0 279 176,451 176,730 Agriculture 0 0 0 0 200,211 200,211 Commercial real estate other 0 0 7,564 7,564 2,195,334 2,202,898 Subtotal commercial real estate 279 0 7,564 7,843 2,571,996 2,579,839 Residential real estate Home equity 109 46 1,185 1,340 191,562 192,902 Mortgages 518 394 3,814 4,726 1,228,852 1,233,578 Subtotal residential real estate 627 440 4,999 6,066 1,420,414 1,426,480 Consumer and other Indirect 139 41 46 226 7,221 7,447 Consumer and other 60 5 78 143 63,826 63,969 Subtotal consumer and other 199 46 124 369 71,047 71,416 Leases 0 0 0 0 15,056 15,056 Total loans and leases 1,293 497 13,394 15,184 5,291,262 5,306,446 Less: unearned income and deferred costs and fees 0 0 0 0 (13,653) (13,653) Total loans and leases, net of unearned income and deferred costs and fees $ 1,293 $ 497 $ 13,394 $ 15,184 $ 5,277,609 $ 5,292,793 December 31, 2020 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 18 $ 0 $ 18 $ 94,471 $ 94,489 Commercial and industrial other 44 7 1,516 1,567 791,420 792,987 PPP loans 0 0 0 0 291,252 291,252 Subtotal commercial and industrial 44 25 1,516 1,585 1,177,143 1,178,728 Commercial real estate Construction 0 0 0 0 163,016 163,016 Agriculture 263 0 0 263 201,603 201,866 Commercial real estate other 0 0 7,125 7,125 2,197,185 2,204,310 Subtotal commercial real estate 263 0 7,125 7,388 2,561,804 2,569,192 Residential real estate Home equity 713 224 1,126 2,063 198,764 200,827 Mortgages 521 879 4,210 5,610 1,229,550 1,235,160 Subtotal residential real estate 1,234 1,103 5,336 7,673 1,428,314 1,435,987 Consumer and other Indirect 175 35 91 301 8,100 8,401 Consumer and other 115 18 232 365 61,034 61,399 Subtotal consumer and other 290 53 323 666 69,134 69,800 Leases 0 0 0 0 14,203 14,203 Total loans and leases 1,831 1,181 14,300 17,312 5,250,598 5,267,910 Less: unearned income and deferred costs and fees 0 0 0 0 (7,583) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 1,831 $ 1,181 $ 14,300 $ 17,312 $ 5,243,015 $ 5,260,327
Nonaccrual loans	The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2021 and December 31, 2020. March 31, 2021 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 732 $ 768 $ 0 Subtotal commercial and industrial 732 768 0 Commercial real estate Agriculture 0 115 0 Commercial real estate other 27,305 27,732 0 Subtotal commercial real estate 27,305 27,847 0 Residential real estate Home equity 408 2,909 0 Mortgages 1,071 9,836 0 Subtotal residential real estate 1,479 12,745 0 Consumer and other Indirect 3 163 0 Consumer and other 0 133 0 Subtotal consumer and other 3 296 0 Leases 0 0 0 Total loans and leases $ 29,519 $ 41,656 $ 0

Allowance for Loan and Lease _2

Allowance for Loan and Lease Losses (Tables)	3 Months Ended
Allowance for Loan and Lease Losses (Tables)	Mar. 31, 2021
Receivables [Abstract]
Schedule of originated and acquired loan and lease losses by portfolio segment	Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended March 31, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (116) 0 0 (91) 0 (207) Recoveries 97 213 34 43 0 387 Provision (credit) for credit loss expense (1,470) (292) (821) 69 4 (2,510) Ending Balance $ 7,750 $ 30,467 $ 9,470 $ 1,583 $ 69 $ 49,339 Three Months Ended March 31, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance, prior to adoption of ASU 2016-13 $ 10,541 $ 21,608 $ 6,381 $ 1,362 $ 0 39,892 Impact of adopting ASU 2016-13 (2,008) (5,917) 4,459 850 82 (2,534) Charge-offs (1) (1,290) (2) (137) 0 (1,430) Recoveries 16 18 79 69 0 182 Provision (credit) for credit loss expense 3,117 8,027 5,413 (261) (2) 16,294 Ending Balance $ 11,665 $ 22,446 $ 16,330 $ 1,883 $ 80 $ 52,404 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation March 31, 2021 Commercial and Industrial $ 93 $ 549 $ 517 $ 1,159 $ 5 Commercial Real Estate 26,542 105 0 26,647 184 Total $ 26,635 $ 654 $ 517 $ 27,806 $ 189 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2020 Commercial and Industrial $ 103 $ 582 $ 110 $ 795 $ 122 Commercial Real Estate 24,277 1,418 0 25,695 186 Total $ 24,380 $ 2,000 $ 110 $ 26,490 $ 308
Schedule of troubled debt restructurings	The following table presents information on loans modified in a TDR during the period ended March 31, 2020. Post-modification amounts are presented as of March 31, 2020. March 31, 2020 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Commercial real estate Commercial real estate other 0 $ 0 $ 0 1 $ 37 Residential real estate Home equity 1 2 121 121 1 87 Total 2 $ 121 $ 121 2 $ 124 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended March 31, 2020 that had been restructured in the prior twelve months.
Schedule of credit quality indicators on loans by class of commercial and industrial loans and commercial real estate loans	The following tables present credit quality indicators by total loans on an amortized cost basis by origination year as of March 31, 2021 and December 31, 2020. March 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 39,717 $ 69,614 $ 68,152 $ 52,359 $ 54,137 $ 318,853 $ 149,103 $ 167 $ 752,102 Special Mention 29 899 345 341 697 1,810 2,197 0 6,318 Substandard 30 409 304 878 396 873 1,646 0 4,536 Total Commercial & Industrial - Other $ 39,776 $ 70,922 $ 68,801 $ 53,578 $ 55,230 $ 321,536 $ 152,946 $ 167 $ 762,956 Commercial and Industrial - PPP: Pass $ 200,794 $ 169,213 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 370,007 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 200,794 $ 169,213 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 370,007 Commercial and Industrial - Agriculture: Pass $ 613 $ 9,851 $ 7,253 $ 10,446 $ 6,575 $ 4,668 $ 33,804 $ 295 $ 73,505 Special Mention 0 0 0 27 681 0 1,586 0 2,294 Substandard 0 96 72 0 156 2,300 2,269 0 4,893 Total Commercial and Industrial - Agriculture $ 613 $ 9,947 $ 7,325 $ 10,473 $ 7,412 $ 6,968 $ 37,659 $ 295 $ 80,692 Commercial Real Estate Pass $ 51,512 $ 272,752 $ 246,240 $ 225,940 $ 232,958 $ 924,083 $ 93,777 $ 698 $ 2,047,960 Special Mention 0 36 13,000 3,892 4,613 80,088 139 0 101,768 Substandard 0 0 4,933 18,540 6,172 23,231 294 0 53,170 Total Commercial Real Estate $ 51,512 $ 272,788 $ 264,173 $ 248,372 $ 243,743 $ 1,027,402 $ 94,210 $ 698 $ 2,202,898 Commercial Real Estate - Agriculture: Pass $ 4,538 $ 22,338 $ 33,141 $ 43,997 $ 21,536 $ 56,972 $ 6,116 $ 2,100 $ 190,738 Special Mention 0 1,946 0 592 1,353 1,047 49 0 4,987 Substandard 0 0 0 0 1,776 2,011 699 0 4,486 Total Commercial Real Estate - Agriculture $ 4,538 $ 24,284 $ 33,141 $ 44,589 $ 24,665 $ 60,030 $ 6,864 $ 2,100 $ 200,211 Commercial Real Estate - Construction Pass $ 1,740 $ 15,365 $ 19,350 $ 7,792 $ 2,447 $ 3,283 $ 120,952 $ 4,464 $ 175,393 Special Mention 0 0 0 0 0 404 615 0 1,019 Substandard 0 0 0 0 0 318 0 0 318 Total Commercial Real Estate - Construction $ 1,740 $ 15,365 $ 19,350 $ 7,792 $ 2,447 $ 4,005 $ 121,567 $ 4,464 $ 176,730 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 91,597 $ 72,639 $ 56,191 $ 60,714 $ 33,402 $ 301,027 $ 149,969 $ 16,301 $ 781,840 Special Mention 1,064 367 344 912 2,045 228 1,331 0 6,291 Substandard 412 305 933 485 292 783 1,646 0 4,856 Total Commercial & Industrial - Other $ 93,073 $ 73,311 $ 57,468 $ 62,111 $ 35,739 $ 302,038 $ 152,946 $ 16,301 $ 792,987 Commercial and Industrial - Agriculture: Pass $ 11,536 $ 8,005 $ 11,162 $ 6,531 $ 3,539 $ 2,599 $ 41,936 $ 1,340 $ 86,648 Special Mention 0 0 28 729 0 0 2080 0 2837 Substandard 99 83 0 202 0 2308 2312 0 5004 Total Commercial and Industrial - Agriculture $ 11,635 $ 8,088 $ 11,190 $ 7,462 $ 3,539 $ 4,907 $ 46,328 $ 1,340 $ 94,489 Commercial and Industrial - PPP: Pass $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Commercial Real Estate Pass $ 278,747 $ 246,331 $ 232,651 $ 237,487 $ 290,106 $ 664,027 $ 33,117 $ 64,903 $ 2,047,369 Special Mention 35 13,016 5,612 4,654 34,310 46,074 203 0 103,904 Substandard 0 4,933 18,395 6,172 5,625 17,610 302 0 53,037 Total Commercial Real Estate $ 278,782 $ 264,280 $ 256,658 $ 248,313 $ 330,041 $ 727,711 $ 33,622 $ 64,903 $ 2,204,310 Commercial Real Estate - Agriculture: Pass $ 22,440 $ 35,081 $ 44,519 $ 22,356 $ 17,081 $ 44,559 $ 919 $ 5,602 $ 192,557 Special Mention 1,960 0 575 1,366 1,053 6 49 0 5,009 Substandard 0 0 0 1,777 713 1,527 283 0 4,300 Total Commercial Real Estate - Agriculture $ 24,400 $ 35,081 $ 45,094 $ 25,499 $ 18,847 $ 46,092 $ 1,251 $ 5,602 $ 201,866 Commercial Real Estate - Construction Pass $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 6,682 $ 85,513 $ 21,051 $ 160,772 Special Mention 0 0 0 0 0 467 1,453 0 1,920 Substandard 0 0 0 0 0 324 0 0 324 Total Commercial Real Estate - Construction $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 7,473 $ 86,966 $ 21,051 $ 163,016 The following tables present credit quality indicators by total loans on an amortized cost basis by origination year as of March 31, 2021 and December 31, 2020, continued. March 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 132 $ 1,372 $ 3,533 $ 895 $ 1,353 $ 104 $ 181,932 $ 672 $ 189,993 Nonperforming 0 0 18 0 0 677 2,214 0 2,909 Total Residential - Home Equity $ 132 $ 1,372 $ 3,551 $ 895 $ 1,353 $ 781 $ 184,146 $ 672 $ 192,902 Residential - Mortgages Performing $ 69,755 $ 297,688 $ 185,225 $ 116,236 $ 145,978 $ 394,149 $ 14,515 $ 196 $ 1,223,742 Nonperforming 0 0 0 451 701 8,642 42 0 9,836 Total Residential - Mortgages $ 69,755 $ 297,688 $ 185,225 $ 116,687 $ 146,679 $ 402,791 $ 14,557 $ 196 $ 1,233,578 Consumer - Direct Performing $ 7,664 $ 13,471 $ 10,291 $ 7,405 $ 6,165 $ 12,209 $ 6,631 $ 0 $ 63,836 Nonperforming 0 0 39 81 13 0 0 0 133 Total Consumer - Direct $ 7,664 $ 13,471 $ 10,330 $ 7,486 $ 6,178 $ 12,209 $ 6,631 $ 0 $ 63,969 Consumer - Indirect Performing $ 351 $ 1,304 $ 2,583 $ 1,873 $ 844 $ 329 $ 0 $ 0 $ 7,284 Nonperforming 0 0 68 58 0 37 0 0 163 Total Consumer Indirect $ 351 $ 1,304 $ 2,651 $ 1,931 $ 844 $ 366 $ 0 $ 0 $ 7,447

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2021
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	Earnings per share in the table below, for the three month periods ended March 31, 2021 and 2020 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share (ASC 260). ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 3/31/2021 3/31/2020 Basic Net income available to common shareholders $ 25,626 $ 7,949 Less: income attributable to unvested stock-based compensation awards (186) (99) Net earnings allocated to common shareholders 25,440 7,850 Weighted average shares outstanding, including unvested stock-based compensation awards 14,912,502 14,904,067 Less: average unvested stock-based compensation awards (236,092) (185,119) Weighted average shares outstanding - Basic 14,676,410 14,718,948 Diluted Net earnings allocated to common shareholders 25,440 7,850 Weighted average shares outstanding - Basic 14,676,410 14,718,948 Plus: incremental shares from assumed conversion of stock-based compensation awards 81,148 55,321 Weighted average shares outstanding - Diluted 14,757,558 14,774,269 Basic EPS $ 1.73 $ 0.53 Diluted EPS $ 1.72 $ 0.53

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
Other Comprehensive Income (Loss) (Tables)	Mar. 31, 2021
Stockholders' Equity Note [Abstract]
Schedule of tax effect allocated to each component of other comprehensive income	The following tables present reclassifications out of the accumulated other comprehensive income (loss) for the three month periods ended March 31, 2021 and 2020. Three Months Ended March 31, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (33,439) $ 8,193 $ (25,246) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (329) 80 (249) Net unrealized gains/losses (33,768) 8,273 (25,495) Employee benefit plans: Amortization of net retirement plan actuarial gain 764 (187) 577 Amortization of net retirement plan prior service cost 56 (14) 42 Employee benefit plans 820 (201) 619 Other comprehensive (loss) income $ (32,948) $ 8,072 $ (24,876) Three Months Ended March 31, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 29,302 $ (7,179) $ 22,123 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (429) 105 (324) Net unrealized gains/losses 28,873 (7,074) 21,799 Employee benefit plans: Amortization of net retirement plan actuarial gain 601 (147) 454 Amortization of net retirement plan prior service cost 53 (13) 40 Employee benefit plans 654 (160) 494 Other comprehensive income $ 29,527 $ (7,234) $ 22,293
Schedule of accumulated other comprehensive income	The following table presents the activity in our accumulated other comprehensive income (loss) for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (25,246) 0 (25,246) Amounts reclassified from accumulated other comprehensive (loss) income (249) 619 370 Net current-period other comprehensive (loss) income (25,495) 619 (24,876) Balance at March 31, 2021 $ (4,886) $ (52,064) $ (56,950) Balance at January 1, 2020 $ 4,039 $ (47,603) $ (43,564) Other comprehensive (loss) income before reclassifications 22,123 0 22,123 Amounts reclassified from accumulated other comprehensive (loss) income (324) 494 170 Net current-period other comprehensive income 21,799 494 22,293 Balance at March 31, 2020 $ 25,838 $ (47,109) $ (21,271) The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three months ended March 31, 2021 and 2020. Three Months Ended March 31, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 329 Net gain on securities transactions (80) Tax expense 249 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (764) Other operating expense Net retirement plan prior service cost (56) Other operating expense (820) Total before tax 201 Tax benefit $ (619) Net of tax Three Months Ended March 31, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 429 Net gain on securities transactions (105) Tax expense 324 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (601) Other operating expense Net retirement plan prior service cost (53) Other operating expense (654) Total before tax 160 Tax benefit $ (494) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - “Employee Benefit Plan”).

Employee Benefit Plan (Tables)

Employee Benefit Plan (Tables)	3 Months Ended
Employee Benefit Plan (Tables)	Mar. 31, 2021
Retirement Benefits [Abstract]
Schedule of net periodic benefit cost and other comprehensive income	Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits (In thousands) 3/31/2021 3/31/2020 3/31/2021 3/31/2020 3/31/2021 3/31/2020 Service cost $ 0 $ 0 $ 52 $ 41 $ 60 $ 46 Interest cost 487 641 54 64 199 240 Expected return on plan assets (1,415) (1,355) 0 0 0 0 Amortization of net retirement plan actuarial loss 383 350 74 26 307 225 Amortization of net retirement plan prior service (credit) cost 0 (3) (15) (15) 71 71 Net periodic benefit (income) cost $ (545) $ (367) $ 165 $ 116 $ 637 $ 582

Other Income and Operating Ex_2

Other Income and Operating Expense (Tables)	3 Months Ended
Other Income and Operating Expense (Tables)	Mar. 31, 2021
Other Income and Expenses [Abstract]
Schedule of other income and operating expense	Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any periods presented below are stated separately. Three Months Ended (In thousands) 3/31/2021 3/31/2020 Noninterest Income Other service charges $ 720 $ 805 Earnings from corporate owned life insurance 541 324 Net gains on the sales of loans originated for sale 429 176 Other income 284 799 Total other income $ 1,974 $ 2,104 Noninterest Expenses Marketing expense $ 494 $ 941 Professional fees 1,894 1,835 Legal fees 220 222 Technology expense 2,927 2,863 Cardholder expense 787 829 Other expenses 4,983 5,185 Total other operating expense $ 11,305 $ 11,875

Revenue Recognition (Tables)

Revenue Recognition (Tables)	3 Months Ended
Revenue Recognition (Tables)	Mar. 31, 2021
Revenue from Contract with Customer [Abstract]
Disaggregation of Noninterest Income	The following table presents noninterest income, segregated by revenue streams, for the three months ended March 31, 2021 and 2020. Three Months Ended (In thousands) 03/31/2021 03/31/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 7,684 $ 7,385 Installment Billing 35 (30) Refund of Commissions (20) (127) Contract Liabilities/Deferred Revenue (1) (4) Contingent Commissions 1,468 821 Subtotal Insurance Revenues 9,166 8,045 Trust and Asset Management 3,366 2,943 Mutual Fund & Investment Income 1,307 1,259 Subtotal Investment Service Income 4,673 4,202 Service Charges on Deposit Accounts 1,470 1,983 Card Services Income 2,383 2,183 Other 300 314 Noninterest Income (in-scope of ASC 606) 17,992 16,727 Noninterest Income (out-of-scope of ASC 606) 1,991 2,233 Total Noninterest Income $ 19,983 $ 18,960

Segment and Related Informati_2

Segment and Related Information (Table)	3 Months Ended
Segment and Related Information (Table)	Mar. 31, 2021
Segment Reporting [Abstract]
Schedule of segment and related information	Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the Company's 2020 Annual Report on Form 10-K. Three months ended March 31, 2021 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 59,755 $ 0 $ 0 $ (1) $ 59,754 Interest expense 4,718 0 0 (1) 4,717 Net interest income 55,037 0 0 0 55,037 Provision for credit loss expense (2,510) 0 0 0 (2,510) Noninterest income 6,318 9,413 4,782 (530) 19,983 Noninterest expense 36,009 6,435 3,277 (530) 45,191 Income before income tax expense 27,856 2,978 1,505 0 32,339 Income tax expense 5,515 801 364 0 6,680 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 22,341 2,177 1,141 0 25,659 Less: Net income attributable to noncontrolling interests 33 0 0 0 33 Net Income attributable to Tompkins Financial Corporation $ 22,308 $ 2,177 $ 1,141 $ 0 $ 25,626 Depreciation and amortization $ 2,436 $ 56 $ 14 $ 0 $ 2,506 Assets 8,038,864 43,084 29,091 (15,697) 8,095,342 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 2,218 2,299 84 0 4,601 Net loans and leases 5,243,454 0 0 0 5,243,454 Deposits 6,961,266 0 0 (14,725) 6,946,541 Total Equity $ 650,326 $ 32,569 $ 27,041 $ 0 $ 709,936 Three months ended March 31, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 63,199 $ 1 $ 0 $ (1) $ 63,199 Interest expense 10,231 0 0 (1) 10,230 Net interest income 52,968 1 0 0 52,969 Provision for credit loss expense 16,294 0 0 0 16,294 Noninterest income 6,992 8,150 4,374 (556) 18,960 Noninterest expense 36,689 6,562 3,045 (556) 45,740 Income before income tax expense 6,977 1,589 1,329 0 9,895 Income tax expense 1,157 430 322 0 1,909 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 5,820 1,159 1,007 0 7,986 Less: Net income attributable to noncontrolling interests 37 0 0 0 37 Net Income attributable to Tompkins Financial Corporation $ 5,783 $ 1,159 $ 1,007 $ 0 $ 7,949 Depreciation and amortization $ 2,485 $ 59 $ 10 $ 0 $ 2,554 Assets 6,690,574 41,444 24,562 (13,466) 6,743,114 Goodwill 64,585 19,866 7,996 0 92,447 Other intangibles, net 2,972 2,741 134 0 5,847 Net loans and leases 4,885,418 0 0 0 4,885,418 Deposits 5,422,258 0 0 (12,895) 5,409,363 Total Equity $ 627,223 $ 32,632 $ 22,742 $ 0 $ 682,597

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
Fair Value Measurements (Tables)	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value on a recurring basis	The following tables summarize financial assets and financial liabilities measured at fair value on a recurring basis as of March 31, 2021 and December 31, 2020, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements March 31, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 29,111 $ 0 $ 29,111 $ 0 Obligations of U.S. Government sponsored entities 787,787 0 787,787 0 Obligations of U.S. states and political subdivisions 119,321 0 119,321 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 142,204 0 142,204 0 U.S. Government sponsored entities 853,976 0 853,976 0 U.S. corporate debt securities 2,416 0 2,416 0 Total Available-for-sale debt securities $ 1,934,815 $ 0 $ 1,934,815 $ 0 Equity securities, at fair value $ 916 $ 0 $ 0 $ 916 Recurring Fair Value Measurements December 31, 2020 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities Obligations of U.S. Government sponsored entities 607,480 0 607,480 0 Obligations of U.S. states and political subdivisions 129,746 0 129,746 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 182,108 0 182,108 0 U.S. Government sponsored entities 705,480 0 705,480 0 U.S. corporate debt securities 2,379 0 2,379 0 Total Available-for-sale debt securities $ 1,627,193 $ 0 $ 1,627,193 $ 0 Equity securities, at fair value $ 929 $ 0 $ 0 $ 929
Schedule of assets and liabilities measured at fair value on a non recurring basis	Three months ended March 31, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 03/31/2021 Quoted prices in Significant other Significant Three months ended 03/31/2021 Collateral dependent $ 4,537 $ 0 $ 4,537 $ 0 $ 0 Three months ended March 31, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 03/31/2020 Quoted prices in Significant other Significant Three months ended 03/31/2020 Collateral dependent $ 4,893 $ 0 $ 4,893 $ 0 $ (1,290) Other real estate owned 220 0 220 0 (52)
Schedule of carrying amount and fair value of financial instruments	Estimated Fair Value of Financial Instruments March 31, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 518,425 $ 518,425 $ 518,425 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 31,466 31,466 0 31,466 0 Loans/leases, net 1 5,243,454 5,264,218 0 4,537 5,259,681 Financial Liabilities: Time deposits $ 749,792 $ 755,432 $ 0 $ 755,432 $ 0 Other deposits 6,196,749 6,196,749 0 6,196,749 0 Fed funds purchased and securities sold under agreements to repurchase 47,496 47,496 0 47,496 0 Other borrowings 265,000 272,625 0 272,625 0 Trust preferred debentures 13,260 18,586 0 18,586 0 Accrued interest payable 1,606 1,606 0 1,606 0 Estimated Fair Value of Financial Instruments December 31, 2020 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 388,462 $ 388,462 $ 388,462 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 32,025 32,025 0 32,025 0 Loans/leases, net 1 5,208,658 5,226,301 0 22,171 5,204,130 Financial Liabilities: Time deposits $ 746,234 $ 753,045 $ 0 $ 753,045 $ 0 Other deposits 5,691,518 5,691,518 0 5,691,518 0 Fed funds purchased and securities sold under agreements to repurchase 65,845 65,845 0 65,845 0 Other borrowings 265,000 274,238 0 274,238 0 Trust preferred debentures 13,220 18,483 0 18,483 0 Accrued interest payable 1,727 1,727 0 1,727 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value.

Business - Narrative (Details)

Business - Narrative (Details)	3 Months Ended
Business - Narrative (Details)	Mar. 31, 2021subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of wholly owned subsidiaries	4

Securities - Schedule of Availa

Securities - Schedule of Available-for-Sales Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	$ 1,941,284	$ 1,599,894
Gross Unrealized Gains	22,511	30,773
Gross Unrealized Losses	28,980	3,474
Fair Value	1,934,815	1,627,193
U.S. Treasuries
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	29,634
Gross Unrealized Gains	0
Gross Unrealized Losses	523
Fair Value	29,111
Obligations of U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	793,360	599,652
Gross Unrealized Gains	8,063	9,820
Gross Unrealized Losses	13,636	1,992
Fair Value	787,787	607,480
Obligations of U.S. states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	117,242	126,642
Gross Unrealized Gains	2,286	3,144
Gross Unrealized Losses	207	40
Fair Value	119,321	129,746
U.S. Government agencies
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	141,110	179,538
Gross Unrealized Gains	2,163	3,216
Gross Unrealized Losses	1,069	646
Fair Value	142,204	182,108
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	857,438	691,562
Gross Unrealized Gains	9,999	14,593
Gross Unrealized Losses	13,461	675
Fair Value	853,976	705,480
U.S. corporate debt securities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale securities, at amortized cost	2,500	2,500
Gross Unrealized Gains	0	0
Gross Unrealized Losses	84	121
Fair Value	$ 2,416	$ 2,379

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
Securities - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Mar. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Realized gain on available for sale debt securities	$ 329	$ 178
Realized losses on available for sale debt securities	0	0
Realized gains on called securities	0	251
Gain on equity securities	12	$ 14
Federal Home Loan Bank New York (FHLBNY)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, amount of advances	11,000
Federal Home Loan Bank Pittsburgh (FHLBPITT)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, amount of advances	5,200
Atlantic Central Bankers Bank (ACBB)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, amount of advances	$ 95

Securities - Securities with Un

Securities - Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Available-for-sale securities
Fair value, less than 12 months	$ 1,106,747	$ 417,782
Unrealized losses, less than 12 months	28,355	3,014
Fair value, 12 months or longer	12,530	9,266
Unrealized losses, 12 months or longer	625	460
Fair Value	1,119,277	427,048
Unrealized Losses	28,980	3,474
U.S. Treasuries
Available-for-sale securities
Fair value, less than 12 months	29,111
Unrealized losses, less than 12 months	523
Fair value, 12 months or longer	0
Unrealized losses, 12 months or longer	0
Fair Value	29,111
Unrealized Losses	523
Obligations of U.S. Government sponsored entities
Available-for-sale securities
Fair value, less than 12 months	531,501	310,711
Unrealized losses, less than 12 months	13,636	1,992
Fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Fair Value	531,501	310,711
Unrealized Losses	13,636	1,992
Obligations of U.S. states and political subdivisions
Available-for-sale securities
Fair value, less than 12 months	19,227	8,868
Unrealized losses, less than 12 months	207	40
Fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Fair Value	19,227	8,868
Unrealized Losses	207	40
U.S. Government agencies
Available-for-sale securities
Fair value, less than 12 months	55,053	10,560
Unrealized losses, less than 12 months	642	396
Fair value, 12 months or longer	4,736	1,819
Unrealized losses, 12 months or longer	427	250
Fair Value	59,789	12,379
Unrealized Losses	1,069	646
U.S. Government sponsored entities
Available-for-sale securities
Fair value, less than 12 months	471,855	87,643
Unrealized losses, less than 12 months	13,347	586
Fair value, 12 months or longer	5,378	5,068
Unrealized losses, 12 months or longer	114	89
Fair Value	477,233	92,711
Unrealized Losses	13,461	675
U.S. corporate debt securities
Available-for-sale securities
Fair value, less than 12 months	0	0
Unrealized losses, less than 12 months	0	0
Fair value, 12 months or longer	2,416	2,379
Unrealized losses, 12 months or longer	84	121
Fair Value	2,416	2,379
Unrealized Losses	$ 84	$ 121

Securities - Available for Sale

Securities - Available for Sale Securities Amortized Cost and Estimated Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Amortized Cost
Amortized Cost	$ 1,941,284	$ 1,599,894
Fair Value
Fair Value	1,934,815	1,627,193
Total available-for-sale securities
Amortized Cost
Due in one year or less	76,967	54,484
Due after one year through five years	427,769	379,044
Due after five years through ten years	372,692	228,572
Due after ten years	65,308	66,694
Amortized Cost	942,736	728,794
Fair Value
Due in one year or less	77,746	55,008
Due after one year through five years	432,308	388,132
Due after five years through ten years	363,992	229,107
Due after ten years	64,589	67,358
Fair Value	938,635	739,605
Mortgage-backed securities
Amortized Cost
Amortized Cost	998,548	871,100
Fair Value
Fair Value	$ 996,180	$ 887,588

Loans and Leases - Schedule of

Loans and Leases - Schedule of Loans and Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 5,306,446	$ 5,267,910
Less: unearned income and deferred costs and fees	(13,653)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,292,793	5,260,327
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,213,655	1,178,728
Commercial and industrial \| Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	80,692	94,489
Total loans and leases, net of unearned income and deferred costs and fees	80,692	94,489
Commercial and industrial \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	762,956	792,987
Total loans and leases, net of unearned income and deferred costs and fees	762,956	792,987
Commercial and industrial \| PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	370,007	291,252
Total loans and leases, net of unearned income and deferred costs and fees	370,007	291,252
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,579,839	2,569,192
Commercial real estate \| Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	200,211	201,866
Total loans and leases, net of unearned income and deferred costs and fees	200,211	201,866
Commercial real estate \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,202,898	2,204,310
Total loans and leases, net of unearned income and deferred costs and fees	2,202,898	2,204,310
Commercial real estate \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	176,730	163,016
Total loans and leases, net of unearned income and deferred costs and fees	176,730	163,016
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,426,480	1,435,987
Residential real estate \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	192,902	200,827
Total loans and leases, net of unearned income and deferred costs and fees	192,902	200,827
Residential real estate \| Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,233,578	1,235,160
Total loans and leases, net of unearned income and deferred costs and fees	1,233,578	1,235,160
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	71,416	69,800
Consumer and other \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	63,969	61,399
Consumer and other \| Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	7,447	8,401
Total loans and leases, net of unearned income and deferred costs and fees	7,447	8,401
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 15,056	$ 14,203

Loans and Leases - Schedule o_2

Loans and Leases - Schedule of Past Due Loans and Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Past Due	$ 15,184	$ 17,312
Current Loans	5,291,262	5,250,598
Total	5,306,446	5,267,910
Less: unearned income and deferred costs and fees	(13,653)	(7,583)
Nonaccrual Loans and Leases	41,656	38,976
Total originated loans and leases, net of unearned income and deferred costs and fees, past due	15,184	17,312
Total originated loans and leases, net of unearned income and deferred costs and fees, current loans	5,277,609	5,243,015
Total loans and leases, net of unearned income and deferred costs and fees	5,292,793	5,260,327
30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	1,293	1,831
Total originated loans and leases, net of unearned income and deferred costs and fees, past due	1,293	1,831
60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	497	1,181
Total originated loans and leases, net of unearned income and deferred costs and fees, past due	497	1,181
90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	13,394	14,300
Total originated loans and leases, net of unearned income and deferred costs and fees, past due	13,394	14,300
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Past Due	906	1,585
Current Loans	1,212,749	1,177,143
Total	1,213,655	1,178,728
Nonaccrual Loans and Leases	768	1,775
Commercial and industrial \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	188	44
Commercial and industrial \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	11	25
Commercial and industrial \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	707	1,516
Commercial and industrial \| Agriculture
Financing Receivable, Past Due [Line Items]
Past Due	84	18
Current Loans	80,608	94,471
Total	80,692	94,489
Total loans and leases, net of unearned income and deferred costs and fees	80,692	94,489
Commercial and industrial \| Agriculture \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	42	0
Commercial and industrial \| Agriculture \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	18
Commercial and industrial \| Agriculture \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	42	0
Commercial and industrial \| Other
Financing Receivable, Past Due [Line Items]
Past Due	822	1,567
Current Loans	762,134	791,420
Total	762,956	792,987
Nonaccrual Loans and Leases	768	1,775
Total loans and leases, net of unearned income and deferred costs and fees	762,956	792,987
Commercial and industrial \| Other \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	146	44
Commercial and industrial \| Other \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	11	7
Commercial and industrial \| Other \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	665	1,516
Commercial and industrial \| PPP loans
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current Loans	370,007	291,252
Total	370,007	291,252
Total loans and leases, net of unearned income and deferred costs and fees	370,007	291,252
Commercial and industrial \| PPP loans \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial and industrial \| PPP loans \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial and industrial \| PPP loans \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate
Financing Receivable, Past Due [Line Items]
Past Due	7,843	7,388
Current Loans	2,571,996	2,561,804
Total	2,579,839	2,569,192
Nonaccrual Loans and Leases	27,847	23,627
Commercial real estate \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	279	263
Commercial real estate \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	7,564	7,125
Commercial real estate \| Agriculture
Financing Receivable, Past Due [Line Items]
Past Due	0	263
Current Loans	200,211	201,603
Total	200,211	201,866
Nonaccrual Loans and Leases	115	118
Total loans and leases, net of unearned income and deferred costs and fees	200,211	201,866
Commercial real estate \| Agriculture \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	263
Commercial real estate \| Agriculture \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate \| Agriculture \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate \| Other
Financing Receivable, Past Due [Line Items]
Past Due	7,564	7,125
Current Loans	2,195,334	2,197,185
Total	2,202,898	2,204,310
Nonaccrual Loans and Leases	27,732	23,509
Total loans and leases, net of unearned income and deferred costs and fees	2,202,898	2,204,310
Commercial real estate \| Other \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate \| Other \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate \| Other \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	7,564	7,125
Commercial real estate \| Construction
Financing Receivable, Past Due [Line Items]
Past Due	279	0
Current Loans	176,451	163,016
Total	176,730	163,016
Total loans and leases, net of unearned income and deferred costs and fees	176,730	163,016
Commercial real estate \| Construction \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	279	0
Commercial real estate \| Construction \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial real estate \| Construction \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Residential real estate
Financing Receivable, Past Due [Line Items]
Past Due	6,066	7,673
Current Loans	1,420,414	1,428,314
Total	1,426,480	1,435,987
Nonaccrual Loans and Leases	12,745	13,145
Residential real estate \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	627	1,234
Residential real estate \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	440	1,103
Residential real estate \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	4,999	5,336
Residential real estate \| Home equity
Financing Receivable, Past Due [Line Items]
Past Due	1,340	2,063
Current Loans	191,562	198,764
Total	192,902	200,827
Nonaccrual Loans and Leases	2,909	2,965
Total loans and leases, net of unearned income and deferred costs and fees	192,902	200,827
Residential real estate \| Home equity \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	109	713
Residential real estate \| Home equity \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	46	224
Residential real estate \| Home equity \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	1,185	1,126
Residential real estate \| Mortgages
Financing Receivable, Past Due [Line Items]
Past Due	4,726	5,610
Current Loans	1,228,852	1,229,550
Total	1,233,578	1,235,160
Nonaccrual Loans and Leases	9,836	10,180
Total loans and leases, net of unearned income and deferred costs and fees	1,233,578	1,235,160
Residential real estate \| Mortgages \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	518	521
Residential real estate \| Mortgages \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	394	879
Residential real estate \| Mortgages \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	3,814	4,210
Consumer and other
Financing Receivable, Past Due [Line Items]
Past Due	369	666
Current Loans	71,047	69,134
Total	71,416	69,800
Nonaccrual Loans and Leases	296	429
Consumer and other \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	199	290
Consumer and other \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	46	53
Consumer and other \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	124	323
Consumer and other \| Other
Financing Receivable, Past Due [Line Items]
Past Due	143	365
Current Loans	63,826	61,034
Total	63,969	61,399
Nonaccrual Loans and Leases	133	260
Consumer and other \| Other \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	60	115
Consumer and other \| Other \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	5	18
Consumer and other \| Other \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	78	232
Consumer and other \| Indirect
Financing Receivable, Past Due [Line Items]
Past Due	226	301
Current Loans	7,221	8,100
Total	7,447	8,401
Nonaccrual Loans and Leases	163	169
Total loans and leases, net of unearned income and deferred costs and fees	7,447	8,401
Consumer and other \| Indirect \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	139	175
Consumer and other \| Indirect \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	41	35
Consumer and other \| Indirect \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	46	91
Leases
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current Loans	15,056	14,203
Total	15,056	14,203
Leases \| 30-59 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Leases \| 60-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Leases \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans and Leases - Nonaccrual L

Loans and Leases - Nonaccrual Loans (Details) - USD ($)	3 Months Ended
Loans and Leases - Nonaccrual Loans (Details) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	$ 29,519,000	$ 26,018,000
Nonaccrual Loans and Leases	41,656,000	38,976,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Interest on nonaccrual loans	0
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	732,000	803,000
Nonaccrual Loans and Leases	768,000	1,775,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Commercial and industrial \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	732,000	803,000
Nonaccrual Loans and Leases	768,000	1,775,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	27,305,000	23,080,000
Nonaccrual Loans and Leases	27,847,000	23,627,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Commercial real estate \| Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	0	0
Nonaccrual Loans and Leases	115,000	118,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Commercial real estate \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	27,305,000	23,080,000
Nonaccrual Loans and Leases	27,732,000	23,509,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	1,479,000	2,132,000
Nonaccrual Loans and Leases	12,745,000	13,145,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Residential real estate \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	408,000	767,000
Nonaccrual Loans and Leases	2,909,000	2,965,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Residential real estate \| Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	1,071,000	1,365,000
Nonaccrual Loans and Leases	9,836,000	10,180,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	3,000	3,000
Nonaccrual Loans and Leases	296,000	429,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Consumer and other \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	0	0
Nonaccrual Loans and Leases	133,000	260,000
Loans and Leases Past Due Over 89 Days and Accruing	0	0
Consumer and other \| Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	3,000	3,000
Nonaccrual Loans and Leases	163,000	169,000
Loans and Leases Past Due Over 89 Days and Accruing	$ 0	$ 0

Allowance for Loan and Lease _3

Allowance for Loan and Lease Losses - Schedule of Detail in Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 51,669	$ 39,892
Charge-offs	(207)	(1,430)
Recoveries	387	182
Provision (credit) for credit loss expense	(2,510)	16,294
Ending balance	49,339	52,404
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9,239	10,541
Charge-offs	(116)	(1)
Recoveries	97	16
Provision (credit) for credit loss expense	(1,470)	3,117
Ending balance	7,750	11,665
Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	30,546	21,608
Charge-offs	0	(1,290)
Recoveries	213	18
Provision (credit) for credit loss expense	(292)	8,027
Ending balance	30,467	22,446
Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	10,257	6,381
Charge-offs	0	(2)
Recoveries	34	79
Provision (credit) for credit loss expense	(821)	5,413
Ending balance	9,470	16,330
Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,562	1,362
Charge-offs	(91)	(137)
Recoveries	43	69
Provision (credit) for credit loss expense	69	(261)
Ending balance	1,583	1,883
Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	65	0
Charge-offs	0	0
Recoveries	0	0
Provision (credit) for credit loss expense	4	(2)
Ending balance	$ 69	80
Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		(2,534)
Cumulative Effect, Period of Adoption, Adjustment \| Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		(2,008)
Cumulative Effect, Period of Adoption, Adjustment \| Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		(5,917)
Cumulative Effect, Period of Adoption, Adjustment \| Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		4,459
Cumulative Effect, Period of Adoption, Adjustment \| Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		850
Cumulative Effect, Period of Adoption, Adjustment \| Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 82

Allowance for Loan and Lease _4

Allowance for Loan and Lease Losses - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 27,806	$ 26,490
ACL Allocation	189	308
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	26,635	24,380
Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	654	2,000
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	517	110
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,159	795
ACL Allocation	5	122
Commercial and Industrial \| Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	93	103
Commercial and Industrial \| Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	549	582
Commercial and Industrial \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	517	110
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	26,647	25,695
ACL Allocation	184	186
Commercial Real Estate \| Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	26,542	24,277
Commercial Real Estate \| Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	105	1,418
Commercial Real Estate \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 0	$ 0

Allowance for Loan and Lease _5

Allowance for Loan and Lease Losses - Loans Modified in Troubled Debt Restructuring (Details) - Financial Asset Originated $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| loan	2
Pre-Modification Outstanding Recorded Investment	$ 121
Post-Modification Outstanding Recorded Investment	$ 121
Defaulted TDRs, Number of Loans \| loan	2,000
Defaulted TDRs, Post-Modification Outstanding Recorded Investment	$ 124
Commercial real estate \| Other
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| loan	0
Pre-Modification Outstanding Recorded Investment	$ 0
Post-Modification Outstanding Recorded Investment	$ 0
Defaulted TDRs, Number of Loans \| loan	1,000
Defaulted TDRs, Post-Modification Outstanding Recorded Investment	$ 37
Residential real estate \| Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| loan	2
Pre-Modification Outstanding Recorded Investment	$ 121
Post-Modification Outstanding Recorded Investment	$ 121
Defaulted TDRs, Number of Loans \| loan	1,000
Defaulted TDRs, Post-Modification Outstanding Recorded Investment	$ 87

Allowance for Loan and Lease _6

Allowance for Loan and Lease Losses - Credit Quality Indicators by Commercial and Industrial Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,292,793	$ 5,260,327
Commercial and industrial \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	39,776	93,073
2020	70,922	73,311
2019	68,801	57,468
2018	53,578	62,111
2017	55,230	35,739
Prior	321,536	302,038
Revolving Loans Amortized Cost Basis	152,946	152,946
Revolving Loans Converted to Term	167	16,301
Total loans and leases, net of unearned income and deferred costs and fees	762,956	792,987
Commercial and industrial \| Other \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	39,717	91,597
2020	69,614	72,639
2019	68,152	56,191
2018	52,359	60,714
2017	54,137	33,402
Prior	318,853	301,027
Revolving Loans Amortized Cost Basis	149,103	149,969
Revolving Loans Converted to Term	167	16,301
Total loans and leases, net of unearned income and deferred costs and fees	752,102	781,840
Commercial and industrial \| Other \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	29	1,064
2020	899	367
2019	345	344
2018	341	912
2017	697	2,045
Prior	1,810	228
Revolving Loans Amortized Cost Basis	2,197	1,331
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	6,318	6,291
Commercial and industrial \| Other \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	30	412
2020	409	305
2019	304	933
2018	878	485
2017	396	292
Prior	873	783
Revolving Loans Amortized Cost Basis	1,646	1,646
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,536	4,856
Commercial and industrial \| PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	200,794	291,252
2020	169,213	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	370,007	291,252
Commercial and industrial \| PPP loans \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	200,794	291,252
2020	169,213	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	370,007	291,252
Commercial and industrial \| PPP loans \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial \| PPP loans \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial \| Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	613	11,635
2020	9,947	8,088
2019	7,325	11,190
2018	10,473	7,462
2017	7,412	3,539
Prior	6,968	4,907
Revolving Loans Amortized Cost Basis	37,659	46,328
Revolving Loans Converted to Term	295	1,340
Total loans and leases, net of unearned income and deferred costs and fees	80,692	94,489
Commercial and industrial \| Agriculture \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	613	11,536
2020	9,851	8,005
2019	7,253	11,162
2018	10,446	6,531
2017	6,575	3,539
Prior	4,668	2,599
Revolving Loans Amortized Cost Basis	33,804	41,936
Revolving Loans Converted to Term	295	1,340
Total loans and leases, net of unearned income and deferred costs and fees	73,505	86,648
Commercial and industrial \| Agriculture \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	0
2019	0	28
2018	27	729
2017	681	0
Prior	0	0
Revolving Loans Amortized Cost Basis	1,586	2,080
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,294	2,837
Commercial and industrial \| Agriculture \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	99
2020	96	83
2019	72	0
2018	0	202
2017	156	0
Prior	2,300	2,308
Revolving Loans Amortized Cost Basis	2,269	2,312
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,893	5,004
Commercial real estate \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	51,512	278,782
2020	272,788	264,280
2019	264,173	256,658
2018	248,372	248,313
2017	243,743	330,041
Prior	1,027,402	727,711
Revolving Loans Amortized Cost Basis	94,210	33,622
Revolving Loans Converted to Term	698	64,903
Total loans and leases, net of unearned income and deferred costs and fees	2,202,898	2,204,310
Commercial real estate \| Other \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	51,512	278,747
2020	272,752	246,331
2019	246,240	232,651
2018	225,940	237,487
2017	232,958	290,106
Prior	924,083	664,027
Revolving Loans Amortized Cost Basis	93,777	33,117
Revolving Loans Converted to Term	698	64,903
Total loans and leases, net of unearned income and deferred costs and fees	2,047,960	2,047,369
Commercial real estate \| Other \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	35
2020	36	13,016
2019	13,000	5,612
2018	3,892	4,654
2017	4,613	34,310
Prior	80,088	46,074
Revolving Loans Amortized Cost Basis	139	203
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	101,768	103,904
Commercial real estate \| Other \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	4,933
2019	4,933	18,395
2018	18,540	6,172
2017	6,172	5,625
Prior	23,231	17,610
Revolving Loans Amortized Cost Basis	294	302
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	53,170	53,037
Commercial real estate \| Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	4,538	24,400
2020	24,284	35,081
2019	33,141	45,094
2018	44,589	25,499
2017	24,665	18,847
Prior	60,030	46,092
Revolving Loans Amortized Cost Basis	6,864	1,251
Revolving Loans Converted to Term	2,100	5,602
Total loans and leases, net of unearned income and deferred costs and fees	200,211	201,866
Commercial real estate \| Agriculture \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	4,538	22,440
2020	22,338	35,081
2019	33,141	44,519
2018	43,997	22,356
2017	21,536	17,081
Prior	56,972	44,559
Revolving Loans Amortized Cost Basis	6,116	919
Revolving Loans Converted to Term	2,100	5,602
Total loans and leases, net of unearned income and deferred costs and fees	190,738	192,557
Commercial real estate \| Agriculture \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	1,960
2020	1,946	0
2019	0	575
2018	592	1,366
2017	1,353	1,053
Prior	1,047	6
Revolving Loans Amortized Cost Basis	49	49
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,987	5,009
Commercial real estate \| Agriculture \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	1,777
2017	1,776	713
Prior	2,011	1,527
Revolving Loans Amortized Cost Basis	699	283
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,486	4,300
Commercial real estate \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	1,740	14,465
2020	15,365	20,705
2019	19,350	7,999
2018	7,792	2,478
2017	2,447	1,879
Prior	4,005	7,473
Revolving Loans Amortized Cost Basis	121,567	86,966
Revolving Loans Converted to Term	4,464	21,051
Total loans and leases, net of unearned income and deferred costs and fees	176,730	163,016
Commercial real estate \| Construction \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	1,740	14,465
2020	15,365	20,705
2019	19,350	7,999
2018	7,792	2,478
2017	2,447	1,879
Prior	3,283	6,682
Revolving Loans Amortized Cost Basis	120,952	85,513
Revolving Loans Converted to Term	4,464	21,051
Total loans and leases, net of unearned income and deferred costs and fees	175,393	160,772
Commercial real estate \| Construction \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	404	467
Revolving Loans Amortized Cost Basis	615	1,453
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	1,019	1,920
Commercial real estate \| Construction \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	318	324
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 318	$ 324

Allowance for Loan and Lease _7

Allowance for Loan and Lease Losses - Credit Quality Indicators by Class of Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,292,793	$ 5,260,327
Residential real estate \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	132	1,440
2020	1,372	2,782
2019	3,551	1,052
2018	895	2,120
2017	1,353	916
Prior	781	1,612
Revolving Loans Amortized Cost Basis	184,146	190,861
Revolving Loans Converted to Term	672	44
Total loans and leases, net of unearned income and deferred costs and fees	192,902	200,827
Residential real estate \| Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	69,755	305,476
2020	297,688	193,801
2019	185,225	123,660
2018	116,687	156,405
2017	146,679	179,553
Prior	402,791	262,861
Revolving Loans Amortized Cost Basis	14,557	11,787
Revolving Loans Converted to Term	196	1,617
Total loans and leases, net of unearned income and deferred costs and fees	1,233,578	1,235,160
Residential real estate \| Performing \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	132	1,440
2020	1,372	2,764
2019	3,533	1,052
2018	895	2,120
2017	1,353	722
Prior	104	1,106
Revolving Loans Amortized Cost Basis	181,932	188,614
Revolving Loans Converted to Term	672	44
Total loans and leases, net of unearned income and deferred costs and fees	189,993	197,862
Residential real estate \| Performing \| Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	69,755	305,476
2020	297,688	193,543
2019	185,225	123,205
2018	116,236	155,699
2017	145,978	178,149
Prior	394,149	255,556
Revolving Loans Amortized Cost Basis	14,515	11,735
Revolving Loans Converted to Term	196	1,617
Total loans and leases, net of unearned income and deferred costs and fees	1,223,742	1,224,980
Residential real estate \| Nonperforming \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	18
2019	18	0
2018	0	0
2017	0	194
Prior	677	506
Revolving Loans Amortized Cost Basis	2,214	2,247
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,909	2,965
Residential real estate \| Nonperforming \| Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	258
2019	0	455
2018	451	706
2017	701	1,404
Prior	8,642	7,305
Revolving Loans Amortized Cost Basis	42	52
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	9,836	10,180
Consumer and other \| Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	7,664	14,845
2020	13,471	11,201
2019	10,330	8,178
2018	7,486	6,644
2017	6,178	2,854
Prior	12,209	10,842
Revolving Loans Amortized Cost Basis	6,631	6,835
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	63,969	61,399
Consumer and other \| Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	351	1,424
2020	1,304	1,945
2019	2,651	3,371
2018	1,931	1,135
2017	844	418
Prior	366	108
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	7,447	8,401
Consumer and other \| Performing \| Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	7,664	14,840
2020	13,471	11,127
2019	10,291	8,011
2018	7,405	6,632
2017	6,165	2,854
Prior	12,209	10,840
Revolving Loans Amortized Cost Basis	6,631	6,835
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	63,836	61,139
Consumer and other \| Performing \| Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	351	1,424
2020	1,304	1,878
2019	2,583	3,327
2018	1,873	1,128
2017	844	382
Prior	329	93
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	7,284	8,232
Consumer and other \| Nonperforming \| Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	5
2020	0	74
2019	39	167
2018	81	12
2017	13	0
Prior	0	2
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	133	260
Consumer and other \| Nonperforming \| Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
2021	0	0
2020	0	67
2019	68	44
2018	58	7
2017	0	36
Prior	37	15
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 163	$ 169

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Basic
Net income available to common shareholders	$ 25,626	$ 7,949
Less: income attributable to unvested stock-based compensation awards	(186)	(99)
Net earnings allocated to common shareholders	$ 25,440	$ 7,850
Weighted average shares outstanding, including unvested stock-based compensation awards (in shares)	14,912,502	14,904,067
Less: unvested stock-based compensation awards (in shares)	(236,092)	(185,119)
Weighted average shares outstanding - Basic (in shares)	14,676,410	14,718,948
Diluted
Net earnings allocated to common shareholders	$ 25,440	$ 7,850
Weighted average shares outstanding - Basic (in shares)	14,676,410	14,718,948
Plus: Incremental shares from assumed conversion of stock-based compensation awards (in shares)	81,148	55,321
Weighted average shares outstanding - Diluted (in shares)	14,757,558	14,774,269
Basic EPS (in dollars per share)	$ 1.73	$ 0.53
Diluted EPS (in dollars per share)	$ 1.72	$ 0.53

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended
Earnings Per Share - Narrative (Details) - shares	Mar. 31, 2021	Mar. 31, 2020
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earning per share (in shares)	15,983	17,956

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Reclassification Out of AOCI (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Before-Tax Amount
Net unrealized gains/losses	$ (32,948)	$ 29,527
Tax (Expense) Benefit
Net unrealized gains/losses	8,072	(7,234)
Net of Tax
Other comprehensive (loss) income	(24,876)	22,293
Net unrealized gains/losses
Before-Tax Amount
Change in net unrealized gain/loss during the period	(33,439)	29,302
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	(329)	(429)
Net unrealized gains/losses	(33,768)	28,873
Tax (Expense) Benefit
Change in net unrealized gain/loss during the period	8,193	(7,179)
Reclassification adjustment for net realized gain on sale included in available-for-sale securities	80	105
Net unrealized gains/losses	8,273	(7,074)
Net of Tax
Change in net unrealized gain/loss during the period	(25,246)	22,123
Net of tax	(249)	(324)
Other comprehensive (loss) income	(25,495)	21,799
Amortization of net retirement plan actuarial gain
Before-Tax Amount
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	764	601
Tax (Expense) Benefit
Reclassification adjustment for net realized gain on sale included in available-for-sale securities	(187)	(147)
Net of Tax
Net of tax	577	454
Amortization of net retirement plan prior service cost
Before-Tax Amount
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	56	53
Tax (Expense) Benefit
Reclassification adjustment for net realized gain on sale included in available-for-sale securities	(14)	(13)
Net of Tax
Net of tax	42	40
Employee benefit plans
Before-Tax Amount
Net unrealized gains/losses	820	654
Tax (Expense) Benefit
Net unrealized gains/losses	(201)	(160)
Net of Tax
Other comprehensive (loss) income	$ 619	$ 494

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Activity in AOCI (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balances at Beginning	$ 717,689	$ 663,054
Other comprehensive (loss) income	(24,876)	22,293
Balances at Ending	709,936	682,597
Available-for-Sale Debt Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balances at Beginning	20,609	4,039
Other comprehensive (loss) income before reclassifications	(25,246)	22,123
Amounts reclassified from accumulated other comprehensive (loss) income	(249)	(324)
Other comprehensive (loss) income	(25,495)	21,799
Balances at Ending	(4,886)	25,838
Employee Benefit Plans
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balances at Beginning	(52,683)	(47,603)
Other comprehensive (loss) income before reclassifications	0	0
Amounts reclassified from accumulated other comprehensive (loss) income	619	494
Other comprehensive (loss) income	619	494
Balances at Ending	(52,064)	(47,109)
Accumulated Other Comprehensive (Loss) Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balances at Beginning	(32,074)	(43,564)
Other comprehensive (loss) income before reclassifications	(25,246)	22,123
Amounts reclassified from accumulated other comprehensive (loss) income	370	170
Other comprehensive (loss) income	(24,876)	22,293
Balances at Ending	$ (56,950)	$ (21,271)

Other Comprehensive Income (L_5

Other Comprehensive Income (Loss) - Reclassified Out of Each Component of AOCI (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net gain on securities transactions	$ 32,339	$ 9,895
Tax expense	(6,680)	(1,909)
Other operating expense	(11,305)	(11,875)
Net income attributable to Tompkins Financial Corporation	25,626	7,949
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income \| Available-for-sale debt securities:
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net gain on securities transactions	329	429
Tax expense	(80)	(105)
Net of tax	249	324
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income \| Net retirement plan actuarial (gain) loss
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(764)	(601)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income \| Net retirement plan prior service cost
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(56)	(53)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income \| Employee Benefit Plans
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net gain on securities transactions	(820)	(654)
Tax expense	201	160
Net income attributable to Tompkins Financial Corporation	$ (619)	$ (494)

Employee Benefit Plan - Compone

Employee Benefit Plan - Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Pension Plan
Components of net periodic benefit cost
Service cost	$ 0	$ 0
Interest cost	487	641
Expected return on plan assets	(1,415)	(1,355)
Amortization of net retirement plan actuarial loss	383	350
Amortization of net retirement plan prior service (credit) cost	0	(3)
Net periodic benefit (income) cost	(545)	(367)
Life and Health
Components of net periodic benefit cost
Service cost	52	41
Interest cost	54	64
Expected return on plan assets	0	0
Amortization of net retirement plan actuarial loss	74	26
Amortization of net retirement plan prior service (credit) cost	(15)	(15)
Net periodic benefit (income) cost	165	116
SERP Benefits
Components of net periodic benefit cost
Service cost	60	46
Interest cost	199	240
Expected return on plan assets	0	0
Amortization of net retirement plan actuarial loss	307	225
Amortization of net retirement plan prior service (credit) cost	71	71
Net periodic benefit (income) cost	$ 637	$ 582

Employee Benefit Plan - Narrati

Employee Benefit Plan - Narrative (Details) - USD ($)	3 Months Ended
Employee Benefit Plan - Narrative (Details) - USD ($)	Mar. 31, 2021	Mar. 31, 2020
Retirement Benefits [Abstract]
Amortization of amounts previously recognized in accumulated other comprehensive income	$ 619,000	$ 494,000
Contribution to pension plan	$ 0	$ 0

Other Income and Operating Ex_3

Other Income and Operating Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Other Income and Expenses [Abstract]
Reporting threshold for other income and operating expenses (percent, greater than)	1.00%
Noninterest Income
Other service charges	$ 720	$ 805
Earnings from corporate owned life insurance	541	324
Net gains on the sales of loans originated for sale	429	176
Other income	284	799
Total other income	1,974	2,104
Noninterest Expenses
Marketing expense	494	941
Professional fees	1,894	1,835
Legal fees	220	222
Technology expense	2,927	2,863
Cardholder expense	787	829
Other expenses	4,983	5,185
Total other operating expense	$ 11,305	$ 11,875

Revenue Recognition - Schedule

Revenue Recognition - Schedule of Disaggregation of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	$ 17,992	$ 16,727
Noninterest Income (out-of-scope of ASC 606)	1,991	2,233
Total Noninterest Income	19,983	18,960
Commissions and Fees
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	7,684	7,385
Installment Billing
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	35	(30)
Refund of Commissions
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	(20)	(127)
Contract Liabilities/Deferred Revenue
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	(1)	(4)
Contingent Commissions
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	1,468	821
Subtotal Insurance Revenues
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	9,166	8,045
Trust and Asset Management
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	3,366	2,943
Mutual Fund & Investment Income
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	1,307	1,259
Subtotal Investment Service Income
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	4,673	4,202
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	1,470	1,983
Card Services Income
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	2,383	2,183
Other
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	$ 300	$ 314

Revenue Recognition - Narrative

Revenue Recognition - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract assets related to contingent income	$ 489		$ 2,500
Contract liabilities	1,000		$ 2,000
Insurance
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract assets, receivables	4,100	$ 5,200
Wealth Management
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract assets, receivables	$ 2,100	$ 2,200

Financial Guarantees (Details)

Financial Guarantees (Details) - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
Guarantees [Abstract]
Obligations to extend credit for loan commitments	$ 32.9	$ 32

Segment and Related Informati_3

Segment and Related Information - Narrative (Details)	3 Months Ended
Segment and Related Information - Narrative (Details)	Mar. 31, 2021subsidiary_Bankbanking_Officeofficesegment
Segment Reporting Information [Line Items]
Number of reportable segments \| segment	3
Nature of operations, number of subsidiary banks \| subsidiary_Bank	4
Tompkins, Cayuga, Cortland and Schuyler Counties, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	14
Wyoming, Livingston, Genessee, Orleans and Monroe, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	16
Western New York
Segment Reporting Information [Line Items]
Number of offices \| office	5
Putnam Country, Dutchess Country and Westchester, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	14
Berks, Montgomery, Philadelphia, Deleware and Schuylkill, Pennsylvania
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	20
Tompkins Insurance Agencies, Inc.
Segment Reporting Information [Line Items]
Noncontrolling interest, ownership percentage by parent	100.00%

Segment and Related Informati_4

Segment and Related Information - Schedule of Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Interest income	$ 59,754	$ 63,199
Interest expense	4,717	10,230
Net Interest Income	55,037	52,969
Provision (credit) for credit loss expense	(2,510)	16,294
Noninterest income	19,983	18,960
Noninterest expense	45,191	45,740
Income Before Income Tax Expense	32,339	9,895
Income tax expense	6,680	1,909
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	25,659	7,986
Less: Net Income Attributable to Noncontrolling Interests	33	37
Net Income Attributable to Tompkins Financial Corporation	25,626	7,949
Depreciation and amortization	2,506	2,554
Assets	8,095,342	6,743,114	$ 7,622,171
Goodwill	92,447	92,447	92,447
Other intangibles, net	4,601	5,847	4,905
Net loans and leases	5,243,454	4,885,418
Deposits	6,946,541	5,409,363	6,437,752
Total Equity	709,936	682,597	$ 717,689	$ 663,054
Operating Segments \| Banking
Segment Reporting Information [Line Items]
Interest income	59,755	63,199
Interest expense	4,718	10,231
Net Interest Income	55,037	52,968
Provision (credit) for credit loss expense	(2,510)	16,294
Noninterest income	6,318	6,992
Noninterest expense	36,009	36,689
Income Before Income Tax Expense	27,856	6,977
Income tax expense	5,515	1,157
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	22,341	5,820
Less: Net Income Attributable to Noncontrolling Interests	33	37
Net Income Attributable to Tompkins Financial Corporation	22,308	5,783
Depreciation and amortization	2,436	2,485
Assets	8,038,864	6,690,574
Goodwill	64,370	64,585
Other intangibles, net	2,218	2,972
Net loans and leases	5,243,454	4,885,418
Deposits	6,961,266	5,422,258
Total Equity	650,326	627,223
Operating Segments \| Insurance
Segment Reporting Information [Line Items]
Interest income	0	1
Interest expense	0	0
Net Interest Income	0	1
Provision (credit) for credit loss expense	0	0
Noninterest income	9,413	8,150
Noninterest expense	6,435	6,562
Income Before Income Tax Expense	2,978	1,589
Income tax expense	801	430
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	2,177	1,159
Less: Net Income Attributable to Noncontrolling Interests	0	0
Net Income Attributable to Tompkins Financial Corporation	2,177	1,159
Depreciation and amortization	56	59
Assets	43,084	41,444
Goodwill	19,866	19,866
Other intangibles, net	2,299	2,741
Net loans and leases	0	0
Deposits	0	0
Total Equity	32,569	32,632
Operating Segments \| Wealth Management
Segment Reporting Information [Line Items]
Interest income	0	0
Interest expense	0	0
Net Interest Income	0	0
Provision (credit) for credit loss expense	0	0
Noninterest income	4,782	4,374
Noninterest expense	3,277	3,045
Income Before Income Tax Expense	1,505	1,329
Income tax expense	364	322
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	1,141	1,007
Less: Net Income Attributable to Noncontrolling Interests	0	0
Net Income Attributable to Tompkins Financial Corporation	1,141	1,007
Depreciation and amortization	14	10
Assets	29,091	24,562
Goodwill	8,211	7,996
Other intangibles, net	84	134
Net loans and leases	0	0
Deposits	0	0
Total Equity	27,041	22,742
Intercompany
Segment Reporting Information [Line Items]
Interest income	(1)	(1)
Interest expense	(1)	(1)
Net Interest Income	0	0
Provision (credit) for credit loss expense	0	0
Noninterest income	(530)	(556)
Noninterest expense	(530)	(556)
Income Before Income Tax Expense	0	0
Income tax expense	0	0
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	0	0
Less: Net Income Attributable to Noncontrolling Interests	0	0
Net Income Attributable to Tompkins Financial Corporation	0	0
Depreciation and amortization	0	0
Assets	(15,697)	(13,466)
Goodwill	0	0
Other intangibles, net	0	0
Net loans and leases	0	0
Deposits	(14,725)	(12,895)
Total Equity	$ 0	$ 0

Fair Value Measurements - Recur

Fair Value Measurements - Recurring Fair Value Measurements (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	$ 1,934,815	$ 1,627,193
Equity securities, at fair value	916	929
U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	29,111
Obligations of U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	787,787	607,480
Obligations of U.S. states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	119,321	129,746
U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	142,204	182,108
U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	853,976	705,480
U.S. corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	2,416	2,379
Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	1,934,815	1,627,193
Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. Treasuries \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0
Recurring \| U.S. Treasuries \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	29,111
Recurring \| U.S. Treasuries \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0
Recurring \| Obligations of U.S. Government sponsored entities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| Obligations of U.S. Government sponsored entities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	787,787	607,480
Recurring \| Obligations of U.S. Government sponsored entities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| Obligations of U.S. states and political subdivisions \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| Obligations of U.S. states and political subdivisions \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	119,321	129,746
Recurring \| Obligations of U.S. states and political subdivisions \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. Government agencies \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. Government agencies \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	142,204	182,108
Recurring \| U.S. Government agencies \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. Government sponsored entities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. Government sponsored entities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	853,976	705,480
Recurring \| U.S. Government sponsored entities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. corporate debt securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| U.S. corporate debt securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	2,416	2,379
Recurring \| U.S. corporate debt securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	0	0
Recurring \| Equity securities, at fair value \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring \| Equity securities, at fair value \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring \| Equity securities, at fair value \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	916	929
Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	1,934,815	1,627,193
Recurring \| Fair Value \| U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	29,111
Recurring \| Fair Value \| Obligations of U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	787,787	607,480
Recurring \| Fair Value \| Obligations of U.S. states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	119,321	129,746
Recurring \| Fair Value \| U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	142,204	182,108
Recurring \| Fair Value \| U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	853,976	705,480
Recurring \| Fair Value \| U.S. corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale debt securities, fair value	2,416	2,379
Recurring \| Fair Value \| Equity securities, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 916	$ 929

Fair Value Measurements - Asset

Fair Value Measurements - Assets Measured at Fair Value (Details) - Non-Recurring - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent	$ 4,537	$ 4,893
Gain (loss) on impaired loans	0	(1,290)
Other real estate owned		220
Gain (loss) on other real estate owned		(52)
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent	0	0
Other real estate owned		0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent	4,537	4,893
Other real estate owned		220
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent	$ 0	0
Other real estate owned		$ 0

Fair Value Measurements - Estim

Fair Value Measurements - Estimated Fair Value of Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financial Assets:
FHLB and other stock	$ 16,382	$ 16,382
Financial Liabilities:
Time deposits	749,792	746,234
Fed funds purchased and securities sold under agreements to repurchase	47,496	65,845
Other borrowings	265,000	265,000
Trust preferred debentures	13,260	13,220
Level 1
Financial Assets:
Cash and cash equivalents	518,425	388,462
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	0	0
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
Fed funds purchased and securities sold under agreements to repurchase	0	0
Other borrowings	0	0
Trust preferred debentures	0	0
Accrued interest payable	0	0
Level 2
Financial Assets:
Cash and cash equivalents	0	0
FHLB and other stock	16,382	16,382
Accrued interest receivable	31,466	32,025
Loans/leases, net	4,537	22,171
Financial Liabilities:
Time deposits	755,432	753,045
Other deposits	6,196,749	5,691,518
Fed funds purchased and securities sold under agreements to repurchase	47,496	65,845
Other borrowings	272,625	274,238
Trust preferred debentures	18,586	18,483
Accrued interest payable	1,606	1,727
Level 3
Financial Assets:
Cash and cash equivalents	0	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	5,259,681	5,204,130
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
Fed funds purchased and securities sold under agreements to repurchase	0	0
Other borrowings	0	0
Trust preferred debentures	0	0
Accrued interest payable	0	0
Carrying Amount
Financial Assets:
Cash and cash equivalents	518,425	388,462
FHLB and other stock	16,382	16,382
Accrued interest receivable	31,466	32,025
Loans/leases, net	5,243,454	5,208,658
Financial Liabilities:
Time deposits	749,792	746,234
Other deposits	6,196,749	5,691,518
Fed funds purchased and securities sold under agreements to repurchase	47,496	65,845
Other borrowings	265,000	265,000
Trust preferred debentures	13,260	13,220
Accrued interest payable	1,606	1,727
Fair Value
Financial Assets:
Cash and cash equivalents	518,425	388,462
FHLB and other stock	16,382	16,382
Accrued interest receivable	31,466	32,025
Loans/leases, net	5,264,218	5,226,301
Financial Liabilities:
Time deposits	755,432	753,045
Other deposits	6,196,749	5,691,518
Fed funds purchased and securities sold under agreements to repurchase	47,496	65,845
Other borrowings	272,625	274,238
Trust preferred debentures	18,586	18,483
Accrued interest payable	$ 1,606	$ 1,727

Uncategorized Items - tmp-20210

Label	Element	Value
Accounting Standards Update [Extensible List]	us-gaap_AccountingStandardsUpdateExtensibleList	us-gaap:AccountingStandardsUpdate201613Member