Tompkins Financial (TMP) 10-Q 9 Aug 21 2021 Q2 Quarterly report Financial data

Cover Page

Cover Page - shares	6 Months Ended
	Jun. 30, 2021	Aug. 03, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	1-12709
Entity Registrant Name	Tompkins Financial Corp
Entity Incorporation, State or Country Code	NY
Entity Tax Identification Number	16-1482357
Entity Address, Address Line One	P.O. Box 460
Entity Address, City or Town	Ithaca
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14851
City Area Code	888
Local Phone Number	503-5753
Title of 12(b) Security	Common Stock, $0.10 par value
Trading Symbol	TMP
Security Exchange Name	NYSEAMER
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,736,858
Entity Central Index Key	0001005817
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2021

CONSOLIDATED STATEMENTS OF COND

CONSOLIDATED STATEMENTS OF CONDITION - USD ($)	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and noninterest bearing balances due from banks	$ 20,302,000	$ 21,245,000
Interest bearing balances due from banks	270,712,000	367,217,000
Cash and Cash Equivalents	291,014,000	388,462,000
Available-for-sale debt securities, at fair value (amortized cost of $2,009,317 at June 30, 2021 and $1,599,894 at December 31, 2020)	2,014,089,000	1,627,193,000
Held-to-maturity securities, at amortized cost (fair value of $154,299 at June 30, 2021 and $0 December 31, 2020)	151,848,000	0
Equity securities, at fair value (amortized cost $916 at June 30, 2021 and $929 at December 31, 2020)	916,000	929,000
Total loans and leases, net of unearned income and deferred costs and fees	5,175,129,000	5,260,327,000
Less: Allowance for credit losses	47,505,000	51,669,000
Net Loans and Leases	5,127,624,000	5,208,658,000
Federal Home Loan Bank and other stock	15,991,000	16,382,000
Bank premises and equipment, net	86,596,000	88,709,000
Corporate owned life insurance	85,726,000	84,736,000
Goodwill	92,447,000	92,447,000
Other intangible assets, net	4,274,000	4,905,000
Accrued interest and other assets	117,683,000	109,750,000
Total Assets	7,988,208,000	7,622,171,000
Interest bearing:
Checking, savings and money market	4,016,052,000	3,761,933,000
Time	710,170,000	746,234,000
Noninterest bearing	2,110,778,000	1,929,585,000
Total Deposits	6,837,000,000	6,437,752,000
Federal funds purchased and securities sold under agreements to repurchase	52,134,000	65,845,000
Other borrowings	245,000,000	265,000,000
Trust preferred debentures	8,799,000	13,220,000
Other liabilities	117,022,000	122,665,000
Total Liabilities	7,259,955,000	6,904,482,000
Tompkins Financial Corporation shareholders' equity:
Common Stock - par value $0.10 per share: Authorized 25,000,000 shares; Issued: 14,865,783 at June 30, 2021; and 14,964,389 at December 31, 2020	1,487,000	1,496,000
Additional paid-in capital	327,881,000	333,976,000
Retained earnings	450,773,000	418,413,000
Accumulated other comprehensive loss	(47,882,000)	(32,074,000)
Treasury stock, at cost – 120,848 shares at June 30, 2021, and 124,849 shares at December 31, 2020	(5,480,000)	(5,534,000)
Total Tompkins Financial Corporation Shareholders’ Equity	726,779,000	716,277,000
Noncontrolling interests	1,474,000	1,412,000
Total Equity	728,253,000	717,689,000
Total Liabilities and Equity	$ 7,988,208,000	$ 7,622,171,000

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Available-for-sale securities, at amortized cost	$ 2,009,317	$ 1,599,894
Held-to-maturity securities, fair value	154,299	0
Equity securities, at amortized cost	$ 916	$ 929
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	25,000,000	25,000,000
Common stock, issued (in shares)	14,865,783	14,964,389
Treasury stock, shares (in shares)	120,848	124,849

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
INTEREST AND DIVIDEND INCOME
Loans	$ 53,653	$ 56,133	$ 107,860	$ 111,747
Due from banks	45	1	130	7
Available-for-sale debt securities	5,626	6,922	10,876	14,066
Held-to-maturity securities	312	0	312	0
Federal Home Loan Bank and other stock	199	389	412	824
Interest income	59,835	63,445	119,590	126,644
INTEREST EXPENSE
Time certificates of deposits of $250,000 or more	567	860	1,206	1,703
Other deposits	2,235	3,917	4,747	10,272
Federal funds purchased and securities sold under agreements to repurchase	15	21	31	57
Trust preferred debentures	821	253	996	542
Other borrowings	1,351	2,028	2,727	4,735
Total Interest Expense	4,989	7,079	9,707	17,309
Net Interest Income	54,846	56,366	109,883	109,335
Less: (Credit) provision for credit loss expense	(3,071)	877	(4,901)	17,636
Net Interest Income After Provision for Credit Loss Expense	57,917	55,489	114,784	91,699
NONINTEREST INCOME
Insurance commissions and fees	8,054	7,255	17,220	15,300
Investment services income	4,717	3,920	9,390	8,122
Service charges on deposit accounts	1,471	1,248	2,941	3,231
Card services income	2,951	2,283	5,334	4,466
Other income	1,665	2,466	3,639	4,570
Net gain on securities transactions	0	5	317	448
Total Noninterest Income	18,858	17,177	38,841	36,137
NONINTEREST EXPENSE
Salaries and wages	23,992	23,037	46,652	45,531
Other employee benefits	6,626	5,886	12,110	11,570
Net occupancy expense of premises	3,561	3,040	7,023	6,368
Furniture and fixture expense	2,204	1,888	4,154	3,873
Amortization of intangible assets	329	375	659	749
Other operating expense	10,730	11,437	21,355	22,847
Total Noninterest Expenses	47,442	45,663	91,953	90,938
Income Before Income Tax Expense	29,333	27,003	61,672	36,898
Income Tax Expense	6,471	5,540	13,151	7,449
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	22,862	21,463	48,521	29,449
Less: Net Income Attributable to Noncontrolling Interests	31	32	64	69
Net Income Attributable to Tompkins Financial Corporation	$ 22,831	$ 21,431	$ 48,457	$ 29,380
Basic Earnings Per Share (in dollars per share)	$ 1.55	$ 1.44	$ 3.28	$ 1.97
Diluted Earnings Per Share (in dollars per share)	$ 1.54	$ 1.44	$ 3.26	$ 1.97

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Statement of Comprehensive Income [Abstract]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	$ 22,862	$ 21,463	$ 48,521	$ 29,449
Available-for-sale debt securities:
Change in net unrealized gain/(loss) during the period	8,489	(257)	(16,757)	21,866
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	0	0	(249)	(324)
Employee benefit plans:
Amortization of net retirement plan actuarial loss	537	439	1,114	893
Amortization of net retirement plan prior service cost	42	41	84	81
Other comprehensive income	9,068	223	(15,808)	22,516
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	31,930	21,686	32,713	51,965
Less: Net income attributable to noncontrolling interests	(31)	(32)	(64)	(69)
Total comprehensive income attributable to Tompkins Financial Corporation	$ 31,899	$ 21,654	$ 32,649	$ 51,896

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
OPERATING ACTIVITIES
Net income attributable to Tompkins Financial Corporation	$ 48,457	$ 29,380
Adjustments to reconcile net income to net cash provided by operating activities:
(Credit) provision for credit loss expense	(4,901)	17,636
Depreciation and amortization of premises, equipment, and software	5,102	5,105
Amortization of intangible assets	659	749
Earnings from corporate owned life insurance	(1,111)	(1,058)
Net amortization on securities	6,869	4,207
Amortization/accretion related to purchase accounting	147	(551)
Net gain on securities transactions	(317)	(448)
Net gain on sale of loans originated for sale	(582)	(867)
Proceeds from sale of loans originated for sale	17,379	16,759
Loans originated for sale	(15,231)	(18,517)
Net loss (gain) on sale of bank premises and equipment	11	(3)
Net excess tax benefit from stock based compensation	251	118
Stock-based compensation expense	2,434	2,294
Decrease (increase) in accrued interest receivable	4,450	(16,318)
Decrease in accrued interest payable	(316)	(491)
Other, net	(12,808)	5,090
Net Cash Provided by Operating Activities	50,493	43,085
INVESTING ACTIVITIES
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities	257,771	278,795
Proceeds from sales of available-for-sale debt securities	38,924	42,584
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities	0	0
Purchases of available-for-sale debt securities	(712,688)	(333,189)
Purchases of held-to-maturity securities	(151,817)	0
Net decrease (increase) in loans	85,006	(505,102)
Proceeds from sale/redemptions of Federal Home Loan Bank stock	3,557	39,669
Purchases of Federal Home Loan Bank and other stock	(3,166)	(25,018)
Proceeds from sale of bank premises and equipment	63	4
Purchases of bank premises, equipment and software	(1,955)	(1,859)
Redemption of corporate owned life insurance	169	446
Other, net	124	323
Net Cash Used in Investing Activities	(484,012)	(503,347)
FINANCING ACTIVITIES
Net increase in demand, money market, and savings deposits	435,312	1,140,448
Net (decrease) increase in time deposits	(35,799)	24,501
Net decrease in Federal funds purchased and securities sold under agreements to repurchase	(13,711)	(9,457)
Increase in other borrowings	0	74,583
Repayment of other borrowings	(20,000)	(407,683)
Redemption of trust preferred debentures	(5,150)	0
Cash dividends	(16,097)	(15,539)
Repurchase of common stock	(7,983)	(5,620)
Shares issued for dividend reinvestment plan	2	681
Net shares issued related to restricted stock awards	0	(292)
Net proceeds from exercise of stock options	(503)	(216)
Net Cash Provided by Financing Activities	336,071	801,406
Net (Decrease) Increase in Cash and Cash Equivalents	(97,448)	341,144
Cash and cash equivalents at beginning of period	388,462	137,982
Total Cash and Cash Equivalents at End of Period	291,014	479,126
Supplemental Information:
Cash paid during the year for  - Interest	10,288	18,148
Cash paid during the year for  - Taxes	19,341	1,610
Transfer of loans to other real estate owned	0	192
Initial recognition of operating lease right-of-use assets	0	0
Initial recognition of operating lease liabilities	0	0
Right-of-use assets obtained in exchange for new lease liabilities	$ 21	$ 554

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained EarningsCumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive (Loss) Income	Treasury Stock	Non- controlling Interests
Beginning balances at Dec. 31, 2019	$ 663,054	$ 1,707	$ 1,501	$ 338,507	$ 370,477	$ 1,707	$ (43,564)	$ (5,279)	$ 1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	29,449				29,380				69
Other comprehensive income (loss)	22,516						22,516
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	51,965
Cash dividends	(15,539)				(15,539)
Net exercise of stock options	(216)			(216)
Common stock repurchased and returned to unissued status	(5,620)		(7)	(5,613)
Shares issued for dividend reinvestment plan	681		1	680
Stock-based compensation expense	2,294			2,294
Directors deferred compensation plan	0			(92)				92
Restricted stock activity	(292)			(292)
Partial repurchase of noncontrolling interest	(5)								(5)
Ending balances at Jun. 30, 2020	698,029		1,495	335,268	386,025		(21,048)	(5,187)	1,476
Beginning balances at Mar. 31, 2020	682,597		1,494	333,662	372,344		(21,271)	(5,076)	1,444
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	21,463				21,431				32
Other comprehensive income (loss)	223						223
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	21,686
Cash dividends	(7,750)				(7,750)
Net exercise of stock options	(7)		0	(7)
Shares issued for dividend reinvestment plan	681		1	680
Stock-based compensation expense	1,114			1,114
Directors deferred compensation plan	0			111				(111)
Restricted stock activity	(292)			(292)
Ending balances at Jun. 30, 2020	698,029		1,495	335,268	386,025		(21,048)	(5,187)	1,476
Beginning balances at Dec. 31, 2020	717,689		1,496	333,976	418,413		(32,074)	(5,534)	1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	48,521				48,457				64
Other comprehensive income (loss)	(15,808)						(15,808)
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	32,713
Cash dividends	(16,097)				(16,097)
Net exercise of stock options	(503)		1	(504)
Common stock repurchased and returned to unissued status	(7,983)		(10)	(7,973)
Shares issued for dividend reinvestment plan	2		0	2
Stock-based compensation expense	2,434			2,434
Directors deferred compensation plan	0			(54)				54
Restricted stock activity	0			0
Partial repurchase of noncontrolling interest	(2)								(2)
Ending balances at Jun. 30, 2021	728,253		1,487	327,881	450,773		(47,882)	(5,480)	1,474
Beginning balances at Mar. 31, 2021	709,936		1,494	333,247	435,990		(56,950)	(5,288)	1,443
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	22,862				22,831				31
Other comprehensive income (loss)	9,068						9,068
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	31,930
Cash dividends	(8,048)				(8,048)
Net exercise of stock options	(351)		1	(352)
Common stock repurchased and returned to unissued status	(6,475)		(8)	(6,467)
Shares issued for dividend reinvestment plan	2		0	2
Stock-based compensation expense	1,259			1,259
Directors deferred compensation plan	0			192				(192)
Restricted stock activity	0			0
Ending balances at Jun. 30, 2021	$ 728,253		$ 1,487	$ 327,881	$ 450,773		$ (47,882)	$ (5,480)	$ 1,474

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.54	$ 0.52	$ 0.54	$ 1.04
Net exercise of stock options (in shares)	5,377	177	8,110	3,188
Common stock repurchased and returned to unissued status (in shares)	80,004		101,535	71,288
Shares issued for dividend reinvestment plan (in shares)	32	12,029	32	12,029
Directors deferred compensation plan (in shares)	2,394	1,152	(4,001)	4,864
Restricted stock activity (in shares)	(2,317)	(5,695)	(5,213)	(8,060)

Business

Business	6 Months Ended
	Jun. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Business	Business Tompkins Financial Corporation (“Tompkins” or the “Company”) is headquartered in Ithaca, New York and is registered as a Financial Holding Company with the Federal Reserve Board under the Bank Holding Company Act of 1956, as amended. The Company is a locally oriented, community-based financial services organization that offers a full array of products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. At June 30, 2021, the Company had four wholly-owned banking subsidiaries: Tompkins Trust Company (the “Trust Company”), The Bank of Castile (DBA Tompkins Bank of Castile), Mahopac Bank (DBA Tompkins Mahopac Bank), and VIST Bank (DBA Tompkins VIST Bank). The Company’s banks have announced plans for a rebranding effort, pursuant to which the Company’s four wholly-owned banking subsidiaries will be combined into one bank, with The Bank of Castile, Mahopac Bank, and VIST Bank merging with and into Tompkins Trust Company. The combined bank will conduct business under the “Tompkins” brand name, with a legal name of “Tompkins Community Bank.” The Company filed applications with applicable regulators on July 12, 2021, with the re-branding and combination anticipated to take effect later in 2021, subject to regulatory approval. The Company also has a wholly-owned insurance agency subsidiary, Tompkins Insurance Agencies, Inc. (“Tompkins Insurance”). The Trust Company provides a full array of trust and investment services under the Tompkins Financial Advisors brand, including investment management, trust and estate, financial and tax planning as well as life, disability and long-term care insurance services. The Company’s principal offices are located at 118 E. Seneca Street, Ithaca, New York, 14850, and its telephone number is (888) 503-5753. The Company’s common stock is traded on the NYSE American under the symbol “TMP.” As a registered financial holding company, the Company is regulated under the Bank Holding Company Act of 1956 (“BHC Act”), as amended and is subject to examination and comprehensive regulation by the Federal Reserve Board (“FRB”). The Company is also subject to the jurisdiction of the Securities and Exchange Commission (“SEC”) and is subject to disclosure and regulatory requirements under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended. The Company is subject to the rules of the NYSE American for listed companies. The Company’s banking subsidiaries are subject to examination and comprehensive regulation by various regulatory authorities, including the Federal Deposit Insurance Corporation (“FDIC”), the New York State Department of Financial Services (“NYSDFS”), and the Pennsylvania Department of Banking and Securities (“PDBS”). Each of these agencies issues regulations and requires the filing of reports describing the activities and financial condition of the entities under its jurisdiction. Likewise, such agencies conduct examinations on a recurring basis to evaluate the safety and soundness of the institutions, and to test compliance with various regulatory requirements, including: consumer protection, privacy, fair lending, the Community Reinvestment Act, the Bank Secrecy Act, sales of non-deposit investments, electronic data processing, and trust department activities. The trust division of Tompkins Trust Company is subject to examination and comprehensive regulation by the FDIC and NYSDFS. The Company’s insurance subsidiary is subject to examination and regulation by the NYSDFS and the Pennsylvania Insurance Department.

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The unaudited consolidated financial statements included in this quarterly report do not include all of the information and footnotes required by U.S. Generally Accepted Accounting Principles ("GAAP") for a full year presentation and certain disclosures have been condensed or omitted in accordance with rules and regulations of the SEC. In the application of certain accounting policies, management is required to make assumptions regarding the effect of matters that are inherently uncertain. These estimates and assumptions affect the reported amounts of certain assets, liabilities, revenues, and expenses in the unaudited consolidated financial statements. Different amounts could be reported under different conditions, or if different assumptions were used in the application of these accounting policies. The accounting policies that management considers critical in this respect are the determination of the allowance for credit losses and the review of its securities portfolio for other than temporary impairment. In management’s opinion, the unaudited consolidated financial statements reflect all adjustments of a normal recurring nature. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year ended December 31, 2021. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and the notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. Cash and cash equivalents in the consolidated statements of cash flow include cash and noninterest bearing balances due from banks, interest-bearing balances due from banks, and money market funds. Management regularly evaluates the credit risk associated with the counterparties to these transactions and believes that the Company is not exposed to any significant credit risk on cash and cash equivalents. The Company has evaluated subsequent events for potential recognition and/or disclosures. On August 7, 2021, the Company redeemed all of the trust preferred of Leesport Capital Trust II, with a par value of $10.0 million. The redemption resulted in a non-cash charge to interest income of $1.2 million, reflecting the acceleration of a purchase accounting discount. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity of the Company and its subsidiaries. Amounts in the prior periods’ unaudited consolidated financial statements are reclassified when necessary to conform to the current periods’ presentation. All significant intercompany balances and transactions are eliminated in consolidation.

Securities

Securities	6 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Available-for-Sale Debt Securities The following table summarizes available-for-sale debt securities held by the Company at June 30, 2021: Available-for-Sale Debt Securities June 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 129,228 $ 138 $ 275 $ 129,091 Obligations of U.S. Government sponsored entities 824,157 7,534 7,973 823,718 Obligations of U.S. states and political subdivisions 111,269 2,599 79 113,789 Mortgage-backed securities – residential, issued by U.S. Government agencies 113,357 1,782 717 114,422 U.S. Government sponsored entities 828,806 9,879 8,029 830,656 U.S. corporate debt securities 2,500 0 87 2,413 Total available-for-sale debt securities $ 2,009,317 $ 21,932 $ 17,160 $ 2,014,089 The following table summarizes available-for-sale debt securities held by the Company at December 31, 2020: Available-for-Sale Debt Securities December 31, 2020 Amortized Gross Gross Fair Value (In thousands) Obligations of U.S. Government sponsored entities $ 599,652 $ 9,820 $ 1,992 $ 607,480 Obligations of U.S. states and political subdivisions 126,642 3,144 40 129,746 Mortgage-backed securities – residential, issued by U.S. Government agencies 179,538 3,216 646 182,108 U.S. Government sponsored entities 691,562 14,593 675 705,480 U.S. corporate debt securities 2,500 0 121 2,379 Total available-for-sale debt securities $ 1,599,894 $ 30,773 $ 3,474 $ 1,627,193 Held-to-Maturity Debt Securities The following table summarizes held-to-maturity debt securities held by the Company at June 30, 2021: Held-to-Maturity Securities June 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 50,856 $ 603 $ 0 $ 51,459 Obligations of U.S. Government sponsored entities 100,992 1,848 0 102,840 Total held-to-maturity debt securities $ 151,848 $ 2,451 $ 0 $ 154,299 There were no held-to-maturity debt securities at December 31, 2020. Management measures expected credit losses on held-to-maturity debt securities on a collective basis by major security type with each type sharing similar risk characteristics and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Management has made the accounting policy election to exclude accrued interest receivable on held-to-maturity debt securities from the estimate of credit losses. As of June 30, 2021, the held-to-maturity portfolio consisted of U.S. Treasury securities and securities issued by U.S. government-sponsored enterprises, including The Federal National Mortgage Agency and the Federal Farm Credit Banks Funding Corporation. U.S. Treasury securities are backed by the full faith and credit of and/or guaranteed by the U.S. government, and it is expected that the securities will not be settled at prices less than the amortized cost bases of the securities. Securities issued by U.S. government agencies or U.S. government-sponsored enterprises carry the explicit and/or implicit guarantee of the U.S. government, are widely recognized as “risk-free,” and have a long history of zero credit loss. As such, the Company did not record an allowance for credit losses for these securities as of June 30, 2021. The available-for-sale portfolio also includes callable securities that may be called by the issuer prior to maturity. The Company may from time to time sell debt securities from its available-for-sale portfolio. Realized gains on sale of available-for-sale debt securities were $0 and $330,000 for the three and six months ended June 30, 2021 and $0 and $178,000 for the three and six months ended June 30, 2020. Realized losses on available-for-sale debt securities were $0 for the three and six months ended June 30, 2021 and $0 for the three and six months ended June 30, 2020. Proceeds from the sale of available-for-sale debt securities were $2.2 million and $38.9 million for the three and six months ended June 30, 2021, and $0 and $42.6 million for the three and six months ended June 30, 2020. Sales of available-for-sale investment securities were the result of general investment portfolio and interest rate risk management. The Company's investment portfolio includes callable securities that may be called prior to maturity. Realized gains on called available-for-sale debt securities were $0 and $251,000 for the three and six months ended June 30, 2020 . The Company also recognized net losses of $0 and $12,000 for the three and six months ended June 30, 2021, on equity securities, reflecting the change in fair value. The following table summarizes available-for-sale debt securities that had unrealized losses at June 30, 2021. Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 69,198 $ 275 $ 0 $ 0 $ 69,198 $ 275 Obligations of U.S. Government sponsored entities 517,624 7,973 0 0 517,624 7,973 Obligations of U.S. states and political subdivisions 9,216 79 0 0 9,216 79 Mortgage-backed securities – residential, issued by U.S. Government agencies 33,681 373 3,533 344 37,214 717 U.S. Government sponsored entities 404,870 7,701 6,596 328 411,466 8,029 U.S. corporate debt securities 0 0 2,413 87 2,413 87 Total available-for-sale debt securities $ 1,034,589 $ 16,401 $ 12,542 $ 759 $ 1,047,131 $ 17,160 The following table summarizes available-for-sale debt securities that had unrealized losses at December 31, 2020. Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government sponsored entities $ 310,711 $ 1,992 $ 0 $ 0 $ 310,711 $ 1,992 Obligations of U.S. states and political subdivisions 8,868 40 0 0 8,868 40 Mortgage-backed securities – residential, issued by U.S. Government agencies 10,560 396 1,819 250 12,379 646 U.S. Government sponsored entities 87,643 586 5,068 89 92,711 675 U.S. corporate debt securities 0 0 2,379 121 2,379 121 Total available-for-sale debt securities $ 417,782 $ 3,014 $ 9,266 $ 460 $ 427,048 $ 3,474 There were no unrealized losses on held-to-maturity debt securities at June 30, 2021 and there were no held-to-maturity debt securities at December 31, 2020. The Company evaluates available-for-sale debt securities for expected credit losses (“ECL”) in unrealized loss positions at each measurement date to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Factors that may be indicative of ECL include, but are not limited to, the following: • Extent to which the fair value is less than the amortized cost basis. • Adverse conditions specifically related to the security, an industry, or geographic area (changes in technology, business practice). • Payment structure of the debt security with respect to underlying issuer or obligor. • Failure of the issuer to make scheduled payment of principal and/or interest. • Changes to the rating of a security or issuer by a nationally recognized statistical rating organization. • Changes in tax or regulatory guidelines that impact a security or underlying issuer. For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (technical impairment) is the result of changes in interest rates or reflects a fundamental change in the credit worthiness of the underlying issuer. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) on the Statement of Condition, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change. The gross unrealized losses reported for residential mortgage-backed securities relate to investment securities issued by U.S. government sponsored entities such as Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, and U.S. government agencies such as Government National Mortgage Association. The total gross unrealized losses, shown in the tables above, were primarily attributable to changes in interest rates and levels of market liquidity, relative to when the investment securities were purchased, and not due to the credit-related quality of the investment securities. In addition, the Company maintains the ability and intent to hold these positions until the recovery of unrealized losses and does not believe that the Company would be required to sell any securities currently in an unrealized loss position. The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. June 30, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 58,024 $ 58,673 Due after one year through five years 498,147 502,123 Due after five years through ten years 448,441 445,387 Due after ten years 62,542 62,828 Total 1,067,154 1,069,011 Mortgage-backed securities 942,163 945,078 Total available-for-sale debt securities $ 2,009,317 $ 2,014,089 December 31, 2020 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 54,484 $ 55,008 Due after one year through five years 379,044 388,132 Due after five years through ten years 228,572 229,107 Due after ten years 66,694 67,358 Total 728,794 739,605 Mortgage-backed securities 871,100 887,588 Total available-for-sale debt securities $ 1,599,894 $ 1,627,193 June 30, 2021 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years 151,848 154,299 Total held-to-maturity debt securities $ 151,848 $ 154,299 There were no held-to-maturity debt securities at December 31, 2020. The Company also holds non-marketable Federal Home Loan Bank New York (“FHLBNY”) stock, non-marketable Federal Home Loan Bank Pittsburgh (“FHLBPITT”) stock and non-marketable Atlantic Community Bankers Bank ("ACBB") stock, all of which are required to be held for regulatory purposes and for borrowing availability. The required investment in FHLB stock is tied to the Company’s borrowing levels with the FHLB. Holdings of FHLBNY stock, FHLBPITT stock, and ACBB stock totaled $11.3 million, $4.6 million and $95,000, respectively, at June 30, 2021. These securities are carried at par, which is also cost. The FHLBNY and FHLBPITT continue to pay dividends and repurchase stock. Quarterly, we evaluate our investment in the FHLB for impairment. We evaluate recent and long-term operating performance, liquidity, funding and capital positions, stock repurchase history, dividend history and impact of legislative and regulatory changes. Based on our most recent evaluation, as of June 30, 2021, we determined that no impairment write-downs were required.

Loans and Leases

Loans and Leases	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Loans and Leases	Loans and Leases Loans and leases at June 30, 2021 and December 31, 2020 were as follows: (In thousands) 06/30/2021 12/31/2020 Commercial and industrial Agriculture $ 79,351 $ 94,489 Commercial and industrial other 755,885 792,987 PPP loans* 258,964 291,252 Subtotal commercial and industrial 1,094,200 1,178,728 Commercial real estate Construction 158,654 163,016 Agriculture 201,863 201,866 Commercial real estate other 2,213,798 2,204,310 Subtotal commercial real estate 2,574,315 2,569,192 Residential real estate Home equity 187,581 200,827 Mortgages 1,246,450 1,235,160 Subtotal residential real estate 1,434,031 1,435,987 Consumer and other Indirect 6,497 8,401 Consumer and other 64,371 61,399 Subtotal consumer and other 70,868 69,800 Leases 14,728 14,203 Total loans and leases 5,188,142 5,267,910 Less: unearned income and deferred costs and fees (13,013) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 5,175,129 $ 5,260,327 *Paycheck Protection Program ("PPP") The Company has adopted comprehensive lending policies, underwriting standards and loan review procedures. Management reviews these policies and procedures on a regular basis. The Company discussed its lending policies and underwriting guidelines for its various lending portfolios in Note 3 – “Loans and Leases” in the Notes to Consolidated Financial Statements contained in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. There have been no significant changes in these policies and guidelines since the date of that report. As such, these policies are reflective of new originations as well as those balances held at December 31, 2020. The Company’s Board of Directors approves the lending policies at least annually. The Company recognizes that exceptions to policy guidelines may occasionally occur and has established procedures for approving exceptions to these policy guidelines. Management has also implemented reporting systems to monitor loan origination, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Generally loans are placed on nonaccrual status if principal or interest payments become 90 days or more past due and/or management deems the collectability of the principal and/or interest to be in question as well as when required by regulatory agencies. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. Loans are generally returned to accrual status when all the principal and interest amounts due are brought current, the borrower has established a payment history, and future payments are reasonably assured. When management determines that the collection of principal in full is not probable, management will charge-off a partial amount or full amount of the loan balance. Management considers specific facts and circumstances relative to each individual credit in making such a determination. For residential and consumer loans, management uses specific regulatory guidance and thresholds for determining charge-offs. The below table is an age analysis of past due loans, segregated by class of loans, as of June 30, 2021 and December 31, 2020. June 30, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 0 $ 0 $ 79,351 $ 79,351 Commercial and industrial other 567 0 618 1,185 754,700 755,885 PPP loans 0 0 0 0 258,964 258,964 Subtotal commercial and industrial 567 0 618 1,185 1,093,015 1,094,200 Commercial real estate Construction 334 0 0 334 158,320 158,654 Agriculture 136 0 0 136 201,727 201,863 Commercial real estate other 0 0 5,296 5,296 2,208,502 2,213,798 Subtotal commercial real estate 470 0 5,296 5,766 2,568,549 2,574,315 Residential real estate Home equity 3 0 1,031 1,034 186,547 187,581 Mortgages 33 389 4,474 4,896 1,241,554 1,246,450 Subtotal residential real estate 36 389 5,505 5,930 1,428,101 1,434,031 Consumer and other Indirect 106 42 130 278 6,219 6,497 Consumer and other 78 4 97 179 64,192 64,371 Subtotal consumer and other 184 46 227 457 70,411 70,868 Leases 0 0 0 0 14,728 14,728 Total loans and leases 1,257 435 11,646 13,338 5,174,804 5,188,142 Less: unearned income and deferred costs and fees 0 0 0 0 (13,013) (13,013) Total loans and leases, net of unearned income and deferred costs and fees $ 1,257 $ 435 $ 11,646 $ 13,338 $ 5,161,791 $ 5,175,129 December 31, 2020 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 18 $ 0 $ 18 $ 94,471 $ 94,489 Commercial and industrial other 44 7 1,516 1,567 791,420 792,987 PPP loans 0 0 0 0 291,252 291,252 Subtotal commercial and industrial 44 25 1,516 1,585 1,177,143 1,178,728 Commercial real estate Construction 0 0 0 0 163,016 163,016 Agriculture 263 0 0 263 201,603 201,866 Commercial real estate other 0 0 7,125 7,125 2,197,185 2,204,310 Subtotal commercial real estate 263 0 7,125 7,388 2,561,804 2,569,192 Residential real estate Home equity 713 224 1,126 2,063 198,764 200,827 Mortgages 521 879 4,210 5,610 1,229,550 1,235,160 Subtotal residential real estate 1,234 1,103 5,336 7,673 1,428,314 1,435,987 Consumer and other Indirect 175 35 91 301 8,100 8,401 Consumer and other 115 18 232 365 61,034 61,399 Subtotal consumer and other 290 53 323 666 69,134 69,800 Leases 0 0 0 0 14,203 14,203 Total loans and leases 1,831 1,181 14,300 17,312 5,250,598 5,267,910 Less: unearned income and deferred costs and fees 0 0 0 0 (7,583) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 1,831 $ 1,181 $ 14,300 $ 17,312 $ 5,243,015 $ 5,260,327 The following table presents the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses as of June 30, 2021 and December 31, 2020. June 30, 2021 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 171 $ 708 $ 0 Subtotal commercial and industrial 171 708 0 Commercial real estate Agriculture 1,041 1,154 0 Commercial real estate other 24,907 34,247 0 Subtotal commercial real estate 25,948 35,401 0 Residential real estate Home equity 707 2,534 0 Mortgages 1,030 9,022 0 Subtotal residential real estate 1,737 11,556 0 Consumer and other Indirect 3 226 0 Consumer and other 0 128 0 Subtotal consumer and other 3 354 0 Leases 0 0 0 Total loans and leases $ 27,859 $ 48,019 $ 0 December 31, 2020 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 803 $ 1,775 $ 0 Subtotal commercial and industrial 803 1,775 0 Commercial real estate Agriculture 0 118 0 Commercial real estate other 23,080 23,509 0 Subtotal commercial real estate 23,080 23,627 0 Residential real estate Home equity 767 2,965 0 Mortgages 1,365 10,180 0 Subtotal residential real estate 2,132 13,145 0 Consumer and other Indirect 3 169 0 Consumer and other 0 260 0 Subtotal consumer and other 3 429 0 Leases 0 0 0 Total loans and leases $ 26,018 $ 38,976 $ 0

Allowance for Credit Losses

Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses Management reviews the appropriateness of the allowance for credit losses (“allowance” or "ACL") on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated credit loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 119, Measurement of Credit Losses on Financial Instruments ("CECL"), and Financial Instruments - Credit Losses and ASC Topic 326, Financial Instruments - Credit Losses (ASU 2016-3) . The Company uses a discounted cash flow ("DCF") method to estimate expected credit losses for all loan segments excluding the leasing segment. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speed, curtailments, recovery lag probability of default, and loss given default. The modeling of expected prepayment speeds, curtailment rates, and time to recovery are based on internal historical data. The Company uses regression analysis of historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loans utilizing the DCF method, management utilizes forecasts of national unemployment and a one year percentage change in national gross domestic product as loss drivers in the model. For all DCF models, management has determined that four quarters represents a reasonable and supportable forecast period and reverts back to a historical loss rate over eight quarters on a straight-line basis. Management leverages economic projections from a reputable and independent third party to inform its loss driver forecasts over the four-quarter forecast period. Other internal and external indicators of economic forecasts are also considered by management when developing the forecast metrics. The combination of adjustments for credit expectations and timing expectations produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce a net present value of expected cash flows ("NPV"). An ACL is established for the difference between the NPV and amortized cost basis. Since the methodology is based upon historical experience and trends, current conditions, and reasonable and supportable forecasts, as well as management’s judgment, factors may arise that result in different estimates. While management’s evaluation of the allowance as of June 30, 2021, considers the allowance to be appropriate, under certain conditions or assumptions, the Company would need to increase or decrease the allowance. In addition, various federal and State regulatory agencies, as part of their examination process, review the Company's allowance and may require the Company to recognize additions to the allowance based on their judgements and information available to them at the time of their examinations. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as commitments to make loans, and commercial letters of credit. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision expense in the Company's consolidated statements of income. The following table details activity in the allowance for credit losses on loans for the three and six months ended June 30, 2021 and 2020. The Company adopted ASU 2016-13 on January 1, 2020 using the modified retrospective approach. The transition adjustment included a decrease in the allowance of $2.5 million. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended June 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,750 $ 30,467 $ 9,470 $ 1,583 $ 69 $ 49,339 Charge-offs (2) 0 (48) (60) 0 (110) Recoveries 4 826 125 39 0 994 Provision (credit) for credit loss expense (639) (2,092) (13) 28 (2) (2,718) Ending Balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Three Months Ended June 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 11,665 $ 22,446 $ 16,330 $ 1,883 $ 80 $ 52,404 Charge-offs 0 (15) (1) (127) 0 (143) Recoveries 21 12 84 52 0 169 Provision (credit) for credit loss expense (573) 1,843 (1,401) (212) (5) (348) Ending Balance $ 11,113 $ 24,286 $ 15,012 $ 1,596 $ 75 $ 52,082 Six Months Ended June 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balances $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (118) 0 (46) (152) 0 (316) Recoveries 101 1,039 158 82 0 1,380 Provision (credit) for credit loss expense (2,109) (2,384) (835) 98 2 (5,228) Ending Balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Six Months Ended June 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance, prior to adoption of ASC 326 $ 10,541 $ 21,608 $ 6,381 $ 1,362 $ 0 $ 39,892 Impact of adopting ASC 326 (2,008) (5,917) 4,459 850 82 (2,534) Charge-offs (1) (1,305) (3) (264) 0 (1,573) Recoveries 37 30 163 121 0 351 Provision (credit) for credit loss expense 2,544 9,870 4,012 (473) (7) 15,946 Ending Balance $ 11,113 $ 24,286 $ 15,012 $ 1,596 $ 75 $ 52,082 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation June 30, 2021 Commercial and Industrial $ 46 $ 501 $ 478 $ 1,025 $ 155 Commercial Real Estate 35,167 0 0 35,167 1,666 Commercial Real Estate - Agriculture 1,559 0 0 1,559 0 Total $ 35,213 $ 501 $ 478 $ 36,192 $ 1,821 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2020 Commercial and Industrial $ 103 $ 582 $ 110 $ 795 $ 122 Commercial Real Estate 24,277 1,418 0 25,695 186 Total $ 24,380 $ 2,000 $ 110 $ 26,490 $ 308 Loans are considered modified in a troubled debt restructuring ("TDR") when, due to a borrower’s financial difficulties, the Company makes concessions to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments made over the remaining term of the loan or at maturity. There were no new TDRs in the second quarter of 2021 or 2020, and no new TDRs for the six months ended June 30, 2021. The following tables present information on loans modified in a TDR during the six months ended June 30, 2020. Post-modification amounts are presented as of June 30, 2020. Six Months Ended June 30, 2020 Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Commercial real estate Commercial real estate other 1 0 $ 0 $ 0 1 $ 37 Residential real estate Home equity 1 2 121 121 1 87 Total 2 $ 121 $ 121 2 $ 124 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the six months ended June 30, 2020 that were restructured in the prior twelve months. The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of June 30, 2021 and December 31, 2020. June 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Pass $ 61,749 $ 69,200 $ 62,167 $ 48,666 $ 46,939 $ 308,161 $ 147,361 $ 3,414 $ 747,657 Special Mention 28 860 328 309 552 1,367 799 0 4,243 Substandard 15 385 300 801 231 695 1,558 0 3,985 Total Commercial & Industrial - Other $ 61,792 $ 70,445 $ 62,795 $ 49,776 $ 47,722 $ 310,223 $ 149,718 $ 3,414 $ 755,885 Commercial and Industrial - PPP: Pass $ 205,576 $ 53,388 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 258,964 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 205,576 $ 53,388 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 258,964 Commercial and Industrial - Agriculture: Pass $ 2,993 $ 9,004 $ 6,581 $ 9,802 $ 6,724 $ 4,347 $ 35,006 $ 268 $ 74,725 Special Mention 0 0 0 25 21 0 225 0 271 Substandard 0 93 24 0 118 2,337 1,783 0 4,355 Total Commercial and Industrial - Agriculture $ 2,993 $ 9,097 $ 6,605 $ 9,827 $ 6,863 $ 6,684 $ 37,014 $ 268 $ 79,351 Commercial Real Estate Pass $ 145,134 $ 269,940 $ 258,852 $ 206,663 $ 228,178 $ 858,179 $ 73,474 $ 22,560 $ 2,062,980 Special Mention 0 1,777 11,336 3,868 4,578 78,555 362 0 100,476 Substandard 0 0 4,933 18,535 6,171 20,521 182 0 50,342 Total Commercial Real Estate $ 145,134 $ 271,717 $ 275,121 $ 229,066 $ 238,927 $ 957,255 $ 74,018 $ 22,560 $ 2,213,798 Commercial Real Estate - Agriculture: Pass $ 11,618 $ 20,794 $ 32,737 $ 43,163 $ 24,080 $ 57,892 $ 3,970 $ 2,586 $ 196,840 Special Mention 0 1,930 0 0 0 4 49 0 1,983 Substandard 0 0 0 40 0 2,365 635 0 3,040 Total Commercial Real Estate - Agriculture $ 11,618 $ 22,724 $ 32,737 $ 43,203 $ 24,080 $ 60,261 $ 4,654 $ 2,586 $ 201,863 Commercial Real Estate - Construction Pass $ 5,069 $ 13,480 $ 18,804 $ 7,745 $ 1,739 $ 9,308 $ 92,062 $ 9,020 $ 157,227 Special Mention 0 0 0 0 0 340 774 0 1,114 Substandard 0 0 0 0 0 313 0 0 313 Total Commercial Real Estate - Construction $ 5,069 $ 13,480 $ 18,804 $ 7,745 $ 1,739 $ 9,961 $ 92,836 $ 9,020 $ 158,654 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 91,597 $ 72,639 $ 56,191 $ 60,714 $ 33,402 $ 301,027 $ 149,969 $ 16,301 $ 781,840 Special Mention 1,064 367 344 912 2,045 228 1,331 0 6,291 Substandard 412 305 933 485 292 783 1,646 0 4,856 Total Commercial & Industrial - Other $ 93,073 $ 73,311 $ 57,468 $ 62,111 $ 35,739 $ 302,038 $ 152,946 $ 16,301 $ 792,987 Commercial and Industrial - Agriculture: Pass $ 11,536 $ 8,005 $ 11,162 $ 6,531 $ 3,539 $ 2,599 $ 41,936 $ 1,340 $ 86,648 Special Mention 0 0 28 729 0 0 2080 0 2837 Substandard 99 83 0 202 0 2308 2312 0 5004 Total Commercial and Industrial - Agriculture $ 11,635 $ 8,088 $ 11,190 $ 7,462 $ 3,539 $ 4,907 $ 46,328 $ 1,340 $ 94,489 Commercial and Industrial - PPP: Pass $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Commercial Real Estate Pass $ 278,747 $ 246,331 $ 232,651 $ 237,487 $ 290,106 $ 664,027 $ 33,117 $ 64,903 $ 2,047,369 Special Mention 35 13,016 5,612 4,654 34,310 46,074 203 0 103,904 Substandard 0 4,933 18,395 6,172 5,625 17,610 302 0 53,037 Total Commercial Real Estate $ 278,782 $ 264,280 $ 256,658 $ 248,313 $ 330,041 $ 727,711 $ 33,622 $ 64,903 $ 2,204,310 Commercial Real Estate - Agriculture: Pass $ 22,440 $ 35,081 $ 44,519 $ 22,356 $ 17,081 $ 44,559 $ 919 $ 5,602 $ 192,557 Special Mention 1,960 0 575 1,366 1,053 6 49 0 5,009 Substandard 0 0 0 1,777 713 1,527 283 0 4,300 Total Commercial Real Estate - Agriculture $ 24,400 $ 35,081 $ 45,094 $ 25,499 $ 18,847 $ 46,092 $ 1,251 $ 5,602 $ 201,866 Commercial Real Estate - Construction Pass $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 6,682 $ 85,513 $ 21,051 $ 160,772 Special Mention 0 0 0 0 0 467 1,453 0 1,920 Substandard 0 0 0 0 0 324 0 0 324 Total Commercial Real Estate - Construction $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 7,473 $ 86,966 $ 21,051 $ 163,016 The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of June 30, 2021 and December 31, 2020, continued. June 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 689 $ 1,287 $ 3,221 $ 1,858 $ 1,822 $ 1,278 $ 170,670 $ 4,222 $ 185,047 Nonperforming 0 0 17 0 0 633 1,884 0 2,534 Total Residential - Home Equity $ 689 $ 1,287 $ 3,238 $ 1,858 $ 1,822 $ 1,911 $ 172,554 $ 4,222 $ 187,581 Residential - Mortgages Performing $ 148,238 $ 295,017 $ 175,802 $ 109,328 $ 138,882 $ 359,124 $ 10,456 $ 581 $ 1,237,428 Nonperforming 0 0 0 257 699 8,035 31 0 9,022 Total Residential - Mortgages $ 148,238 $ 295,017 $ 175,802 $ 109,585 $ 139,581 $ 367,159 $ 10,487 $ 581 $ 1,246,450 Consumer - Direct Performing $ 12,624 $ 12,508 $ 10,628 $ 6,625 $ 5,524 $ 11,115 $ 5,219 $ 0 $ 64,243 Nonperforming 0 5 42 68 12 0 1 $ 0 128 Total Consumer - Direct $ 12,624 $ 12,513 $ 10,670 $ 6,693 $ 5,536 $ 11,115 $ 5,220 $ 0 $ 64,371 Consumer - Indirect Performing $ 1,075 $ 1,134 $ 874 $ 2,424 $ 622 $ 142 $ 0 $ 0 $ 6,271 Nonperforming 0 0 131 63 2 30 0 0 226 Total Consumer Indirect $ 1,075 $ 1,134 $ 1,005 $ 2,487 $ 624 $ 172 $ 0 $ 0 $ 6,497 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,440 $ 2,764 $ 1,052 $ 2,120 $ 722 $ 1,106 $ 188,614 $ 44 $ 197,862 Nonperforming 0 18 0 0 194 506 2,247 0 2,965 Total Residential - Home Equity $ 1,440 $ 2,782 $ 1,052 $ 2,120 $ 916 $ 1,612 $ 190,861 $ 44 $ 200,827 Residential - Mortgages Performing $ 305,476 $ 193,543 $ 123,205 $ 155,699 $ 178,149 $ 255,556 $ 11,735 $ 1,617 $ 1,224,980 Nonperforming 0 258 455 706 1,404 7,305 52 0 10,180 Total Residential - Mortgages $ 305,476 $ 193,801 $ 123,660 $ 156,405 $ 179,553 $ 262,861 $ 11,787 $ 1,617 $ 1,235,160 Consumer - Direct Performing $ 14,840 $ 11,127 $ 8,011 $ 6,632 $ 2,854 $ 10,840 $ 6,835 $ 0 $ 61,139 Nonperforming 5 74 167 12 0 2 0 0 260 Total Consumer - Direct $ 14,845 $ 11,201 $ 8,178 $ 6,644 $ 2,854 $ 10,842 $ 6,835 $ 0 $ 61,399 Consumer - Indirect Performing $ 1,424 $ 1,878 $ 3,327 $ 1,128 $ 382 $ 93 $ 0 $ 0 $ 8,232 Nonperforming 0 67 44 7 36 15 0 0 169 Total Consumer Indirect $ 1,424 $ 1,945 $ 3,371 $ 1,135 $ 418 $ 108 $ 0 $ 0 $ 8,401

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Earnings per share in the table below, for the three and six month periods ended June 30, 2021 and 2020 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share. ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 6/30/2021 6/30/2020 Basic Net income available to common shareholders $ 22,831 $ 21,431 Less: income attributable to unvested stock-based compensation awards (164) (251) Net earnings allocated to common shareholders 22,667 21,180 Weighted average shares outstanding, including unvested stock-based compensation awards 14,886,687 14,910,300 Less: average unvested stock-based compensation awards (231,913) (228,344) Weighted average shares outstanding - Basic 14,654,774 14,681,956 Diluted Net earnings allocated to common shareholders 22,667 21,180 Weighted average shares outstanding - Basic 14,654,774 14,681,956 Plus: incremental shares from assumed conversion of stock-based compensation awards 82,961 32,892 Weighted average shares outstanding - Diluted 14,737,735 14,714,848 Basic EPS $ 1.55 $ 1.44 Diluted EPS $ 1.54 $ 1.44 Stock-based compensation awards representing 477 and 10,449 of common shares during the three months ended June 30, 2021 and 2020, respectively, were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive. Six Months Ended (In thousands, except share and per share data) 6/30/2021 6/30/2020 Basic Net income available to common shareholders $ 48,457 $ 29,380 Less: income attributable to unvested stock-based compensation awards (350) (350) Net earnings allocated to common shareholders 48,107 29,030 Weighted average shares outstanding, including unvested stock-based compensation awards 14,899,524 14,934,028 Less: unvested stock-based compensation awards (234,003) (233,576) Weighted average shares outstanding - Basic 14,665,521 14,700,452 Diluted Net earnings allocated to common shareholders 48,107 29,030 Weighted average shares outstanding - Basic 14,665,521 14,700,452 Plus: incremental shares from assumed conversion of stock-based compensation awards 82,055 44,107 Weighted average shares outstanding - Diluted 14,747,576 14,744,559 Basic EPS $ 3.28 $ 1.97 Diluted EPS $ 3.26 $ 1.97 Stock-based compensation awards representing approximately 8,187 and 10,090 of common shares during the six months ended June 30, 2021 and 2020, respectively were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2021
Stockholders' Equity Note [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) The following tables present reclassifications out of accumulated other comprehensive income (loss) for the three and six month periods ended June 30, 2021 and 2020. Three Months Ended June 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 11,244 $ (2,755) $ 8,489 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income 0 0 0 Net unrealized gains/losses 11,244 (2,755) 8,489 Employee benefit plans: Amortization of net retirement plan actuarial gain 712 (175) 537 Amortization of net retirement plan prior service cost 55 (13) 42 Employee benefit plans 767 (188) 579 Other comprehensive (loss) income $ 12,011 $ (2,943) $ 9,068 Three Months Ended June 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (339) $ 82 $ (257) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income 0 0 0 Net unrealized gains/losses (339) 82 (257) Employee benefit plans: Amortization of net retirement plan actuarial gain 581 (142) 439 Amortization of net retirement plan prior service cost 54 (13) 41 Employee benefit plans 635 (155) 480 Other comprehensive income $ 296 $ (73) $ 223 Six Months Ended June 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (22,197) $ 5,440 $ (16,757) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (330) 81 (249) Net unrealized gains/losses (22,527) 5,521 (17,006) Employee benefit plans: Amortization of net retirement plan actuarial loss 1,476 (362) 1,114 Amortization of net retirement plan prior service cost 111 (27) 84 Employee benefit plans 1,587 (389) 1,198 Other comprehensive income $ (20,940) $ 5,132 $ (15,808) Six Months Ended June 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 28,963 $ (7,097) $ 21,866 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (429) 105 (324) Net unrealized gains/losses 28,534 (6,992) 21,542 Employee benefit plans: Amortization of net retirement plan actuarial loss 1,183 (290) 893 Amortization of net retirement plan prior service cost 107 (26) 81 Employee benefit plans 1,290 (316) 974 Other comprehensive income $ 29,824 $ (7,308) $ 22,516 The following table presents the activity in our accumulated other comprehensive income (loss) for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at March 31, 2021 $ (4,886) $ (52,064) $ (56,950) Other comprehensive (loss) income before reclassifications 8,489 0 8,489 Amounts reclassified from accumulated other comprehensive (loss) income 0 579 579 Net current-period other comprehensive (loss) income 8,489 579 9,068 Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (16,757) 0 (16,757) Amounts reclassified from accumulated other comprehensive (loss) income (249) 1,198 949 Net current-period other comprehensive income (17,006) 1,198 (15,808) Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) (In thousands) Available-for- Employee Accumulated Balance at March 31, 2020 $ 25,838 $ (47,109) $ (21,271) Other comprehensive income (loss) before reclassifications (257) 0 (257) Amounts reclassified from accumulated other comprehensive (loss) income 0 480 480 Net current-period other comprehensive income (257) 480 223 Balance at June 30, 2020 $ 25,581 $ (46,629) $ (21,048) Balance at January 1, 2020 $ 4,039 $ (47,603) $ (43,564) Other comprehensive income (loss) before reclassifications 21,866 0 21,866 Amounts reclassified from accumulated other comprehensive (loss) income (324) 974 650 Net current-period other comprehensive income 21,542 974 22,516 Balance at June 30, 2020 $ 25,581 $ (46,629) $ (21,048) The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and six months ended June 30, 2021 and 2020. Three Months Ended June 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 0 Net gain on securities transactions 0 Tax expense 0 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (711) Other operating expense Net retirement plan prior service cost (56) Other operating expense (767) Total before tax 188 Tax benefit $ (579) Net of tax Three Months Ended June 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 0 Net gain on securities transactions 0 Tax expense 0 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (581) Other operating expense Net retirement plan prior service cost (54) Other operating expense (635) Total before tax 155 Tax benefit $ (480) Net of tax Six Months Ended June 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 330 Net gain on securities transactions (81) Tax expense 249 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,475) Other operating expense Net retirement plan prior service cost (111) Other operating expense (1,586) Total before tax 388 Tax benefit $ (1,198) Net of tax Six Months Ended June 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 429 Net gain on securities transactions (105) Tax expense 324 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,183) Other operating expense Net retirement plan prior service cost (107) Other operating expense (1,290) Total before tax 316 Tax benefit $ (974) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - “Employee Benefit Plan”).

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Jun. 30, 2021
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The following tables set forth the amount of the net periodic benefit cost recognized by the Company for the Company’s pension plan, post-retirement plan (Life and Health), and supplemental employee retirement plans (“SERP”) including the following components: service cost, interest cost, expected return on plan assets for the period, amortization of the unrecognized transitional obligation or transition asset, and the amounts of recognized gains and losses, prior service cost recognized, and gain or loss recognized due to settlement or curtailment. Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits (In thousands) 6/30/2021 6/30/2020 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Service cost $ 0 $ 0 $ 42 $ 45 $ 55 $ 61 Interest cost 327 545 36 59 147 217 Expected return on plan assets (1,411) (1,352) 0 0 0 0 Amortization of net retirement plan actuarial loss 397 355 82 52 233 175 Amortization of net retirement plan prior service (credit) cost 0 (2) (15) (15) 70 71 Net periodic benefit (income) cost $ (687) $ (454) $ 145 $ 141 $ 505 $ 524 Pension Benefits Life and Health SERP Benefits (In thousands) 6/30/2021 6/30/2020 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Service cost $ 0 $ 0 $ 93 $ 86 $ 115 $ 107 Interest cost 814 1,185 90 122 346 457 Expected return on plan assets (2,826) (2,708) 0 0 0 0 Amortization of net retirement plan actuarial loss 780 705 156 77 540 400 Amortization of net retirement plan prior service cost (credit) 0 (5) (30) (30) 141 143 Net periodic benefit (income) cost $ (1,232) $ (823) $ 309 $ 255 $ 1,142 $ 1,107 The service component of net periodic benefit cost for the Company's benefit plans is recorded as a part of salaries and wages in the consolidated statements of income. All other components are recorded as part of other operating expenses in the consolidated statements of income. The Company realized approximately $1.2 million and $974,000, net of tax, as amortization of amounts previously recognized in accumulated other comprehensive (loss) income, for the six months ended June 30, 2021 and 2020, respectively.

Other Income and Operating Expe

Other Income and Operating Expense	6 Months Ended
	Jun. 30, 2021
Other Income and Expenses [Abstract]
Other Income and Operating Expense	Other Income and Operating Expense Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any of the periods presented below are stated separately. Three Months Ended Six Months Ended (In thousands) 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Noninterest Income Other service charges $ 710 $ 583 $ 1,379 $ 1,388 Earnings from corporate owned life insurance 570 735 1,111 1,058 Net gains on the sales of loans originated for sale 153 691 582 867 Other income 232 457 567 1,257 Total other income $ 1,665 $ 2,466 $ 3,639 $ 4,570 Noninterest Expenses Marketing expense $ 1,132 $ 936 $ 1,627 $ 1,876 Professional fees 1,533 1,421 3,427 3,256 Legal fees 221 315 441 537 Technology expense 2,977 2,968 5,905 5,831 Cardholder expense 875 740 1,662 1,569 Other expenses 3,992 5,057 8,293 9,778 Total other operating expense $ 10,730 $ 11,437 $ 21,355 $ 22,847

Revenue Recognition

Revenue Recognition	6 Months Ended
	Jun. 30, 2021
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition As stated in Note 1 - "Summary of Significant Accounting Policies," in the 2020 Annual Report on Form 10-K, the Company adopted ASU No. 2014-09 “Revenue from Contracts with Customers” (ASC 606) and all subsequent ASUs that modified ASC 606, on January 1, 2018. ASC 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of ASC 606. ASC 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of ASC 606. Insurance Commissions and Fees Insurance commissions and fees from insurance product sales are typically earned upon the effective date of bound coverage, as no significant performance obligation remains after coverage is bound. Commission revenue on policies billed in installments is now accrued based upon the completion of the performance obligation creating a current asset for the unbilled revenue until such time as an invoice is generated, typically not to exceed twelve months. The impact of these changes was not significant, but it will result in slight variances from quarter to quarter. Contingent commissions are estimated based upon management’s expectations for the year with an appropriate constraint applied and accrued relative to the recognition of the corresponding core commissions. Trust & Asset Management Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Mutual Fund & Investment Income Mutual fund and investment income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, investment advisory fees from the Company’s Strategic Asset Management Services (SAM) wealth management product. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value, recorded over time, usually monthly or quarterly, as net asset value is determined. Investment advisor fees from the wealth management product is earned over time and based on an annual percentage rate of the net asset value. The investment advisor fees are charged to the customer’s account in advance on the first month of the quarter, and the revenue is recognized over the following three-month period. The Company does engage a third party, LPL Financial, LLC (LPL), to satisfy part of this performance obligation, and therefore this income is reported net of any corresponding expenses paid to LPL. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. Card Services Income Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as MasterCard. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for fees and exchange are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Other service charges include revenue from processing wire and ACH transfers, lock box service and safe deposit box rental. Payment on these revenue streams is received primarily through a direct charge to the customer’s account, immediately or in the following month, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. The following tables present noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606, for the three and six months ended June 30, 2021 and 2020. Three Months Ended (In thousands) 06/30/2021 06/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 7,488 $ 7,024 Installment Billing (52) (49) Refund of Commissions 31 (226) Contract Liabilities/Deferred Revenue (237) (204) Contingent Commissions 824 710 Subtotal Insurance Revenues 8,054 7,255 Trust and Asset Management 3,334 2,790 Mutual Fund & Investment Income 1,383 1,130 Subtotal Investment Service Income 4,717 3,920 Service Charges on Deposit Accounts 1,471 1,248 Card Services Income 2,951 2,283 Other 297 238 Noninterest Income (in-scope of ASC 606) 17,490 14,944 Noninterest Income (out-of-scope of ASC 606) 1,368 2,233 Total Noninterest Income $ 18,858 $ 17,177 Six Months Ended (In thousands) 06/30/2021 06/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 15,171 $ 14,409 Installment Billing (17) (79) Refund of Commissions 11 (353) Contract Liabilities/Deferred Revenue (237) (208) Contingent Commissions 2,292 1,531 Subtotal Insurance Revenues 17,220 15,300 Trust and Asset Management 6,700 5,728 Mutual Fund & Investment Income 2,690 2,394 Subtotal Investment Service Income 9,390 8,122 Service Charges on Deposit Accounts 2,941 3,231 Card Services Income 5,334 4,466 Other 598 552 Noninterest Income (in-scope of ASC 606) 35,483 31,671 Noninterest Income (out-of-scope of ASC 606) 3,358 4,466 Total Noninterest Income $ 38,841 $ 36,137 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration or before payment is due, which would result in contract receivables or assets, respectively. A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment or for which payment is due from the customer. The Company’s noninterest revenue streams, excluding some insurance commissions and fees, are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Receivables primarily consist of amounts due for insurance and wealth management services performed for which the Company's performance obligations have been fully satisfied. Receivables for the insurance and wealth management services amounted to $5.7 million and $2.1 million, respectively, at June 30, 2021, compared to $5.2 million and $2.2 million, respectively, at December 31, 2020. Additionally, the Company had contract assets related to contingent income of $1.1 million and $2.5 million, respectively, at June 30, 2021 and December 31, 2020, and contract liabilities of $3.2 million and $2.0 million, respectively at June 30, 2021 and December 31, 2020. Contract Acquisition Costs

Financial Guarantees

Financial Guarantees	6 Months Ended
	Jun. 30, 2021
Guarantees [Abstract]
Financial Guarantees	Financial Guarantees The Company currently does not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. The Company extends standby letters of credit to its customers in the normal course of business. The standby letters of credit are generally short-term. As of June 30, 2021, the Company’s maximum potential obligation under standby letters of credit was $33.0 million compared to $31.4 million at December 31, 2020. Management uses the same credit policies to extend standby letters of credit that it uses for on-balance sheet lending decisions and may require collateral to support standby letters of credit based upon its evaluation of the counterparty. Management does not anticipate any significant losses as a result of these transactions, and has determined that the fair value of standby letters of credit is not significant.

Segment and Related Information

Segment and Related Information	6 Months Ended
	Jun. 30, 2021
Segment Reporting [Abstract]
Segment and Related Information	Segment and Related Information The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, “Segment Reporting”: (i) banking (“Banking”), (ii) insurance (“Tompkins Insurance”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services, other than trust services, are managed separately from the Banking segment. Banking The Banking segment is primarily comprised of the Company’s four banking subsidiaries: Tompkins Trust Company, a commercial bank with thirteen banking offices located in Ithaca, NY and surrounding communities; The Bank of Castile (DBA Tompkins Bank of Castile), a commercial bank with sixteen banking offices located in the Genesee Valley region of New York State as well as Monroe County; Mahopac Bank (DBA Tompkins Mahopac Bank), a commercial bank with fourteen full-service banking offices located in the counties north of New York City; and VIST Bank (DBA Tompkins VIST Bank), a banking organization with twenty banking offices headquartered and operating in the areas surrounding southeastern Pennsylvania. As described above in greater detail in Note 1 - "Business", the Company's subsidiary banks have announced plans for a rebranding effort, subject to regulatory approval, pursuant to which the Company's four wholly-owned banking subsidiaries will be combined into one bank which will conduct business under the "Tompkins" brand name, with a legal name of "Tompkins Community Bank." Insurance The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc., a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Tompkins Insurance has five stand-alone offices in Western New York. Wealth Management The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Trust Company, under the Tompkins Financial Advisors brand offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Financial Advisors has offices in each of the Company’s four subsidiary banks. Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2020 Annual Report on Form 10-K. As of and for the three months ended June 30, 2021 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 59,843 $ 0 $ 0 $ (8) $ 59,835 Interest expense 4,997 0 0 (8) 4,989 Net interest income 54,846 0 0 0 54,846 (Credit) provision for credit loss expense (3,071) 0 0 0 (3,071) Noninterest income 6,447 8,163 4,808 (560) 18,858 Noninterest expense 37,879 6,760 3,363 (560) 47,442 Income before income tax expense 26,485 1,403 1,445 0 29,333 Income tax expense 5,729 401 341 0 6,471 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 20,756 1,002 1,104 0 22,862 Less: Net income attributable to noncontrolling interests 31 0 0 0 31 Net Income attributable to Tompkins Financial Corporation $ 20,725 $ 1,002 $ 1,104 $ 0 $ 22,831 Depreciation and amortization $ 2,527 $ 55 $ 14 $ 0 $ 2,596 Assets 7,987,751 46,590 30,435 (76,568) 7,988,208 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 1,994 2,201 79 0 4,274 Net loans and leases 5,127,624 0 0 0 5,127,624 Deposits 6,851,924 0 0 (14,924) 6,837,000 Total Equity 667,007 33,101 28,145 0 728,253 As of and for the three months ended June 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 63,445 $ 1 $ 0 $ (1) $ 63,445 Interest expense 7,080 0 0 (1) 7,079 Net interest income 56,365 1 0 0 56,366 Provision for credit loss expense 877 0 0 0 877 Noninterest income 6,248 7,360 4,095 (526) 17,177 Noninterest expense 36,484 6,358 3,347 (526) 45,663 Income before income tax expense 25,252 1,003 748 0 27,003 Income tax expense 5,113 260 167 0 5,540 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 20,139 743 581 0 21,463 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 20,107 $ 743 $ 581 $ 0 $ 21,431 Depreciation and amortization $ 2,484 $ 57 $ 10 $ 0 $ 2,551 Assets 7,528,501 42,215 25,474 (14,134) 7,582,056 Goodwill 64,585 19,866 7,996 0 92,447 Other intangibles, net 2,758 2,623 119 0 5,500 Net loans and leases 5,372,203 0 0 0 5,372,203 Deposits 6,391,034 0 0 (13,513) 6,377,521 Total Equity 643,139 31,567 23,323 0 698,029 As of and for the six months ended June 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 119,597 $ 2 $ 0 $ (9) $ 119,590 Interest expense 9,716 0 0 (9) 9,707 Net interest income 109,881 2 0 0 109,883 (Credit) provision for credit loss expense (4,901) 0 0 0 (4,901) Noninterest income 12,759 17,581 9,591 (1,090) 38,841 Noninterest expense 73,206 13,197 6,640 (1,090) 91,953 Income before income tax expense 54,335 4,386 2,951 0 61,672 Income tax expense 11,243 1,203 705 0 13,151 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 43,092 3,183 2,246 0 48,521 Less: Net income attributable to noncontrolling interests 64 0 0 0 64 Net Income attributable to Tompkins Financial Corporation $ 43,028 $ 3,183 $ 2,246 $ 0 $ 48,457 Depreciation and amortization $ 4,965 $ 110 $ 27 $ 0 $ 5,102 As of and for the six months ended June 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 126,644 $ 2 $ 0 $ (2) $ 126,644 Interest expense 17,311 0 0 (2) 17,309 Net interest income 109,333 2 0 0 $ 109,335 Provision for credit loss expense 17,636 0 0 0 17,636 Noninterest income 13,241 15,510 8,469 (1,083) 36,137 Noninterest expense 72,709 12,920 6,392 (1,083) 90,938 Income before income tax expense 32,229 2,592 2,077 0 $ 36,898 Income tax expense 6,269 691 489 0 7,449 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 25,960 1,901 1,588 0 $ 29,449 Less: Net income attributable to noncontrolling interests 69 0 0 0 69 Net Income attributable to Tompkins Financial Corporation $ 25,891 $ 1,901 $ 1,588 $ 0 $ 29,380 Depreciation and amortization $ 4,969 $ 116 $ 20 $ 0 $ 5,105

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements FASB ASC Topic 820, Fair Value Measurements and Disclosures, defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles and expands disclosures about fair value measurements. ASC 820 also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). Transfers between levels, when determined to be appropriate, are recognized at the end of each reporting period. The three levels of the fair value hierarchy under ASC 820 are: Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2 – Quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity). The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of June 30, 2021 and December 31, 2020, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements June 30, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 129,091 $ 0 $ 129,091 $ 0 Obligations of U.S. Government sponsored entities 823,718 $ 0 823,718 $ 0 Obligations of U.S. states and political subdivisions 113,789 0 113,789 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 114,422 0 114,422 0 U.S. Government sponsored entities 830,656 0 830,656 0 U.S. corporate debt securities 2,413 0 2,413 0 Total Available-for-sale debt securities $ 2,014,089 $ 0 $ 2,014,089 $ 0 Equity securities, at fair value $ 916 $ 0 $ 0 $ 916 Recurring Fair Value Measurements December 31, 2020 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities Obligations of U.S. Government sponsored entities $ 607,480 $ 0 $ 607,480 $ 0 Obligations of U.S. states and political subdivisions 129,746 0 129,746 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 182,108 0 182,108 0 U.S. Government sponsored entities 705,480 0 705,480 0 U.S. corporate debt securities 2,379 0 2,379 0 Total Available-for-sale debt securities $ 1,627,193 $ 0 $ 1,627,193 $ 0 Equity securities, at fair value $ 929 $ 0 $ 0 $ 929 Securities: Fair values for U.S. Treasury securities are based on quoted market prices. Fair values for obligations of U.S. government sponsored entities, mortgage-backed securities-residential, obligations of U.S. states and political subdivisions, and U.S. corporate debt securities are based on quoted market prices, where available, as provided by third party pricing vendors. If quoted market prices were not available, fair values are based on quoted market prices of comparable instruments in active markets and/or based upon a matrix pricing methodology, which uses comprehensive interest rate tables to determine market price, movement and yield relationships. These securities are reviewed periodically to determine if there are any events or changes in circumstances that would adversely affect their value. The change in the fair value of equity securities valued using significant unobservable inputs (level 3), for the periods ended June 30, 2021 and December 31, 2020, was immaterial. There were no transfers between Levels 1, 2 and 3 for the six months ended June 30, 2021. The Company determines fair value for its available-for-sale debt securities using an independent bond pricing service for identical assets or very similar securities. The Company determines fair value for its equity securities based on the underlying equity fund’s pricing and valuation procedures which consider recent sales price, market quotations from a pricing service, or market quotes from an independent broker-dealer. The Company has reviewed the pricing sources, including methodologies used, and finds them to be fairly stated. Certain assets are measured at fair value on a nonrecurring basis. For the Company, these include loans held for sale, individually evaluated loans, and other real estate owned (“OREO”). For the three and six months ended June 30, 2021, certain individually evaluated loans were remeasured and reported at fair value through a specific valuation allowance and/or partial charge-offs for credit losses based upon the fair value of the underlying collateral. Collateral values are estimated using Level 2 inputs based upon observable market data. In addition to collateral dependent evaluated loans, certain other real estate owned were remeasured and reported at fair value based upon the fair value of the underlying collateral. The fair values of other real estate owned are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. In general, the fair values of other real estate owned are based upon appraisals, with discounts made to reflect estimated costs to sell the real estate. Upon initial recognition, fair value write-downs are taken through a charge-off to the allowance for credit losses. Subsequent fair value write-downs on other real estate owned are reported in other noninterest expense. Three months ended June 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2021 Quoted prices in Significant other Significant Three months ended 06/30/2021 Individually evaluated $ 8,922 $ 0 $ 8,922 $ 0 $ 0 Other real estate owned 0 0 0 0 0 Three months ended June 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2020 Quoted prices in Significant other Significant Three months ended 06/30/2020 Individually evaluated $ 2,560 $ 0 $ 2,560 $ 0 $ (15) Other real estate owned 0 0 0 0 23 Six months ended June 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2021 Quoted prices in Significant other Significant Six months ended 06/30/2021 Individually evaluated $ 31,619 $ 0 $ 31,619 $ 0 $ 0 Other real estate owned 0 0 0 0 0 Six months ended June 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2020 Quoted prices in Significant other Significant Six months ended 06/30/2020 Individually evaluated $ 10,130 $ 0 $ 10,130 $ 0 $ (1,305) Other real estate owned 274 0 274 0 23 The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at June 30, 2021 and December 31, 2020. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. The fair value estimates, methods and assumptions set forth below for the Company's financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by U.S. GAAP and should be read in conjunction with the financial statements and notes included in this Report. For loans where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the loan to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. For real estate loans, fair value of the loan’s collateral is determined by third party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Company reviews the third party appraisal for appropriateness and adjusts the value downward to consider selling and closing costs, which typically range from 5% to 8% of the appraised value. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. Estimated Fair Value of Financial Instruments June 30, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 291,014 $ 291,014 $ 291,014 $ 0 $ 0 Securities - held-to-maturity 151,848 154,299 0 154,299 0 FHLB and other stock 15,991 15,991 0 15,991 0 Accrued interest receivable 27,575 27,575 0 27,575 0 Loans/leases, net 1 5,127,624 5,111,354 0 31,619 5,079,735 Financial Liabilities: Time deposits $ 710,170 $ 715,382 $ 0 $ 715,382 $ 0 Other deposits 6,126,830 6,126,830 0 6,126,830 0 Fed funds purchased and securities sold under agreements to repurchase 52,134 52,134 0 52,134 0 Other borrowings 245,000 251,406 0 251,406 0 Trust preferred debentures 8,799 12,832 0 12,832 0 Accrued interest payable 1,411 1,411 0 1,411 0 Estimated Fair Value of Financial Instruments December 31, 2020 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 388,462 $ 388,462 $ 388,462 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 32,025 32,025 0 32,025 0 Loans/leases, net 1 5,208,658 5,226,301 0 22,171 5,204,130 Financial Liabilities: Time deposits $ 746,234 $ 753,045 $ 0 $ 753,045 $ 0 Other deposits 5,691,518 5,691,518 0 5,691,518 0 Fed funds purchased and securities sold under agreements to repurchase 65,845 65,845 0 65,845 0 Other borrowings 265,000 274,238 0 274,238 0 Trust preferred debentures 13,220 18,483 0 18,483 0 Accrued interest payable 1,727 1,727 0 1,727 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value. The following methods and assumptions were used in estimating fair value disclosures for financial instruments: Cash and Cash Equivalents: The carrying amounts reported in the Consolidated Statements of Condition for cash, noninterest-bearing deposits, money market funds, and Federal funds sold approximate the fair value of those assets. FHLB Stock: The carrying amount of FHLB stock approximates fair value. If the stock is redeemed, the Company will receive an amount equal to the par value of the stock. For miscellaneous equity securities, carrying value is cost. Loans and Leases: Fair value for loans are calculated using an exit price notion. The Company's valuation methodology takes into account factors such as estimated cash flows, including contractual cash flow and assumptions for prepayments; liquidity risk; and credit risk. The fair values of residential loans were estimated using discounted cash flow analyses, based upon available market benchmarks for rates and prepayment assumptions. The fair values of commercial and consumer loans were estimated using discounted cash flow analyses, based upon interest rates currently offered for loans and leases with similar terms and credit quality. The fair values of loans held for sale were determined based upon contractual prices for loans with similar characteristics. Accrued Interest Receivable and Accrued Interest Payable: The carrying amount of these short term instruments approximate fair value. Deposits: The fair values disclosed for noninterest bearing accounts and accounts with no stated maturities are equal to the amount payable on demand at the reporting date. The fair value of time deposits is based upon discounted cash flow analyses using rates offered for FHLB advances, which is the Company’s primary alternative source of funds. Trust Preferred Debentures: The fair value of the trust preferred debentures has been estimated using a discounted cash flow analysis which uses a discount factor of a market spread over current interest rates for similar instruments.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Schedule of available-for-sale securities	The following table summarizes available-for-sale debt securities held by the Company at June 30, 2021: Available-for-Sale Debt Securities June 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 129,228 $ 138 $ 275 $ 129,091 Obligations of U.S. Government sponsored entities 824,157 7,534 7,973 823,718 Obligations of U.S. states and political subdivisions 111,269 2,599 79 113,789 Mortgage-backed securities – residential, issued by U.S. Government agencies 113,357 1,782 717 114,422 U.S. Government sponsored entities 828,806 9,879 8,029 830,656 U.S. corporate debt securities 2,500 0 87 2,413 Total available-for-sale debt securities $ 2,009,317 $ 21,932 $ 17,160 $ 2,014,089 The following table summarizes available-for-sale debt securities held by the Company at December 31, 2020: Available-for-Sale Debt Securities December 31, 2020 Amortized Gross Gross Fair Value (In thousands) Obligations of U.S. Government sponsored entities $ 599,652 $ 9,820 $ 1,992 $ 607,480 Obligations of U.S. states and political subdivisions 126,642 3,144 40 129,746 Mortgage-backed securities – residential, issued by U.S. Government agencies 179,538 3,216 646 182,108 U.S. Government sponsored entities 691,562 14,593 675 705,480 U.S. corporate debt securities 2,500 0 121 2,379 Total available-for-sale debt securities $ 1,599,894 $ 30,773 $ 3,474 $ 1,627,193
Schedule of held-to-maturity securities	The following table summarizes held-to-maturity debt securities held by the Company at June 30, 2021: Held-to-Maturity Securities June 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 50,856 $ 603 $ 0 $ 51,459 Obligations of U.S. Government sponsored entities 100,992 1,848 0 102,840 Total held-to-maturity debt securities $ 151,848 $ 2,451 $ 0 $ 154,299
Schedule of available-for-sale securities with unrealized losses	The following table summarizes available-for-sale debt securities that had unrealized losses at June 30, 2021. Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 69,198 $ 275 $ 0 $ 0 $ 69,198 $ 275 Obligations of U.S. Government sponsored entities 517,624 7,973 0 0 517,624 7,973 Obligations of U.S. states and political subdivisions 9,216 79 0 0 9,216 79 Mortgage-backed securities – residential, issued by U.S. Government agencies 33,681 373 3,533 344 37,214 717 U.S. Government sponsored entities 404,870 7,701 6,596 328 411,466 8,029 U.S. corporate debt securities 0 0 2,413 87 2,413 87 Total available-for-sale debt securities $ 1,034,589 $ 16,401 $ 12,542 $ 759 $ 1,047,131 $ 17,160 The following table summarizes available-for-sale debt securities that had unrealized losses at December 31, 2020. Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government sponsored entities $ 310,711 $ 1,992 $ 0 $ 0 $ 310,711 $ 1,992 Obligations of U.S. states and political subdivisions 8,868 40 0 0 8,868 40 Mortgage-backed securities – residential, issued by U.S. Government agencies 10,560 396 1,819 250 12,379 646 U.S. Government sponsored entities 87,643 586 5,068 89 92,711 675 U.S. corporate debt securities 0 0 2,379 121 2,379 121 Total available-for-sale debt securities $ 417,782 $ 3,014 $ 9,266 $ 460 $ 427,048 $ 3,474
Schedule of amortized cost and estimated fair value of debt securities by contractual maturity	June 30, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 58,024 $ 58,673 Due after one year through five years 498,147 502,123 Due after five years through ten years 448,441 445,387 Due after ten years 62,542 62,828 Total 1,067,154 1,069,011 Mortgage-backed securities 942,163 945,078 Total available-for-sale debt securities $ 2,009,317 $ 2,014,089 December 31, 2020 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 54,484 $ 55,008 Due after one year through five years 379,044 388,132 Due after five years through ten years 228,572 229,107 Due after ten years 66,694 67,358 Total 728,794 739,605 Mortgage-backed securities 871,100 887,588 Total available-for-sale debt securities $ 1,599,894 $ 1,627,193 June 30, 2021 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years 151,848 154,299 Total held-to-maturity debt securities $ 151,848 $ 154,299

Loans and Leases (Tables)

Loans and Leases (Tables)	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Schedule of loans and leases	Loans and leases at June 30, 2021 and December 31, 2020 were as follows: (In thousands) 06/30/2021 12/31/2020 Commercial and industrial Agriculture $ 79,351 $ 94,489 Commercial and industrial other 755,885 792,987 PPP loans* 258,964 291,252 Subtotal commercial and industrial 1,094,200 1,178,728 Commercial real estate Construction 158,654 163,016 Agriculture 201,863 201,866 Commercial real estate other 2,213,798 2,204,310 Subtotal commercial real estate 2,574,315 2,569,192 Residential real estate Home equity 187,581 200,827 Mortgages 1,246,450 1,235,160 Subtotal residential real estate 1,434,031 1,435,987 Consumer and other Indirect 6,497 8,401 Consumer and other 64,371 61,399 Subtotal consumer and other 70,868 69,800 Leases 14,728 14,203 Total loans and leases 5,188,142 5,267,910 Less: unearned income and deferred costs and fees (13,013) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 5,175,129 $ 5,260,327 *Paycheck Protection Program ("PPP")
Schedule of age analysis of past due loans	The below table is an age analysis of past due loans, segregated by class of loans, as of June 30, 2021 and December 31, 2020. June 30, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 0 $ 0 $ 79,351 $ 79,351 Commercial and industrial other 567 0 618 1,185 754,700 755,885 PPP loans 0 0 0 0 258,964 258,964 Subtotal commercial and industrial 567 0 618 1,185 1,093,015 1,094,200 Commercial real estate Construction 334 0 0 334 158,320 158,654 Agriculture 136 0 0 136 201,727 201,863 Commercial real estate other 0 0 5,296 5,296 2,208,502 2,213,798 Subtotal commercial real estate 470 0 5,296 5,766 2,568,549 2,574,315 Residential real estate Home equity 3 0 1,031 1,034 186,547 187,581 Mortgages 33 389 4,474 4,896 1,241,554 1,246,450 Subtotal residential real estate 36 389 5,505 5,930 1,428,101 1,434,031 Consumer and other Indirect 106 42 130 278 6,219 6,497 Consumer and other 78 4 97 179 64,192 64,371 Subtotal consumer and other 184 46 227 457 70,411 70,868 Leases 0 0 0 0 14,728 14,728 Total loans and leases 1,257 435 11,646 13,338 5,174,804 5,188,142 Less: unearned income and deferred costs and fees 0 0 0 0 (13,013) (13,013) Total loans and leases, net of unearned income and deferred costs and fees $ 1,257 $ 435 $ 11,646 $ 13,338 $ 5,161,791 $ 5,175,129 December 31, 2020 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 18 $ 0 $ 18 $ 94,471 $ 94,489 Commercial and industrial other 44 7 1,516 1,567 791,420 792,987 PPP loans 0 0 0 0 291,252 291,252 Subtotal commercial and industrial 44 25 1,516 1,585 1,177,143 1,178,728 Commercial real estate Construction 0 0 0 0 163,016 163,016 Agriculture 263 0 0 263 201,603 201,866 Commercial real estate other 0 0 7,125 7,125 2,197,185 2,204,310 Subtotal commercial real estate 263 0 7,125 7,388 2,561,804 2,569,192 Residential real estate Home equity 713 224 1,126 2,063 198,764 200,827 Mortgages 521 879 4,210 5,610 1,229,550 1,235,160 Subtotal residential real estate 1,234 1,103 5,336 7,673 1,428,314 1,435,987 Consumer and other Indirect 175 35 91 301 8,100 8,401 Consumer and other 115 18 232 365 61,034 61,399 Subtotal consumer and other 290 53 323 666 69,134 69,800 Leases 0 0 0 0 14,203 14,203 Total loans and leases 1,831 1,181 14,300 17,312 5,250,598 5,267,910 Less: unearned income and deferred costs and fees 0 0 0 0 (7,583) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 1,831 $ 1,181 $ 14,300 $ 17,312 $ 5,243,015 $ 5,260,327
Schedule of loans on nonaccrual status	The following table presents the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses as of June 30, 2021 and December 31, 2020. June 30, 2021 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 171 $ 708 $ 0 Subtotal commercial and industrial 171 708 0 Commercial real estate Agriculture 1,041 1,154 0 Commercial real estate other 24,907 34,247 0 Subtotal commercial real estate 25,948 35,401 0 Residential real estate Home equity 707 2,534 0 Mortgages 1,030 9,022 0 Subtotal residential real estate 1,737 11,556 0 Consumer and other Indirect 3 226 0 Consumer and other 0 128 0 Subtotal consumer and other 3 354 0 Leases 0 0 0 Total loans and leases $ 27,859 $ 48,019 $ 0 December 31, 2020 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 803 $ 1,775 $ 0 Subtotal commercial and industrial 803 1,775 0 Commercial real estate Agriculture 0 118 0 Commercial real estate other 23,080 23,509 0 Subtotal commercial real estate 23,080 23,627 0 Residential real estate Home equity 767 2,965 0 Mortgages 1,365 10,180 0 Subtotal residential real estate 2,132 13,145 0 Consumer and other Indirect 3 169 0 Consumer and other 0 260 0 Subtotal consumer and other 3 429 0 Leases 0 0 0 Total loans and leases $ 26,018 $ 38,976 $ 0

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Schedule of allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment	The following table details activity in the allowance for credit losses on loans for the three and six months ended June 30, 2021 and 2020. The Company adopted ASU 2016-13 on January 1, 2020 using the modified retrospective approach. The transition adjustment included a decrease in the allowance of $2.5 million. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended June 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,750 $ 30,467 $ 9,470 $ 1,583 $ 69 $ 49,339 Charge-offs (2) 0 (48) (60) 0 (110) Recoveries 4 826 125 39 0 994 Provision (credit) for credit loss expense (639) (2,092) (13) 28 (2) (2,718) Ending Balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Three Months Ended June 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 11,665 $ 22,446 $ 16,330 $ 1,883 $ 80 $ 52,404 Charge-offs 0 (15) (1) (127) 0 (143) Recoveries 21 12 84 52 0 169 Provision (credit) for credit loss expense (573) 1,843 (1,401) (212) (5) (348) Ending Balance $ 11,113 $ 24,286 $ 15,012 $ 1,596 $ 75 $ 52,082 Six Months Ended June 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balances $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (118) 0 (46) (152) 0 (316) Recoveries 101 1,039 158 82 0 1,380 Provision (credit) for credit loss expense (2,109) (2,384) (835) 98 2 (5,228) Ending Balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Six Months Ended June 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance, prior to adoption of ASC 326 $ 10,541 $ 21,608 $ 6,381 $ 1,362 $ 0 $ 39,892 Impact of adopting ASC 326 (2,008) (5,917) 4,459 850 82 (2,534) Charge-offs (1) (1,305) (3) (264) 0 (1,573) Recoveries 37 30 163 121 0 351 Provision (credit) for credit loss expense 2,544 9,870 4,012 (473) (7) 15,946 Ending Balance $ 11,113 $ 24,286 $ 15,012 $ 1,596 $ 75 $ 52,082 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation June 30, 2021 Commercial and Industrial $ 46 $ 501 $ 478 $ 1,025 $ 155 Commercial Real Estate 35,167 0 0 35,167 1,666 Commercial Real Estate - Agriculture 1,559 0 0 1,559 0 Total $ 35,213 $ 501 $ 478 $ 36,192 $ 1,821 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2020 Commercial and Industrial $ 103 $ 582 $ 110 $ 795 $ 122 Commercial Real Estate 24,277 1,418 0 25,695 186 Total $ 24,380 $ 2,000 $ 110 $ 26,490 $ 308
Schedule of loans modified in troubled debt restructuring	The following tables present information on loans modified in a TDR during the six months ended June 30, 2020. Post-modification amounts are presented as of June 30, 2020. Six Months Ended June 30, 2020 Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Commercial real estate Commercial real estate other 1 0 $ 0 $ 0 1 $ 37 Residential real estate Home equity 1 2 121 121 1 87 Total 2 $ 121 $ 121 2 $ 124 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the six months ended June 30, 2020 that were restructured in the prior twelve months.
Schedule of credit quality indicators by class of commercial and industrial loans and commercial real estate loans	The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of June 30, 2021 and December 31, 2020. June 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Pass $ 61,749 $ 69,200 $ 62,167 $ 48,666 $ 46,939 $ 308,161 $ 147,361 $ 3,414 $ 747,657 Special Mention 28 860 328 309 552 1,367 799 0 4,243 Substandard 15 385 300 801 231 695 1,558 0 3,985 Total Commercial & Industrial - Other $ 61,792 $ 70,445 $ 62,795 $ 49,776 $ 47,722 $ 310,223 $ 149,718 $ 3,414 $ 755,885 Commercial and Industrial - PPP: Pass $ 205,576 $ 53,388 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 258,964 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 205,576 $ 53,388 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 258,964 Commercial and Industrial - Agriculture: Pass $ 2,993 $ 9,004 $ 6,581 $ 9,802 $ 6,724 $ 4,347 $ 35,006 $ 268 $ 74,725 Special Mention 0 0 0 25 21 0 225 0 271 Substandard 0 93 24 0 118 2,337 1,783 0 4,355 Total Commercial and Industrial - Agriculture $ 2,993 $ 9,097 $ 6,605 $ 9,827 $ 6,863 $ 6,684 $ 37,014 $ 268 $ 79,351 Commercial Real Estate Pass $ 145,134 $ 269,940 $ 258,852 $ 206,663 $ 228,178 $ 858,179 $ 73,474 $ 22,560 $ 2,062,980 Special Mention 0 1,777 11,336 3,868 4,578 78,555 362 0 100,476 Substandard 0 0 4,933 18,535 6,171 20,521 182 0 50,342 Total Commercial Real Estate $ 145,134 $ 271,717 $ 275,121 $ 229,066 $ 238,927 $ 957,255 $ 74,018 $ 22,560 $ 2,213,798 Commercial Real Estate - Agriculture: Pass $ 11,618 $ 20,794 $ 32,737 $ 43,163 $ 24,080 $ 57,892 $ 3,970 $ 2,586 $ 196,840 Special Mention 0 1,930 0 0 0 4 49 0 1,983 Substandard 0 0 0 40 0 2,365 635 0 3,040 Total Commercial Real Estate - Agriculture $ 11,618 $ 22,724 $ 32,737 $ 43,203 $ 24,080 $ 60,261 $ 4,654 $ 2,586 $ 201,863 Commercial Real Estate - Construction Pass $ 5,069 $ 13,480 $ 18,804 $ 7,745 $ 1,739 $ 9,308 $ 92,062 $ 9,020 $ 157,227 Special Mention 0 0 0 0 0 340 774 0 1,114 Substandard 0 0 0 0 0 313 0 0 313 Total Commercial Real Estate - Construction $ 5,069 $ 13,480 $ 18,804 $ 7,745 $ 1,739 $ 9,961 $ 92,836 $ 9,020 $ 158,654 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 91,597 $ 72,639 $ 56,191 $ 60,714 $ 33,402 $ 301,027 $ 149,969 $ 16,301 $ 781,840 Special Mention 1,064 367 344 912 2,045 228 1,331 0 6,291 Substandard 412 305 933 485 292 783 1,646 0 4,856 Total Commercial & Industrial - Other $ 93,073 $ 73,311 $ 57,468 $ 62,111 $ 35,739 $ 302,038 $ 152,946 $ 16,301 $ 792,987 Commercial and Industrial - Agriculture: Pass $ 11,536 $ 8,005 $ 11,162 $ 6,531 $ 3,539 $ 2,599 $ 41,936 $ 1,340 $ 86,648 Special Mention 0 0 28 729 0 0 2080 0 2837 Substandard 99 83 0 202 0 2308 2312 0 5004 Total Commercial and Industrial - Agriculture $ 11,635 $ 8,088 $ 11,190 $ 7,462 $ 3,539 $ 4,907 $ 46,328 $ 1,340 $ 94,489 Commercial and Industrial - PPP: Pass $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Commercial Real Estate Pass $ 278,747 $ 246,331 $ 232,651 $ 237,487 $ 290,106 $ 664,027 $ 33,117 $ 64,903 $ 2,047,369 Special Mention 35 13,016 5,612 4,654 34,310 46,074 203 0 103,904 Substandard 0 4,933 18,395 6,172 5,625 17,610 302 0 53,037 Total Commercial Real Estate $ 278,782 $ 264,280 $ 256,658 $ 248,313 $ 330,041 $ 727,711 $ 33,622 $ 64,903 $ 2,204,310 Commercial Real Estate - Agriculture: Pass $ 22,440 $ 35,081 $ 44,519 $ 22,356 $ 17,081 $ 44,559 $ 919 $ 5,602 $ 192,557 Special Mention 1,960 0 575 1,366 1,053 6 49 0 5,009 Substandard 0 0 0 1,777 713 1,527 283 0 4,300 Total Commercial Real Estate - Agriculture $ 24,400 $ 35,081 $ 45,094 $ 25,499 $ 18,847 $ 46,092 $ 1,251 $ 5,602 $ 201,866 Commercial Real Estate - Construction Pass $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 6,682 $ 85,513 $ 21,051 $ 160,772 Special Mention 0 0 0 0 0 467 1,453 0 1,920 Substandard 0 0 0 0 0 324 0 0 324 Total Commercial Real Estate - Construction $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 7,473 $ 86,966 $ 21,051 $ 163,016 The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of June 30, 2021 and December 31, 2020, continued. June 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 689 $ 1,287 $ 3,221 $ 1,858 $ 1,822 $ 1,278 $ 170,670 $ 4,222 $ 185,047 Nonperforming 0 0 17 0 0 633 1,884 0 2,534 Total Residential - Home Equity $ 689 $ 1,287 $ 3,238 $ 1,858 $ 1,822 $ 1,911 $ 172,554 $ 4,222 $ 187,581 Residential - Mortgages Performing $ 148,238 $ 295,017 $ 175,802 $ 109,328 $ 138,882 $ 359,124 $ 10,456 $ 581 $ 1,237,428 Nonperforming 0 0 0 257 699 8,035 31 0 9,022 Total Residential - Mortgages $ 148,238 $ 295,017 $ 175,802 $ 109,585 $ 139,581 $ 367,159 $ 10,487 $ 581 $ 1,246,450 Consumer - Direct Performing $ 12,624 $ 12,508 $ 10,628 $ 6,625 $ 5,524 $ 11,115 $ 5,219 $ 0 $ 64,243 Nonperforming 0 5 42 68 12 0 1 $ 0 128 Total Consumer - Direct $ 12,624 $ 12,513 $ 10,670 $ 6,693 $ 5,536 $ 11,115 $ 5,220 $ 0 $ 64,371 Consumer - Indirect Performing $ 1,075 $ 1,134 $ 874 $ 2,424 $ 622 $ 142 $ 0 $ 0 $ 6,271 Nonperforming 0 0 131 63 2 30 0 0 226 Total Consumer Indirect $ 1,075 $ 1,134 $ 1,005 $ 2,487 $ 624 $ 172 $ 0 $ 0 $ 6,497 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,440 $ 2,764 $ 1,052 $ 2,120 $ 722 $ 1,106 $ 188,614 $ 44 $ 197,862 Nonperforming 0 18 0 0 194 506 2,247 0 2,965 Total Residential - Home Equity $ 1,440 $ 2,782 $ 1,052 $ 2,120 $ 916 $ 1,612 $ 190,861 $ 44 $ 200,827 Residential - Mortgages Performing $ 305,476 $ 193,543 $ 123,205 $ 155,699 $ 178,149 $ 255,556 $ 11,735 $ 1,617 $ 1,224,980 Nonperforming 0 258 455 706 1,404 7,305 52 0 10,180 Total Residential - Mortgages $ 305,476 $ 193,801 $ 123,660 $ 156,405 $ 179,553 $ 262,861 $ 11,787 $ 1,617 $ 1,235,160 Consumer - Direct Performing $ 14,840 $ 11,127 $ 8,011 $ 6,632 $ 2,854 $ 10,840 $ 6,835 $ 0 $ 61,139 Nonperforming 5 74 167 12 0 2 0 0 260 Total Consumer - Direct $ 14,845 $ 11,201 $ 8,178 $ 6,644 $ 2,854 $ 10,842 $ 6,835 $ 0 $ 61,399 Consumer - Indirect Performing $ 1,424 $ 1,878 $ 3,327 $ 1,128 $ 382 $ 93 $ 0 $ 0 $ 8,232 Nonperforming 0 67 44 7 36 15 0 0 169 Total Consumer Indirect $ 1,424 $ 1,945 $ 3,371 $ 1,135 $ 418 $ 108 $ 0 $ 0 $ 8,401

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	Earnings per share in the table below, for the three and six month periods ended June 30, 2021 and 2020 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share. ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 6/30/2021 6/30/2020 Basic Net income available to common shareholders $ 22,831 $ 21,431 Less: income attributable to unvested stock-based compensation awards (164) (251) Net earnings allocated to common shareholders 22,667 21,180 Weighted average shares outstanding, including unvested stock-based compensation awards 14,886,687 14,910,300 Less: average unvested stock-based compensation awards (231,913) (228,344) Weighted average shares outstanding - Basic 14,654,774 14,681,956 Diluted Net earnings allocated to common shareholders 22,667 21,180 Weighted average shares outstanding - Basic 14,654,774 14,681,956 Plus: incremental shares from assumed conversion of stock-based compensation awards 82,961 32,892 Weighted average shares outstanding - Diluted 14,737,735 14,714,848 Basic EPS $ 1.55 $ 1.44 Diluted EPS $ 1.54 $ 1.44 Six Months Ended (In thousands, except share and per share data) 6/30/2021 6/30/2020 Basic Net income available to common shareholders $ 48,457 $ 29,380 Less: income attributable to unvested stock-based compensation awards (350) (350) Net earnings allocated to common shareholders 48,107 29,030 Weighted average shares outstanding, including unvested stock-based compensation awards 14,899,524 14,934,028 Less: unvested stock-based compensation awards (234,003) (233,576) Weighted average shares outstanding - Basic 14,665,521 14,700,452 Diluted Net earnings allocated to common shareholders 48,107 29,030 Weighted average shares outstanding - Basic 14,665,521 14,700,452 Plus: incremental shares from assumed conversion of stock-based compensation awards 82,055 44,107 Weighted average shares outstanding - Diluted 14,747,576 14,744,559 Basic EPS $ 3.28 $ 1.97 Diluted EPS $ 3.26 $ 1.97

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2021
Stockholders' Equity Note [Abstract]
Schedule of activity in accumulated other comprehensive income (loss) and amounts reclassified out of each component of accumulated other comprehensive (loss) income	The following tables present reclassifications out of accumulated other comprehensive income (loss) for the three and six month periods ended June 30, 2021 and 2020. Three Months Ended June 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 11,244 $ (2,755) $ 8,489 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income 0 0 0 Net unrealized gains/losses 11,244 (2,755) 8,489 Employee benefit plans: Amortization of net retirement plan actuarial gain 712 (175) 537 Amortization of net retirement plan prior service cost 55 (13) 42 Employee benefit plans 767 (188) 579 Other comprehensive (loss) income $ 12,011 $ (2,943) $ 9,068 Three Months Ended June 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (339) $ 82 $ (257) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income 0 0 0 Net unrealized gains/losses (339) 82 (257) Employee benefit plans: Amortization of net retirement plan actuarial gain 581 (142) 439 Amortization of net retirement plan prior service cost 54 (13) 41 Employee benefit plans 635 (155) 480 Other comprehensive income $ 296 $ (73) $ 223 Six Months Ended June 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (22,197) $ 5,440 $ (16,757) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (330) 81 (249) Net unrealized gains/losses (22,527) 5,521 (17,006) Employee benefit plans: Amortization of net retirement plan actuarial loss 1,476 (362) 1,114 Amortization of net retirement plan prior service cost 111 (27) 84 Employee benefit plans 1,587 (389) 1,198 Other comprehensive income $ (20,940) $ 5,132 $ (15,808) Six Months Ended June 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 28,963 $ (7,097) $ 21,866 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (429) 105 (324) Net unrealized gains/losses 28,534 (6,992) 21,542 Employee benefit plans: Amortization of net retirement plan actuarial loss 1,183 (290) 893 Amortization of net retirement plan prior service cost 107 (26) 81 Employee benefit plans 1,290 (316) 974 Other comprehensive income $ 29,824 $ (7,308) $ 22,516 The following table presents the activity in our accumulated other comprehensive income (loss) for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at March 31, 2021 $ (4,886) $ (52,064) $ (56,950) Other comprehensive (loss) income before reclassifications 8,489 0 8,489 Amounts reclassified from accumulated other comprehensive (loss) income 0 579 579 Net current-period other comprehensive (loss) income 8,489 579 9,068 Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (16,757) 0 (16,757) Amounts reclassified from accumulated other comprehensive (loss) income (249) 1,198 949 Net current-period other comprehensive income (17,006) 1,198 (15,808) Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) (In thousands) Available-for- Employee Accumulated Balance at March 31, 2020 $ 25,838 $ (47,109) $ (21,271) Other comprehensive income (loss) before reclassifications (257) 0 (257) Amounts reclassified from accumulated other comprehensive (loss) income 0 480 480 Net current-period other comprehensive income (257) 480 223 Balance at June 30, 2020 $ 25,581 $ (46,629) $ (21,048) Balance at January 1, 2020 $ 4,039 $ (47,603) $ (43,564) Other comprehensive income (loss) before reclassifications 21,866 0 21,866 Amounts reclassified from accumulated other comprehensive (loss) income (324) 974 650 Net current-period other comprehensive income 21,542 974 22,516 Balance at June 30, 2020 $ 25,581 $ (46,629) $ (21,048)
Schedule of reclassifications out of accumulated other comprehensive income (loss)	The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and six months ended June 30, 2021 and 2020. Three Months Ended June 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 0 Net gain on securities transactions 0 Tax expense 0 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (711) Other operating expense Net retirement plan prior service cost (56) Other operating expense (767) Total before tax 188 Tax benefit $ (579) Net of tax Three Months Ended June 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 0 Net gain on securities transactions 0 Tax expense 0 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (581) Other operating expense Net retirement plan prior service cost (54) Other operating expense (635) Total before tax 155 Tax benefit $ (480) Net of tax Six Months Ended June 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 330 Net gain on securities transactions (81) Tax expense 249 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,475) Other operating expense Net retirement plan prior service cost (111) Other operating expense (1,586) Total before tax 388 Tax benefit $ (1,198) Net of tax Six Months Ended June 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 429 Net gain on securities transactions (105) Tax expense 324 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,183) Other operating expense Net retirement plan prior service cost (107) Other operating expense (1,290) Total before tax 316 Tax benefit $ (974) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - “Employee Benefit Plan”).

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2021
Retirement Benefits [Abstract]
Schedule of components of net periodic benefit cost	Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits (In thousands) 6/30/2021 6/30/2020 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Service cost $ 0 $ 0 $ 42 $ 45 $ 55 $ 61 Interest cost 327 545 36 59 147 217 Expected return on plan assets (1,411) (1,352) 0 0 0 0 Amortization of net retirement plan actuarial loss 397 355 82 52 233 175 Amortization of net retirement plan prior service (credit) cost 0 (2) (15) (15) 70 71 Net periodic benefit (income) cost $ (687) $ (454) $ 145 $ 141 $ 505 $ 524 Pension Benefits Life and Health SERP Benefits (In thousands) 6/30/2021 6/30/2020 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Service cost $ 0 $ 0 $ 93 $ 86 $ 115 $ 107 Interest cost 814 1,185 90 122 346 457 Expected return on plan assets (2,826) (2,708) 0 0 0 0 Amortization of net retirement plan actuarial loss 780 705 156 77 540 400 Amortization of net retirement plan prior service cost (credit) 0 (5) (30) (30) 141 143 Net periodic benefit (income) cost $ (1,232) $ (823) $ 309 $ 255 $ 1,142 $ 1,107

Other Income and Operating Ex_2

Other Income and Operating Expense (Tables)	6 Months Ended
	Jun. 30, 2021
Other Income and Expenses [Abstract]
Schedule of other income and operating expense	Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any of the periods presented below are stated separately. Three Months Ended Six Months Ended (In thousands) 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Noninterest Income Other service charges $ 710 $ 583 $ 1,379 $ 1,388 Earnings from corporate owned life insurance 570 735 1,111 1,058 Net gains on the sales of loans originated for sale 153 691 582 867 Other income 232 457 567 1,257 Total other income $ 1,665 $ 2,466 $ 3,639 $ 4,570 Noninterest Expenses Marketing expense $ 1,132 $ 936 $ 1,627 $ 1,876 Professional fees 1,533 1,421 3,427 3,256 Legal fees 221 315 441 537 Technology expense 2,977 2,968 5,905 5,831 Cardholder expense 875 740 1,662 1,569 Other expenses 3,992 5,057 8,293 9,778 Total other operating expense $ 10,730 $ 11,437 $ 21,355 $ 22,847

Revenue Recognition (Tables)

Revenue Recognition (Tables)	6 Months Ended
	Jun. 30, 2021
Revenue from Contract with Customer [Abstract]
Schedule of disaggregation of noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606	The following tables present noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606, for the three and six months ended June 30, 2021 and 2020. Three Months Ended (In thousands) 06/30/2021 06/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 7,488 $ 7,024 Installment Billing (52) (49) Refund of Commissions 31 (226) Contract Liabilities/Deferred Revenue (237) (204) Contingent Commissions 824 710 Subtotal Insurance Revenues 8,054 7,255 Trust and Asset Management 3,334 2,790 Mutual Fund & Investment Income 1,383 1,130 Subtotal Investment Service Income 4,717 3,920 Service Charges on Deposit Accounts 1,471 1,248 Card Services Income 2,951 2,283 Other 297 238 Noninterest Income (in-scope of ASC 606) 17,490 14,944 Noninterest Income (out-of-scope of ASC 606) 1,368 2,233 Total Noninterest Income $ 18,858 $ 17,177 Six Months Ended (In thousands) 06/30/2021 06/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 15,171 $ 14,409 Installment Billing (17) (79) Refund of Commissions 11 (353) Contract Liabilities/Deferred Revenue (237) (208) Contingent Commissions 2,292 1,531 Subtotal Insurance Revenues 17,220 15,300 Trust and Asset Management 6,700 5,728 Mutual Fund & Investment Income 2,690 2,394 Subtotal Investment Service Income 9,390 8,122 Service Charges on Deposit Accounts 2,941 3,231 Card Services Income 5,334 4,466 Other 598 552 Noninterest Income (in-scope of ASC 606) 35,483 31,671 Noninterest Income (out-of-scope of ASC 606) 3,358 4,466 Total Noninterest Income $ 38,841 $ 36,137

Segment and Related Informati_2

Segment and Related Information (Table)	6 Months Ended
	Jun. 30, 2021
Segment Reporting [Abstract]
Schedule of segment and related information	Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2020 Annual Report on Form 10-K. As of and for the three months ended June 30, 2021 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 59,843 $ 0 $ 0 $ (8) $ 59,835 Interest expense 4,997 0 0 (8) 4,989 Net interest income 54,846 0 0 0 54,846 (Credit) provision for credit loss expense (3,071) 0 0 0 (3,071) Noninterest income 6,447 8,163 4,808 (560) 18,858 Noninterest expense 37,879 6,760 3,363 (560) 47,442 Income before income tax expense 26,485 1,403 1,445 0 29,333 Income tax expense 5,729 401 341 0 6,471 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 20,756 1,002 1,104 0 22,862 Less: Net income attributable to noncontrolling interests 31 0 0 0 31 Net Income attributable to Tompkins Financial Corporation $ 20,725 $ 1,002 $ 1,104 $ 0 $ 22,831 Depreciation and amortization $ 2,527 $ 55 $ 14 $ 0 $ 2,596 Assets 7,987,751 46,590 30,435 (76,568) 7,988,208 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 1,994 2,201 79 0 4,274 Net loans and leases 5,127,624 0 0 0 5,127,624 Deposits 6,851,924 0 0 (14,924) 6,837,000 Total Equity 667,007 33,101 28,145 0 728,253 As of and for the three months ended June 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 63,445 $ 1 $ 0 $ (1) $ 63,445 Interest expense 7,080 0 0 (1) 7,079 Net interest income 56,365 1 0 0 56,366 Provision for credit loss expense 877 0 0 0 877 Noninterest income 6,248 7,360 4,095 (526) 17,177 Noninterest expense 36,484 6,358 3,347 (526) 45,663 Income before income tax expense 25,252 1,003 748 0 27,003 Income tax expense 5,113 260 167 0 5,540 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 20,139 743 581 0 21,463 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 20,107 $ 743 $ 581 $ 0 $ 21,431 Depreciation and amortization $ 2,484 $ 57 $ 10 $ 0 $ 2,551 Assets 7,528,501 42,215 25,474 (14,134) 7,582,056 Goodwill 64,585 19,866 7,996 0 92,447 Other intangibles, net 2,758 2,623 119 0 5,500 Net loans and leases 5,372,203 0 0 0 5,372,203 Deposits 6,391,034 0 0 (13,513) 6,377,521 Total Equity 643,139 31,567 23,323 0 698,029 As of and for the six months ended June 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 119,597 $ 2 $ 0 $ (9) $ 119,590 Interest expense 9,716 0 0 (9) 9,707 Net interest income 109,881 2 0 0 109,883 (Credit) provision for credit loss expense (4,901) 0 0 0 (4,901) Noninterest income 12,759 17,581 9,591 (1,090) 38,841 Noninterest expense 73,206 13,197 6,640 (1,090) 91,953 Income before income tax expense 54,335 4,386 2,951 0 61,672 Income tax expense 11,243 1,203 705 0 13,151 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 43,092 3,183 2,246 0 48,521 Less: Net income attributable to noncontrolling interests 64 0 0 0 64 Net Income attributable to Tompkins Financial Corporation $ 43,028 $ 3,183 $ 2,246 $ 0 $ 48,457 Depreciation and amortization $ 4,965 $ 110 $ 27 $ 0 $ 5,102 As of and for the six months ended June 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 126,644 $ 2 $ 0 $ (2) $ 126,644 Interest expense 17,311 0 0 (2) 17,309 Net interest income 109,333 2 0 0 $ 109,335 Provision for credit loss expense 17,636 0 0 0 17,636 Noninterest income 13,241 15,510 8,469 (1,083) 36,137 Noninterest expense 72,709 12,920 6,392 (1,083) 90,938 Income before income tax expense 32,229 2,592 2,077 0 $ 36,898 Income tax expense 6,269 691 489 0 7,449 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 25,960 1,901 1,588 0 $ 29,449 Less: Net income attributable to noncontrolling interests 69 0 0 0 69 Net Income attributable to Tompkins Financial Corporation $ 25,891 $ 1,901 $ 1,588 $ 0 $ 29,380 Depreciation and amortization $ 4,969 $ 116 $ 20 $ 0 $ 5,105

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Summary of financial assets and financial liabilities measured at fair value on recurring basis	The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of June 30, 2021 and December 31, 2020, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements June 30, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 129,091 $ 0 $ 129,091 $ 0 Obligations of U.S. Government sponsored entities 823,718 $ 0 823,718 $ 0 Obligations of U.S. states and political subdivisions 113,789 0 113,789 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 114,422 0 114,422 0 U.S. Government sponsored entities 830,656 0 830,656 0 U.S. corporate debt securities 2,413 0 2,413 0 Total Available-for-sale debt securities $ 2,014,089 $ 0 $ 2,014,089 $ 0 Equity securities, at fair value $ 916 $ 0 $ 0 $ 916 Recurring Fair Value Measurements December 31, 2020 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities Obligations of U.S. Government sponsored entities $ 607,480 $ 0 $ 607,480 $ 0 Obligations of U.S. states and political subdivisions 129,746 0 129,746 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 182,108 0 182,108 0 U.S. Government sponsored entities 705,480 0 705,480 0 U.S. corporate debt securities 2,379 0 2,379 0 Total Available-for-sale debt securities $ 1,627,193 $ 0 $ 1,627,193 $ 0 Equity securities, at fair value $ 929 $ 0 $ 0 $ 929
Schedule of assets measured at fair value on nonrecurring basis	Three months ended June 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2021 Quoted prices in Significant other Significant Three months ended 06/30/2021 Individually evaluated $ 8,922 $ 0 $ 8,922 $ 0 $ 0 Other real estate owned 0 0 0 0 0 Three months ended June 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2020 Quoted prices in Significant other Significant Three months ended 06/30/2020 Individually evaluated $ 2,560 $ 0 $ 2,560 $ 0 $ (15) Other real estate owned 0 0 0 0 23 Six months ended June 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2021 Quoted prices in Significant other Significant Six months ended 06/30/2021 Individually evaluated $ 31,619 $ 0 $ 31,619 $ 0 $ 0 Other real estate owned 0 0 0 0 0 Six months ended June 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 06/30/2020 Quoted prices in Significant other Significant Six months ended 06/30/2020 Individually evaluated $ 10,130 $ 0 $ 10,130 $ 0 $ (1,305) Other real estate owned 274 0 274 0 23
Schedule of carrying amount and estimated fair value of financial instruments	The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at June 30, 2021 and December 31, 2020. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. The fair value estimates, methods and assumptions set forth below for the Company's financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by U.S. GAAP and should be read in conjunction with the financial statements and notes included in this Report. For loans where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the loan to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. For real estate loans, fair value of the loan’s collateral is determined by third party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Company reviews the third party appraisal for appropriateness and adjusts the value downward to consider selling and closing costs, which typically range from 5% to 8% of the appraised value. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. Estimated Fair Value of Financial Instruments June 30, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 291,014 $ 291,014 $ 291,014 $ 0 $ 0 Securities - held-to-maturity 151,848 154,299 0 154,299 0 FHLB and other stock 15,991 15,991 0 15,991 0 Accrued interest receivable 27,575 27,575 0 27,575 0 Loans/leases, net 1 5,127,624 5,111,354 0 31,619 5,079,735 Financial Liabilities: Time deposits $ 710,170 $ 715,382 $ 0 $ 715,382 $ 0 Other deposits 6,126,830 6,126,830 0 6,126,830 0 Fed funds purchased and securities sold under agreements to repurchase 52,134 52,134 0 52,134 0 Other borrowings 245,000 251,406 0 251,406 0 Trust preferred debentures 8,799 12,832 0 12,832 0 Accrued interest payable 1,411 1,411 0 1,411 0 Estimated Fair Value of Financial Instruments December 31, 2020 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 388,462 $ 388,462 $ 388,462 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 32,025 32,025 0 32,025 0 Loans/leases, net 1 5,208,658 5,226,301 0 22,171 5,204,130 Financial Liabilities: Time deposits $ 746,234 $ 753,045 $ 0 $ 753,045 $ 0 Other deposits 5,691,518 5,691,518 0 5,691,518 0 Fed funds purchased and securities sold under agreements to repurchase 65,845 65,845 0 65,845 0 Other borrowings 265,000 274,238 0 274,238 0 Trust preferred debentures 13,220 18,483 0 18,483 0 Accrued interest payable 1,727 1,727 0 1,727 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value.

Business (Details)

Business (Details)	6 Months Ended
	Jun. 30, 2021subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of wholly owned subsidiaries	4

Basis of Presentation (Details)

Basis of Presentation (Details) - Leesport Capital Trust II - Subsequent event $ in Millions	Aug. 07, 2021USD ($)
Debt Instrument [Line Items]
Par value	$ 10
Interest income	$ 1.2

Securities - Schedule of Availa

Securities - Schedule of Available-for-Sales Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 2,009,317	$ 1,599,894
Gross Unrealized Gains	21,932	30,773
Gross Unrealized Losses	17,160	3,474
Fair Value	2,014,089	1,627,193
U.S. Treasuries
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	129,228
Gross Unrealized Gains	138
Gross Unrealized Losses	275
Fair Value	129,091
Obligations of U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	824,157	599,652
Gross Unrealized Gains	7,534	9,820
Gross Unrealized Losses	7,973	1,992
Fair Value	823,718	607,480
Obligations of U.S. states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	111,269	126,642
Gross Unrealized Gains	2,599	3,144
Gross Unrealized Losses	79	40
Fair Value	113,789	129,746
U.S. Government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	113,357	179,538
Gross Unrealized Gains	1,782	3,216
Gross Unrealized Losses	717	646
Fair Value	114,422	182,108
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	828,806	691,562
Gross Unrealized Gains	9,879	14,593
Gross Unrealized Losses	8,029	675
Fair Value	830,656	705,480
U.S. corporate debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,500	2,500
Gross Unrealized Gains	0	0
Gross Unrealized Losses	87	121
Fair Value	$ 2,413	$ 2,379

Securities - Schedule of Held-t

Securities - Schedule of Held-to-Maturity Securities (Details) - USD ($)	Jun. 30, 2021	Dec. 31, 2020
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 151,848,000	$ 0
Gross Unrealized Gains	2,451,000
Gross Unrealized Losses	0
Fair Value	154,299,000	$ 0
U.S. Treasuries
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	50,856,000
Gross Unrealized Gains	603,000
Gross Unrealized Losses	0
Fair Value	51,459,000
Obligations of U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	100,992,000
Gross Unrealized Gains	1,848,000
Gross Unrealized Losses	0
Fair Value	$ 102,840,000

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Realized gains on available-for-sale debt securities	$ 0	$ 0	$ 330,000	$ 178,000
Realized losses on available-for-sale debt securities	0	0	0
Proceeds from sales of available-for-sale debt securities	2,200,000	0	38,924,000	42,584,000
Realized loss on equity securities, net	0		12,000
Realized gains on called available-for-sale debt securities		$ 0		$ 251,000
Losses on held-to-maturity debt securities	0		0
Federal Home Loan Bank New York (FHLBNY)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	11,300,000		11,300,000
Federal Home Loan Bank Pittsburgh (FHLBPITT)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	4,600,000		4,600,000
Atlantic Central Bankers Bank (ACBB)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	$ 95,000		$ 95,000

Securities - Schedule of Securi

Securities - Schedule of Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Available-for-sale securities
Fair Value, Less than 12 Months	$ 1,034,589	$ 417,782
Unrealized Losses, Less than 12 Months	16,401	3,014
Fair Value, 12 Months or Longer	12,542	9,266
Unrealized Losses, 12 Months or Longer	759	460
Fair Value	1,047,131	427,048
Unrealized Losses	17,160	3,474
U.S. Treasuries
Available-for-sale securities
Fair Value, Less than 12 Months	69,198
Unrealized Losses, Less than 12 Months	275
Fair Value, 12 Months or Longer	0
Unrealized Losses, 12 Months or Longer	0
Fair Value	69,198
Unrealized Losses	275
Obligations of U.S. Government sponsored entities
Available-for-sale securities
Fair Value, Less than 12 Months	517,624	310,711
Unrealized Losses, Less than 12 Months	7,973	1,992
Fair Value, 12 Months or Longer	0	0
Unrealized Losses, 12 Months or Longer	0	0
Fair Value	517,624	310,711
Unrealized Losses	7,973	1,992
Obligations of U.S. states and political subdivisions
Available-for-sale securities
Fair Value, Less than 12 Months	9,216	8,868
Unrealized Losses, Less than 12 Months	79	40
Fair Value, 12 Months or Longer	0	0
Unrealized Losses, 12 Months or Longer	0	0
Fair Value	9,216	8,868
Unrealized Losses	79	40
U.S. Government agencies
Available-for-sale securities
Fair Value, Less than 12 Months	33,681	10,560
Unrealized Losses, Less than 12 Months	373	396
Fair Value, 12 Months or Longer	3,533	1,819
Unrealized Losses, 12 Months or Longer	344	250
Fair Value	37,214	12,379
Unrealized Losses	717	646
U.S. Government sponsored entities
Available-for-sale securities
Fair Value, Less than 12 Months	404,870	87,643
Unrealized Losses, Less than 12 Months	7,701	586
Fair Value, 12 Months or Longer	6,596	5,068
Unrealized Losses, 12 Months or Longer	328	89
Fair Value	411,466	92,711
Unrealized Losses	8,029	675
U.S. corporate debt securities
Available-for-sale securities
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or Longer	2,413	2,379
Unrealized Losses, 12 Months or Longer	87	121
Fair Value	2,413	2,379
Unrealized Losses	$ 87	$ 121

Securities - Schedule of Avai_2

Securities - Schedule of Available-for-Sales Securities Amortized Cost and Estimated Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Amortized Cost
Total	$ 1,067,154	$ 728,794
Mortgage-backed securities	942,163	871,100
Amortized Cost	2,009,317	1,599,894
Fair Value
Total	1,069,011	739,605
Mortgage-backed securities	945,078	887,588
Fair Value	2,014,089	1,627,193
Available-for-sale securities
Amortized Cost
Due in one year or less	58,024	54,484
Due after one year through five years	498,147	379,044
Due after five years through ten years	448,441	228,572
Due after ten years	62,542	66,694
Fair Value
Due in one year or less	58,673	55,008
Due after one year through five years	502,123	388,132
Due after five years through ten years	445,387	229,107
Due after ten years	$ 62,828	$ 67,358

Securities - Schedule of Held_2

Securities - Schedule of Held-to-Maturity Securities Amortized Cost and Estimated Fair Value (Details) - USD ($)	Jun. 30, 2021	Dec. 31, 2020
Amortized Cost
Due after five years through ten years	$ 151,848,000
Total held-to-maturity debt securities	151,848,000	$ 0
Fair Value
Due after five years through ten years	154,299,000
Total held-to-maturity debt securities	$ 154,299,000	$ 0

Loans and Leases - Schedule of

Loans and Leases - Schedule of Loans and Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 5,188,142	$ 5,267,910
Less: unearned income and deferred costs and fees	(13,013)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,175,129	5,260,327
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,094,200	1,178,728
Commercial and industrial | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	79,351	94,489
Total loans and leases, net of unearned income and deferred costs and fees	79,351	94,489
Commercial and industrial | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	755,885	792,987
Total loans and leases, net of unearned income and deferred costs and fees	755,885	792,987
Commercial and industrial | PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	258,964	291,252
Total loans and leases, net of unearned income and deferred costs and fees	258,964	291,252
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,574,315	2,569,192
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	201,863	201,866
Total loans and leases, net of unearned income and deferred costs and fees	201,863	201,866
Commercial real estate | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,213,798	2,204,310
Total loans and leases, net of unearned income and deferred costs and fees	2,213,798	2,204,310
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	158,654	163,016
Total loans and leases, net of unearned income and deferred costs and fees	158,654	163,016
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,434,031	1,435,987
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	187,581	200,827
Total loans and leases, net of unearned income and deferred costs and fees	187,581	200,827
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,246,450	1,235,160
Total loans and leases, net of unearned income and deferred costs and fees	1,246,450	1,235,160
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	70,868	69,800
Consumer and other | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	64,371	61,399
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	6,497	8,401
Total loans and leases, net of unearned income and deferred costs and fees	6,497	8,401
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 14,728	$ 14,203

Loans and Leases - Schedule o_2

Loans and Leases - Schedule of Past Due Loans and Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Total loans and leases	$ 5,188,142	$ 5,267,910
Less: unearned income and deferred costs and fees	(13,013)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,175,129	5,260,327
30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,257	1,831
60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	435	1,181
90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	11,646	14,300
Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	13,338	17,312
Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,174,804	5,250,598
Less: unearned income and deferred costs and fees	(13,013)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,161,791	5,243,015
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,094,200	1,178,728
Commercial and industrial | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	567	44
Commercial and industrial | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	25
Commercial and industrial | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	618	1,516
Commercial and industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,185	1,585
Commercial and industrial | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,093,015	1,177,143
Commercial and industrial | Agriculture
Financing Receivable, Past Due [Line Items]
Total loans and leases	79,351	94,489
Total loans and leases, net of unearned income and deferred costs and fees	79,351	94,489
Commercial and industrial | Agriculture | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	18
Commercial and industrial | Agriculture | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	18
Commercial and industrial | Agriculture | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	79,351	94,471
Commercial and industrial | Commercial and industrial other
Financing Receivable, Past Due [Line Items]
Total loans and leases	755,885	792,987
Total loans and leases, net of unearned income and deferred costs and fees	755,885	792,987
Commercial and industrial | Commercial and industrial other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	567	44
Commercial and industrial | Commercial and industrial other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	7
Commercial and industrial | Commercial and industrial other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	618	1,516
Commercial and industrial | Commercial and industrial other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,185	1,567
Commercial and industrial | Commercial and industrial other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	754,700	791,420
Commercial and industrial | PPP loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	258,964	291,252
Total loans and leases, net of unearned income and deferred costs and fees	258,964	291,252
Commercial and industrial | PPP loans | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	258,964	291,252
Commercial real estate
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,574,315	2,569,192
Commercial real estate | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	470	263
Commercial real estate | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,296	7,125
Commercial real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,766	7,388
Commercial real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,568,549	2,561,804
Commercial real estate | Agriculture
Financing Receivable, Past Due [Line Items]
Total loans and leases	201,863	201,866
Total loans and leases, net of unearned income and deferred costs and fees	201,863	201,866
Commercial real estate | Agriculture | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	136	263
Commercial real estate | Agriculture | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Agriculture | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Agriculture | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	136	263
Commercial real estate | Agriculture | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	201,727	201,603
Commercial real estate | Commercial and industrial other
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,213,798	2,204,310
Total loans and leases, net of unearned income and deferred costs and fees	2,213,798	2,204,310
Commercial real estate | Commercial and industrial other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Commercial and industrial other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Commercial and industrial other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,296	7,125
Commercial real estate | Commercial and industrial other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,296	7,125
Commercial real estate | Commercial and industrial other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,208,502	2,197,185
Commercial real estate | Construction
Financing Receivable, Past Due [Line Items]
Total loans and leases	158,654	163,016
Total loans and leases, net of unearned income and deferred costs and fees	158,654	163,016
Commercial real estate | Construction | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	334	0
Commercial real estate | Construction | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	334	0
Commercial real estate | Construction | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	158,320	163,016
Residential real estate
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,434,031	1,435,987
Residential real estate | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	36	1,234
Residential real estate | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	389	1,103
Residential real estate | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,505	5,336
Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,930	7,673
Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,428,101	1,428,314
Residential real estate | Home equity
Financing Receivable, Past Due [Line Items]
Total loans and leases	187,581	200,827
Total loans and leases, net of unearned income and deferred costs and fees	187,581	200,827
Residential real estate | Home equity | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	3	713
Residential real estate | Home equity | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	224
Residential real estate | Home equity | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,031	1,126
Residential real estate | Home equity | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,034	2,063
Residential real estate | Home equity | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	186,547	198,764
Residential real estate | Mortgages
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,246,450	1,235,160
Total loans and leases, net of unearned income and deferred costs and fees	1,246,450	1,235,160
Residential real estate | Mortgages | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	33	521
Residential real estate | Mortgages | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	389	879
Residential real estate | Mortgages | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	4,474	4,210
Residential real estate | Mortgages | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	4,896	5,610
Residential real estate | Mortgages | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,241,554	1,229,550
Consumer and other
Financing Receivable, Past Due [Line Items]
Total loans and leases	70,868	69,800
Consumer and other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	184	290
Consumer and other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	46	53
Consumer and other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	227	323
Consumer and other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	457	666
Consumer and other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	70,411	69,134
Consumer and other | Commercial and industrial other
Financing Receivable, Past Due [Line Items]
Total loans and leases	64,371	61,399
Consumer and other | Commercial and industrial other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	78	115
Consumer and other | Commercial and industrial other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	4	18
Consumer and other | Commercial and industrial other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	97	232
Consumer and other | Commercial and industrial other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	179	365
Consumer and other | Commercial and industrial other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	64,192	61,034
Consumer and other | Indirect
Financing Receivable, Past Due [Line Items]
Total loans and leases	6,497	8,401
Total loans and leases, net of unearned income and deferred costs and fees	6,497	8,401
Consumer and other | Indirect | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	106	175
Consumer and other | Indirect | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	42	35
Consumer and other | Indirect | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	130	91
Consumer and other | Indirect | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	278	301
Consumer and other | Indirect | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	6,219	8,100
Leases
Financing Receivable, Past Due [Line Items]
Total loans and leases	14,728	14,203
Leases | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	$ 14,728	$ 14,203

Loans and Leases - Nonaccrual L

Loans and Leases - Nonaccrual Loans (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	$ 27,859,000		$ 27,859,000		$ 26,018,000
Total Loans	48,019,000		48,019,000		38,976,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Interest on nonaccrual loans	0	$ 0	0	$ 0
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	171,000		171,000		803,000
Total Loans	708,000		708,000		1,775,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial and industrial | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	171,000		171,000		803,000
Total Loans	708,000		708,000		1,775,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	25,948,000		25,948,000		23,080,000
Total Loans	35,401,000		35,401,000		23,627,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	1,041,000		1,041,000		0
Total Loans	1,154,000		1,154,000		118,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	24,907,000		24,907,000		23,080,000
Total Loans	34,247,000		34,247,000		23,509,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	1,737,000		1,737,000		2,132,000
Total Loans	11,556,000		11,556,000		13,145,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	707,000		707,000		767,000
Total Loans	2,534,000		2,534,000		2,965,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	1,030,000		1,030,000		1,365,000
Total Loans	9,022,000		9,022,000		10,180,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	3,000		3,000		3,000
Total Loans	354,000		354,000		429,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	0		0		0
Total Loans	128,000		128,000		260,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	3,000		3,000		3,000
Total Loans	226,000		226,000		169,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	0		0		0
Total Loans	0		0		0
Loans and Leases Past Due Over 89 Days and Accruing	$ 0		$ 0		$ 0

Allowance for Credit Losses - S

Allowance for Credit Losses - Schedule of Detail in Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 49,339	$ 52,404	$ 51,669	$ 39,892
Charge-offs	(110)	(143)	(316)	(1,573)
Recoveries	994	169	1,380	351
Provision (credit) for credit loss expense	(2,718)	(348)	(5,228)	15,946
Ending balance	47,505	52,082	47,505	52,082
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	7,750	11,665	9,239	10,541
Charge-offs	(2)	0	(118)	(1)
Recoveries	4	21	101	37
Provision (credit) for credit loss expense	(639)	(573)	(2,109)	2,544
Ending balance	7,113	11,113	7,113	11,113
Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	30,467	22,446	30,546	21,608
Charge-offs	0	(15)	0	(1,305)
Recoveries	826	12	1,039	30
Provision (credit) for credit loss expense	(2,092)	1,843	(2,384)	9,870
Ending balance	29,201	24,286	29,201	24,286
Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9,470	16,330	10,257	6,381
Charge-offs	(48)	(1)	(46)	(3)
Recoveries	125	84	158	163
Provision (credit) for credit loss expense	(13)	(1,401)	(835)	4,012
Ending balance	9,534	15,012	9,534	15,012
Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,583	1,883	1,562	1,362
Charge-offs	(60)	(127)	(152)	(264)
Recoveries	39	52	82	121
Provision (credit) for credit loss expense	28	(212)	98	(473)
Ending balance	1,590	1,596	1,590	1,596
Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	69	80	65	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (credit) for credit loss expense	(2)	(5)	2	(7)
Ending balance	$ 67	$ 75	67	75
Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance			$ (2,500)	(2,534)
Cumulative Effect, Period of Adoption, Adjustment | Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				(2,008)
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				(5,917)
Cumulative Effect, Period of Adoption, Adjustment | Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				4,459
Cumulative Effect, Period of Adoption, Adjustment | Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				850
Cumulative Effect, Period of Adoption, Adjustment | Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				$ 82

Allowance for Credit Losses - C

Allowance for Credit Losses - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 36,192	$ 26,490
ACL Allocation	1,821	308
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	35,213	24,380
Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	501	2,000
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	478	110
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,025	795
ACL Allocation	155	122
Commercial and industrial | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	46	103
Commercial and industrial | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	501	582
Commercial and industrial | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	478	110
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	35,167	25,695
ACL Allocation	1,666	186
Commercial real estate | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	35,167	24,277
Commercial real estate | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	1,418
Commercial real estate | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	$ 0
Commercial Real Estate - Agriculture | Residential - Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,559
ACL Allocation	0
Commercial Real Estate - Agriculture | Real Estate | Residential - Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,559
Commercial Real Estate - Agriculture | Business Assets | Residential - Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0
Commercial Real Estate - Agriculture | Other | Residential - Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 0

Allowance for Credit Losses - L

Allowance for Credit Losses - Loans Modified in Troubled Debt Restructuring (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	2
Pre- Modification Outstanding Recorded Investment	$ 121
Post-Modification Outstanding Recorded Investment	$ 121
Number of Loans | loan	2
Post- Modification Outstanding Recorded Investment	$ 124
Commercial real estate | Commercial and industrial other
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	0
Pre- Modification Outstanding Recorded Investment	$ 0
Post-Modification Outstanding Recorded Investment	$ 0
Number of Loans | loan	1
Post- Modification Outstanding Recorded Investment	$ 37
Residential real estate | Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	2
Pre- Modification Outstanding Recorded Investment	$ 121
Post-Modification Outstanding Recorded Investment	$ 121
Number of Loans | loan	1
Post- Modification Outstanding Recorded Investment	$ 87

Allowance for Credit Losses -_2

Allowance for Credit Losses - Credit Quality Indicators by Commercial and Industrial Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,175,129	$ 5,260,327
Commercial and industrial | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	61,792	93,073
Fiscal year before current fiscal year	70,445	73,311
Two years before current fiscal year	62,795	57,468
Three years before current fiscal year	49,776	62,111
Four years before current fiscal year	47,722	35,739
Prior	310,223	302,038
Revolving Loans Amortized Cost Basis	149,718	152,946
Revolving Loans Converted to Term	3,414	16,301
Total loans and leases, net of unearned income and deferred costs and fees	755,885	792,987
Commercial and industrial | Commercial and industrial other | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	61,749	91,597
Fiscal year before current fiscal year	69,200	72,639
Two years before current fiscal year	62,167	56,191
Three years before current fiscal year	48,666	60,714
Four years before current fiscal year	46,939	33,402
Prior	308,161	301,027
Revolving Loans Amortized Cost Basis	147,361	149,969
Revolving Loans Converted to Term	3,414	16,301
Total loans and leases, net of unearned income and deferred costs and fees	747,657	781,840
Commercial and industrial | Commercial and industrial other | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	28	1,064
Fiscal year before current fiscal year	860	367
Two years before current fiscal year	328	344
Three years before current fiscal year	309	912
Four years before current fiscal year	552	2,045
Prior	1,367	228
Revolving Loans Amortized Cost Basis	799	1,331
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,243	6,291
Commercial and industrial | Commercial and industrial other | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	15	412
Fiscal year before current fiscal year	385	305
Two years before current fiscal year	300	933
Three years before current fiscal year	801	485
Four years before current fiscal year	231	292
Prior	695	783
Revolving Loans Amortized Cost Basis	1,558	1,646
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	3,985	4,856
Commercial and industrial | PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	205,576	291,252
Fiscal year before current fiscal year	53,388	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	258,964	291,252
Commercial and industrial | PPP loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	205,576	291,252
Fiscal year before current fiscal year	53,388	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	258,964	291,252
Commercial and industrial | PPP loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial | PPP loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	2,993	11,635
Fiscal year before current fiscal year	9,097	8,088
Two years before current fiscal year	6,605	11,190
Three years before current fiscal year	9,827	7,462
Four years before current fiscal year	6,863	3,539
Prior	6,684	4,907
Revolving Loans Amortized Cost Basis	37,014	46,328
Revolving Loans Converted to Term	268	1,340
Total loans and leases, net of unearned income and deferred costs and fees	79,351	94,489
Commercial and industrial | Agriculture | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	2,993	11,536
Fiscal year before current fiscal year	9,004	8,005
Two years before current fiscal year	6,581	11,162
Three years before current fiscal year	9,802	6,531
Four years before current fiscal year	6,724	3,539
Prior	4,347	2,599
Revolving Loans Amortized Cost Basis	35,006	41,936
Revolving Loans Converted to Term	268	1,340
Total loans and leases, net of unearned income and deferred costs and fees	74,725	86,648
Commercial and industrial | Agriculture | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two years before current fiscal year	0	28
Three years before current fiscal year	25	729
Four years before current fiscal year	21	0
Prior	0	0
Revolving Loans Amortized Cost Basis	225	2,080
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	271	2,837
Commercial and industrial | Agriculture | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	99
Fiscal year before current fiscal year	93	83
Two years before current fiscal year	24	0
Three years before current fiscal year	0	202
Four years before current fiscal year	118	0
Prior	2,337	2,308
Revolving Loans Amortized Cost Basis	1,783	2,312
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,355	5,004
Commercial real estate | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	145,134	278,782
Fiscal year before current fiscal year	271,717	264,280
Two years before current fiscal year	275,121	256,658
Three years before current fiscal year	229,066	248,313
Four years before current fiscal year	238,927	330,041
Prior	957,255	727,711
Revolving Loans Amortized Cost Basis	74,018	33,622
Revolving Loans Converted to Term	22,560	64,903
Total loans and leases, net of unearned income and deferred costs and fees	2,213,798	2,204,310
Commercial real estate | Commercial and industrial other | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	145,134	278,747
Fiscal year before current fiscal year	269,940	246,331
Two years before current fiscal year	258,852	232,651
Three years before current fiscal year	206,663	237,487
Four years before current fiscal year	228,178	290,106
Prior	858,179	664,027
Revolving Loans Amortized Cost Basis	73,474	33,117
Revolving Loans Converted to Term	22,560	64,903
Total loans and leases, net of unearned income and deferred costs and fees	2,062,980	2,047,369
Commercial real estate | Commercial and industrial other | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	35
Fiscal year before current fiscal year	1,777	13,016
Two years before current fiscal year	11,336	5,612
Three years before current fiscal year	3,868	4,654
Four years before current fiscal year	4,578	34,310
Prior	78,555	46,074
Revolving Loans Amortized Cost Basis	362	203
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	100,476	103,904
Commercial real estate | Commercial and industrial other | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	4,933
Two years before current fiscal year	4,933	18,395
Three years before current fiscal year	18,535	6,172
Four years before current fiscal year	6,171	5,625
Prior	20,521	17,610
Revolving Loans Amortized Cost Basis	182	302
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	50,342	53,037
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	11,618	24,400
Fiscal year before current fiscal year	22,724	35,081
Two years before current fiscal year	32,737	45,094
Three years before current fiscal year	43,203	25,499
Four years before current fiscal year	24,080	18,847
Prior	60,261	46,092
Revolving Loans Amortized Cost Basis	4,654	1,251
Revolving Loans Converted to Term	2,586	5,602
Total loans and leases, net of unearned income and deferred costs and fees	201,863	201,866
Commercial real estate | Agriculture | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	11,618	22,440
Fiscal year before current fiscal year	20,794	35,081
Two years before current fiscal year	32,737	44,519
Three years before current fiscal year	43,163	22,356
Four years before current fiscal year	24,080	17,081
Prior	57,892	44,559
Revolving Loans Amortized Cost Basis	3,970	919
Revolving Loans Converted to Term	2,586	5,602
Total loans and leases, net of unearned income and deferred costs and fees	196,840	192,557
Commercial real estate | Agriculture | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	1,960
Fiscal year before current fiscal year	1,930	0
Two years before current fiscal year	0	575
Three years before current fiscal year	0	1,366
Four years before current fiscal year	0	1,053
Prior	4	6
Revolving Loans Amortized Cost Basis	49	49
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	1,983	5,009
Commercial real estate | Agriculture | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	40	1,777
Four years before current fiscal year	0	713
Prior	2,365	1,527
Revolving Loans Amortized Cost Basis	635	283
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	3,040	4,300
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	5,069	14,465
Fiscal year before current fiscal year	13,480	20,705
Two years before current fiscal year	18,804	7,999
Three years before current fiscal year	7,745	2,478
Four years before current fiscal year	1,739	1,879
Prior	9,961	7,473
Revolving Loans Amortized Cost Basis	92,836	86,966
Revolving Loans Converted to Term	9,020	21,051
Total loans and leases, net of unearned income and deferred costs and fees	158,654	163,016
Commercial real estate | Construction | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	5,069	14,465
Fiscal year before current fiscal year	13,480	20,705
Two years before current fiscal year	18,804	7,999
Three years before current fiscal year	7,745	2,478
Four years before current fiscal year	1,739	1,879
Prior	9,308	6,682
Revolving Loans Amortized Cost Basis	92,062	85,513
Revolving Loans Converted to Term	9,020	21,051
Total loans and leases, net of unearned income and deferred costs and fees	157,227	160,772
Commercial real estate | Construction | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	340	467
Revolving Loans Amortized Cost Basis	774	1,453
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	1,114	1,920
Commercial real estate | Construction | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	313	324
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 313	$ 324

Allowance for Credit Losses -_3

Allowance for Credit Losses - Credit Quality Indicators by Class of Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,175,129	$ 5,260,327
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	689	1,440
Fiscal year before current fiscal year	1,287	2,782
Two years before current fiscal year	3,238	1,052
Three years before current fiscal year	1,858	2,120
Four years before current fiscal year	1,822	916
Prior	1,911	1,612
Revolving Loans Amortized Cost Basis	172,554	190,861
Revolving Loans Converted to Term	4,222	44
Total loans and leases, net of unearned income and deferred costs and fees	187,581	200,827
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	148,238	305,476
Fiscal year before current fiscal year	295,017	193,801
Two years before current fiscal year	175,802	123,660
Three years before current fiscal year	109,585	156,405
Four years before current fiscal year	139,581	179,553
Prior	367,159	262,861
Revolving Loans Amortized Cost Basis	10,487	11,787
Revolving Loans Converted to Term	581	1,617
Total loans and leases, net of unearned income and deferred costs and fees	1,246,450	1,235,160
Residential real estate | Performing | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	689	1,440
Fiscal year before current fiscal year	1,287	2,764
Two years before current fiscal year	3,221	1,052
Three years before current fiscal year	1,858	2,120
Four years before current fiscal year	1,822	722
Prior	1,278	1,106
Revolving Loans Amortized Cost Basis	170,670	188,614
Revolving Loans Converted to Term	4,222	44
Total loans and leases, net of unearned income and deferred costs and fees	185,047	197,862
Residential real estate | Performing | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	148,238	305,476
Fiscal year before current fiscal year	295,017	193,543
Two years before current fiscal year	175,802	123,205
Three years before current fiscal year	109,328	155,699
Four years before current fiscal year	138,882	178,149
Prior	359,124	255,556
Revolving Loans Amortized Cost Basis	10,456	11,735
Revolving Loans Converted to Term	581	1,617
Total loans and leases, net of unearned income and deferred costs and fees	1,237,428	1,224,980
Residential real estate | Nonperforming | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	18
Two years before current fiscal year	17	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	194
Prior	633	506
Revolving Loans Amortized Cost Basis	1,884	2,247
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,534	2,965
Residential real estate | Nonperforming | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	258
Two years before current fiscal year	0	455
Three years before current fiscal year	257	706
Four years before current fiscal year	699	1,404
Prior	8,035	7,305
Revolving Loans Amortized Cost Basis	31	52
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	9,022	10,180
Consumer and other | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	12,624	14,845
Fiscal year before current fiscal year	12,513	11,201
Two years before current fiscal year	10,670	8,178
Three years before current fiscal year	6,693	6,644
Four years before current fiscal year	5,536	2,854
Prior	11,115	10,842
Revolving Loans Amortized Cost Basis	5,220	6,835
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	64,371	61,399
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,075	1,424
Fiscal year before current fiscal year	1,134	1,945
Two years before current fiscal year	1,005	3,371
Three years before current fiscal year	2,487	1,135
Four years before current fiscal year	624	418
Prior	172	108
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	6,497	8,401
Consumer and other | Performing | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	12,624	14,840
Fiscal year before current fiscal year	12,508	11,127
Two years before current fiscal year	10,628	8,011
Three years before current fiscal year	6,625	6,632
Four years before current fiscal year	5,524	2,854
Prior	11,115	10,840
Revolving Loans Amortized Cost Basis	5,219	6,835
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	64,243	61,139
Consumer and other | Performing | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,075	1,424
Fiscal year before current fiscal year	1,134	1,878
Two years before current fiscal year	874	3,327
Three years before current fiscal year	2,424	1,128
Four years before current fiscal year	622	382
Prior	142	93
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	6,271	8,232
Consumer and other | Nonperforming | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	5
Fiscal year before current fiscal year	5	74
Two years before current fiscal year	42	167
Three years before current fiscal year	68	12
Four years before current fiscal year	12	0
Prior	0	2
Revolving Loans Amortized Cost Basis	1	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	128	260
Consumer and other | Nonperforming | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	67
Two years before current fiscal year	131	44
Three years before current fiscal year	63	7
Four years before current fiscal year	2	36
Prior	30	15
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 226	$ 169

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Basic
Net income available to common shareholders	$ 22,831	$ 21,431	$ 48,457	$ 29,380
Less: income attributable to unvested stock-based compensation awards	(164)	(251)	(350)	(350)
Net earnings allocated to common shareholders	$ 22,667	$ 21,180	$ 48,107	$ 29,030
Weighted average shares outstanding, including unvested stock-based compensation awards (in shares)	14,886,687	14,910,300	14,899,524	14,934,028
Less: unvested stock-based compensation awards (in shares)	(231,913)	(228,344)	(234,003)	(233,576)
Weighted average shares outstanding - Basic (in shares)	14,654,774	14,681,956	14,665,521	14,700,452
Diluted
Net earnings allocated to common shareholders	$ 22,667	$ 21,180	$ 48,107	$ 29,030
Weighted average shares outstanding - Basic (in shares)	14,654,774	14,681,956	14,665,521	14,700,452
Plus: Incremental shares from assumed conversion of stock-based compensation awards (in shares)	82,961	32,892	82,055	44,107
Weighted average shares outstanding - Diluted (in shares)	14,737,735	14,714,848	14,747,576	14,744,559
Basic EPS (in dollars per share)	$ 1.55	$ 1.44	$ 3.28	$ 1.97
Diluted EPS (in dollars per share)	$ 1.54	$ 1.44	$ 3.26	$ 1.97

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earning per share (in shares)	477	10,449	8,187	10,090

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Schedule of Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Before-Tax Amount
Net unrealized gains/losses / Other comprehensive income (loss)	$ 12,011	$ 296	$ (20,940)	$ 29,824
Tax (Expense) Benefit
Net unrealized gains/losses / Other comprehensive income (loss)	(2,943)	(73)	5,132	(7,308)
Net of Tax
Other comprehensive income	9,068	223	(15,808)	22,516
Net unrealized gain/loss
Before-Tax Amount
Change in net unrealized gain/loss during the period	11,244	(339)	(22,197)	28,963
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	0	0	(330)	(429)
Net unrealized gains/losses / Other comprehensive income (loss)	11,244	(339)	(22,527)	28,534
Tax (Expense) Benefit
Change in net unrealized gain/loss during the period	(2,755)	82	5,440	(7,097)
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	0	0	81	105
Net unrealized gains/losses / Other comprehensive income (loss)	(2,755)	82	5,521	(6,992)
Net of Tax
Change in net unrealized gain/loss during the period	8,489	(257)	(16,757)	21,866
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	0	0	(249)	(324)
Other comprehensive income	8,489	(257)	(17,006)	21,542
Amortization of net retirement plan actuarial gain/loss
Before-Tax Amount
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	712	581	1,476	1,183
Tax (Expense) Benefit
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	(175)	(142)	(362)	(290)
Net of Tax
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	537	439	1,114	893
Amortization of net retirement plan prior service cost
Before-Tax Amount
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	55	54	111	107
Tax (Expense) Benefit
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	(13)	(13)	(27)	(26)
Net of Tax
Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income	42	41	84	81
Employee benefit plans
Before-Tax Amount
Net unrealized gains/losses / Other comprehensive income (loss)	767	635	1,587	1,290
Tax (Expense) Benefit
Net unrealized gains/losses / Other comprehensive income (loss)	(188)	(155)	(389)	(316)
Net of Tax
Other comprehensive income	$ 579	$ 480	$ 1,198	$ 974

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Schedule of Activity (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	$ 709,936	$ 682,597	$ 717,689	$ 663,054
Other comprehensive income	9,068	223	(15,808)	22,516
Ending balances	728,253	698,029	728,253	698,029
Available-for- Sale Debt Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(4,886)	25,838	20,609	4,039
Other comprehensive (loss) income before reclassifications	8,489	(257)	(16,757)	21,866
Amounts reclassified from accumulated other comprehensive (loss) income	0	0	(249)	(324)
Other comprehensive income	8,489	(257)	(17,006)	21,542
Ending balances	3,603	25,581	3,603	25,581
Employee Benefit Plans
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(52,064)	(47,109)	(52,683)	(47,603)
Other comprehensive (loss) income before reclassifications	0	0	0	0
Amounts reclassified from accumulated other comprehensive (loss) income	579	480	1,198	974
Other comprehensive income	579	480	1,198	974
Ending balances	(51,485)	(46,629)	(51,485)	(46,629)
Accumulated Other Comprehensive (Loss) Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(56,950)	(21,271)	(32,074)	(43,564)
Other comprehensive (loss) income before reclassifications	8,489	(257)	(16,757)	21,866
Amounts reclassified from accumulated other comprehensive (loss) income	579	480	949	650
Other comprehensive income	9,068	223	(15,808)	22,516
Ending balances	$ (47,882)	$ (21,048)	$ (47,882)	$ (21,048)

Other Comprehensive Income (L_5

Other Comprehensive Income (Loss) - Schedule of Amounts Reclassified Out of Each Component (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net gain on securities transactions	$ 29,333	$ 27,003	$ 61,672	$ 36,898
Tax (expense) benefit	(6,471)	(5,540)	(13,151)	(7,449)
Other operating expense	(10,730)	(11,437)	(21,355)	(22,847)
Net of tax	22,831	21,431	48,457	29,380
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Available-for-sale securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net gain on securities transactions	0	0	330	429
Tax (expense) benefit	0	0	(81)	(105)
Net of tax	0	0	249	324
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Net retirement plan actuarial loss
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(711)	(581)	(1,475)	(1,183)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Net retirement plan prior service cost
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(56)	(54)	(111)	(107)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Employee benefit plans
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net gain on securities transactions	(767)	(635)	(1,586)	(1,290)
Tax (expense) benefit	188	155	388	316
Net of tax	$ (579)	$ (480)	$ (1,198)	$ (974)

Employee Benefit Plans - Schedu

Employee Benefit Plans - Schedule of Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Pension Benefits
Components of net periodic benefit cost
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	327	545	814	1,185
Expected return on plan assets	(1,411)	(1,352)	(2,826)	(2,708)
Amortization of net retirement plan actuarial loss	397	355	780	705
Amortization of net retirement plan prior service (credit) cost	0	(2)	0	(5)
Net periodic benefit (income) cost	(687)	(454)	(1,232)	(823)
Life and Health
Components of net periodic benefit cost
Service cost	42	45	93	86
Interest cost	36	59	90	122
Expected return on plan assets	0	0	0	0
Amortization of net retirement plan actuarial loss	82	52	156	77
Amortization of net retirement plan prior service (credit) cost	(15)	(15)	(30)	(30)
Net periodic benefit (income) cost	145	141	309	255
SERP Benefits
Components of net periodic benefit cost
Service cost	55	61	115	107
Interest cost	147	217	346	457
Expected return on plan assets	0	0	0	0
Amortization of net retirement plan actuarial loss	233	175	540	400
Amortization of net retirement plan prior service (credit) cost	70	71	141	143
Net periodic benefit (income) cost	$ 505	$ 524	$ 1,142	$ 1,107

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Retirement Benefits [Abstract]
Amortization of amounts previously recognized in accumulated other comprehensive income (loss)	$ 1,200,000	$ 974,000
Contribution to pension plan	$ 0	$ 0

Other Income and Operating Ex_3

Other Income and Operating Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Other Income and Expenses [Abstract]
Reporting threshold for other income and operating expenses (percent, greater than)			1.00%
Noninterest Income
Other service charges	$ 710	$ 583	$ 1,379	$ 1,388
Earnings from corporate owned life insurance	570	735	1,111	1,058
Net gains on the sales of loans originated for sale	153	691	582	867
Other income	232	457	567	1,257
Total other income	1,665	2,466	3,639	4,570
Noninterest Expenses
Marketing expense	1,132	936	1,627	1,876
Professional fees	1,533	1,421	3,427	3,256
Legal fees	221	315	441	537
Technology expense	2,977	2,968	5,905	5,831
Cardholder expense	875	740	1,662	1,569
Other expenses	3,992	5,057	8,293	9,778
Other operating expense	$ 10,730	$ 11,437	$ 21,355	$ 22,847

Revenue Recognition - Schedule

Revenue Recognition - Schedule of Disaggregation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	$ 17,490	$ 14,944	$ 35,483	$ 31,671
Noninterest Income (out-of-scope of ASC 606)	1,368	2,233	3,358	4,466
Total Noninterest Income	18,858	17,177	38,841	36,137
Commissions and Fees
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	7,488	7,024	15,171	14,409
Installment Billing
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	(52)	(49)	(17)	(79)
Refund of Commissions
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	31	(226)	11	(353)
Contract Liabilities/Deferred Revenue
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	(237)	(204)	(237)	(208)
Contingent Commissions
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	824	710	2,292	1,531
Subtotal Insurance Revenues
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	8,054	7,255	17,220	15,300
Trust and Asset Management
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	3,334	2,790	6,700	5,728
Mutual Fund & Investment Income
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	1,383	1,130	2,690	2,394
Subtotal Investment Service Income
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	4,717	3,920	9,390	8,122
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	1,471	1,248	2,941	3,231
Card Services Income
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	2,951	2,283	5,334	4,466
Other
Disaggregation of Revenue [Line Items]
Noninterest Income (in-scope of ASC 606)	$ 297	$ 238	$ 598	$ 552

Revenue Recognition - Narrative

Revenue Recognition - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Dec. 31, 2020
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract assets related to contingent income	$ 1,100	$ 2,500
Contract with customer, liability	$ 3,200	2,000
Performance obligation, description of timing	one year
Insurance
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract with customer, asset, net	$ 5,700	5,200
Wealth Management
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract with customer, asset, net	$ 2,100	$ 2,200

Financial Guarantees (Details)

Financial Guarantees (Details) - USD ($) $ in Millions	Jun. 30, 2021	Dec. 31, 2020
Guarantees [Abstract]
Obligations to extend credit for loan commitments	$ 33	$ 31.4

Segment and Related Informati_3

Segment and Related Information - Narrative (Details)	6 Months Ended
	Jun. 30, 2021segmentofficebanking_Officesubsidiary_Bank
Segment Reporting Information [Line Items]
Number of reportable segments | segment	3
Nature of operations, number of subsidiary banks | subsidiary_Bank	4
Tompkins, Cayuga, Cortland and Schuyler Counties, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	13
Wyoming, Livingston, Genessee, Orleans and Monroe, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	16
Putnam Country, Dutchess Country and Westchester, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	14
Berks, Montgomery, Philadelphia, Deleware and Schuylkill, Pennsylvania
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	20
Western New York
Segment Reporting Information [Line Items]
Number of offices | office	5
Tompkins Insurance Agencies Inc
Segment Reporting Information [Line Items]
Noncontrolling interest, ownership percentage by parent	100.00%

Segment and Related Informati_4

Segment and Related Information - Schedule of Segment and Related Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Interest income	$ 59,835	$ 63,445	$ 119,590	$ 126,644
Interest expense	4,989	7,079	9,707	17,309
Net Interest Income	54,846	56,366	109,883	109,335
(Credit) provision for credit loss expense	(3,071)	877	(4,901)	17,636
Noninterest income	18,858	17,177	38,841	36,137
Noninterest expense	47,442	45,663	91,953	90,938
Income Before Income Tax Expense	29,333	27,003	61,672	36,898
Income tax expense	6,471	5,540	13,151	7,449
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	22,862	21,463	48,521	29,449
Less:  Net income attributable to noncontrolling interests	31	32	64	69
Net Income Attributable to Tompkins Financial Corporation	22,831	21,431	48,457	29,380
Depreciation and amortization	2,596	2,551	5,102	5,105
Assets	7,988,208	7,582,056	7,988,208	7,582,056		$ 7,622,171
Goodwill	92,447	92,447	92,447	92,447		92,447
Other intangibles, net	4,274	5,500	4,274	5,500		4,905
Net Loans and Leases	5,127,624	5,372,203	5,127,624	5,372,203
Deposits	6,837,000	6,377,521	6,837,000	6,377,521		6,437,752
Total Equity	728,253	698,029	728,253	698,029	$ 709,936	$ 717,689	$ 682,597	$ 663,054
Operating Segments | Banking
Segment Reporting Information [Line Items]
Interest income	59,843	63,445	119,597	126,644
Interest expense	4,997	7,080	9,716	17,311
Net Interest Income	54,846	56,365	109,881	109,333
(Credit) provision for credit loss expense	(3,071)	877	(4,901)	17,636
Noninterest income	6,447	6,248	12,759	13,241
Noninterest expense	37,879	36,484	73,206	72,709
Income Before Income Tax Expense	26,485	25,252	54,335	32,229
Income tax expense	5,729	5,113	11,243	6,269
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	20,756	20,139	43,092	25,960
Less:  Net income attributable to noncontrolling interests	31	32	64	69
Net Income Attributable to Tompkins Financial Corporation	20,725	20,107	43,028	25,891
Depreciation and amortization	2,527	2,484	4,965	4,969
Assets	7,987,751	7,528,501	7,987,751	7,528,501
Goodwill	64,370	64,585	64,370	64,585
Other intangibles, net	1,994	2,758	1,994	2,758
Net Loans and Leases	5,127,624	5,372,203	5,127,624	5,372,203
Deposits	6,851,924	6,391,034	6,851,924	6,391,034
Total Equity	667,007	643,139	667,007	643,139
Operating Segments | Insurance
Segment Reporting Information [Line Items]
Interest income	0	1	2	2
Interest expense	0	0	0	0
Net Interest Income	0	1	2	2
(Credit) provision for credit loss expense	0	0	0	0
Noninterest income	8,163	7,360	17,581	15,510
Noninterest expense	6,760	6,358	13,197	12,920
Income Before Income Tax Expense	1,403	1,003	4,386	2,592
Income tax expense	401	260	1,203	691
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	1,002	743	3,183	1,901
Less:  Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	1,002	743	3,183	1,901
Depreciation and amortization	55	57	110	116
Assets	46,590	42,215	46,590	42,215
Goodwill	19,866	19,866	19,866	19,866
Other intangibles, net	2,201	2,623	2,201	2,623
Net Loans and Leases	0	0	0	0
Deposits	0	0	0	0
Total Equity	33,101	31,567	33,101	31,567
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Interest income	0	0	0	0
Interest expense	0	0	0	0
Net Interest Income	0	0	0	0
(Credit) provision for credit loss expense	0	0	0	0
Noninterest income	4,808	4,095	9,591	8,469
Noninterest expense	3,363	3,347	6,640	6,392
Income Before Income Tax Expense	1,445	748	2,951	2,077
Income tax expense	341	167	705	489
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	1,104	581	2,246	1,588
Less:  Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	1,104	581	2,246	1,588
Depreciation and amortization	14	10	27	20
Assets	30,435	25,474	30,435	25,474
Goodwill	8,211	7,996	8,211	7,996
Other intangibles, net	79	119	79	119
Net Loans and Leases	0	0	0	0
Deposits	0	0	0	0
Total Equity	28,145	23,323	28,145	23,323
Intercompany
Segment Reporting Information [Line Items]
Interest income	(8)	(1)	(9)	(2)
Interest expense	(8)	(1)	(9)	(2)
Net Interest Income	0	0	0	0
(Credit) provision for credit loss expense	0	0	0	0
Noninterest income	(560)	(526)	(1,090)	(1,083)
Noninterest expense	(560)	(526)	(1,090)	(1,083)
Income Before Income Tax Expense	0	0	0	0
Income tax expense	0	0	0	0
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	0	0	0	0
Less:  Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	0	0	0	0
Depreciation and amortization	0	0	0	0
Assets	(76,568)	(14,134)	(76,568)	(14,134)
Goodwill	0	0	0	0
Other intangibles, net	0	0	0	0
Net Loans and Leases	0	0	0	0
Deposits	(14,924)	(13,513)	(14,924)	(13,513)
Total Equity	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Financial Assets and Financial Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 916	$ 929
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,014,089	1,627,193
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Treasuries | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0
Recurring | U.S. Treasuries | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	129,091
Recurring | U.S. Treasuries | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0
Recurring | Obligations of U.S. Government sponsored entities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. Government sponsored entities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	823,718	607,480
Recurring | Obligations of U.S. Government sponsored entities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. states and political subdivisions | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. states and political subdivisions | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	113,789	129,746
Recurring | Obligations of U.S. states and political subdivisions | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government agencies | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government agencies | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	114,422	182,108
Recurring | U.S. Government agencies | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government sponsored entities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government sponsored entities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	830,656	705,480
Recurring | U.S. Government sponsored entities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. corporate debt securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. corporate debt securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,413	2,379
Recurring | U.S. corporate debt securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Equity securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring | Equity securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring | Equity securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	916	929
Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,014,089	1,627,193
Recurring | Fair Value | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	129,091
Recurring | Fair Value | Obligations of U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	823,718	607,480
Recurring | Fair Value | Obligations of U.S. states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	113,789	129,746
Recurring | Fair Value | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	114,422	182,108
Recurring | Fair Value | U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	830,656	705,480
Recurring | Fair Value | U.S. corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,413	2,379
Recurring | Fair Value | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 916	$ 929

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Assets Measured at Fair Value on Nonrecurring Basis (Details) - Non-Recurring - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	$ 8,922	$ 2,560	$ 31,619	$ 10,130
Gain (losses) from fair value changes on impaired loans	0	(15)	0	(1,305)
Other real estate owned	0	0	0	274
Gain (losses) from fair value changes on other real estate owned	0	23	0	23
Quoted prices in active markets for identical assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	0	0	0	0
Other real estate owned	0	0	0	0
Significant other observable inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	8,922	2,560	31,619	10,130
Other real estate owned	0	0	0	274
Significant unobservable inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	0	0	0	0
Other real estate owned	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details)	Jun. 30, 2021
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Selling and closing costs as percentage of appraised value	5.00%
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Selling and closing costs as percentage of appraised value	8.00%

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financial Assets:
FHLB and other stock	$ 15,991	$ 16,382
Financial Liabilities:
Time deposits	710,170	746,234
Fed funds purchased and securities sold under agreements to repurchase	52,134	65,845
Other borrowings	245,000	265,000
Trust preferred debentures	8,799	13,220
Held-to-maturity securities, fair value	154,299	0
Level 1
Financial Assets:
Cash and cash equivalents	291,014	388,462
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	0	0
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
Fed funds purchased and securities sold under agreements to repurchase	0	0
Other borrowings	0	0
Trust preferred debentures	0	0
Accrued interest payable	0	0
Held-to-maturity securities, fair value	0
Level 2
Financial Assets:
Cash and cash equivalents	0	0
FHLB and other stock	15,991	16,382
Accrued interest receivable	27,575	32,025
Loans/leases, net	31,619	22,171
Financial Liabilities:
Time deposits	715,382	753,045
Other deposits	6,126,830	5,691,518
Fed funds purchased and securities sold under agreements to repurchase	52,134	65,845
Other borrowings	251,406	274,238
Trust preferred debentures	12,832	18,483
Accrued interest payable	1,411	1,727
Held-to-maturity securities, fair value	154,299
Level 3
Financial Assets:
Cash and cash equivalents	0	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	5,079,735	5,204,130
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
Fed funds purchased and securities sold under agreements to repurchase	0	0
Other borrowings	0	0
Trust preferred debentures	0	0
Accrued interest payable	0	0
Held-to-maturity securities, fair value	0
Carrying Amount
Financial Assets:
Cash and cash equivalents	291,014	388,462
FHLB and other stock	15,991	16,382
Accrued interest receivable	27,575	32,025
Loans/leases, net	5,127,624	5,208,658
Financial Liabilities:
Time deposits	710,170	746,234
Other deposits	6,126,830	5,691,518
Fed funds purchased and securities sold under agreements to repurchase	52,134	65,845
Other borrowings	245,000	265,000
Trust preferred debentures	8,799	13,220
Accrued interest payable	1,411	1,727
Held-to-maturity securities, fair value	151,848
Fair Value
Financial Assets:
Cash and cash equivalents	291,014	388,462
FHLB and other stock	15,991	16,382
Accrued interest receivable	27,575	32,025
Loans/leases, net	5,111,354	5,226,301
Financial Liabilities:
Time deposits	715,382	753,045
Other deposits	6,126,830	5,691,518
Fed funds purchased and securities sold under agreements to repurchase	52,134	65,845
Other borrowings	251,406	274,238
Trust preferred debentures	12,832	18,483
Accrued interest payable	1,411	$ 1,727
Held-to-maturity securities, fair value	$ 154,299

Uncategorized Items - tmp-20210

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]