Tompkins Financial (TMP) 10-Q 8 Nov 21 2021 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2021	Nov. 02, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	1-12709
Entity Registrant Name	Tompkins Financial Corp
Entity Incorporation, State or Country Code	NY
Entity Tax Identification Number	16-1482357
Entity Address, Address Line One	P.O. Box 460
Entity Address, City or Town	Ithaca
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14851
City Area Code	888
Local Phone Number	503-5753
Title of 12(b) Security	Common Stock, $0.10 par value
Trading Symbol	TMP
Security Exchange Name	NYSEAMER
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,659,195
Entity Central Index Key	0001005817
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2021

CONSOLIDATED STATEMENTS OF COND

CONSOLIDATED STATEMENTS OF CONDITION - USD ($)	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and noninterest bearing balances due from banks	$ 22,441,000	$ 21,245,000
Interest bearing balances due from banks	311,046,000	367,217,000
Cash and Cash Equivalents	333,487,000	388,462,000
Available-for-sale debt securities, at fair value (amortized cost of $2,072,498 at September 30, 2021 and $1,599,894 at December 31, 2020)	2,066,927,000	1,627,193,000
Held-to-maturity securities, at amortized cost (fair value of $268,283 at September 30, 2021 and $0 December 31, 2020)	269,268,000	0
Equity securities, at fair value (amortized cost $910 at September 30, 2021 and $929 at December 31, 2020)	910,000	929,000
Total loans and leases, net of unearned income and deferred costs and fees	5,096,778,000	5,260,327,000
Less: Allowance for credit losses	46,259,000	51,669,000
Net Loans and Leases	5,050,519,000	5,208,658,000
Federal Home Loan Bank and other stock	10,366,000	16,382,000
Bank premises and equipment, net	85,955,000	88,709,000
Corporate owned life insurance	86,094,000	84,736,000
Goodwill	92,447,000	92,447,000
Other intangible assets, net	3,989,000	4,905,000
Accrued interest and other assets	113,148,000	109,750,000
Total Assets	8,113,110,000	7,622,171,000
Interest bearing:
Checking, savings and money market	4,211,732,000	3,761,933,000
Time	675,499,000	746,234,000
Noninterest bearing	2,203,667,000	1,929,585,000
Total Deposits	7,090,898,000	6,437,752,000
Federal funds purchased and securities sold under agreements to repurchase	72,490,000	65,845,000
Other borrowings	110,000,000	265,000,000
Trust preferred debentures	0	13,220,000
Other liabilities	117,365,000	122,665,000
Total Liabilities	7,390,753,000	6,904,482,000
Tompkins Financial Corporation shareholders' equity:
Common Stock - par value $0.10 per share: Authorized 25,000,000 shares; Issued: 14,695,105 at September 30, 2021; and 14,964,389 at December 31, 2020	1,470,000	1,496,000
Additional paid-in capital	315,957,000	333,976,000
Retained earnings	464,152,000	418,413,000
Accumulated other comprehensive loss	(55,094,000)	(32,074,000)
Treasury stock, at cost – 122,824 shares at September 30, 2021, and 124,849 shares at December 31, 2020	(5,634,000)	(5,534,000)
Total Tompkins Financial Corporation Shareholders’ Equity	720,851,000	716,277,000
Noncontrolling interests	1,506,000	1,412,000
Total Equity	722,357,000	717,689,000
Total Liabilities and Equity	$ 8,113,110,000	$ 7,622,171,000

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Available-for-sale securities, at amortized cost	$ 2,072,498	$ 1,599,894
Securities - held-to-maturity	268,283	0
Equity securities, at amortized cost	$ 910	$ 929
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	25,000,000	25,000,000
Common stock, issued (in shares)	14,695,105	14,964,389
Treasury stock, shares (in shares)	122,824	124,849

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
INTEREST AND DIVIDEND INCOME
Loans	$ 53,738	$ 57,892	$ 161,598	$ 169,639
Due from banks	136	83	266	90
Available-for-sale debt securities	6,312	6,035	17,188	20,101
Held-to-maturity securities	732	0	1,044	0
Federal Home Loan Bank and other stock	196	306	608	1,130
Interest income	61,114	64,316	180,704	190,960
INTEREST EXPENSE
Time certificates of deposits of $250,000 or more	518	755	1,724	2,458
Other deposits	2,088	3,450	6,835	13,723
Federal funds purchased and securities sold under agreements to repurchase	17	19	48	76
Trust preferred debentures	1,237	216	2,233	758
Other borrowings	1,156	1,623	3,883	6,357
Total Interest Expense	5,016	6,063	14,723	23,372
Net Interest Income	56,098	58,253	165,981	167,588
Less: (Credit) provision for credit loss expense	(1,232)	(218)	(6,133)	17,418
Net Interest Income After Provision for Credit Loss Expense	57,330	58,471	172,114	150,170
NONINTEREST INCOME
Insurance commissions and fees	9,833	8,916	27,053	24,216
Investment services income	4,957	4,292	14,347	12,414
Service charges on deposit accounts	1,638	1,444	4,579	4,675
Card services income	2,717	2,419	8,051	6,885
Other income	1,769	1,818	5,408	6,388
Net (loss) gain on securities transactions	(60)	(2)	257	446
Total Noninterest Income	20,854	18,887	59,695	55,024
NONINTEREST EXPENSE
Salaries and wages	24,825	23,951	71,477	69,482
Other employee benefits	5,777	6,690	17,887	18,260
Net occupancy expense of premises	3,019	3,162	10,042	9,530
Furniture and fixture expense	2,066	1,886	6,220	5,759
Amortization of intangible assets	329	371	988	1,120
Other operating expense	14,164	10,706	35,519	33,553
Total Noninterest Expenses	50,180	46,766	142,133	137,704
Income Before Income Tax Expense	28,004	30,592	89,676	67,490
Income Tax Expense	6,630	6,330	19,781	13,779
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	21,374	24,262	69,895	53,711
Less: Net Income Attributable to Noncontrolling Interests	32	32	96	101
Net Income Attributable to Tompkins Financial Corporation	$ 21,342	$ 24,230	$ 69,799	$ 53,610
Basic Earnings Per Share (in dollars per share)	$ 1.46	$ 1.63	$ 4.74	$ 3.60
Diluted Earnings Per Share (in dollars per share)	$ 1.45	$ 1.63	$ 4.72	$ 3.59

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Statement of Comprehensive Income [Abstract]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	$ 21,374	$ 24,262	$ 69,895	$ 53,711
Available-for-sale debt securities:
Change in net unrealized loss during the period	(7,852)	(3,303)	(24,609)	18,563
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	41	0	(208)	(324)
Employee benefit plans:
Amortization of net retirement plan actuarial loss	557	447	1,671	1,340
Amortization of net retirement plan prior service cost	42	40	126	121
Other comprehensive (loss) income	(7,212)	(2,816)	(23,020)	19,700
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	14,162	21,446	46,875	73,411
Less: Net income attributable to noncontrolling interests	(32)	(32)	(96)	(101)
Total comprehensive income attributable to Tompkins Financial Corporation	$ 14,130	$ 21,414	$ 46,779	$ 73,310

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
OPERATING ACTIVITIES
Net income attributable to Tompkins Financial Corporation	$ 69,799	$ 53,610
Adjustments to reconcile net income to net cash provided by operating activities:
(Credit) provision for credit loss expense	(6,133)	17,418
Depreciation and amortization of premises, equipment, and software	7,696	7,654
Amortization of intangible assets	988	1,120
Earnings from corporate owned life insurance	(1,478)	(1,617)
Net amortization on securities	9,360	7,233
Amortization/accretion related to purchase accounting	1,187	(743)
Net gain on securities transactions	(257)	(446)
Penalties on prepayment of FHLB borrowings	2,929	0
Net gain on sale of loans originated for sale	(878)	(1,245)
Proceeds from sale of loans originated for sale	28,623	36,568
Loans originated for sale	(23,378)	(38,484)
Net loss (gain) on sale of bank premises and equipment	11	(3)
Net excess tax benefit from stock based compensation	346	118
Stock-based compensation expense	3,845	3,372
Decrease (increase) in accrued interest receivable	8,675	(18,919)
Decrease in accrued interest payable	(827)	(785)
Other, net	(9,154)	(3,535)
Net Cash Provided by Operating Activities	91,354	61,316
INVESTING ACTIVITIES
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities	377,593	405,886
Proceeds from sales of available-for-sale debt securities	142,679	42,333
Purchases of available-for-sale debt securities	(1,002,004)	(799,039)
Purchases of held-to-maturity securities	(269,225)	0
Net decrease (increase) in loans	160,532	(478,455)
Proceeds from sale/redemptions of Federal Home Loan Bank stock	9,182	41,169
Purchases of Federal Home Loan Bank and other stock	(3,166)	(25,393)
Proceeds from sale of bank premises and equipment	63	4
Purchases of bank premises, equipment and software	(3,315)	(2,894)
Redemption of corporate owned life insurance	169	446
Other, net	124	398
Net Cash Used in Investing Activities	(587,368)	(815,545)
FINANCING ACTIVITIES
Net increase in demand, money market, and savings deposits	723,881	1,356,930
Net (decrease) increase in time deposits	(70,358)	31,856
Net decrease in Federal funds purchased and securities sold under agreements to repurchase	6,645	3,227
Increase in other borrowings	0	74,583
Repayment of other borrowings	(157,929)	(447,683)
Redemption of trust preferred debentures	(15,150)	0
Cash dividends	(24,060)	(23,296)
Repurchase of common stock	(21,177)	(5,620)
Shares issued for dividend reinvestment plan	2	1,529
Net shares issued related to restricted stock awards	(122)	(292)
Net proceeds from exercise of stock options	(693)	(248)
Net Cash Provided by Financing Activities	441,039	990,986
Net (Decrease) Increase in Cash and Cash Equivalents	(54,975)	236,757
Cash and cash equivalents at beginning of period	388,462	137,982
Total Cash and Cash Equivalents at End of Period	333,487	374,739
Supplemental Information:
Cash paid during the year for  - Interest	15,935	24,626
Cash paid during the year for  - Taxes	23,386	16,243
Transfer of loans to other real estate owned	46	192
Initial recognition of operating lease right-of-use assets	1,072	0
Initial recognition of operating lease liabilities	1,072	0
Right-of-use assets obtained in exchange for new lease liabilities	$ 1,204	$ 1,230

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained EarningsCumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive (Loss) Income	Treasury Stock	Non- controlling Interests
Beginning balances at Dec. 31, 2019	$ 663,054	$ 1,707	$ 1,501	$ 338,507	$ 370,477	$ 1,707	$ (43,564)	$ (5,279)	$ 1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	53,711				53,610				101
Other comprehensive income (loss)	19,700						19,700
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	73,411
Cash dividends	(23,296)				(23,296)
Net exercise of stock options	(248)			(248)
Common stock repurchased and returned to unissued status	(5,620)		(7)	(5,613)
Shares issued for dividend reinvestment plan	1,529		2	1,527
Stock-based compensation expense	3,372			3,372
Directors deferred compensation plan	0			76				(76)
Restricted stock activity	(292)			(292)
Partial repurchase of noncontrolling interest	(6)								(6)
Ending balances at Sep. 30, 2020	713,611		1,496	337,329	402,498		(23,864)	(5,355)	1,507
Beginning balances at Jun. 30, 2020	698,029		1,495	335,268	386,025		(21,048)	(5,187)	1,476
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	24,262				24,230				32
Other comprehensive income (loss)	(2,816)						(2,816)
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	21,446
Cash dividends	(7,757)				(7,757)
Net exercise of stock options	(32)		0	(32)
Shares issued for dividend reinvestment plan	848		1	847
Stock-based compensation expense	1,078			1,078
Directors deferred compensation plan	0			168				(168)
Restricted stock activity	0			0
Partial repurchase of noncontrolling interest	(1)								(1)
Ending balances at Sep. 30, 2020	713,611		1,496	337,329	402,498		(23,864)	(5,355)	1,507
Beginning balances at Dec. 31, 2020	717,689		1,496	333,976	418,413		(32,074)	(5,534)	1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	69,895				69,799				96
Other comprehensive income (loss)	(23,020)						(23,020)
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	46,875
Cash dividends	(24,060)				(24,060)
Net exercise of stock options	(693)		1	(694)
Common stock repurchased and returned to unissued status	(21,177)		(27)	(21,150)
Shares issued for dividend reinvestment plan	2		0	2
Stock-based compensation expense	3,845			3,845
Directors deferred compensation plan	0			100				(100)
Restricted stock activity	(122)			(122)
Partial repurchase of noncontrolling interest	(2)								(2)
Ending balances at Sep. 30, 2021	722,357		1,470	315,957	464,152		(55,094)	(5,634)	1,506
Beginning balances at Jun. 30, 2021	728,253		1,487	327,881	450,773		(47,882)	(5,480)	1,474
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	21,374				21,342				32
Other comprehensive income (loss)	(7,212)						(7,212)
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	14,162
Cash dividends	(7,963)				(7,963)
Net exercise of stock options	(190)			(190)
Common stock repurchased and returned to unissued status	(13,194)		(17)	(13,177)
Stock-based compensation expense	1,411			1,411
Directors deferred compensation plan	0			154				(154)
Restricted stock activity	(122)			(122)
Ending balances at Sep. 30, 2021	$ 722,357		$ 1,470	$ 315,957	$ 464,152		$ (55,094)	$ (5,634)	$ 1,506

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.54	$ 0.52	$ 1.62	$ 1.56
Net exercise of stock options (in shares)	3,276	417	11,386	3,605
Common stock repurchased and returned to unissued status (in shares)	170,775		272,310	71,288
Shares issued for dividend reinvestment plan (in shares)		12,723	32	24,752
Directors deferred compensation plan (in shares)	1,977	2,776	2,025	2,088
Restricted stock activity (in shares)	3,179	1,346	8,392	9,406

Business

Business	9 Months Ended
	Sep. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Business	Business Tompkins Financial Corporation (“Tompkins” or the “Company”) is headquartered in Ithaca, New York and is registered as a Financial Holding Company with the Federal Reserve Board under the Bank Holding Company Act of 1956, as amended. The Company is a locally oriented, community-based financial services organization that offers a full array of products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. At September 30, 2021, the Company had four wholly-owned banking subsidiaries: Tompkins Trust Company (the “Trust Company”), The Bank of Castile (DBA Tompkins Bank of Castile), Mahopac Bank (DBA Tompkins Mahopac Bank), and VIST Bank (DBA Tompkins VIST Bank). The Company’s banks have announced plans for a rebranding effort, pursuant to which the Company’s four wholly-owned banking subsidiaries will be combined into one bank, with The Bank of Castile, Mahopac Bank, and VIST Bank merging with and into Tompkins Trust Company. The Company has received all applicable regulatory approvals, and the combined bank will conduct business under the “Tompkins” brand name, with a legal name of “Tompkins Community Bank.” The Company also has a wholly-owned insurance agency subsidiary, Tompkins Insurance Agencies, Inc. (“Tompkins Insurance”). The Trust Company provides a full array of trust and investment services under the Tompkins Financial Advisors brand, including investment management, trust and estate, financial and tax planning as well as life, disability and long-term care insurance services. The Company’s principal offices are located at 118 E. Seneca Street, Ithaca, New York, 14850, and its telephone number is (888) 503-5753. The Company’s common stock is traded on the NYSE American under the symbol “TMP.” As a registered financial holding company, the Company is regulated under the Bank Holding Company Act of 1956 (“BHC Act”), as amended and is subject to examination and comprehensive regulation by the Federal Reserve Board (“FRB”). The Company is also subject to the jurisdiction of the Securities and Exchange Commission (“SEC”) and is subject to disclosure and regulatory requirements under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended. The Company is subject to the rules of the NYSE American for listed companies. The Company’s banking subsidiaries are subject to examination and comprehensive regulation by various regulatory authorities, including the Federal Deposit Insurance Corporation (“FDIC”), the New York State Department of Financial Services (“NYSDFS”), and the Pennsylvania Department of Banking and Securities (“PDBS”). Each of these agencies issues regulations and requires the filing of reports describing the activities and financial condition of the entities under its jurisdiction. Likewise, such agencies conduct examinations on a recurring basis to evaluate the safety and soundness of the institutions, and to test compliance with various regulatory requirements, including: consumer protection, privacy, fair lending, the Community Reinvestment Act, the Bank Secrecy Act, sales of non-deposit investments, electronic data processing, and trust department activities. The trust division of Tompkins Trust Company is subject to examination and comprehensive regulation by the FDIC and NYSDFS. The Company’s insurance subsidiary is subject to examination and regulation by the NYSDFS and the Pennsylvania Insurance Department.

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The unaudited consolidated financial statements included in this quarterly report do not include all of the information and footnotes required by U.S. Generally Accepted Accounting Principles ("GAAP") for a full year presentation and certain disclosures have been condensed or omitted in accordance with rules and regulations of the SEC. In the application of certain accounting policies, management is required to make assumptions regarding the effect of matters that are inherently uncertain. These estimates and assumptions affect the reported amounts of certain assets, liabilities, revenues, and expenses in the unaudited consolidated financial statements. Different amounts could be reported under different conditions, or if different assumptions were used in the application of these accounting policies. The accounting policies that management considers critical in this respect are the determination of the allowance for credit losses and the review of its securities portfolio for other than temporary impairment. In management’s opinion, the unaudited consolidated financial statements reflect all adjustments of a normal recurring nature. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year ended December 31, 2021. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and the notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. Cash and cash equivalents in the consolidated statements of cash flow include cash and noninterest bearing balances due from banks, interest-bearing balances due from banks, and money market funds. Management regularly evaluates the credit risk associated with the counterparties to these transactions and believes that the Company is not exposed to any significant credit risk on cash and cash equivalents. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity of the Company and its subsidiaries. Amounts in the prior periods’ unaudited consolidated financial statements are reclassified when necessary to conform to the current periods’ presentation. All significant intercompany balances and transactions are eliminated in consolidation.

Securities

Securities	9 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Available-for-Sale Debt Securities The following table summarizes available-for-sale debt securities held by the Company at September 30, 2021: Available-for-Sale Debt Securities September 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 140,373 $ 2 $ 1,447 $ 138,928 Obligations of U.S. Government sponsored entities 813,833 6,001 9,491 810,343 Obligations of U.S. states and political subdivisions 107,912 2,144 145 109,911 Mortgage-backed securities – residential, issued by U.S. Government agencies 88,135 1,607 422 89,320 U.S. Government sponsored entities 919,745 8,267 12,008 916,004 U.S. corporate debt securities 2,500 0 79 2,421 Total available-for-sale debt securities $ 2,072,498 $ 18,021 $ 23,592 $ 2,066,927 The following table summarizes available-for-sale debt securities held by the Company at December 31, 2020: Available-for-Sale Debt Securities December 31, 2020 Amortized Gross Gross Fair Value (In thousands) Obligations of U.S. Government sponsored entities $ 599,652 $ 9,820 $ 1,992 $ 607,480 Obligations of U.S. states and political subdivisions 126,642 3,144 40 129,746 Mortgage-backed securities – residential, issued by U.S. Government agencies 179,538 3,216 646 182,108 U.S. Government sponsored entities 691,562 14,593 675 705,480 U.S. corporate debt securities 2,500 0 121 2,379 Total available-for-sale debt securities $ 1,599,894 $ 30,773 $ 3,474 $ 1,627,193 Held-to-Maturity Debt Securities The following table summarizes held-to-maturity debt securities held by the Company at September 30, 2021: Held-to-Maturity Securities September 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 86,740 $ 321 $ 630 $ 86,431 Obligations of U.S. Government sponsored entities 182,528 793 1,469 181,852 Total held-to-maturity debt securities $ 269,268 $ 1,114 $ 2,099 $ 268,283 There were no held-to-maturity debt securities at December 31, 2020. The available-for-sale portfolio also includes callable securities that may be called by the issuer prior to maturity. The Company may from time to time sell debt securities from its available-for-sale portfolio. Realized gains on sales of available-for-sale debt securities were $797,000 and $1.1 million for the three and nine months ended September 30, 2021 and $0 and $178,000 for the three and nine months ended September 30, 2020. Realized losses on available-for-sale debt securities were $851,000 for the three and nine months ended September 30, 2021 and $0 for the three and nine months ended September 30, 2020. Proceeds from the sale of available-for-sale debt securities were $103.8 million and $142.7 million for the three and nine months ended September 30, 2021, and $0 and $42.3 million for the three and nine months ended September 30, 2020. Sales of available-for-sale investment securities were the result of general investment portfolio and interest rate risk management. The Company's investment portfolio includes callable securities that may be called prior to maturity. There were no realized gains or losses on called available-for-sale debt securities for the three and nine months ended September 30, 2021. Realized gains on called available-for-sale debt securities were $0 and $251,000 for the three and nine months ended September 30, 2020 . The Company also recognized net losses of $6,000 and $18,000 for the three and nine months ended September 30, 2021, and net losses of $2,000 and net gains of $17,000 for the three and nine months ended September 30, 2020 on equity securities, reflecting the change in fair value. The following table summarizes available-for-sale debt securities that had unrealized losses at September 30, 2021 , and December 31, 2020. Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 137,935 $ 1,447 $ 0 $ 0 $ 137,935 $ 1,447 Obligations of U.S. Government sponsored entities 326,852 3,879 276,710 5,612 603,562 9,491 Obligations of U.S. states and political subdivisions 14,192 126 1,281 19 15,473 145 Mortgage-backed securities – residential, issued by U.S. Government agencies 34,808 405 1,285 17 36,093 422 U.S. Government sponsored entities 609,541 10,743 33,837 1,265 643,378 12,008 U.S. corporate debt securities 0 0 2,421 79 2,421 79 Total available-for-sale debt securities $ 1,123,328 $ 16,600 $ 315,534 $ 6,992 $ 1,438,862 $ 23,592 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government sponsored entities $ 310,711 $ 1,992 $ 0 $ 0 $ 310,711 $ 1,992 Obligations of U.S. states and political subdivisions 8,868 40 0 0 8,868 40 Mortgage-backed securities – residential, issued by U.S. Government agencies 10,560 396 1,819 250 12,379 646 U.S. Government sponsored entities 87,643 586 5,068 89 92,711 675 U.S. corporate debt securities 0 0 2,379 121 2,379 121 Total available-for-sale debt securities $ 417,782 $ 3,014 $ 9,266 $ 460 $ 427,048 $ 3,474 The following table summarizes held-to-maturity debt securities that had unrealized losses at September 30, 2021 . Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 35,277 $ 630 $ 0 $ 0 $ 35,277 $ 630 Obligations of U.S. Government sponsored entities 79,986 1,469 $ 0 $ 0 $ 79,986 1,469 Total held-to-maturity debt securities $ 115,263 $ 2,099 $ 0 $ 0 $ 115,263 $ 2,099 There were no held-to-maturity debt securities at December 31, 2020. The Company evaluates available-for-sale debt securities for expected credit losses (“ECL”) in unrealized loss positions at each measurement date to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Factors that may be indicative of ECL include, but are not limited to, the following: • Extent to which the fair value is less than the amortized cost basis. • Adverse conditions specifically related to the security, an industry, or geographic area (changes in technology, business practice). • Payment structure of the debt security with respect to underlying issuer or obligor. • Failure of the issuer to make scheduled payment of principal and/or interest. • Changes to the rating of a security or issuer by a nationally recognized statistical rating organization. • Changes in tax or regulatory guidelines that impact a security or underlying issuer. For available-for-sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (technical impairment) is the result of changes in interest rates or reflects a fundamental change in the credit worthiness of the underlying issuer. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) on the Statement of Condition, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change. The gross unrealized losses reported for residential mortgage-backed securities relate to investment securities issued by U.S. government sponsored entities such as Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, and U.S. government agencies such as Government National Mortgage Association. The total gross unrealized losses, shown in the tables above, were primarily attributable to changes in interest rates and levels of market liquidity, relative to when the investment securities were purchased, and not due to the credit-related quality of the investment securities. The Company does not have the intent to sell these securities and does not believe it is more likely than not that the Company will be required to sell these securities before a recovery of amortized cost. Management measures expected credit losses on held-to-maturity debt securities on a collective basis by major security type with each type sharing similar risk characteristics and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Management has made the accounting policy election to exclude accrued interest receivable on held-to-maturity debt securities from the estimate of credit losses. As of September 30, 2021, the held-to-maturity portfolio consisted of U.S. Treasury securities and securities issued by U.S. government-sponsored enterprises, including The Federal National Mortgage Agency and the Federal Farm Credit Banks Funding Corporation. U.S. Treasury securities are backed by the full faith and credit of and/or guaranteed by the U.S. government, and it is expected that the securities will not be settled at prices less than the amortized cost bases of the securities. Securities issued by U.S. government agencies or U.S. government-sponsored enterprises carry the explicit and/or implicit guarantee of the U.S. government, are widely recognized as “risk-free,” and have a long history of zero credit loss. As such, the Company did not record an allowance for credit losses for these securities as of September 30, 2021. The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. September 30, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 57,011 $ 57,604 Due after one year through five years 463,136 465,980 Due after five years through ten years 487,701 481,464 Due after ten years 56,770 56,555 Total 1,064,618 1,061,603 Mortgage-backed securities 1,007,880 1,005,324 Total available-for-sale debt securities $ 2,072,498 $ 2,066,927 December 31, 2020 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 54,484 $ 55,008 Due after one year through five years 379,044 388,132 Due after five years through ten years 228,572 229,107 Due after ten years 66,694 67,358 Total 728,794 739,605 Mortgage-backed securities 871,100 887,588 Total available-for-sale debt securities $ 1,599,894 $ 1,627,193 September 30, 2021 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years $ 269,268 $ 268,283 Total held-to-maturity debt securities $ 269,268 $ 268,283 There were no held-to-maturity debt securities at December 31, 2020. The Company also holds non-marketable Federal Home Loan Bank New York (“FHLBNY”) stock, non-marketable Federal Home Loan Bank Pittsburgh (“FHLBPITT”) stock and non-marketable Atlantic Community Bankers Bank ("ACBB") stock, all of which are required to be held for regulatory purposes and for borrowing availability. The required investment in FHLB stock is tied to the Company’s borrowing levels with the FHLB. Holdings of FHLBNY stock, FHLBPITT stock, and ACBB stock totaled $9.3 million, $1.0 million and $95,000, respectively, at September 30, 2021. These securities are carried at par, which is also cost. The FHLBNY and FHLBPITT continue to pay dividends and repurchase stock. Quarterly, we evaluate our investment in the FHLB for impairment. We evaluate recent and long-term operating performance, liquidity, funding and capital positions, stock repurchase history, dividend history and impact of legislative and regulatory changes. Based on our most recent evaluation, as of September 30, 2021, we determined that no impairment write-downs were required.

Loans and Leases

Loans and Leases	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Loans and Leases	Loans and Leases Loans and leases at September 30, 2021 and December 31, 2020 were as follows: (In thousands) 9/30/2021 12/31/2020 Commercial and industrial Agriculture $ 78,335 $ 94,489 Commercial and industrial other 727,944 792,987 PPP loans* 141,930 291,252 Subtotal commercial and industrial 948,209 1,178,728 Commercial real estate Construction 170,646 163,016 Agriculture 192,183 201,866 Commercial real estate other 2,253,190 2,204,310 Subtotal commercial real estate 2,616,019 2,569,192 Residential real estate Home equity 185,625 200,827 Mortgages 1,270,005 1,235,160 Subtotal residential real estate 1,455,630 1,435,987 Consumer and other Indirect 5,595 8,401 Consumer and other 66,694 61,399 Subtotal consumer and other 72,289 69,800 Leases 14,337 14,203 Total loans and leases 5,106,484 5,267,910 Less: unearned income and deferred costs and fees (9,706) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 5,096,778 $ 5,260,327 *SBA Paycheck Protection Program ("PPP") The Company has adopted comprehensive lending policies, underwriting standards and loan review procedures. Management reviews these policies and procedures on a regular basis. The Company discussed its lending policies and underwriting guidelines for its various lending portfolios in Note 3 – “Loans and Leases” in the Notes to Consolidated Financial Statements contained in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. There have been no significant changes in these policies and guidelines since the date of that report. As such, these policies are reflective of new originations as well as those balances held at December 31, 2020. The Company’s Board of Directors approves the lending policies at least annually. The Company recognizes that exceptions to policy guidelines may occasionally occur and has established procedures for approving exceptions to these policy guidelines. Management has also implemented reporting systems to monitor loan origination, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Generally loans are placed on nonaccrual status if principal or interest payments become 90 days or more past due and/or management deems the collectability of the principal and/or interest to be in question as well as when required by regulatory agencies. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. Loans are generally returned to accrual status when all the principal and interest amounts due are brought current, the borrower has established a payment history, and future payments are reasonably assured. When management determines that the collection of principal in full is not probable, management will charge-off a partial amount or full amount of the loan balance. Management considers specific facts and circumstances relative to each individual credit in making such a determination. For residential and consumer loans, management uses specific regulatory guidance and thresholds for determining charge-offs. The below table is an age analysis of past due loans, segregated by class of loans, as of September 30, 2021 and December 31, 2020. September 30, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 29 $ 0 $ 0 $ 29 $ 78,306 $ 78,335 Commercial and industrial other 459 4 424 887 727,057 727,944 PPP loans 0 0 0 0 141,930 141,930 Subtotal commercial and industrial 488 4 424 916 947,293 948,209 Commercial real estate Construction 0 0 0 0 170,646 170,646 Agriculture 58 0 0 58 192,125 192,183 Commercial real estate other 0 0 21,651 21,651 2,231,539 2,253,190 Subtotal commercial real estate 58 0 21,651 21,709 2,594,310 2,616,019 Residential real estate Home equity 159 0 1,039 1,198 184,427 185,625 Mortgages 93 365 5,325 5,783 1,264,222 1,270,005 Subtotal residential real estate 252 365 6,364 6,981 1,448,649 1,455,630 Consumer and other Indirect 91 77 155 323 5,272 5,595 Consumer and other 82 19 110 211 66,483 66,694 Subtotal consumer and other 173 96 265 534 71,755 72,289 Leases 0 0 0 0 14,337 14,337 Total loans and leases 971 465 28,704 30,140 5,076,344 5,106,484 Less: unearned income and deferred costs and fees 0 0 0 0 (9,706) (9,706) Total loans and leases, net of unearned income and deferred costs and fees $ 971 $ 465 $ 28,704 $ 30,140 $ 5,066,638 $ 5,096,778 December 31, 2020 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 18 $ 0 $ 18 $ 94,471 $ 94,489 Commercial and industrial other 44 7 1,516 1,567 791,420 792,987 PPP loans 0 0 0 0 291,252 291,252 Subtotal commercial and industrial 44 25 1,516 1,585 1,177,143 1,178,728 Commercial real estate Construction 0 0 0 0 163,016 163,016 Agriculture 263 0 0 263 201,603 201,866 Commercial real estate other 0 0 7,125 7,125 2,197,185 2,204,310 Subtotal commercial real estate 263 0 7,125 7,388 2,561,804 2,569,192 Residential real estate Home equity 713 224 1,126 2,063 198,764 200,827 Mortgages 521 879 4,210 5,610 1,229,550 1,235,160 Subtotal residential real estate 1,234 1,103 5,336 7,673 1,428,314 1,435,987 Consumer and other Indirect 175 35 91 301 8,100 8,401 Consumer and other 115 18 232 365 61,034 61,399 Subtotal consumer and other 290 53 323 666 69,134 69,800 Leases 0 0 0 0 14,203 14,203 Total loans and leases 1,831 1,181 14,300 17,312 5,250,598 5,267,910 Less: unearned income and deferred costs and fees 0 0 0 0 (7,583) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 1,831 $ 1,181 $ 14,300 $ 17,312 $ 5,243,015 $ 5,260,327 The following table presents the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses as of September 30, 2021 and December 31, 2020. September 30, 2021 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 480 $ 543 $ 0 Subtotal commercial and industrial 480 543 0 Commercial real estate Construction 675 675 0 Agriculture 377 487 0 Commercial real estate other 24,518 33,860 7,463 Subtotal commercial real estate 25,570 35,022 7,463 Residential real estate Home equity 188 2,427 0 Mortgages 705 9,538 0 Subtotal residential real estate 893 11,965 0 Consumer and other Indirect 2 265 0 Consumer and other 0 146 0 Subtotal consumer and other 2 411 0 Leases 0 0 0 Total loans and leases $ 26,945 $ 47,941 $ 7,463 December 31, 2020 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 803 $ 1,775 $ 0 Subtotal commercial and industrial 803 1,775 0 Commercial real estate Agriculture 0 118 0 Commercial real estate other 23,080 23,509 0 Subtotal commercial real estate 23,080 23,627 0 Residential real estate Home equity 767 2,965 0 Mortgages 1,365 10,180 0 Subtotal residential real estate 2,132 13,145 0 Consumer and other Indirect 3 169 0 Consumer and other 0 260 0 Subtotal consumer and other 3 429 0 Leases 0 0 0 Total loans and leases $ 26,018 $ 38,976 $ 0

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses Management reviews the appropriateness of the allowance for credit losses (“allowance” or "ACL") on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated credit loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 119, Measurement of Credit Losses on Financial Instruments ("CECL"), and Financial Instruments - Credit Losses and ASC Topic 326, Financial Instruments - Credit Losses (ASU 2016-3) . The Company uses a discounted cash flow ("DCF") method to estimate expected credit losses for all loan segments excluding the leasing segment. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speed, curtailments, recovery lag probability of default, and loss given default. The modeling of expected prepayment speeds, curtailment rates, and time to recovery are based on internal historical data. The Company uses regression analysis of historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loans utilizing the DCF method, management utilizes forecasts of national unemployment and a one year percentage change in national gross domestic product as loss drivers in the model. For all DCF models, management has determined that four quarters represents a reasonable and supportable forecast period and reverts back to a historical loss rate over eight quarters on a straight-line basis. Management leverages economic projections from a reputable and independent third party to inform its loss driver forecasts over the four-quarter forecast period. Other internal and external indicators of economic forecasts are also considered by management when developing the forecast metrics. The combination of adjustments for credit expectations and timing expectations produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce a net present value of expected cash flows ("NPV"). An ACL is established for the difference between the NPV and amortized cost basis. Since the methodology is based upon historical experience and trends, current conditions, and reasonable and supportable forecasts, as well as management’s judgment, factors may arise that result in different estimates. While management’s evaluation of the allowance as of September 30, 2021, considers the allowance to be appropriate, under certain conditions or assumptions, the Company would need to increase or decrease the allowance. In addition, various federal and State regulatory agencies, as part of their examination process, review the Company's allowance and may require the Company to recognize additions to the allowance based on their judgements and information available to them at the time of their examinations. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as commitments to make loans, and commercial letters of credit. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision expense in the Company's consolidated statements of income. The following table details activity in the allowance for credit losses on loans for the three and nine months ended September 30, 2021 and 2020. The Company adopted ASU 2016-13 on January 1, 2020 using the modified retrospective approach. The transition adjustment included a decrease in the allowance of $2.5 million. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Charge-offs (157) 0 0 (53) 0 (210) Recoveries 16 2 65 58 0 141 (Credit) provision for credit loss expense (774) (119) (184) (99) (1) (1,177) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 Three Months Ended September 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 11,113 $ 24,286 $ 15,012 $ 1,596 $ 75 $ 52,082 Charge-offs 0 0 (30) (145) 0 (175) Recoveries 89 9 16 73 0 187 (Credit) provision for credit loss expense (3,918) 4,264 (65) (75) (7) 199 Ending Balance $ 7,284 $ 28,559 $ 14,933 $ 1,449 $ 68 $ 52,293 Nine Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balances $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (274) 0 (51) (218) 0 (543) Recoveries 116 1,040 229 153 0 1,538 (Credit) provision for credit loss expense (2,883) (2,502) (1,020) (1) 1 (6,405) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 Nine Months Ended September 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance, prior to adoption of ASC 326 $ 10,541 $ 21,608 $ 6,381 $ 1,362 $ 0 $ 39,892 Impact of adopting ASC 326 (2,008) (5,917) 4,459 850 82 (2,534) Charge-offs (1) (1,305) (33) (409) 0 (1,748) Recoveries 125 40 178 195 0 538 (Credit) provision for credit loss expense (1,373) 14,133 3,948 (549) (14) 16,145 Ending Balance $ 7,284 $ 28,559 $ 14,933 $ 1,449 $ 68 $ 52,293 At September 30, 2021 and December 31, 2020, the balance of the allowance for credit losses for off-balance sheet exposures was $2.2 million and $1.9 million, respectively. The Company recorded a provision credit of $55,000 and a provision expense of $272,000 related to off-balance sheet credit exposures for the third quarter of 2021 and for the nine months ended September 30, 2021, respectively, compared to a provision credit of $417,000 and provision expense of $1.3 million, respectively, for the same periods in 2020. The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation September 30, 2021 Commercial and Industrial $ 107 $ 461 $ 328 $ 896 $ 29 Commercial Real Estate 36,494 0 2 36,496 3,180 Total $ 36,601 $ 461 $ 330 $ 37,392 $ 3,209 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2020 Commercial and Industrial $ 103 $ 582 $ 110 $ 795 $ 122 Commercial Real Estate 24,277 1,418 0 25,695 186 Total $ 24,380 $ 2,000 $ 110 $ 26,490 $ 308 Loans are considered modified in a troubled debt restructuring ("TDR") when, due to a borrower’s financial difficulties, the Company makes concessions to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments made over the remaining term of the loan or at maturity. The following tables present information on loans modified in a TDR during the three and nine months ended September 30, 2021 and 2020. Post-modification amounts are presented as of September 30, 2021 and September 30, 2020. September 30, 2021 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2021 that were restructured in the prior twelve months. September 30, 2020 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Commercial & industrial Commercial real estate other 1 1 $ 196 $ 196 0 $ 0 Consumer and other Consumer and other 1 1 4 4 0 0 Total 2 $ 200 $ 200 0 $ 0 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2020 that were restructured in the prior twelve months. September 30, 2021 Nine Months Ended Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2021 that were restructured in the prior twelve months. Nine Months Ended September 30, 2020 Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Commercial real estate Commercial real estate other 1 1 $ 196 $ 196 1 $ 37 Residential real estate Home equity 1 2 121 121 0 87 Consumer and other Consumer and other 1 1 4 4 0 0 Total 4 $ 321 $ 321 2 $ 124 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2020 that were restructured in the prior twelve months. The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2021 and December 31, 2020. September 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Pass $ 99,129 $ 62,023 $ 57,126 $ 46,264 $ 43,901 $ 264,656 $ 138,153 $ 9,713 $ 720,965 Special Mention 164 815 532 141 310 523 705 0 3,190 Substandard 0 383 298 731 231 680 1,466 0 3,789 Total Commercial & Industrial - Other $ 99,293 $ 63,221 $ 57,956 $ 47,136 $ 44,442 $ 265,859 $ 140,324 $ 9,713 $ 727,944 Commercial and Industrial - PPP: Pass $ 139,564 $ 2,366 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 141,930 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 139,564 $ 2,366 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 141,930 Commercial and Industrial - Agriculture: Pass $ 4,615 $ 7,736 $ 6,035 $ 9,497 $ 6,239 $ 3,590 $ 35,276 $ 566 $ 73,554 Special Mention 0 0 0 24 0 0 225 0 249 Substandard 0 89 17 0 106 2,328 1,992 0 4,532 Total Commercial and Industrial - Agriculture $ 4,615 $ 7,825 $ 6,052 $ 9,521 $ 6,345 $ 5,918 $ 37,493 $ 566 $ 78,335 Commercial Real Estate Pass $ 229,984 $ 269,752 $ 255,296 $ 205,093 $ 226,830 $ 824,671 $ 56,018 $ 33,366 $ 2,101,010 Special Mention 0 1,774 11,982 3,151 2,190 74,499 360 0 93,956 Substandard 0 0 5,012 18,472 8,516 26,051 173 0 58,224 Total Commercial Real Estate $ 229,984 $ 271,526 $ 272,290 $ 226,716 $ 237,536 $ 925,221 $ 56,551 $ 33,366 $ 2,253,190 Commercial Real Estate - Agriculture: Pass $ 13,096 $ 22,063 $ 30,564 $ 42,335 $ 23,616 $ 53,458 $ 2,252 $ 2,553 $ 189,937 Special Mention 0 483 0 0 0 381 49 0 913 Substandard 0 0 0 40 0 1,293 0 0 1,333 Total Commercial Real Estate - Agriculture $ 13,096 $ 22,546 $ 30,564 $ 42,375 $ 23,616 $ 55,132 $ 2,301 $ 2,553 $ 192,183 Commercial Real Estate - Construction Pass $ 10,828 $ 11,619 $ 17,533 $ 7,591 $ 1,343 $ 7,391 $ 105,778 $ 7,148 $ 169,231 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 648 767 0 1,415 Total Commercial Real Estate - Construction $ 10,828 $ 11,619 $ 17,533 $ 7,591 $ 1,343 $ 8,039 $ 106,545 $ 7,148 $ 170,646 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 91,597 $ 72,639 $ 56,191 $ 60,714 $ 33,402 $ 301,027 $ 149,969 $ 16,301 $ 781,840 Special Mention 1,064 367 344 912 2,045 228 1,331 0 6,291 Substandard 412 305 933 485 292 783 1,646 0 4,856 Total Commercial & Industrial - Other $ 93,073 $ 73,311 $ 57,468 $ 62,111 $ 35,739 $ 302,038 $ 152,946 $ 16,301 $ 792,987 Commercial and Industrial - Agriculture: Pass $ 11,536 $ 8,005 $ 11,162 $ 6,531 $ 3,539 $ 2,599 $ 41,936 $ 1,340 $ 86,648 Special Mention 0 0 28 729 0 0 2,080 0 2,837 Substandard 99 83 0 202 0 2,308 2,312 0 5,004 Total Commercial and Industrial - Agriculture $ 11,635 $ 8,088 $ 11,190 $ 7,462 $ 3,539 $ 4,907 $ 46,328 $ 1,340 $ 94,489 Commercial and Industrial - PPP: Pass $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Commercial Real Estate Pass $ 278,747 $ 246,331 $ 232,651 $ 237,487 $ 290,106 $ 664,027 $ 33,117 $ 64,903 $ 2,047,369 Special Mention 35 13,016 5,612 4,654 34,310 46,074 203 0 103,904 Substandard 0 4,933 18,395 6,172 5,625 17,610 302 0 53,037 Total Commercial Real Estate $ 278,782 $ 264,280 $ 256,658 $ 248,313 $ 330,041 $ 727,711 $ 33,622 $ 64,903 $ 2,204,310 Commercial Real Estate - Agriculture: Pass $ 22,440 $ 35,081 $ 44,519 $ 22,356 $ 17,081 $ 44,559 $ 919 $ 5,602 $ 192,557 Special Mention 1,960 0 575 1,366 1,053 6 49 0 5,009 Substandard 0 0 0 1,777 713 1,527 283 0 4,300 Total Commercial Real Estate - Agriculture $ 24,400 $ 35,081 $ 45,094 $ 25,499 $ 18,847 $ 46,092 $ 1,251 $ 5,602 $ 201,866 Commercial Real Estate - Construction Pass $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 6,682 $ 85,513 $ 21,051 $ 160,772 Special Mention 0 0 0 0 0 467 1,453 0 1,920 Substandard 0 0 0 0 0 324 0 0 324 Total Commercial Real Estate - Construction $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 7,473 $ 86,966 $ 21,051 $ 163,016 The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2021 and December 31, 2020, continued. September 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,395 $ 1,246 $ 3,157 $ 1,719 $ 1,728 $ 3,446 $ 165,588 $ 4,919 $ 183,198 Nonperforming 0 0 16 0 0 596 1,815 0 2,427 Total Residential - Home Equity $ 1,395 $ 1,246 $ 3,173 $ 1,719 $ 1,728 $ 4,042 $ 167,403 $ 4,919 $ 185,625 Residential - Mortgages Performing $ 233,145 $ 289,745 $ 168,894 $ 104,697 $ 132,204 $ 317,803 $ 13,062 $ 917 $ 1,260,467 Nonperforming 0 0 242 568 696 8,006 26 0 9,538 Total Residential - Mortgages $ 233,145 $ 289,745 $ 169,136 $ 105,265 $ 132,900 $ 325,809 $ 13,088 $ 917 $ 1,270,005 Consumer - Direct Performing $ 17,310 $ 11,569 $ 10,163 $ 5,962 $ 5,180 $ 11,265 $ 5,099 $ 0 $ 66,548 Nonperforming 0 5 64 63 11 0 3 $ 0 146 Total Consumer - Direct $ 17,310 $ 11,574 $ 10,227 $ 6,025 $ 5,191 $ 11,265 $ 5,102 $ 0 $ 66,694 Consumer - Indirect Performing $ 1,484 $ 965 $ 308 $ 1,987 $ 484 $ 102 $ 0 $ 0 $ 5,330 Nonperforming 0 0 137 98 2 28 0 0 265 Total Consumer Indirect $ 1,484 $ 965 $ 445 $ 2,085 $ 486 $ 130 $ 0 $ 0 $ 5,595 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,440 $ 2,764 $ 1,052 $ 2,120 $ 722 $ 1,106 $ 188,614 $ 44 $ 197,862 Nonperforming 0 18 0 0 194 506 2,247 0 2,965 Total Residential - Home Equity $ 1,440 $ 2,782 $ 1,052 $ 2,120 $ 916 $ 1,612 $ 190,861 $ 44 $ 200,827 Residential - Mortgages Performing $ 305,476 $ 193,543 $ 123,205 $ 155,699 $ 178,149 $ 255,556 $ 11,735 $ 1,617 $ 1,224,980 Nonperforming 0 258 455 706 1,404 7,305 52 0 10,180 Total Residential - Mortgages $ 305,476 $ 193,801 $ 123,660 $ 156,405 $ 179,553 $ 262,861 $ 11,787 $ 1,617 $ 1,235,160 Consumer - Direct Performing $ 14,840 $ 11,127 $ 8,011 $ 6,632 $ 2,854 $ 10,840 $ 6,835 $ 0 $ 61,139 Nonperforming 5 74 167 12 0 2 0 0 260 Total Consumer - Direct $ 14,845 $ 11,201 $ 8,178 $ 6,644 $ 2,854 $ 10,842 $ 6,835 $ 0 $ 61,399 Consumer - Indirect Performing $ 1,424 $ 1,878 $ 3,327 $ 1,128 $ 382 $ 93 $ 0 $ 0 $ 8,232 Nonperforming 0 67 44 7 36 15 0 0 169 Total Consumer Indirect $ 1,424 $ 1,945 $ 3,371 $ 1,135 $ 418 $ 108 $ 0 $ 0 $ 8,401

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Earnings per share in the table below, for the three and nine month periods ended September 30, 2021 and 2020 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share. ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 9/30/2021 9/30/2020 Basic Net income available to common shareholders $ 21,342 $ 24,230 Less: income attributable to unvested stock-based compensation awards (154) (278) Net earnings allocated to common shareholders 21,188 23,952 Weighted average shares outstanding, including unvested stock-based compensation awards 14,724,141 14,920,924 Less: average unvested stock-based compensation awards (229,608) (223,392) Weighted average shares outstanding - Basic 14,494,533 14,697,532 Diluted Net earnings allocated to common shareholders 21,188 23,952 Weighted average shares outstanding - Basic 14,494,533 14,697,532 Plus: incremental shares from assumed conversion of stock-based compensation awards 73,801 30,209 Weighted average shares outstanding - Diluted 14,568,334 14,727,741 Basic EPS $ 1.46 $ 1.63 Diluted EPS $ 1.45 $ 1.63 Stock-based compensation awards representing 2,032 and 10,449 of common shares during the three months ended September 30, 2021 and 2020, respectively, were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive. Nine Months Ended (In thousands, except share and per share data) 9/30/2021 9/30/2020 Basic Net income available to common shareholders $ 69,799 $ 53,610 Less: income attributable to unvested stock-based compensation awards (504) (628) Net earnings allocated to common shareholders 69,295 52,982 Weighted average shares outstanding, including unvested stock-based compensation awards 14,840,420 14,929,628 Less: unvested stock-based compensation awards (232,538) (230,181) Weighted average shares outstanding - Basic 14,607,882 14,699,447 Diluted Net earnings allocated to common shareholders 69,295 52,982 Weighted average shares outstanding - Basic 14,607,882 14,699,447 Plus: incremental shares from assumed conversion of stock-based compensation awards 79,303 39,474 Weighted average shares outstanding - Diluted 14,687,185 14,738,921 Basic EPS $ 4.74 $ 3.60 Diluted EPS $ 4.72 $ 3.59 Stock-based compensation awards representing approximately 6,113 and 10,090 of common shares during the nine months ended September 30, 2021 and 2020, respectively were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2021
Stockholders' Equity Note [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) The following tables present reclassifications out of accumulated other comprehensive income (loss) for the three and nine month periods ended September 30, 2021 and 2020. Three Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (10,400) $ 2,548 $ (7,852) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 54 (13) 41 Net unrealized gains/losses (10,346) 2,535 (7,811) Employee benefit plans: Amortization of net retirement plan actuarial gain 738 (181) 557 Amortization of net retirement plan prior service cost 56 (14) 42 Employee benefit plans 794 (195) 599 Other comprehensive loss $ (9,552) $ 2,340 $ (7,212) Three Months Ended September 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (4,374) $ 1,071 $ (3,303) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income 0 0 0 Net unrealized gains/losses (4,374) 1,071 (3,303) Employee benefit plans: Amortization of net retirement plan actuarial gain 593 (146) 447 Amortization of net retirement plan prior service cost 53 (13) 40 Employee benefit plans 646 (159) 487 Other comprehensive loss $ (3,728) $ 912 $ (2,816) Nine Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (32,595) $ 7,986 $ (24,609) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (275) 67 (208) Net unrealized gains/losses (32,870) 8,053 (24,817) Employee benefit plans: Amortization of net retirement plan actuarial loss 2,213 (542) 1,671 Amortization of net retirement plan prior service cost 167 (41) 126 Employee benefit plans 2,380 (583) 1,797 Other comprehensive loss $ (30,490) $ 7,470 $ (23,020) Nine Months Ended September 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 24,592 $ (6,029) $ 18,563 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (429) 105 (324) Net unrealized gains/losses 24,163 (5,924) 18,239 Employee benefit plans: Amortization of net retirement plan actuarial loss 1,775 (435) 1,340 Amortization of net retirement plan prior service cost 160 (39) 121 Employee benefit plans 1,935 (474) 1,461 Other comprehensive income $ 26,098 $ (6,398) $ 19,700 The following table presents the activity in our accumulated other comprehensive income (loss) for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) Other comprehensive (loss) income before reclassifications (7,852) 0 (7,852) Amounts reclassified from accumulated other comprehensive (loss) income 41 599 640 Net current-period other comprehensive (loss) income (7,811) 599 (7,212) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (24,609) 0 (24,609) Amounts reclassified from accumulated other comprehensive (loss) income (208) 1,797 1,589 Net current-period other comprehensive (loss) income (24,817) 1,797 (23,020) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) (In thousands) Available-for- Employee Accumulated Balance at July 1, 2020 $ 25,581 $ (46,629) $ (21,048) Other comprehensive income (loss) before reclassifications (3,303) 0 (3,303) Amounts reclassified from accumulated other comprehensive (loss) income 0 487 487 Net current-period other comprehensive (loss) income (3,303) 487 (2,816) Balance at September 30, 2020 $ 22,278 $ (46,142) $ (23,864) Balance at January 1, 2020 $ 4,039 $ (47,603) $ (43,564) Other comprehensive income (loss) before reclassifications 18,563 0 18,563 Amounts reclassified from accumulated other comprehensive (loss) income (324) 1,461 1,137 Net current-period other comprehensive income 18,239 1,461 19,700 Balance at September 30, 2020 $ 22,278 $ (46,142) $ (23,864) The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and nine months ended September 30, 2021 and 2020. Three Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (54) Net (loss) gain on securities transactions 13 Tax expense (41) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (738) Other operating expense Net retirement plan prior service cost (56) Other operating expense (794) Total before tax 195 Tax benefit $ (599) Net of tax Three Months Ended September 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 0 Net (loss) gain on securities transactions 0 Tax expense 0 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (593) Other operating expense Net retirement plan prior service cost (53) Other operating expense (646) Total before tax 159 Tax benefit $ (487) Net of tax Nine Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 275 Net (loss) gain on securities transactions (67) Tax expense 208 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (2,213) Other operating expense Net retirement plan prior service cost (167) Other operating expense (2,380) Total before tax 583 Tax benefit $ (1,797) Net of tax Nine Months Ended September 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 429 Net (loss) gain on securities transactions (105) Tax expense 324 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,775) Other operating expense Net retirement plan prior service cost (160) Other operating expense (1,935) Total before tax 474 Tax benefit $ (1,461) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - “Employee Benefit Plan”).

Employee Benefit Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2021
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The following tables set forth the amount of the net periodic benefit cost recognized by the Company for the Company’s pension plan, post-retirement plan (Life and Health), and supplemental employee retirement plans (“SERP”) including the following components: service cost, interest cost, expected return on plan assets for the period, amortization of the unrecognized transitional obligation or transition asset, and the amounts of recognized gains and losses, prior service cost recognized, and gain or loss recognized due to settlement or curtailment. Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits (In thousands) 9/30/2021 9/30/2020 9/30/2021 9/30/2020 9/30/2021 9/30/2020 Service cost $ 0 $ 0 $ 47 $ 43 $ 58 $ 54 Interest cost 407 593 45 61 173 228 Expected return on plan assets (1,413) (1,354) 0 0 0 0 Amortization of net retirement plan actuarial loss 390 353 78 39 270 200 Amortization of net retirement plan prior service (credit) cost 0 (2) (15) (15) 71 71 Net periodic benefit (income) cost $ (616) $ (410) $ 155 $ 128 $ 572 $ 553 Pension Benefits Life and Health SERP Benefits (In thousands) 9/30/2021 9/30/2020 9/30/2021 9/30/2020 9/30/2021 9/30/2020 Service cost $ 0 $ 0 $ 140 $ 129 $ 173 $ 161 Interest cost 1,221 1,778 135 183 519 685 Expected return on plan assets (4,239) (4,062) 0 0 0 0 Amortization of net retirement plan actuarial loss 1,170 1,058 234 116 810 600 Amortization of net retirement plan prior service cost (credit) 0 (7) (45) (45) 212 214 Net periodic benefit (income) cost $ (1,848) $ (1,233) $ 464 $ 383 $ 1,714 $ 1,660 The service component of net periodic benefit cost for the Company's benefit plans is recorded as a part of salaries and wages in the consolidated statements of income. All other components are recorded as part of other operating expenses in the consolidated statements of income. The Company realized approximately $1.8 million and $1.5 million, net of tax, as amortization of amounts previously recognized in accumulated other comprehensive (loss) income, for the nine months ended September 30, 2021 and 2020, respectively.

Other Income and Operating Expe

Other Income and Operating Expense	9 Months Ended
	Sep. 30, 2021
Other Income and Expenses [Abstract]
Other Income and Operating Expense	Other Income and Operating Expense Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any of the periods presented below are stated separately. Three Months Ended Nine Months Ended (In thousands) 9/30/2021 9/30/2020 9/30/2021 9/30/2020 Noninterest Income Other service charges $ 685 $ 720 $ 2,064 $ 2,108 Earnings from corporate owned life insurance 367 559 1,478 1,617 Net gains on the sales of loans originated for sale 296 378 878 1,245 Other income 421 161 988 1,418 Total other income $ 1,769 $ 1,818 $ 5,408 $ 6,388 Noninterest Expenses Marketing expense $ 1,171 $ 927 $ 2,798 $ 2,806 Professional fees 1,854 1,398 5,280 4,654 Legal fees 294 418 735 955 Technology expense 2,913 2,941 8,818 8,771 Cardholder expense 827 827 2,489 2,396 Penalties on prepayment of FHLB borrowings 2,929 0 2,929 0 Other expenses 4,176 4,195 12,470 13,971 Total other operating expense $ 14,164 $ 10,706 $ 35,519 $ 33,553

Revenue Recognition

Revenue Recognition	9 Months Ended
	Sep. 30, 2021
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition As stated in Note 1 - "Summary of Significant Accounting Policies," in the 2020 Annual Report on Form 10-K, the Company adopted ASU No. 2014-09 “Revenue from Contracts with Customers” (ASC 606) and all subsequent ASUs that modified ASC 606, on January 1, 2018. ASC 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of ASC 606. ASC 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of ASC 606. Insurance Commissions and Fees Insurance commissions and fees from insurance product sales are typically earned upon the effective date of bound coverage, as no significant performance obligation remains after coverage is bound. Commission revenue on policies billed in installments is now accrued based upon the completion of the performance obligation creating a current asset for the unbilled revenue until such time as an invoice is generated, typically not to exceed twelve months. The impact of these changes was not significant, but it will result in slight variances from quarter to quarter. Contingent commissions are estimated based upon management’s expectations for the year with an appropriate constraint applied and accrued relative to the recognition of the corresponding core commissions. Trust & Asset Management Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Mutual Fund & Investment Income Mutual fund and investment income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, investment advisory fees from the Company’s Strategic Asset Management Services (SAM) wealth management product. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value, recorded over time, usually monthly or quarterly, as net asset value is determined. Investment advisor fees from the wealth management product is earned over time and based on an annual percentage rate of the net asset value. The investment advisor fees are charged to the customer’s account in advance on the first month of the quarter, and the revenue is recognized over the following three-month period. The Company does engage a third party, LPL Financial, LLC (LPL), to satisfy part of this performance obligation, and therefore this income is reported net of any corresponding expenses paid to LPL. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. Card Services Income Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as MasterCard. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for fees and exchange are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Other service charges include revenue from processing wire and ACH transfers, lock box service and safe deposit box rental. Payment on these revenue streams is received primarily through a direct charge to the customer’s account, immediately or in the following month, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. The following tables present noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606, for the three and nine months ended September 30, 2021 and 2020. Three Months Ended (In thousands) 09/30/2021 09/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 8,930 $ 8,136 Installment Billing 166 175 Refund of Commissions (103) (104) Contingent Commissions 840 709 Subtotal Insurance Revenues 9,833 8,916 Trust and Asset Management 3,522 3,070 Mutual Fund & Investment Income 1,435 1,222 Subtotal Investment Service Income 4,957 4,292 Service Charges on Deposit Accounts 1,638 1,444 Card Services Income 2,717 2,419 Other 286 285 Noninterest Income (in-scope of ASC 606) 19,431 17,356 Noninterest Income (out-of-scope of ASC 606) 1,423 1,531 Total Noninterest Income $ 20,854 $ 18,887 Nine Months Ended (In thousands) 9/30/2021 9/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 24,101 $ 22,545 Installment Billing 149 96 Refund of Commissions (92) (458) Contract Liabilities/Deferred Revenue (237) (208) Contingent Commissions 3,132 2,241 Subtotal Insurance Revenues 27,053 24,216 Trust and Asset Management 10,222 8,798 Mutual Fund & Investment Income 4,125 3,616 Subtotal Investment Service Income 14,347 12,414 Service Charges on Deposit Accounts 4,579 4,675 Card Services Income 8,051 6,885 Other 885 837 Noninterest Income (in-scope of ASC 606) 54,915 49,027 Noninterest Income (out-of-scope of ASC 606) 4,780 5,997 Total Noninterest Income $ 59,695 $ 55,024 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration or before payment is due, which would result in contract receivables or assets, respectively. A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment or for which payment is due from the customer. The Company’s noninterest revenue streams, excluding some insurance commissions and fees, are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Receivables primarily consist of amounts due for insurance and wealth management services performed for which the Company's performance obligations have been fully satisfied. Receivables for the insurance and wealth management services segments amounted to $6.4 million and $2.1 million, respectively, at September 30, 2021, compared to $5.2 million and $2.2 million, respectively, at December 31, 2020. Included in those amounts are contract assets related to contingent income of $1.9 million and $2.5 million, respectively, at September 30, 2021 and December 31, 2020, and contract liabilities of $0.5 million and $2.0 million, respectively at September 30, 2021 and December 31, 2020. Contract Acquisition Costs

Financial Guarantees

Financial Guarantees	9 Months Ended
	Sep. 30, 2021
Guarantees [Abstract]
Financial Guarantees	Financial Guarantees The Company currently does not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. The Company extends standby letters of credit to its customers in the normal course of business. The standby letters of credit are generally short-term. As of September 30, 2021, the Company’s maximum potential obligation under standby letters of credit was $39.2 million compared to $31.4 million at December 31, 2020. Management uses the same credit policies to extend standby letters of credit that it uses for on-balance sheet lending decisions and may require collateral to support standby letters of credit based upon its evaluation of the counterparty. Management does not anticipate any significant losses as a result of these transactions, and has determined that the fair value of standby letters of credit is not significant.

Segment and Related Information

Segment and Related Information	9 Months Ended
	Sep. 30, 2021
Segment Reporting [Abstract]
Segment and Related Information	Segment and Related Information The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, “Segment Reporting”: (i) banking (“Banking”), (ii) insurance (“Tompkins Insurance”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services, other than trust services, are managed separately from the Banking segment. Banking The Banking segment is primarily comprised of the Company’s four banking subsidiaries: Tompkins Trust Company, a commercial bank with thirteen banking offices located in Ithaca, NY and surrounding communities; The Bank of Castile (DBA Tompkins Bank of Castile), a commercial bank with sixteen banking offices located in the Genesee Valley region of New York State as well as Monroe County; Mahopac Bank (DBA Tompkins Mahopac Bank), a commercial bank with fourteen full-service banking offices located in the counties north of New York City; and VIST Bank (DBA Tompkins VIST Bank), a banking organization with twenty banking offices headquartered and operating in the areas surrounding southeastern Pennsylvania. As described above in greater detail in Note 1 - "Business", the Company's subsidiary banks have announced plans for a rebranding effort, pursuant to which the Company's four wholly-owned banking subsidiaries will be combined into one bank which will conduct business under the "Tompkins" brand name, with a legal name of "Tompkins Community Bank." Insurance The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc., a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Tompkins Insurance has five stand-alone offices in Western New York. Wealth Management The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Trust Company, under the Tompkins Financial Advisors brand offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Financial Advisors has offices in each of the Company’s four subsidiary banks. Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2020 Annual Report on Form 10-K. As of and for the three months ended September 30, 2021 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 61,110 $ 8 $ 0 $ (4) $ 61,114 Interest expense 5,020 0 0 (4) 5,016 Net interest income 56,090 8 0 0 56,098 (Credit) provision for credit loss expense (1,232) 0 0 0 (1,232) Noninterest income 6,416 9,950 5,047 (559) 20,854 Noninterest expense 40,587 6,846 3,306 (559) 50,180 Income before income tax expense 23,151 3,112 1,741 0 28,004 Income tax expense 5,351 855 424 0 6,630 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 17,800 2,257 1,317 0 21,374 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 17,768 $ 2,257 $ 1,317 $ 0 $ 21,342 Depreciation and amortization $ 2,528 $ 52 $ 14 $ 0 $ 2,594 Assets 8,051,446 45,855 32,257 (16,448) 8,113,110 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 1,814 2,102 73 0 3,989 Net loans and leases 5,050,519 0 0 0 5,050,519 Deposits 7,105,651 0 0 (14,753) 7,090,898 Total Equity 659,365 33,529 29,463 0 722,357 As of and for the three months ended September 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 64,316 $ 1 $ 0 $ (1) $ 64,316 Interest expense 6,064 0 0 (1) 6,063 Net interest income 58,252 1 0 0 58,253 Provision for credit loss expense (218) 0 0 0 (218) Noninterest income 5,976 9,023 4,434 (546) 18,887 Noninterest expense 37,405 6,559 3,348 (546) 46,766 Income before income tax expense 27,041 2,465 1,086 0 30,592 Income tax expense 5,397 670 263 0 6,330 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 21,644 1,795 823 0 24,262 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 21,612 $ 1,795 $ 823 $ 0 $ 24,230 Depreciation and amortization $ 2,474 $ 57 $ 18 $ 0 $ 2,549 Assets 7,738,933 42,269 26,956 (13,656) 7,794,502 Goodwill 64,585 19,866 7,996 0 92,447 Other intangibles, net 2,600 2,507 104 0 5,211 Net loans and leases 5,346,004 0 0 0 5,346,004 Deposits 6,613,421 0 0 (12,183) 6,601,238 Total Equity 657,370 32,095 24,146 0 713,611 As of and for the nine months ended September 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 180,708 $ 10 $ 0 $ (14) $ 180,704 Interest expense 14,737 0 0 (14) 14,723 Net interest income 165,971 10 0 0 165,981 (Credit) provision for credit loss expense (6,133) 0 0 0 (6,133) Noninterest income 19,175 27,531 14,638 (1,649) 59,695 Noninterest expense 113,792 20,044 9,946 (1,649) 142,133 Income before income tax expense 77,487 7,497 4,692 0 89,676 Income tax expense 16,595 2,057 1,129 0 19,781 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 60,892 5,440 3,563 0 69,895 Less: Net income attributable to noncontrolling interests 96 0 0 0 96 Net Income attributable to Tompkins Financial Corporation $ 60,796 $ 5,440 $ 3,563 $ 0 $ 69,799 Depreciation and amortization $ 7,493 $ 162 $ 41 $ 0 $ 7,696 As of and for the nine months ended September 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 190,960 $ 3 $ 0 $ (3) $ 190,960 Interest expense 23,375 0 0 (3) 23,372 Net interest income 167,585 3 0 0 167,588 Provision for credit loss expense 17,418 0 0 0 17,418 Noninterest income 19,217 24,533 12,903 (1,629) 55,024 Noninterest expense 110,114 19,479 9,740 (1,629) 137,704 Income before income tax expense 59,270 5,057 3,163 0 67,490 Income tax expense 11,665 1,362 752 0 13,779 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 47,605 3,695 2,411 0 53,711 Less: Net income attributable to noncontrolling interests 101 0 0 0 101 Net Income attributable to Tompkins Financial Corporation $ 47,504 $ 3,695 $ 2,411 $ 0 $ 53,610 Depreciation and amortization $ 7,443 $ 173 $ 38 $ 0 $ 7,654

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements FASB ASC Topic 820, Fair Value Measurements and Disclosures, defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles and expands disclosures about fair value measurements. ASC 820 also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). Transfers between levels, when determined to be appropriate, are recognized at the end of each reporting period. The three levels of the fair value hierarchy under ASC 820 are: Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2 – Quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity). The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of September 30, 2021 and December 31, 2020, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements September 30, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 138,928 $ 0 $ 138,928 $ 0 Obligations of U.S. Government sponsored entities 810,343 0 810,343 0 Obligations of U.S. states and political subdivisions 109,911 0 109,911 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 89,320 0 89,320 0 U.S. Government sponsored entities 916,004 0 916,004 0 U.S. corporate debt securities 2,421 0 2,421 0 Total Available-for-sale debt securities $ 2,066,927 $ 0 $ 2,066,927 $ 0 Equity securities, at fair value $ 910 $ 0 $ 0 $ 910 Recurring Fair Value Measurements December 31, 2020 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities Obligations of U.S. Government sponsored entities $ 607,480 $ 0 $ 607,480 $ 0 Obligations of U.S. states and political subdivisions 129,746 0 129,746 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 182,108 0 182,108 0 U.S. Government sponsored entities 705,480 0 705,480 0 U.S. corporate debt securities 2,379 0 2,379 0 Total Available-for-sale debt securities $ 1,627,193 $ 0 $ 1,627,193 $ 0 Equity securities, at fair value $ 929 $ 0 $ 0 $ 929 Securities: Fair values for U.S. Treasury securities are based on quoted market prices. Fair values for obligations of U.S. government sponsored entities, mortgage-backed securities-residential, obligations of U.S. states and political subdivisions, and U.S. corporate debt securities are based on quoted market prices, where available, as provided by third party pricing vendors. If quoted market prices were not available, fair values are based on quoted market prices of comparable instruments in active markets and/or based upon a matrix pricing methodology, which uses comprehensive interest rate tables to determine market price, movement and yield relationships. These securities are reviewed periodically to determine if there are any events or changes in circumstances that would adversely affect their value. The change in the fair value of equity securities valued using significant unobservable inputs (level 3), for the periods ended September 30, 2021 and December 31, 2020, was immaterial. There were no transfers between Levels 1, 2 and 3 for the nine months ended September 30, 2021. The Company determines fair value for its available-for-sale debt securities using an independent bond pricing service for identical assets or very similar securities. The Company determines fair value for its equity securities based on the underlying equity fund’s pricing and valuation procedures which consider recent sales price, market quotations from a pricing service, or market quotes from an independent broker-dealer. The Company has reviewed the pricing sources, including methodologies used, and finds them to be fairly stated. Certain assets are measured at fair value on a nonrecurring basis. For the Company, these include loans held for sale, individually evaluated loans, and other real estate owned (“OREO”). For the three and nine months ended September 30, 2021, certain individually evaluated loans were remeasured and reported at fair value through a specific valuation allowance and/or partial charge-offs for credit losses based upon the fair value of the underlying collateral. Collateral values are estimated using Level 3 inputs based upon customized discounting criteria. In addition to collateral dependent evaluated loans, certain other real estate owned were remeasured and reported at fair value based upon the fair value of the underlying collateral. The fair values of other real estate owned are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. In general, the fair values of other real estate owned are based upon appraisals, with discounts made to reflect estimated costs to sell the real estate. Upon initial recognition, fair value write-downs are taken through a charge-off to the allowance for credit losses. Subsequent fair value write-downs on other real estate owned are reported in other noninterest expense. Three months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Three months ended 9/30/2021 Individually evaluated $ 1,122 $ 0 $ 0 $ 1,122 $ (150) Other real estate owned 46 0 46 0 0 Three months ended September 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2020 Quoted prices in Significant other Significant Three months ended 9/30/2020 Individually evaluated $ 6,330 $ 0 $ 6,330 $ 0 $ 0 Other real estate owned 36 0 36 0 (4) Nine months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Nine months ended 9/30/2021 Individually evaluated $ 30,848 $ 0 $ 0 $ 30,848 $ (150) Other real estate owned 46 0 46 0 (8) Nine months ended September 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2020 Quoted prices in Significant other Significant Nine months ended 9/30/2020 Individually evaluated $ 10,759 $ 0 $ 10,759 $ 0 $ (1,305) Other real estate owned 124 0 124 0 (27) The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at September 30, 2021 and December 31, 2020. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. The fair value estimates, methods and assumptions set forth below for the Company's financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by U.S. GAAP and should be read in conjunction with the financial statements and notes included in this Report. For loans where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the loan to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. For real estate loans, fair value of the loan’s collateral is determined by third party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Company reviews the third party appraisal for appropriateness and adjusts the value downward to consider selling and closing costs, which typically range from 5% to 8% of the appraised value. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. Estimated Fair Value of Financial Instruments September 30, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 333,487 $ 333,487 $ 333,487 $ 0 $ 0 Securities - held-to-maturity 269,268 268,283 0 268,283 0 FHLB and other stock 10,366 10,366 0 10,366 0 Accrued interest receivable 23,350 23,350 0 23,350 0 Loans/leases, net 1 5,050,519 5,072,855 0 0 5,072,855 Financial Liabilities: Time deposits $ 675,499 $ 679,335 $ 0 $ 679,335 $ 0 Other deposits 6,415,399 6,415,399 0 6,415,399 0 Fed funds purchased and securities sold under agreements to repurchase 72,490 72,490 0 72,490 0 Other borrowings 110,000 112,573 0 112,573 0 Trust preferred debentures 0 0 0 0 0 Accrued interest payable 900 900 0 900 0 Estimated Fair Value of Financial Instruments December 31, 2020 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 388,462 $ 388,462 $ 388,462 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 32,025 32,025 0 32,025 0 Loans/leases, net 1 5,208,658 5,226,301 0 22,171 5,204,130 Financial Liabilities: Time deposits $ 746,234 $ 753,045 $ 0 $ 753,045 $ 0 Other deposits 5,691,518 5,691,518 0 5,691,518 0 Fed funds purchased and securities sold under agreements to repurchase 65,845 65,845 0 65,845 0 Other borrowings 265,000 274,238 0 274,238 0 Trust preferred debentures 13,220 18,483 0 18,483 0 Accrued interest payable 1,727 1,727 0 1,727 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value. The following methods and assumptions were used in estimating fair value disclosures for financial instruments: Cash and Cash Equivalents: The carrying amounts reported in the Consolidated Statements of Condition for cash, noninterest-bearing deposits, money market funds, and Federal funds sold approximate the fair value of those assets. FHLB Stock: The carrying amount of FHLB stock approximates fair value. If the stock is redeemed, the Company will receive an amount equal to the par value of the stock. For miscellaneous equity securities, carrying value is cost. Loans and Leases: Fair value for loans are calculated using an exit price notion. The Company's valuation methodology takes into account factors such as estimated cash flows, including contractual cash flow and assumptions for prepayments; liquidity risk; and credit risk. The fair values of residential loans were estimated using discounted cash flow analyses, based upon available market benchmarks for rates and prepayment assumptions. The fair values of commercial and consumer loans were estimated using discounted cash flow analyses, based upon interest rates currently offered for loans and leases with similar terms and credit quality. The fair values of loans held for sale were determined based upon contractual prices for loans with similar characteristics. Accrued Interest Receivable and Accrued Interest Payable: The carrying amount of these short term instruments approximate fair value. Deposits: The fair values disclosed for noninterest bearing accounts and accounts with no stated maturities are equal to the amount payable on demand at the reporting date. The fair value of time deposits is based upon discounted cash flow analyses using rates offered for FHLB advances, which is the Company’s primary alternative source of funds. Trust Preferred Debentures: The fair value of the trust preferred debentures has been estimated using a discounted cash flow analysis which uses a discount factor of a market spread over current interest rates for similar instruments.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Schedule of available-for-sale securities	The following table summarizes available-for-sale debt securities held by the Company at September 30, 2021: Available-for-Sale Debt Securities September 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 140,373 $ 2 $ 1,447 $ 138,928 Obligations of U.S. Government sponsored entities 813,833 6,001 9,491 810,343 Obligations of U.S. states and political subdivisions 107,912 2,144 145 109,911 Mortgage-backed securities – residential, issued by U.S. Government agencies 88,135 1,607 422 89,320 U.S. Government sponsored entities 919,745 8,267 12,008 916,004 U.S. corporate debt securities 2,500 0 79 2,421 Total available-for-sale debt securities $ 2,072,498 $ 18,021 $ 23,592 $ 2,066,927 The following table summarizes available-for-sale debt securities held by the Company at December 31, 2020: Available-for-Sale Debt Securities December 31, 2020 Amortized Gross Gross Fair Value (In thousands) Obligations of U.S. Government sponsored entities $ 599,652 $ 9,820 $ 1,992 $ 607,480 Obligations of U.S. states and political subdivisions 126,642 3,144 40 129,746 Mortgage-backed securities – residential, issued by U.S. Government agencies 179,538 3,216 646 182,108 U.S. Government sponsored entities 691,562 14,593 675 705,480 U.S. corporate debt securities 2,500 0 121 2,379 Total available-for-sale debt securities $ 1,599,894 $ 30,773 $ 3,474 $ 1,627,193
Schedule of held-to-maturity securities	The following table summarizes held-to-maturity debt securities held by the Company at September 30, 2021: Held-to-Maturity Securities September 30, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 86,740 $ 321 $ 630 $ 86,431 Obligations of U.S. Government sponsored entities 182,528 793 1,469 181,852 Total held-to-maturity debt securities $ 269,268 $ 1,114 $ 2,099 $ 268,283
Schedule of available-for-sale securities with unrealized losses	The following table summarizes available-for-sale debt securities that had unrealized losses at September 30, 2021 , and December 31, 2020. Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 137,935 $ 1,447 $ 0 $ 0 $ 137,935 $ 1,447 Obligations of U.S. Government sponsored entities 326,852 3,879 276,710 5,612 603,562 9,491 Obligations of U.S. states and political subdivisions 14,192 126 1,281 19 15,473 145 Mortgage-backed securities – residential, issued by U.S. Government agencies 34,808 405 1,285 17 36,093 422 U.S. Government sponsored entities 609,541 10,743 33,837 1,265 643,378 12,008 U.S. corporate debt securities 0 0 2,421 79 2,421 79 Total available-for-sale debt securities $ 1,123,328 $ 16,600 $ 315,534 $ 6,992 $ 1,438,862 $ 23,592 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government sponsored entities $ 310,711 $ 1,992 $ 0 $ 0 $ 310,711 $ 1,992 Obligations of U.S. states and political subdivisions 8,868 40 0 0 8,868 40 Mortgage-backed securities – residential, issued by U.S. Government agencies 10,560 396 1,819 250 12,379 646 U.S. Government sponsored entities 87,643 586 5,068 89 92,711 675 U.S. corporate debt securities 0 0 2,379 121 2,379 121 Total available-for-sale debt securities $ 417,782 $ 3,014 $ 9,266 $ 460 $ 427,048 $ 3,474
Schedule held-to-maturity securities with unrealized losses	The following table summarizes held-to-maturity debt securities that had unrealized losses at September 30, 2021 . Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 35,277 $ 630 $ 0 $ 0 $ 35,277 $ 630 Obligations of U.S. Government sponsored entities 79,986 1,469 $ 0 $ 0 $ 79,986 1,469 Total held-to-maturity debt securities $ 115,263 $ 2,099 $ 0 $ 0 $ 115,263 $ 2,099
Schedule of amortized cost and estimated fair value of debt securities by contractual maturity	September 30, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 57,011 $ 57,604 Due after one year through five years 463,136 465,980 Due after five years through ten years 487,701 481,464 Due after ten years 56,770 56,555 Total 1,064,618 1,061,603 Mortgage-backed securities 1,007,880 1,005,324 Total available-for-sale debt securities $ 2,072,498 $ 2,066,927 December 31, 2020 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 54,484 $ 55,008 Due after one year through five years 379,044 388,132 Due after five years through ten years 228,572 229,107 Due after ten years 66,694 67,358 Total 728,794 739,605 Mortgage-backed securities 871,100 887,588 Total available-for-sale debt securities $ 1,599,894 $ 1,627,193 September 30, 2021 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years $ 269,268 $ 268,283 Total held-to-maturity debt securities $ 269,268 $ 268,283

Loans and Leases (Tables)

Loans and Leases (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Schedule of loans and leases	Loans and leases at September 30, 2021 and December 31, 2020 were as follows: (In thousands) 9/30/2021 12/31/2020 Commercial and industrial Agriculture $ 78,335 $ 94,489 Commercial and industrial other 727,944 792,987 PPP loans* 141,930 291,252 Subtotal commercial and industrial 948,209 1,178,728 Commercial real estate Construction 170,646 163,016 Agriculture 192,183 201,866 Commercial real estate other 2,253,190 2,204,310 Subtotal commercial real estate 2,616,019 2,569,192 Residential real estate Home equity 185,625 200,827 Mortgages 1,270,005 1,235,160 Subtotal residential real estate 1,455,630 1,435,987 Consumer and other Indirect 5,595 8,401 Consumer and other 66,694 61,399 Subtotal consumer and other 72,289 69,800 Leases 14,337 14,203 Total loans and leases 5,106,484 5,267,910 Less: unearned income and deferred costs and fees (9,706) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 5,096,778 $ 5,260,327 *SBA Paycheck Protection Program ("PPP")
Schedule of age analysis of past due loans	The below table is an age analysis of past due loans, segregated by class of loans, as of September 30, 2021 and December 31, 2020. September 30, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 29 $ 0 $ 0 $ 29 $ 78,306 $ 78,335 Commercial and industrial other 459 4 424 887 727,057 727,944 PPP loans 0 0 0 0 141,930 141,930 Subtotal commercial and industrial 488 4 424 916 947,293 948,209 Commercial real estate Construction 0 0 0 0 170,646 170,646 Agriculture 58 0 0 58 192,125 192,183 Commercial real estate other 0 0 21,651 21,651 2,231,539 2,253,190 Subtotal commercial real estate 58 0 21,651 21,709 2,594,310 2,616,019 Residential real estate Home equity 159 0 1,039 1,198 184,427 185,625 Mortgages 93 365 5,325 5,783 1,264,222 1,270,005 Subtotal residential real estate 252 365 6,364 6,981 1,448,649 1,455,630 Consumer and other Indirect 91 77 155 323 5,272 5,595 Consumer and other 82 19 110 211 66,483 66,694 Subtotal consumer and other 173 96 265 534 71,755 72,289 Leases 0 0 0 0 14,337 14,337 Total loans and leases 971 465 28,704 30,140 5,076,344 5,106,484 Less: unearned income and deferred costs and fees 0 0 0 0 (9,706) (9,706) Total loans and leases, net of unearned income and deferred costs and fees $ 971 $ 465 $ 28,704 $ 30,140 $ 5,066,638 $ 5,096,778 December 31, 2020 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 18 $ 0 $ 18 $ 94,471 $ 94,489 Commercial and industrial other 44 7 1,516 1,567 791,420 792,987 PPP loans 0 0 0 0 291,252 291,252 Subtotal commercial and industrial 44 25 1,516 1,585 1,177,143 1,178,728 Commercial real estate Construction 0 0 0 0 163,016 163,016 Agriculture 263 0 0 263 201,603 201,866 Commercial real estate other 0 0 7,125 7,125 2,197,185 2,204,310 Subtotal commercial real estate 263 0 7,125 7,388 2,561,804 2,569,192 Residential real estate Home equity 713 224 1,126 2,063 198,764 200,827 Mortgages 521 879 4,210 5,610 1,229,550 1,235,160 Subtotal residential real estate 1,234 1,103 5,336 7,673 1,428,314 1,435,987 Consumer and other Indirect 175 35 91 301 8,100 8,401 Consumer and other 115 18 232 365 61,034 61,399 Subtotal consumer and other 290 53 323 666 69,134 69,800 Leases 0 0 0 0 14,203 14,203 Total loans and leases 1,831 1,181 14,300 17,312 5,250,598 5,267,910 Less: unearned income and deferred costs and fees 0 0 0 0 (7,583) (7,583) Total loans and leases, net of unearned income and deferred costs and fees $ 1,831 $ 1,181 $ 14,300 $ 17,312 $ 5,243,015 $ 5,260,327
Schedule of loans on nonaccrual status	The following table presents the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses as of September 30, 2021 and December 31, 2020. September 30, 2021 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 480 $ 543 $ 0 Subtotal commercial and industrial 480 543 0 Commercial real estate Construction 675 675 0 Agriculture 377 487 0 Commercial real estate other 24,518 33,860 7,463 Subtotal commercial real estate 25,570 35,022 7,463 Residential real estate Home equity 188 2,427 0 Mortgages 705 9,538 0 Subtotal residential real estate 893 11,965 0 Consumer and other Indirect 2 265 0 Consumer and other 0 146 0 Subtotal consumer and other 2 411 0 Leases 0 0 0 Total loans and leases $ 26,945 $ 47,941 $ 7,463 December 31, 2020 (In thousands) Nonaccrual Loans and Leases with no Allowance for Credit Losses Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 803 $ 1,775 $ 0 Subtotal commercial and industrial 803 1,775 0 Commercial real estate Agriculture 0 118 0 Commercial real estate other 23,080 23,509 0 Subtotal commercial real estate 23,080 23,627 0 Residential real estate Home equity 767 2,965 0 Mortgages 1,365 10,180 0 Subtotal residential real estate 2,132 13,145 0 Consumer and other Indirect 3 169 0 Consumer and other 0 260 0 Subtotal consumer and other 3 429 0 Leases 0 0 0 Total loans and leases $ 26,018 $ 38,976 $ 0

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Schedule of allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment	The following table details activity in the allowance for credit losses on loans for the three and nine months ended September 30, 2021 and 2020. The Company adopted ASU 2016-13 on January 1, 2020 using the modified retrospective approach. The transition adjustment included a decrease in the allowance of $2.5 million. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Charge-offs (157) 0 0 (53) 0 (210) Recoveries 16 2 65 58 0 141 (Credit) provision for credit loss expense (774) (119) (184) (99) (1) (1,177) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 Three Months Ended September 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 11,113 $ 24,286 $ 15,012 $ 1,596 $ 75 $ 52,082 Charge-offs 0 0 (30) (145) 0 (175) Recoveries 89 9 16 73 0 187 (Credit) provision for credit loss expense (3,918) 4,264 (65) (75) (7) 199 Ending Balance $ 7,284 $ 28,559 $ 14,933 $ 1,449 $ 68 $ 52,293 Nine Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balances $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (274) 0 (51) (218) 0 (543) Recoveries 116 1,040 229 153 0 1,538 (Credit) provision for credit loss expense (2,883) (2,502) (1,020) (1) 1 (6,405) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 Nine Months Ended September 30, 2020 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance, prior to adoption of ASC 326 $ 10,541 $ 21,608 $ 6,381 $ 1,362 $ 0 $ 39,892 Impact of adopting ASC 326 (2,008) (5,917) 4,459 850 82 (2,534) Charge-offs (1) (1,305) (33) (409) 0 (1,748) Recoveries 125 40 178 195 0 538 (Credit) provision for credit loss expense (1,373) 14,133 3,948 (549) (14) 16,145 Ending Balance $ 7,284 $ 28,559 $ 14,933 $ 1,449 $ 68 $ 52,293 At September 30, 2021 and December 31, 2020, the balance of the allowance for credit losses for off-balance sheet exposures was $2.2 million and $1.9 million, respectively. The Company recorded a provision credit of $55,000 and a provision expense of $272,000 related to off-balance sheet credit exposures for the third quarter of 2021 and for the nine months ended September 30, 2021, respectively, compared to a provision credit of $417,000 and provision expense of $1.3 million, respectively, for the same periods in 2020. The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation September 30, 2021 Commercial and Industrial $ 107 $ 461 $ 328 $ 896 $ 29 Commercial Real Estate 36,494 0 2 36,496 3,180 Total $ 36,601 $ 461 $ 330 $ 37,392 $ 3,209 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2020 Commercial and Industrial $ 103 $ 582 $ 110 $ 795 $ 122 Commercial Real Estate 24,277 1,418 0 25,695 186 Total $ 24,380 $ 2,000 $ 110 $ 26,490 $ 308
Schedule of loans modified in troubled debt restructuring	The following tables present information on loans modified in a TDR during the three and nine months ended September 30, 2021 and 2020. Post-modification amounts are presented as of September 30, 2021 and September 30, 2020. September 30, 2021 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2021 that were restructured in the prior twelve months. September 30, 2020 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Commercial & industrial Commercial real estate other 1 1 $ 196 $ 196 0 $ 0 Consumer and other Consumer and other 1 1 4 4 0 0 Total 2 $ 200 $ 200 0 $ 0 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2020 that were restructured in the prior twelve months. September 30, 2021 Nine Months Ended Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2021 that were restructured in the prior twelve months. Nine Months Ended September 30, 2020 Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Commercial real estate Commercial real estate other 1 1 $ 196 $ 196 1 $ 37 Residential real estate Home equity 1 2 121 121 0 87 Consumer and other Consumer and other 1 1 4 4 0 0 Total 4 $ 321 $ 321 2 $ 124 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2020 that were restructured in the prior twelve months.
Schedule of credit quality indicators by class of commercial and industrial loans and commercial real estate loans	The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2021 and December 31, 2020. September 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Pass $ 99,129 $ 62,023 $ 57,126 $ 46,264 $ 43,901 $ 264,656 $ 138,153 $ 9,713 $ 720,965 Special Mention 164 815 532 141 310 523 705 0 3,190 Substandard 0 383 298 731 231 680 1,466 0 3,789 Total Commercial & Industrial - Other $ 99,293 $ 63,221 $ 57,956 $ 47,136 $ 44,442 $ 265,859 $ 140,324 $ 9,713 $ 727,944 Commercial and Industrial - PPP: Pass $ 139,564 $ 2,366 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 141,930 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 139,564 $ 2,366 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 141,930 Commercial and Industrial - Agriculture: Pass $ 4,615 $ 7,736 $ 6,035 $ 9,497 $ 6,239 $ 3,590 $ 35,276 $ 566 $ 73,554 Special Mention 0 0 0 24 0 0 225 0 249 Substandard 0 89 17 0 106 2,328 1,992 0 4,532 Total Commercial and Industrial - Agriculture $ 4,615 $ 7,825 $ 6,052 $ 9,521 $ 6,345 $ 5,918 $ 37,493 $ 566 $ 78,335 Commercial Real Estate Pass $ 229,984 $ 269,752 $ 255,296 $ 205,093 $ 226,830 $ 824,671 $ 56,018 $ 33,366 $ 2,101,010 Special Mention 0 1,774 11,982 3,151 2,190 74,499 360 0 93,956 Substandard 0 0 5,012 18,472 8,516 26,051 173 0 58,224 Total Commercial Real Estate $ 229,984 $ 271,526 $ 272,290 $ 226,716 $ 237,536 $ 925,221 $ 56,551 $ 33,366 $ 2,253,190 Commercial Real Estate - Agriculture: Pass $ 13,096 $ 22,063 $ 30,564 $ 42,335 $ 23,616 $ 53,458 $ 2,252 $ 2,553 $ 189,937 Special Mention 0 483 0 0 0 381 49 0 913 Substandard 0 0 0 40 0 1,293 0 0 1,333 Total Commercial Real Estate - Agriculture $ 13,096 $ 22,546 $ 30,564 $ 42,375 $ 23,616 $ 55,132 $ 2,301 $ 2,553 $ 192,183 Commercial Real Estate - Construction Pass $ 10,828 $ 11,619 $ 17,533 $ 7,591 $ 1,343 $ 7,391 $ 105,778 $ 7,148 $ 169,231 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 648 767 0 1,415 Total Commercial Real Estate - Construction $ 10,828 $ 11,619 $ 17,533 $ 7,591 $ 1,343 $ 8,039 $ 106,545 $ 7,148 $ 170,646 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial & Industrial - Other: Internal risk grade: Pass $ 91,597 $ 72,639 $ 56,191 $ 60,714 $ 33,402 $ 301,027 $ 149,969 $ 16,301 $ 781,840 Special Mention 1,064 367 344 912 2,045 228 1,331 0 6,291 Substandard 412 305 933 485 292 783 1,646 0 4,856 Total Commercial & Industrial - Other $ 93,073 $ 73,311 $ 57,468 $ 62,111 $ 35,739 $ 302,038 $ 152,946 $ 16,301 $ 792,987 Commercial and Industrial - Agriculture: Pass $ 11,536 $ 8,005 $ 11,162 $ 6,531 $ 3,539 $ 2,599 $ 41,936 $ 1,340 $ 86,648 Special Mention 0 0 28 729 0 0 2,080 0 2,837 Substandard 99 83 0 202 0 2,308 2,312 0 5,004 Total Commercial and Industrial - Agriculture $ 11,635 $ 8,088 $ 11,190 $ 7,462 $ 3,539 $ 4,907 $ 46,328 $ 1,340 $ 94,489 Commercial and Industrial - PPP: Pass $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 291,252 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 291,252 Commercial Real Estate Pass $ 278,747 $ 246,331 $ 232,651 $ 237,487 $ 290,106 $ 664,027 $ 33,117 $ 64,903 $ 2,047,369 Special Mention 35 13,016 5,612 4,654 34,310 46,074 203 0 103,904 Substandard 0 4,933 18,395 6,172 5,625 17,610 302 0 53,037 Total Commercial Real Estate $ 278,782 $ 264,280 $ 256,658 $ 248,313 $ 330,041 $ 727,711 $ 33,622 $ 64,903 $ 2,204,310 Commercial Real Estate - Agriculture: Pass $ 22,440 $ 35,081 $ 44,519 $ 22,356 $ 17,081 $ 44,559 $ 919 $ 5,602 $ 192,557 Special Mention 1,960 0 575 1,366 1,053 6 49 0 5,009 Substandard 0 0 0 1,777 713 1,527 283 0 4,300 Total Commercial Real Estate - Agriculture $ 24,400 $ 35,081 $ 45,094 $ 25,499 $ 18,847 $ 46,092 $ 1,251 $ 5,602 $ 201,866 Commercial Real Estate - Construction Pass $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 6,682 $ 85,513 $ 21,051 $ 160,772 Special Mention 0 0 0 0 0 467 1,453 0 1,920 Substandard 0 0 0 0 0 324 0 0 324 Total Commercial Real Estate - Construction $ 14,465 $ 20,705 $ 7,999 $ 2,478 $ 1,879 $ 7,473 $ 86,966 $ 21,051 $ 163,016 The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2021 and December 31, 2020, continued. September 30, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,395 $ 1,246 $ 3,157 $ 1,719 $ 1,728 $ 3,446 $ 165,588 $ 4,919 $ 183,198 Nonperforming 0 0 16 0 0 596 1,815 0 2,427 Total Residential - Home Equity $ 1,395 $ 1,246 $ 3,173 $ 1,719 $ 1,728 $ 4,042 $ 167,403 $ 4,919 $ 185,625 Residential - Mortgages Performing $ 233,145 $ 289,745 $ 168,894 $ 104,697 $ 132,204 $ 317,803 $ 13,062 $ 917 $ 1,260,467 Nonperforming 0 0 242 568 696 8,006 26 0 9,538 Total Residential - Mortgages $ 233,145 $ 289,745 $ 169,136 $ 105,265 $ 132,900 $ 325,809 $ 13,088 $ 917 $ 1,270,005 Consumer - Direct Performing $ 17,310 $ 11,569 $ 10,163 $ 5,962 $ 5,180 $ 11,265 $ 5,099 $ 0 $ 66,548 Nonperforming 0 5 64 63 11 0 3 $ 0 146 Total Consumer - Direct $ 17,310 $ 11,574 $ 10,227 $ 6,025 $ 5,191 $ 11,265 $ 5,102 $ 0 $ 66,694 Consumer - Indirect Performing $ 1,484 $ 965 $ 308 $ 1,987 $ 484 $ 102 $ 0 $ 0 $ 5,330 Nonperforming 0 0 137 98 2 28 0 0 265 Total Consumer Indirect $ 1,484 $ 965 $ 445 $ 2,085 $ 486 $ 130 $ 0 $ 0 $ 5,595 December 31, 2020 (In thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,440 $ 2,764 $ 1,052 $ 2,120 $ 722 $ 1,106 $ 188,614 $ 44 $ 197,862 Nonperforming 0 18 0 0 194 506 2,247 0 2,965 Total Residential - Home Equity $ 1,440 $ 2,782 $ 1,052 $ 2,120 $ 916 $ 1,612 $ 190,861 $ 44 $ 200,827 Residential - Mortgages Performing $ 305,476 $ 193,543 $ 123,205 $ 155,699 $ 178,149 $ 255,556 $ 11,735 $ 1,617 $ 1,224,980 Nonperforming 0 258 455 706 1,404 7,305 52 0 10,180 Total Residential - Mortgages $ 305,476 $ 193,801 $ 123,660 $ 156,405 $ 179,553 $ 262,861 $ 11,787 $ 1,617 $ 1,235,160 Consumer - Direct Performing $ 14,840 $ 11,127 $ 8,011 $ 6,632 $ 2,854 $ 10,840 $ 6,835 $ 0 $ 61,139 Nonperforming 5 74 167 12 0 2 0 0 260 Total Consumer - Direct $ 14,845 $ 11,201 $ 8,178 $ 6,644 $ 2,854 $ 10,842 $ 6,835 $ 0 $ 61,399 Consumer - Indirect Performing $ 1,424 $ 1,878 $ 3,327 $ 1,128 $ 382 $ 93 $ 0 $ 0 $ 8,232 Nonperforming 0 67 44 7 36 15 0 0 169 Total Consumer Indirect $ 1,424 $ 1,945 $ 3,371 $ 1,135 $ 418 $ 108 $ 0 $ 0 $ 8,401

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	Earnings per share in the table below, for the three and nine month periods ended September 30, 2021 and 2020 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share. ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 9/30/2021 9/30/2020 Basic Net income available to common shareholders $ 21,342 $ 24,230 Less: income attributable to unvested stock-based compensation awards (154) (278) Net earnings allocated to common shareholders 21,188 23,952 Weighted average shares outstanding, including unvested stock-based compensation awards 14,724,141 14,920,924 Less: average unvested stock-based compensation awards (229,608) (223,392) Weighted average shares outstanding - Basic 14,494,533 14,697,532 Diluted Net earnings allocated to common shareholders 21,188 23,952 Weighted average shares outstanding - Basic 14,494,533 14,697,532 Plus: incremental shares from assumed conversion of stock-based compensation awards 73,801 30,209 Weighted average shares outstanding - Diluted 14,568,334 14,727,741 Basic EPS $ 1.46 $ 1.63 Diluted EPS $ 1.45 $ 1.63 Nine Months Ended (In thousands, except share and per share data) 9/30/2021 9/30/2020 Basic Net income available to common shareholders $ 69,799 $ 53,610 Less: income attributable to unvested stock-based compensation awards (504) (628) Net earnings allocated to common shareholders 69,295 52,982 Weighted average shares outstanding, including unvested stock-based compensation awards 14,840,420 14,929,628 Less: unvested stock-based compensation awards (232,538) (230,181) Weighted average shares outstanding - Basic 14,607,882 14,699,447 Diluted Net earnings allocated to common shareholders 69,295 52,982 Weighted average shares outstanding - Basic 14,607,882 14,699,447 Plus: incremental shares from assumed conversion of stock-based compensation awards 79,303 39,474 Weighted average shares outstanding - Diluted 14,687,185 14,738,921 Basic EPS $ 4.74 $ 3.60 Diluted EPS $ 4.72 $ 3.59

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2021
Stockholders' Equity Note [Abstract]
Schedule of activity in accumulated other comprehensive income (loss) and amounts reclassified out of each component of accumulated other comprehensive (loss) income	The following tables present reclassifications out of accumulated other comprehensive income (loss) for the three and nine month periods ended September 30, 2021 and 2020. Three Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (10,400) $ 2,548 $ (7,852) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 54 (13) 41 Net unrealized gains/losses (10,346) 2,535 (7,811) Employee benefit plans: Amortization of net retirement plan actuarial gain 738 (181) 557 Amortization of net retirement plan prior service cost 56 (14) 42 Employee benefit plans 794 (195) 599 Other comprehensive loss $ (9,552) $ 2,340 $ (7,212) Three Months Ended September 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (4,374) $ 1,071 $ (3,303) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income 0 0 0 Net unrealized gains/losses (4,374) 1,071 (3,303) Employee benefit plans: Amortization of net retirement plan actuarial gain 593 (146) 447 Amortization of net retirement plan prior service cost 53 (13) 40 Employee benefit plans 646 (159) 487 Other comprehensive loss $ (3,728) $ 912 $ (2,816) Nine Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ (32,595) $ 7,986 $ (24,609) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (275) 67 (208) Net unrealized gains/losses (32,870) 8,053 (24,817) Employee benefit plans: Amortization of net retirement plan actuarial loss 2,213 (542) 1,671 Amortization of net retirement plan prior service cost 167 (41) 126 Employee benefit plans 2,380 (583) 1,797 Other comprehensive loss $ (30,490) $ 7,470 $ (23,020) Nine Months Ended September 30, 2020 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized gain/loss during the period $ 24,592 $ (6,029) $ 18,563 Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (429) 105 (324) Net unrealized gains/losses 24,163 (5,924) 18,239 Employee benefit plans: Amortization of net retirement plan actuarial loss 1,775 (435) 1,340 Amortization of net retirement plan prior service cost 160 (39) 121 Employee benefit plans 1,935 (474) 1,461 Other comprehensive income $ 26,098 $ (6,398) $ 19,700 The following table presents the activity in our accumulated other comprehensive income (loss) for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) Other comprehensive (loss) income before reclassifications (7,852) 0 (7,852) Amounts reclassified from accumulated other comprehensive (loss) income 41 599 640 Net current-period other comprehensive (loss) income (7,811) 599 (7,212) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (24,609) 0 (24,609) Amounts reclassified from accumulated other comprehensive (loss) income (208) 1,797 1,589 Net current-period other comprehensive (loss) income (24,817) 1,797 (23,020) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) (In thousands) Available-for- Employee Accumulated Balance at July 1, 2020 $ 25,581 $ (46,629) $ (21,048) Other comprehensive income (loss) before reclassifications (3,303) 0 (3,303) Amounts reclassified from accumulated other comprehensive (loss) income 0 487 487 Net current-period other comprehensive (loss) income (3,303) 487 (2,816) Balance at September 30, 2020 $ 22,278 $ (46,142) $ (23,864) Balance at January 1, 2020 $ 4,039 $ (47,603) $ (43,564) Other comprehensive income (loss) before reclassifications 18,563 0 18,563 Amounts reclassified from accumulated other comprehensive (loss) income (324) 1,461 1,137 Net current-period other comprehensive income 18,239 1,461 19,700 Balance at September 30, 2020 $ 22,278 $ (46,142) $ (23,864)
Schedule of reclassifications out of accumulated other comprehensive income (loss)	The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and nine months ended September 30, 2021 and 2020. Three Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (54) Net (loss) gain on securities transactions 13 Tax expense (41) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (738) Other operating expense Net retirement plan prior service cost (56) Other operating expense (794) Total before tax 195 Tax benefit $ (599) Net of tax Three Months Ended September 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 0 Net (loss) gain on securities transactions 0 Tax expense 0 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (593) Other operating expense Net retirement plan prior service cost (53) Other operating expense (646) Total before tax 159 Tax benefit $ (487) Net of tax Nine Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 275 Net (loss) gain on securities transactions (67) Tax expense 208 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (2,213) Other operating expense Net retirement plan prior service cost (167) Other operating expense (2,380) Total before tax 583 Tax benefit $ (1,797) Net of tax Nine Months Ended September 30, 2020 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 429 Net (loss) gain on securities transactions (105) Tax expense 324 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,775) Other operating expense Net retirement plan prior service cost (160) Other operating expense (1,935) Total before tax 474 Tax benefit $ (1,461) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - “Employee Benefit Plan”).

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2021
Retirement Benefits [Abstract]
Schedule of components of net periodic benefit cost	Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits (In thousands) 9/30/2021 9/30/2020 9/30/2021 9/30/2020 9/30/2021 9/30/2020 Service cost $ 0 $ 0 $ 47 $ 43 $ 58 $ 54 Interest cost 407 593 45 61 173 228 Expected return on plan assets (1,413) (1,354) 0 0 0 0 Amortization of net retirement plan actuarial loss 390 353 78 39 270 200 Amortization of net retirement plan prior service (credit) cost 0 (2) (15) (15) 71 71 Net periodic benefit (income) cost $ (616) $ (410) $ 155 $ 128 $ 572 $ 553 Pension Benefits Life and Health SERP Benefits (In thousands) 9/30/2021 9/30/2020 9/30/2021 9/30/2020 9/30/2021 9/30/2020 Service cost $ 0 $ 0 $ 140 $ 129 $ 173 $ 161 Interest cost 1,221 1,778 135 183 519 685 Expected return on plan assets (4,239) (4,062) 0 0 0 0 Amortization of net retirement plan actuarial loss 1,170 1,058 234 116 810 600 Amortization of net retirement plan prior service cost (credit) 0 (7) (45) (45) 212 214 Net periodic benefit (income) cost $ (1,848) $ (1,233) $ 464 $ 383 $ 1,714 $ 1,660

Other Income and Operating Ex_2

Other Income and Operating Expense (Tables)	9 Months Ended
	Sep. 30, 2021
Other Income and Expenses [Abstract]
Schedule of other income and operating expense	Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any of the periods presented below are stated separately. Three Months Ended Nine Months Ended (In thousands) 9/30/2021 9/30/2020 9/30/2021 9/30/2020 Noninterest Income Other service charges $ 685 $ 720 $ 2,064 $ 2,108 Earnings from corporate owned life insurance 367 559 1,478 1,617 Net gains on the sales of loans originated for sale 296 378 878 1,245 Other income 421 161 988 1,418 Total other income $ 1,769 $ 1,818 $ 5,408 $ 6,388 Noninterest Expenses Marketing expense $ 1,171 $ 927 $ 2,798 $ 2,806 Professional fees 1,854 1,398 5,280 4,654 Legal fees 294 418 735 955 Technology expense 2,913 2,941 8,818 8,771 Cardholder expense 827 827 2,489 2,396 Penalties on prepayment of FHLB borrowings 2,929 0 2,929 0 Other expenses 4,176 4,195 12,470 13,971 Total other operating expense $ 14,164 $ 10,706 $ 35,519 $ 33,553

Revenue Recognition (Tables)

Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2021
Revenue from Contract with Customer [Abstract]
Schedule of disaggregation of noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606	The following tables present noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606, for the three and nine months ended September 30, 2021 and 2020. Three Months Ended (In thousands) 09/30/2021 09/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 8,930 $ 8,136 Installment Billing 166 175 Refund of Commissions (103) (104) Contingent Commissions 840 709 Subtotal Insurance Revenues 9,833 8,916 Trust and Asset Management 3,522 3,070 Mutual Fund & Investment Income 1,435 1,222 Subtotal Investment Service Income 4,957 4,292 Service Charges on Deposit Accounts 1,638 1,444 Card Services Income 2,717 2,419 Other 286 285 Noninterest Income (in-scope of ASC 606) 19,431 17,356 Noninterest Income (out-of-scope of ASC 606) 1,423 1,531 Total Noninterest Income $ 20,854 $ 18,887 Nine Months Ended (In thousands) 9/30/2021 9/30/2020 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 24,101 $ 22,545 Installment Billing 149 96 Refund of Commissions (92) (458) Contract Liabilities/Deferred Revenue (237) (208) Contingent Commissions 3,132 2,241 Subtotal Insurance Revenues 27,053 24,216 Trust and Asset Management 10,222 8,798 Mutual Fund & Investment Income 4,125 3,616 Subtotal Investment Service Income 14,347 12,414 Service Charges on Deposit Accounts 4,579 4,675 Card Services Income 8,051 6,885 Other 885 837 Noninterest Income (in-scope of ASC 606) 54,915 49,027 Noninterest Income (out-of-scope of ASC 606) 4,780 5,997 Total Noninterest Income $ 59,695 $ 55,024

Segment and Related Informati_2

Segment and Related Information (Table)	9 Months Ended
	Sep. 30, 2021
Segment Reporting [Abstract]
Schedule of segment and related information	Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2020 Annual Report on Form 10-K. As of and for the three months ended September 30, 2021 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 61,110 $ 8 $ 0 $ (4) $ 61,114 Interest expense 5,020 0 0 (4) 5,016 Net interest income 56,090 8 0 0 56,098 (Credit) provision for credit loss expense (1,232) 0 0 0 (1,232) Noninterest income 6,416 9,950 5,047 (559) 20,854 Noninterest expense 40,587 6,846 3,306 (559) 50,180 Income before income tax expense 23,151 3,112 1,741 0 28,004 Income tax expense 5,351 855 424 0 6,630 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 17,800 2,257 1,317 0 21,374 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 17,768 $ 2,257 $ 1,317 $ 0 $ 21,342 Depreciation and amortization $ 2,528 $ 52 $ 14 $ 0 $ 2,594 Assets 8,051,446 45,855 32,257 (16,448) 8,113,110 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 1,814 2,102 73 0 3,989 Net loans and leases 5,050,519 0 0 0 5,050,519 Deposits 7,105,651 0 0 (14,753) 7,090,898 Total Equity 659,365 33,529 29,463 0 722,357 As of and for the three months ended September 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 64,316 $ 1 $ 0 $ (1) $ 64,316 Interest expense 6,064 0 0 (1) 6,063 Net interest income 58,252 1 0 0 58,253 Provision for credit loss expense (218) 0 0 0 (218) Noninterest income 5,976 9,023 4,434 (546) 18,887 Noninterest expense 37,405 6,559 3,348 (546) 46,766 Income before income tax expense 27,041 2,465 1,086 0 30,592 Income tax expense 5,397 670 263 0 6,330 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 21,644 1,795 823 0 24,262 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 21,612 $ 1,795 $ 823 $ 0 $ 24,230 Depreciation and amortization $ 2,474 $ 57 $ 18 $ 0 $ 2,549 Assets 7,738,933 42,269 26,956 (13,656) 7,794,502 Goodwill 64,585 19,866 7,996 0 92,447 Other intangibles, net 2,600 2,507 104 0 5,211 Net loans and leases 5,346,004 0 0 0 5,346,004 Deposits 6,613,421 0 0 (12,183) 6,601,238 Total Equity 657,370 32,095 24,146 0 713,611 As of and for the nine months ended September 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 180,708 $ 10 $ 0 $ (14) $ 180,704 Interest expense 14,737 0 0 (14) 14,723 Net interest income 165,971 10 0 0 165,981 (Credit) provision for credit loss expense (6,133) 0 0 0 (6,133) Noninterest income 19,175 27,531 14,638 (1,649) 59,695 Noninterest expense 113,792 20,044 9,946 (1,649) 142,133 Income before income tax expense 77,487 7,497 4,692 0 89,676 Income tax expense 16,595 2,057 1,129 0 19,781 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 60,892 5,440 3,563 0 69,895 Less: Net income attributable to noncontrolling interests 96 0 0 0 96 Net Income attributable to Tompkins Financial Corporation $ 60,796 $ 5,440 $ 3,563 $ 0 $ 69,799 Depreciation and amortization $ 7,493 $ 162 $ 41 $ 0 $ 7,696 As of and for the nine months ended September 30, 2020 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 190,960 $ 3 $ 0 $ (3) $ 190,960 Interest expense 23,375 0 0 (3) 23,372 Net interest income 167,585 3 0 0 167,588 Provision for credit loss expense 17,418 0 0 0 17,418 Noninterest income 19,217 24,533 12,903 (1,629) 55,024 Noninterest expense 110,114 19,479 9,740 (1,629) 137,704 Income before income tax expense 59,270 5,057 3,163 0 67,490 Income tax expense 11,665 1,362 752 0 13,779 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 47,605 3,695 2,411 0 53,711 Less: Net income attributable to noncontrolling interests 101 0 0 0 101 Net Income attributable to Tompkins Financial Corporation $ 47,504 $ 3,695 $ 2,411 $ 0 $ 53,610 Depreciation and amortization $ 7,443 $ 173 $ 38 $ 0 $ 7,654

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Summary of financial assets and financial liabilities measured at fair value on recurring basis	The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of September 30, 2021 and December 31, 2020, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements September 30, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 138,928 $ 0 $ 138,928 $ 0 Obligations of U.S. Government sponsored entities 810,343 0 810,343 0 Obligations of U.S. states and political subdivisions 109,911 0 109,911 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 89,320 0 89,320 0 U.S. Government sponsored entities 916,004 0 916,004 0 U.S. corporate debt securities 2,421 0 2,421 0 Total Available-for-sale debt securities $ 2,066,927 $ 0 $ 2,066,927 $ 0 Equity securities, at fair value $ 910 $ 0 $ 0 $ 910 Recurring Fair Value Measurements December 31, 2020 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities Obligations of U.S. Government sponsored entities $ 607,480 $ 0 $ 607,480 $ 0 Obligations of U.S. states and political subdivisions 129,746 0 129,746 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 182,108 0 182,108 0 U.S. Government sponsored entities 705,480 0 705,480 0 U.S. corporate debt securities 2,379 0 2,379 0 Total Available-for-sale debt securities $ 1,627,193 $ 0 $ 1,627,193 $ 0 Equity securities, at fair value $ 929 $ 0 $ 0 $ 929
Schedule of assets measured at fair value on nonrecurring basis	Three months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Three months ended 9/30/2021 Individually evaluated $ 1,122 $ 0 $ 0 $ 1,122 $ (150) Other real estate owned 46 0 46 0 0 Three months ended September 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2020 Quoted prices in Significant other Significant Three months ended 9/30/2020 Individually evaluated $ 6,330 $ 0 $ 6,330 $ 0 $ 0 Other real estate owned 36 0 36 0 (4) Nine months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Nine months ended 9/30/2021 Individually evaluated $ 30,848 $ 0 $ 0 $ 30,848 $ (150) Other real estate owned 46 0 46 0 (8) Nine months ended September 30, 2020 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2020 Quoted prices in Significant other Significant Nine months ended 9/30/2020 Individually evaluated $ 10,759 $ 0 $ 10,759 $ 0 $ (1,305) Other real estate owned 124 0 124 0 (27)
Schedule of carrying amount and estimated fair value of financial instruments	The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at September 30, 2021 and December 31, 2020. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. The fair value estimates, methods and assumptions set forth below for the Company's financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by U.S. GAAP and should be read in conjunction with the financial statements and notes included in this Report. For loans where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the loan to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. For real estate loans, fair value of the loan’s collateral is determined by third party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Company reviews the third party appraisal for appropriateness and adjusts the value downward to consider selling and closing costs, which typically range from 5% to 8% of the appraised value. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. Estimated Fair Value of Financial Instruments September 30, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 333,487 $ 333,487 $ 333,487 $ 0 $ 0 Securities - held-to-maturity 269,268 268,283 0 268,283 0 FHLB and other stock 10,366 10,366 0 10,366 0 Accrued interest receivable 23,350 23,350 0 23,350 0 Loans/leases, net 1 5,050,519 5,072,855 0 0 5,072,855 Financial Liabilities: Time deposits $ 675,499 $ 679,335 $ 0 $ 679,335 $ 0 Other deposits 6,415,399 6,415,399 0 6,415,399 0 Fed funds purchased and securities sold under agreements to repurchase 72,490 72,490 0 72,490 0 Other borrowings 110,000 112,573 0 112,573 0 Trust preferred debentures 0 0 0 0 0 Accrued interest payable 900 900 0 900 0 Estimated Fair Value of Financial Instruments December 31, 2020 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 388,462 $ 388,462 $ 388,462 $ 0 $ 0 FHLB and other stock 16,382 16,382 0 16,382 0 Accrued interest receivable 32,025 32,025 0 32,025 0 Loans/leases, net 1 5,208,658 5,226,301 0 22,171 5,204,130 Financial Liabilities: Time deposits $ 746,234 $ 753,045 $ 0 $ 753,045 $ 0 Other deposits 5,691,518 5,691,518 0 5,691,518 0 Fed funds purchased and securities sold under agreements to repurchase 65,845 65,845 0 65,845 0 Other borrowings 265,000 274,238 0 274,238 0 Trust preferred debentures 13,220 18,483 0 18,483 0 Accrued interest payable 1,727 1,727 0 1,727 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value.

Business (Details)

Business (Details)	9 Months Ended
	Sep. 30, 2021subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of wholly owned subsidiaries	4

Securities - Schedule of Availa

Securities - Schedule of Available-for-Sales Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 2,072,498	$ 1,599,894
Gross Unrealized Gains	18,021	30,773
Gross Unrealized Losses	23,592	3,474
Fair Value	2,066,927	1,627,193
U.S. Treasuries
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	140,373
Gross Unrealized Gains	2
Gross Unrealized Losses	1,447
Fair Value	138,928
Obligations of U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	813,833	599,652
Gross Unrealized Gains	6,001	9,820
Gross Unrealized Losses	9,491	1,992
Fair Value	810,343	607,480
Obligations of U.S. states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	107,912	126,642
Gross Unrealized Gains	2,144	3,144
Gross Unrealized Losses	145	40
Fair Value	109,911	129,746
U.S. Government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	88,135	179,538
Gross Unrealized Gains	1,607	3,216
Gross Unrealized Losses	422	646
Fair Value	89,320	182,108
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	919,745	691,562
Gross Unrealized Gains	8,267	14,593
Gross Unrealized Losses	12,008	675
Fair Value	916,004	705,480
U.S. corporate debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,500	2,500
Gross Unrealized Gains	0	0
Gross Unrealized Losses	79	121
Fair Value	$ 2,421	$ 2,379

Securities - Schedule of Held-t

Securities - Schedule of Held-to-Maturity Securities (Details) - USD ($)	Sep. 30, 2021	Dec. 31, 2020
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 269,268,000	$ 0
Gross Unrealized Gains	1,114,000
Gross Unrealized Losses	2,099,000
Fair Value	268,283,000	$ 0
U.S. Treasuries
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	86,740,000
Gross Unrealized Gains	321,000
Gross Unrealized Losses	630,000
Fair Value	86,431,000
Obligations of U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	182,528,000
Gross Unrealized Gains	793,000
Gross Unrealized Losses	1,469,000
Fair Value	$ 181,852,000

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Debt securities, held-to-maturity, amortized cost	$ 269,268,000		$ 269,268,000		$ 0
Realized gains on available-for-sale debt securities	797,000	$ 0	1,100,000	$ 178,000
Realized losses on available-for-sale debt securities	851,000	0	851,000	0
Proceeds from sales of available-for-sale debt securities	103,800,000	0	142,679,000	42,333,000
Realized gains on called available-for-sale debt securities	0	0	0	251,000
Realized gains (losses) on equity securities, net	(6,000)	$ (2,000)	(18,000)	$ 17,000
Unrealized Losses	2,099,000		2,099,000		0
Held-to-maturity debt securities	269,268,000		269,268,000		$ 0
Federal Home Loan Bank New York (FHLBNY)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	9,300,000		9,300,000
Federal Home Loan Bank Pittsburgh (FHLBPITT)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	1,000,000		1,000,000
Atlantic Central Bankers Bank (ACBB)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	$ 95,000		$ 95,000

Securities - Schedule of Avai_2

Securities - Schedule of Available-for-sale Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Available-for-sale securities
Fair Value, Less than 12 Months	$ 1,123,328	$ 417,782
Unrealized Losses, Less than 12 Months	16,600	3,014
Fair Value, 12 Months or Longer	315,534	9,266
Unrealized Losses, 12 Months or Longer	6,992	460
Fair Value	1,438,862	427,048
Unrealized Losses	23,592	3,474
U.S. Treasuries
Available-for-sale securities
Fair Value, Less than 12 Months	137,935
Unrealized Losses, Less than 12 Months	1,447
Fair Value, 12 Months or Longer	0
Unrealized Losses, 12 Months or Longer	0
Fair Value	137,935
Unrealized Losses	1,447
Obligations of U.S. Government sponsored entities
Available-for-sale securities
Fair Value, Less than 12 Months	326,852	310,711
Unrealized Losses, Less than 12 Months	3,879	1,992
Fair Value, 12 Months or Longer	276,710	0
Unrealized Losses, 12 Months or Longer	5,612	0
Fair Value	603,562	310,711
Unrealized Losses	9,491	1,992
Obligations of U.S. states and political subdivisions
Available-for-sale securities
Fair Value, Less than 12 Months	14,192	8,868
Unrealized Losses, Less than 12 Months	126	40
Fair Value, 12 Months or Longer	1,281	0
Unrealized Losses, 12 Months or Longer	19	0
Fair Value	15,473	8,868
Unrealized Losses	145	40
U.S. Government agencies
Available-for-sale securities
Fair Value, Less than 12 Months	34,808	10,560
Unrealized Losses, Less than 12 Months	405	396
Fair Value, 12 Months or Longer	1,285	1,819
Unrealized Losses, 12 Months or Longer	17	250
Fair Value	36,093	12,379
Unrealized Losses	422	646
U.S. Government sponsored entities
Available-for-sale securities
Fair Value, Less than 12 Months	609,541	87,643
Unrealized Losses, Less than 12 Months	10,743	586
Fair Value, 12 Months or Longer	33,837	5,068
Unrealized Losses, 12 Months or Longer	1,265	89
Fair Value	643,378	92,711
Unrealized Losses	12,008	675
U.S. corporate debt securities
Available-for-sale securities
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or Longer	2,421	2,379
Unrealized Losses, 12 Months or Longer	79	121
Fair Value	2,421	2,379
Unrealized Losses	$ 79	$ 121

Securities - Schedule of Held_2

Securities - Schedule of Held-to-maturity Securities with Unrealized Losses (Details) - USD ($)	Sep. 30, 2021	Dec. 31, 2020
Held-to-maturity debt securities
Fair Value, Less than 12 Months	$ 115,263,000
Unrealized Losses, Less than 12 Months	2,099,000
Fair Value, 12 Months or Longer	0
Unrealized Losses, 12 Months or Longer	0
Fair Value	115,263,000
Unrealized Losses	2,099,000	$ 0
U.S. Treasuries
Held-to-maturity debt securities
Fair Value, Less than 12 Months	35,277,000
Unrealized Losses, Less than 12 Months	630,000
Fair Value, 12 Months or Longer	0
Unrealized Losses, 12 Months or Longer	0
Fair Value	35,277,000
Unrealized Losses	630,000
Obligations of U.S. Government sponsored entities
Held-to-maturity debt securities
Fair Value, Less than 12 Months	79,986,000
Unrealized Losses, Less than 12 Months	1,469,000
Fair Value, 12 Months or Longer	0
Unrealized Losses, 12 Months or Longer	0
Fair Value	79,986,000
Unrealized Losses	$ 1,469,000

Securities - Schedule of Avai_3

Securities - Schedule of Available-for-Sales Securities Amortized Cost and Estimated Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Amortized Cost
Total	$ 1,064,618	$ 728,794
Mortgage-backed securities	1,007,880	871,100
Amortized Cost	2,072,498	1,599,894
Fair Value
Total	1,061,603	739,605
Mortgage-backed securities	1,005,324	887,588
Fair Value	2,066,927	1,627,193
Available-for-sale securities
Amortized Cost
Due in one year or less	57,011	54,484
Due after one year through five years	463,136	379,044
Due after five years through ten years	487,701	228,572
Due after ten years	56,770	66,694
Fair Value
Due in one year or less	57,604	55,008
Due after one year through five years	465,980	388,132
Due after five years through ten years	481,464	229,107
Due after ten years	$ 56,555	$ 67,358

Securities - Schedule of Held_3

Securities - Schedule of Held-to-Maturity Securities Amortized Cost and Estimated Fair Value (Details) - USD ($)	Sep. 30, 2021	Dec. 31, 2020
Amortized Cost
Due after five years through ten years	$ 269,268,000
Total held-to-maturity debt securities	269,268,000	$ 0
Fair Value
Due after five years through ten years	268,283,000
Total held-to-maturity debt securities	$ 268,283,000	$ 0

Loans and Leases - Schedule of

Loans and Leases - Schedule of Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 5,106,484	$ 5,267,910
Less: unearned income and deferred costs and fees	(9,706)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,096,778	5,260,327
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	948,209	1,178,728
Commercial and industrial | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	78,335	94,489
Total loans and leases, net of unearned income and deferred costs and fees	78,335	94,489
Commercial and industrial | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	727,944	792,987
Total loans and leases, net of unearned income and deferred costs and fees	727,944	792,987
Commercial and industrial | PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	141,930	291,252
Total loans and leases, net of unearned income and deferred costs and fees	141,930	291,252
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,616,019	2,569,192
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	192,183	201,866
Total loans and leases, net of unearned income and deferred costs and fees	192,183	201,866
Commercial real estate | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,253,190	2,204,310
Total loans and leases, net of unearned income and deferred costs and fees	2,253,190	2,204,310
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	170,646	163,016
Total loans and leases, net of unearned income and deferred costs and fees	170,646	163,016
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,455,630	1,435,987
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	185,625	200,827
Total loans and leases, net of unearned income and deferred costs and fees	185,625	200,827
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,270,005	1,235,160
Total loans and leases, net of unearned income and deferred costs and fees	1,270,005	1,235,160
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	72,289	69,800
Consumer and other | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	66,694	61,399
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	5,595	8,401
Total loans and leases, net of unearned income and deferred costs and fees	5,595	8,401
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 14,337	$ 14,203

Loans and Leases - Schedule o_2

Loans and Leases - Schedule of Past Due Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Total loans and leases	$ 5,106,484	$ 5,267,910
Less: unearned income and deferred costs and fees	(9,706)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,096,778	5,260,327
30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	971	1,831
60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	465	1,181
90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	28,704	14,300
Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	30,140	17,312
Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,076,344	5,250,598
Less: unearned income and deferred costs and fees	(9,706)	(7,583)
Total loans and leases, net of unearned income and deferred costs and fees	5,066,638	5,243,015
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans and leases	948,209	1,178,728
Commercial and industrial | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	488	44
Commercial and industrial | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	4	25
Commercial and industrial | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	424	1,516
Commercial and industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	916	1,585
Commercial and industrial | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	947,293	1,177,143
Commercial and industrial | Agriculture
Financing Receivable, Past Due [Line Items]
Total loans and leases	78,335	94,489
Total loans and leases, net of unearned income and deferred costs and fees	78,335	94,489
Commercial and industrial | Agriculture | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	29	0
Commercial and industrial | Agriculture | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	18
Commercial and industrial | Agriculture | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	29	18
Commercial and industrial | Agriculture | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	78,306	94,471
Commercial and industrial | Commercial real estate other
Financing Receivable, Past Due [Line Items]
Total loans and leases	727,944	792,987
Total loans and leases, net of unearned income and deferred costs and fees	727,944	792,987
Commercial and industrial | Commercial real estate other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	459	44
Commercial and industrial | Commercial real estate other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	4	7
Commercial and industrial | Commercial real estate other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	424	1,516
Commercial and industrial | Commercial real estate other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	887	1,567
Commercial and industrial | Commercial real estate other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	727,057	791,420
Commercial and industrial | PPP loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	141,930	291,252
Total loans and leases, net of unearned income and deferred costs and fees	141,930	291,252
Commercial and industrial | PPP loans | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	141,930	291,252
Commercial real estate
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,616,019	2,569,192
Commercial real estate | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	58	263
Commercial real estate | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	21,651	7,125
Commercial real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	21,709	7,388
Commercial real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,594,310	2,561,804
Commercial real estate | Agriculture
Financing Receivable, Past Due [Line Items]
Total loans and leases	192,183	201,866
Total loans and leases, net of unearned income and deferred costs and fees	192,183	201,866
Commercial real estate | Agriculture | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	58	263
Commercial real estate | Agriculture | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Agriculture | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Agriculture | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	58	263
Commercial real estate | Agriculture | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	192,125	201,603
Commercial real estate | Commercial real estate other
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,253,190	2,204,310
Total loans and leases, net of unearned income and deferred costs and fees	2,253,190	2,204,310
Commercial real estate | Commercial real estate other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Commercial real estate other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Commercial real estate other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	21,651	7,125
Commercial real estate | Commercial real estate other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	21,651	7,125
Commercial real estate | Commercial real estate other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,231,539	2,197,185
Commercial real estate | Construction
Financing Receivable, Past Due [Line Items]
Total loans and leases	170,646	163,016
Total loans and leases, net of unearned income and deferred costs and fees	170,646	163,016
Commercial real estate | Construction | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	170,646	163,016
Residential real estate
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,455,630	1,435,987
Residential real estate | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	252	1,234
Residential real estate | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	365	1,103
Residential real estate | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	6,364	5,336
Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	6,981	7,673
Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,448,649	1,428,314
Residential real estate | Home equity
Financing Receivable, Past Due [Line Items]
Total loans and leases	185,625	200,827
Total loans and leases, net of unearned income and deferred costs and fees	185,625	200,827
Residential real estate | Home equity | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	159	713
Residential real estate | Home equity | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	224
Residential real estate | Home equity | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,039	1,126
Residential real estate | Home equity | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,198	2,063
Residential real estate | Home equity | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	184,427	198,764
Residential real estate | Mortgages
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,270,005	1,235,160
Total loans and leases, net of unearned income and deferred costs and fees	1,270,005	1,235,160
Residential real estate | Mortgages | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	93	521
Residential real estate | Mortgages | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	365	879
Residential real estate | Mortgages | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,325	4,210
Residential real estate | Mortgages | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,783	5,610
Residential real estate | Mortgages | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,264,222	1,229,550
Consumer and other
Financing Receivable, Past Due [Line Items]
Total loans and leases	72,289	69,800
Consumer and other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	173	290
Consumer and other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	96	53
Consumer and other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	265	323
Consumer and other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	534	666
Consumer and other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	71,755	69,134
Consumer and other | Commercial real estate other
Financing Receivable, Past Due [Line Items]
Total loans and leases	66,694	61,399
Consumer and other | Commercial real estate other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	82	115
Consumer and other | Commercial real estate other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	19	18
Consumer and other | Commercial real estate other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	110	232
Consumer and other | Commercial real estate other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	211	365
Consumer and other | Commercial real estate other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	66,483	61,034
Consumer and other | Indirect
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,595	8,401
Total loans and leases, net of unearned income and deferred costs and fees	5,595	8,401
Consumer and other | Indirect | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	91	175
Consumer and other | Indirect | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	77	35
Consumer and other | Indirect | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	155	91
Consumer and other | Indirect | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	323	301
Consumer and other | Indirect | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,272	8,100
Leases
Financing Receivable, Past Due [Line Items]
Total loans and leases	14,337	14,203
Leases | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	$ 14,337	$ 14,203

Loans and Leases - Nonaccrual L

Loans and Leases - Nonaccrual Loans (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	$ 26,945,000		$ 26,945,000		$ 26,018,000
Nonaccrual Loans and Leases	47,941,000		47,941,000		38,976,000
Loans and Leases Past Due Over 89 Days and Accruing	7,463,000		7,463,000		0
Interest on nonaccrual loans	0	$ 0	0	$ 0
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	480,000		480,000		803,000
Nonaccrual Loans and Leases	543,000		543,000		1,775,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial and industrial | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	480,000		480,000		803,000
Nonaccrual Loans and Leases	543,000		543,000		1,775,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	25,570,000		25,570,000		23,080,000
Nonaccrual Loans and Leases	35,022,000		35,022,000		23,627,000
Loans and Leases Past Due Over 89 Days and Accruing	7,463,000		7,463,000		0
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	377,000		377,000		0
Nonaccrual Loans and Leases	487,000		487,000		118,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	24,518,000		24,518,000		23,080,000
Nonaccrual Loans and Leases	33,860,000		33,860,000		23,509,000
Loans and Leases Past Due Over 89 Days and Accruing	7,463,000		7,463,000		0
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	893,000		893,000		2,132,000
Nonaccrual Loans and Leases	11,965,000		11,965,000		13,145,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	188,000		188,000		767,000
Nonaccrual Loans and Leases	2,427,000		2,427,000		2,965,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	705,000		705,000		1,365,000
Nonaccrual Loans and Leases	9,538,000		9,538,000		10,180,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	2,000		2,000		3,000
Nonaccrual Loans and Leases	411,000		411,000		429,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	0		0		0
Nonaccrual Loans and Leases	146,000		146,000		260,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	2,000		2,000		3,000
Nonaccrual Loans and Leases	265,000		265,000		169,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no Allowance for Credit Losses	0		0		0
Nonaccrual Loans and Leases	0		0		0
Loans and Leases Past Due Over 89 Days and Accruing	$ 0		$ 0		$ 0

Allowance for Credit Losses - S

Allowance for Credit Losses - Schedule of Detail in Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 47,505	$ 52,082	$ 51,669	$ 39,892
Charge-offs	(210)	(175)	(543)	(1,748)
Recoveries	141	187	1,538	538
(Credit) provision for credit loss expense	(1,177)	199	(6,405)	16,145
Ending balance	46,259	52,293	46,259	52,293
Allowance for credit losses for off-balance	2,200		2,200		$ 1,900
Provision off-balance sheet, loss expense (reversal)	(55)	(417)	(272)	1,300
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	7,113	11,113	9,239	10,541
Charge-offs	(157)	0	(274)	(1)
Recoveries	16	89	116	125
(Credit) provision for credit loss expense	(774)	(3,918)	(2,883)	(1,373)
Ending balance	6,198	7,284	6,198	7,284
Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	29,201	24,286	30,546	21,608
Charge-offs	0	0	0	(1,305)
Recoveries	2	9	1,040	40
(Credit) provision for credit loss expense	(119)	4,264	(2,502)	14,133
Ending balance	29,084	28,559	29,084	28,559
Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9,534	15,012	10,257	6,381
Charge-offs	0	(30)	(51)	(33)
Recoveries	65	16	229	178
(Credit) provision for credit loss expense	(184)	(65)	(1,020)	3,948
Ending balance	9,415	14,933	9,415	14,933
Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,590	1,596	1,562	1,362
Charge-offs	(53)	(145)	(218)	(409)
Recoveries	58	73	153	195
(Credit) provision for credit loss expense	(99)	(75)	(1)	(549)
Ending balance	1,496	1,449	1,496	1,449
Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	67	75	65	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
(Credit) provision for credit loss expense	(1)	(7)	1	(14)
Ending balance	$ 66	$ 68	66	68
Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance			$ 2,500	(2,534)
Cumulative Effect, Period of Adoption, Adjustment | Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				(2,008)
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				(5,917)
Cumulative Effect, Period of Adoption, Adjustment | Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				4,459
Cumulative Effect, Period of Adoption, Adjustment | Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				850
Cumulative Effect, Period of Adoption, Adjustment | Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				$ 82

Allowance for Credit Losses - C

Allowance for Credit Losses - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 37,392	$ 26,490
ACL Allocation	3,209	308
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	36,601	24,380
Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	461	2,000
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	330	110
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	896	795
ACL Allocation	29	122
Commercial and industrial | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	107	103
Commercial and industrial | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	461	582
Commercial and industrial | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	328	110
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	36,496	25,695
ACL Allocation	3,180	186
Commercial real estate | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	36,494	24,277
Commercial real estate | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	1,418
Commercial real estate | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 2	$ 0

Allowance for Credit Losses - L

Allowance for Credit Losses - Loans Modified in Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1	2	1	4
Pre- Modification Outstanding Recorded Investment	$ 112	$ 200	$ 112	$ 321
Post-Modification Outstanding Recorded Investment	$ 112	$ 200	$ 112	$ 321
Number of Loans | loan	1,000	0	1	2
Post- Modification Outstanding Recorded Investment	$ 201	$ 0	$ 201	$ 124
Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan		1
Pre- Modification Outstanding Recorded Investment		$ 196
Post-Modification Outstanding Recorded Investment		$ 196
Number of Loans | loan		0
Post- Modification Outstanding Recorded Investment		$ 0
Residential real estate | Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1		1	2
Pre- Modification Outstanding Recorded Investment	$ 112		$ 112	$ 121
Post-Modification Outstanding Recorded Investment	$ 112		$ 112	$ 121
Number of Loans | loan	1,000		1	0
Post- Modification Outstanding Recorded Investment	$ 201		$ 201	$ 87
Consumer and Other
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 4		$ 4
Post-Modification Outstanding Recorded Investment		$ 4		$ 4
Number of Loans | loan		0		0
Post- Modification Outstanding Recorded Investment		$ 0		$ 0
Commercial Real Estate | Commercial real estate other
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan				1
Pre- Modification Outstanding Recorded Investment				$ 196
Post-Modification Outstanding Recorded Investment				$ 196
Number of Loans | loan				1
Post- Modification Outstanding Recorded Investment				$ 37

Allowance for Credit Losses -_2

Allowance for Credit Losses - Credit Quality Indicators by Commercial and Industrial Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,096,778	$ 5,260,327
Commercial and industrial | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	99,293	93,073
One year before current fiscal year	63,221	73,311
Two years before current fiscal year	57,956	57,468
Three years before current fiscal year	47,136	62,111
Four years before current fiscal year	44,442	35,739
Prior	265,859	302,038
Revolving Loans Amortized Cost Basis	140,324	152,946
Revolving Loans Converted to Term	9,713	16,301
Total loans and leases, net of unearned income and deferred costs and fees	727,944	792,987
Commercial and industrial | Commercial real estate other | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	99,129	91,597
One year before current fiscal year	62,023	72,639
Two years before current fiscal year	57,126	56,191
Three years before current fiscal year	46,264	60,714
Four years before current fiscal year	43,901	33,402
Prior	264,656	301,027
Revolving Loans Amortized Cost Basis	138,153	149,969
Revolving Loans Converted to Term	9,713	16,301
Total loans and leases, net of unearned income and deferred costs and fees	720,965	781,840
Commercial and industrial | Commercial real estate other | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	164	1,064
One year before current fiscal year	815	367
Two years before current fiscal year	532	344
Three years before current fiscal year	141	912
Four years before current fiscal year	310	2,045
Prior	523	228
Revolving Loans Amortized Cost Basis	705	1,331
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	3,190	6,291
Commercial and industrial | Commercial real estate other | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	412
One year before current fiscal year	383	305
Two years before current fiscal year	298	933
Three years before current fiscal year	731	485
Four years before current fiscal year	231	292
Prior	680	783
Revolving Loans Amortized Cost Basis	1,466	1,646
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	3,789	4,856
Commercial and industrial | PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	139,564	291,252
One year before current fiscal year	2,366	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	141,930	291,252
Commercial and industrial | PPP loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	139,564	291,252
One year before current fiscal year	2,366	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	141,930	291,252
Commercial and industrial | PPP loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial | PPP loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	4,615	11,635
One year before current fiscal year	7,825	8,088
Two years before current fiscal year	6,052	11,190
Three years before current fiscal year	9,521	7,462
Four years before current fiscal year	6,345	3,539
Prior	5,918	4,907
Revolving Loans Amortized Cost Basis	37,493	46,328
Revolving Loans Converted to Term	566	1,340
Total loans and leases, net of unearned income and deferred costs and fees	78,335	94,489
Commercial and industrial | Agriculture | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	4,615	11,536
One year before current fiscal year	7,736	8,005
Two years before current fiscal year	6,035	11,162
Three years before current fiscal year	9,497	6,531
Four years before current fiscal year	6,239	3,539
Prior	3,590	2,599
Revolving Loans Amortized Cost Basis	35,276	41,936
Revolving Loans Converted to Term	566	1,340
Total loans and leases, net of unearned income and deferred costs and fees	73,554	86,648
Commercial and industrial | Agriculture | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	28
Three years before current fiscal year	24	729
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	225	2,080
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	249	2,837
Commercial and industrial | Agriculture | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	99
One year before current fiscal year	89	83
Two years before current fiscal year	17	0
Three years before current fiscal year	0	202
Four years before current fiscal year	106	0
Prior	2,328	2,308
Revolving Loans Amortized Cost Basis	1,992	2,312
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	4,532	5,004
Commercial real estate | Commercial real estate other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	229,984	278,782
One year before current fiscal year	271,526	264,280
Two years before current fiscal year	272,290	256,658
Three years before current fiscal year	226,716	248,313
Four years before current fiscal year	237,536	330,041
Prior	925,221	727,711
Revolving Loans Amortized Cost Basis	56,551	33,622
Revolving Loans Converted to Term	33,366	64,903
Total loans and leases, net of unearned income and deferred costs and fees	2,253,190	2,204,310
Commercial real estate | Commercial real estate other | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	229,984	278,747
One year before current fiscal year	269,752	246,331
Two years before current fiscal year	255,296	232,651
Three years before current fiscal year	205,093	237,487
Four years before current fiscal year	226,830	290,106
Prior	824,671	664,027
Revolving Loans Amortized Cost Basis	56,018	33,117
Revolving Loans Converted to Term	33,366	64,903
Total loans and leases, net of unearned income and deferred costs and fees	2,101,010	2,047,369
Commercial real estate | Commercial real estate other | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	35
One year before current fiscal year	1,774	13,016
Two years before current fiscal year	11,982	5,612
Three years before current fiscal year	3,151	4,654
Four years before current fiscal year	2,190	34,310
Prior	74,499	46,074
Revolving Loans Amortized Cost Basis	360	203
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	93,956	103,904
Commercial real estate | Commercial real estate other | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	4,933
Two years before current fiscal year	5,012	18,395
Three years before current fiscal year	18,472	6,172
Four years before current fiscal year	8,516	5,625
Prior	26,051	17,610
Revolving Loans Amortized Cost Basis	173	302
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	58,224	53,037
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	13,096	24,400
One year before current fiscal year	22,546	35,081
Two years before current fiscal year	30,564	45,094
Three years before current fiscal year	42,375	25,499
Four years before current fiscal year	23,616	18,847
Prior	55,132	46,092
Revolving Loans Amortized Cost Basis	2,301	1,251
Revolving Loans Converted to Term	2,553	5,602
Total loans and leases, net of unearned income and deferred costs and fees	192,183	201,866
Commercial real estate | Agriculture | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	13,096	22,440
One year before current fiscal year	22,063	35,081
Two years before current fiscal year	30,564	44,519
Three years before current fiscal year	42,335	22,356
Four years before current fiscal year	23,616	17,081
Prior	53,458	44,559
Revolving Loans Amortized Cost Basis	2,252	919
Revolving Loans Converted to Term	2,553	5,602
Total loans and leases, net of unearned income and deferred costs and fees	189,937	192,557
Commercial real estate | Agriculture | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	1,960
One year before current fiscal year	483	0
Two years before current fiscal year	0	575
Three years before current fiscal year	0	1,366
Four years before current fiscal year	0	1,053
Prior	381	6
Revolving Loans Amortized Cost Basis	49	49
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	913	5,009
Commercial real estate | Agriculture | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	40	1,777
Four years before current fiscal year	0	713
Prior	1,293	1,527
Revolving Loans Amortized Cost Basis	0	283
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	1,333	4,300
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	10,828	14,465
One year before current fiscal year	11,619	20,705
Two years before current fiscal year	17,533	7,999
Three years before current fiscal year	7,591	2,478
Four years before current fiscal year	1,343	1,879
Prior	8,039	7,473
Revolving Loans Amortized Cost Basis	106,545	86,966
Revolving Loans Converted to Term	7,148	21,051
Total loans and leases, net of unearned income and deferred costs and fees	170,646	163,016
Commercial real estate | Construction | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	10,828	14,465
One year before current fiscal year	11,619	20,705
Two years before current fiscal year	17,533	7,999
Three years before current fiscal year	7,591	2,478
Four years before current fiscal year	1,343	1,879
Prior	7,391	6,682
Revolving Loans Amortized Cost Basis	105,778	85,513
Revolving Loans Converted to Term	7,148	21,051
Total loans and leases, net of unearned income and deferred costs and fees	169,231	160,772
Commercial real estate | Construction | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	467
Revolving Loans Amortized Cost Basis	0	1,453
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	1,920
Commercial real estate | Construction | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	648	324
Revolving Loans Amortized Cost Basis	767	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 1,415	$ 324

Allowance for Credit Losses -_3

Allowance for Credit Losses - Credit Quality Indicators by Class of Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,096,778	$ 5,260,327
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,395	1,440
One year before current fiscal year	1,246	2,782
Two years before current fiscal year	3,173	1,052
Three years before current fiscal year	1,719	2,120
Four years before current fiscal year	1,728	916
Prior	4,042	1,612
Revolving Loans Amortized Cost Basis	167,403	190,861
Revolving Loans Converted to Term	4,919	44
Total loans and leases, net of unearned income and deferred costs and fees	185,625	200,827
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	233,145	305,476
One year before current fiscal year	289,745	193,801
Two years before current fiscal year	169,136	123,660
Three years before current fiscal year	105,265	156,405
Four years before current fiscal year	132,900	179,553
Prior	325,809	262,861
Revolving Loans Amortized Cost Basis	13,088	11,787
Revolving Loans Converted to Term	917	1,617
Total loans and leases, net of unearned income and deferred costs and fees	1,270,005	1,235,160
Residential real estate | Performing | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,395	1,440
One year before current fiscal year	1,246	2,764
Two years before current fiscal year	3,157	1,052
Three years before current fiscal year	1,719	2,120
Four years before current fiscal year	1,728	722
Prior	3,446	1,106
Revolving Loans Amortized Cost Basis	165,588	188,614
Revolving Loans Converted to Term	4,919	44
Total loans and leases, net of unearned income and deferred costs and fees	183,198	197,862
Residential real estate | Performing | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	233,145	305,476
One year before current fiscal year	289,745	193,543
Two years before current fiscal year	168,894	123,205
Three years before current fiscal year	104,697	155,699
Four years before current fiscal year	132,204	178,149
Prior	317,803	255,556
Revolving Loans Amortized Cost Basis	13,062	11,735
Revolving Loans Converted to Term	917	1,617
Total loans and leases, net of unearned income and deferred costs and fees	1,260,467	1,224,980
Residential real estate | Nonperforming | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	18
Two years before current fiscal year	16	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	194
Prior	596	506
Revolving Loans Amortized Cost Basis	1,815	2,247
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,427	2,965
Residential real estate | Nonperforming | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	258
Two years before current fiscal year	242	455
Three years before current fiscal year	568	706
Four years before current fiscal year	696	1,404
Prior	8,006	7,305
Revolving Loans Amortized Cost Basis	26	52
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	9,538	10,180
Consumer and other | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	17,310	14,845
One year before current fiscal year	11,574	11,201
Two years before current fiscal year	10,227	8,178
Three years before current fiscal year	6,025	6,644
Four years before current fiscal year	5,191	2,854
Prior	11,265	10,842
Revolving Loans Amortized Cost Basis	5,102	6,835
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	66,694	61,399
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,484	1,424
One year before current fiscal year	965	1,945
Two years before current fiscal year	445	3,371
Three years before current fiscal year	2,085	1,135
Four years before current fiscal year	486	418
Prior	130	108
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	5,595	8,401
Consumer and other | Performing | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	17,310	14,840
One year before current fiscal year	11,569	11,127
Two years before current fiscal year	10,163	8,011
Three years before current fiscal year	5,962	6,632
Four years before current fiscal year	5,180	2,854
Prior	11,265	10,840
Revolving Loans Amortized Cost Basis	5,099	6,835
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	66,548	61,139
Consumer and other | Performing | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,484	1,424
One year before current fiscal year	965	1,878
Two years before current fiscal year	308	3,327
Three years before current fiscal year	1,987	1,128
Four years before current fiscal year	484	382
Prior	102	93
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	5,330	8,232
Consumer and other | Nonperforming | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	5
One year before current fiscal year	5	74
Two years before current fiscal year	64	167
Three years before current fiscal year	63	12
Four years before current fiscal year	11	0
Prior	0	2
Revolving Loans Amortized Cost Basis	3	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	146	260
Consumer and other | Nonperforming | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	67
Two years before current fiscal year	137	44
Three years before current fiscal year	98	7
Four years before current fiscal year	2	36
Prior	28	15
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 265	$ 169

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Basic
Net income available to common shareholders	$ 21,342	$ 24,230	$ 69,799	$ 53,610
Less: income attributable to unvested stock-based compensation awards	(154)	(278)	(504)	(628)
Net earnings allocated to common shareholders	$ 21,188	$ 23,952	$ 69,295	$ 52,982
Weighted average shares outstanding, including unvested stock-based compensation awards (in shares)	14,724,141	14,920,924	14,840,420	14,929,628
Less: unvested stock-based compensation awards (in shares)	(229,608)	(223,392)	(232,538)	(230,181)
Weighted average shares outstanding - Basic (in shares)	14,494,533	14,697,532	14,607,882	14,699,447
Diluted
Net earnings allocated to common shareholders	$ 21,188	$ 23,952	$ 69,295	$ 52,982
Weighted average shares outstanding - Basic (in shares)	14,494,533	14,697,532	14,607,882	14,699,447
Plus: Incremental shares from assumed conversion of stock-based compensation awards (in shares)	73,801	30,209	79,303	39,474
Weighted average shares outstanding - Diluted (in shares)	14,568,334	14,727,741	14,687,185	14,738,921
Basic EPS (in dollars per share)	$ 1.46	$ 1.63	$ 4.74	$ 3.60
Diluted EPS (in dollars per share)	$ 1.45	$ 1.63	$ 4.72	$ 3.59

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earning per share (in shares)	2,032	10,449	6,113	10,090

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Schedule of Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Before-Tax Amount
Net unrealized gains/losses / Other comprehensive income (loss)	$ (9,552)	$ (3,728)	$ (30,490)	$ 26,098
Tax (Expense) Benefit
Net unrealized gains/losses / Other comprehensive income (loss)	2,340	912	7,470	(6,398)
Net of Tax
Change in net unrealized gain/loss during the period	(7,852)	(3,303)	(24,609)	18,563
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	640	487	1,589	1,137
Other comprehensive (loss) income	(7,212)	(2,816)	(23,020)	19,700
Net unrealized gain/loss
Before-Tax Amount
Change in net unrealized gain/loss during the period	(10,400)	(4,374)	(32,595)	24,592
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	54	0	(275)	(429)
Net unrealized gains/losses / Other comprehensive income (loss)	(10,346)	(4,374)	(32,870)	24,163
Tax (Expense) Benefit
Change in net unrealized gain/loss during the period	2,548	1,071	7,986	(6,029)
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	(13)	0	67	105
Net unrealized gains/losses / Other comprehensive income (loss)	2,535	1,071	8,053	(5,924)
Net of Tax
Change in net unrealized gain/loss during the period	(7,852)	(3,303)	(24,609)	18,563
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	41	0	(208)	(324)
Other comprehensive (loss) income	(7,811)	(3,303)	(24,817)	18,239
Amortization of net retirement plan actuarial gain/loss
Before-Tax Amount
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	738	593	2,213	1,775
Tax (Expense) Benefit
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	(181)	(146)	(542)	(435)
Net of Tax
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	557	447	1,671	1,340
Amortization of net retirement plan prior service cost
Before-Tax Amount
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	56	53	167	160
Tax (Expense) Benefit
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	(14)	(13)	(41)	(39)
Net of Tax
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	42	40	126	121
Employee benefit plans
Before-Tax Amount
Net unrealized gains/losses / Other comprehensive income (loss)	794	646	2,380	1,935
Tax (Expense) Benefit
Net unrealized gains/losses / Other comprehensive income (loss)	(195)	(159)	(583)	(474)
Net of Tax
Other comprehensive (loss) income	$ 599	$ 487	$ 1,797	$ 1,461

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Schedule of Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	$ 728,253	$ 698,029	$ 717,689	$ 663,054
Other comprehensive (loss) income before reclassifications	(7,852)	(3,303)	(24,609)	18,563
Amounts reclassified from accumulated other comprehensive (loss) income	640	487	1,589	1,137
Other comprehensive (loss) income	(7,212)	(2,816)	(23,020)	19,700
Ending balances	722,357	713,611	722,357	713,611
Available-for- Sale Debt Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	3,603	25,581	20,609	4,039
Other comprehensive (loss) income before reclassifications	(7,852)	(3,303)	(24,609)	18,563
Amounts reclassified from accumulated other comprehensive (loss) income	41	0	(208)	(324)
Other comprehensive (loss) income	(7,811)	(3,303)	(24,817)	18,239
Ending balances	(4,208)	22,278	(4,208)	22,278
Employee Benefit Plans
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(51,485)	(46,629)	(52,683)	(47,603)
Other comprehensive (loss) income before reclassifications	0	0	0	0
Amounts reclassified from accumulated other comprehensive (loss) income	599	487	1,797	1,461
Other comprehensive (loss) income	599	487	1,797	1,461
Ending balances	(50,886)	(46,142)	(50,886)	(46,142)
Accumulated Other Comprehensive (Loss) Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(47,882)	(21,048)	(32,074)	(43,564)
Other comprehensive (loss) income	(7,212)	(2,816)	(23,020)	19,700
Ending balances	$ (55,094)	$ (23,864)	$ (55,094)	$ (23,864)

Other Comprehensive Income (L_5

Other Comprehensive Income (Loss) - Schedule of Amounts Reclassified Out of Each Component (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net (loss) gain on securities transactions	$ (60)	$ (2)	$ 257	$ 446
Other operating expense	(14,164)	(10,706)	(35,519)	(33,553)
Total before tax	28,004	30,592	89,676	67,490
Tax (expense) benefit	(6,630)	(6,330)	(19,781)	(13,779)
Net of tax	21,342	24,230	69,799	53,610
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Available-for-sale securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net (loss) gain on securities transactions	(54)	0	275
Total before tax				429
Tax (expense) benefit	13	0	(67)	(105)
Net of tax	(41)	0	208	324
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Net retirement plan actuarial loss
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(738)	(593)	(2,213)	(1,775)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Net retirement plan prior service cost
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(56)	(53)	(167)	(160)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Employee benefit plans
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Total before tax	(794)	(646)	(2,380)	(1,935)
Tax (expense) benefit	195	159	583	474
Net of tax	$ (599)	$ (487)	$ (1,797)	$ (1,461)

Employee Benefit Plans - Schedu

Employee Benefit Plans - Schedule of Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Pension Benefits
Components of net periodic benefit cost
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	407	593	1,221	1,778
Expected return on plan assets	(1,413)	(1,354)	(4,239)	(4,062)
Amortization of net retirement plan actuarial loss	390	353	1,170	1,058
Amortization of net retirement plan prior service (credit) cost	0	(2)	0	(7)
Net periodic benefit (income) cost	(616)	(410)	(1,848)	(1,233)
Life and Health
Components of net periodic benefit cost
Service cost	47	43	140	129
Interest cost	45	61	135	183
Expected return on plan assets	0	0	0	0
Amortization of net retirement plan actuarial loss	78	39	234	116
Amortization of net retirement plan prior service (credit) cost	(15)	(15)	(45)	(45)
Net periodic benefit (income) cost	155	128	464	383
SERP Benefits
Components of net periodic benefit cost
Service cost	58	54	173	161
Interest cost	173	228	519	685
Expected return on plan assets	0	0	0	0
Amortization of net retirement plan actuarial loss	270	200	810	600
Amortization of net retirement plan prior service (credit) cost	71	71	212	214
Net periodic benefit (income) cost	$ 572	$ 553	$ 1,714	$ 1,660

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($)	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Retirement Benefits [Abstract]
Amortization of amounts previously recognized in accumulated other comprehensive income (loss)	$ 1,800,000	$ 1,500,000
Contribution to pension plan	$ 0	$ 0

Other Income and Operating Ex_3

Other Income and Operating Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Other Income and Expenses [Abstract]
Reporting threshold for other income and operating expenses (percent, greater than)			1.00%
Noninterest Income
Other service charges	$ 685	$ 720	$ 2,064	$ 2,108
Earnings from corporate owned life insurance	367	559	1,478	1,617
Net gains on the sales of loans originated for sale	296	378	878	1,245
Other income	421	161	988	1,418
Total other income	1,769	1,818	5,408	6,388
Noninterest Expenses
Marketing expense	1,171	927	2,798	2,806
Professional fees	1,854	1,398	5,280	4,654
Legal fees	294	418	735	955
Technology expense	2,913	2,941	8,818	8,771
Cardholder expense	827	827	2,489	2,396
Penalties on prepayment of FHLB borrowings	2,929	0	2,929	0
Other expenses	4,176	4,195	12,470	13,971
Other operating expense	$ 14,164	$ 10,706	$ 35,519	$ 33,553

Revenue Recognition - Schedule

Revenue Recognition - Schedule of Disaggregation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	$ 19,431	$ 17,356	$ 54,915	$ 49,027
Noninterest Income (out-of-scope of ASC 606)	1,423	1,531	4,780	5,997
Total Noninterest Income	20,854	18,887	59,695	55,024
Commissions and Fees
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	8,930	8,136	24,101	22,545
Installment Billing
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	166	175	149	96
Refund of Commissions
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	(103)	(104)	(92)	(458)
Contract Liabilities/Deferred Revenue
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax			(237)	(208)
Contingent Commissions
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	840	709	3,132	2,241
Subtotal Insurance Revenues
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	9,833	8,916	27,053	24,216
Trust and Asset Management
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	3,522	3,070	10,222	8,798
Mutual Fund & Investment Income
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	1,435	1,222	4,125	3,616
Subtotal Investment Service Income
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	4,957	4,292	14,347	12,414
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	1,638	1,444	4,579	4,675
Card Services Income
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	2,717	2,419	8,051	6,885
Other
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	$ 286	$ 285	$ 885	$ 837

Revenue Recognition - Narrative

Revenue Recognition - Narrative (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract assets related to contingent income	$ 1.9	$ 2.5
Contract with customer, liability	$ 0.5	2
Performance obligation, description of timing	one year
Insurance
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract with customer, asset, net	$ 6.4	5.2
Wealth Management
Revenue, Initial Application Period Cumulative Effect Transition [Line Items]
Contract with customer, asset, net	$ 2.1	$ 2.2

Financial Guarantees (Details)

Financial Guarantees (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Guarantees [Abstract]
Obligations to extend credit for loan commitments	$ 39.2	$ 31.4

Segment and Related Informati_3

Segment and Related Information - Narrative (Details)	9 Months Ended
	Sep. 30, 2021subsidiary_Bankbanking_Officesegmentoffice
Segment Reporting Information [Line Items]
Number of reportable segments | segment	3
Nature of operations, number of subsidiary banks | subsidiary_Bank	4
Tompkins, Cayuga, Cortland and Schuyler Counties, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	13
Wyoming, Livingston, Genessee, Orleans and Monroe, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	16
Putnam Country, Dutchess Country and Westchester, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	14
Berks, Montgomery, Philadelphia, Deleware and Schuylkill, Pennsylvania
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	20
Western New York
Segment Reporting Information [Line Items]
Number of offices | office	5
Tompkins Insurance Agencies Inc
Segment Reporting Information [Line Items]
Noncontrolling interest, ownership percentage by parent	100.00%

Segment and Related Informati_4

Segment and Related Information - Schedule of Segment and Related Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Interest income	$ 61,114	$ 64,316	$ 180,704	$ 190,960
Interest expense	5,016	6,063	14,723	23,372
Net Interest Income	56,098	58,253	165,981	167,588
(Credit) provision for credit loss expense	(1,232)	(218)	(6,133)	17,418
Noninterest income	20,854	18,887	59,695	55,024
Noninterest expense	50,180	46,766	142,133	137,704
Income Before Income Tax Expense	28,004	30,592	89,676	67,490
Income tax expense	6,630	6,330	19,781	13,779
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	21,374	24,262	69,895	53,711
Less:  Net income attributable to noncontrolling interests	32	32	96	101
Net Income Attributable to Tompkins Financial Corporation	21,342	24,230	69,799	53,610
Depreciation and amortization	2,594	2,549	7,696	7,654
Assets	8,113,110	7,794,502	8,113,110	7,794,502		$ 7,622,171
Goodwill	92,447	92,447	92,447	92,447		92,447
Other intangibles, net	3,989	5,211	3,989	5,211		4,905
Net Loans and Leases	5,050,519	5,346,004	5,050,519	5,346,004
Deposits	7,090,898	6,601,238	7,090,898	6,601,238		6,437,752
Total Equity	722,357	713,611	722,357	713,611	$ 728,253	$ 717,689	$ 698,029	$ 663,054
Operating Segments | Banking
Segment Reporting Information [Line Items]
Interest income	61,110	64,316	180,708	190,960
Interest expense	5,020	6,064	14,737	23,375
Net Interest Income	56,090	58,252	165,971	167,585
(Credit) provision for credit loss expense	(1,232)	(218)	(6,133)	17,418
Noninterest income	6,416	5,976	19,175	19,217
Noninterest expense	40,587	37,405	113,792	110,114
Income Before Income Tax Expense	23,151	27,041	77,487	59,270
Income tax expense	5,351	5,397	16,595	11,665
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	17,800	21,644	60,892	47,605
Less:  Net income attributable to noncontrolling interests	32	32	96	101
Net Income Attributable to Tompkins Financial Corporation	17,768	21,612	60,796	47,504
Depreciation and amortization	2,528	2,474	7,493	7,443
Assets	8,051,446	7,738,933	8,051,446	7,738,933
Goodwill	64,370	64,585	64,370	64,585
Other intangibles, net	1,814	2,600	1,814	2,600
Net Loans and Leases	5,050,519	5,346,004	5,050,519	5,346,004
Deposits	7,105,651	6,613,421	7,105,651	6,613,421
Total Equity	659,365	657,370	659,365	657,370
Operating Segments | Insurance
Segment Reporting Information [Line Items]
Interest income	8	1	10	3
Interest expense	0	0	0	0
Net Interest Income	8	1	10	3
(Credit) provision for credit loss expense	0	0	0	0
Noninterest income	9,950	9,023	27,531	24,533
Noninterest expense	6,846	6,559	20,044	19,479
Income Before Income Tax Expense	3,112	2,465	7,497	5,057
Income tax expense	855	670	2,057	1,362
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	2,257	1,795	5,440	3,695
Less:  Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	2,257	1,795	5,440	3,695
Depreciation and amortization	52	57	162	173
Assets	45,855	42,269	45,855	42,269
Goodwill	19,866	19,866	19,866	19,866
Other intangibles, net	2,102	2,507	2,102	2,507
Net Loans and Leases	0	0	0	0
Deposits	0	0	0	0
Total Equity	33,529	32,095	33,529	32,095
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Interest income	0	0	0	0
Interest expense	0	0	0	0
Net Interest Income	0	0	0	0
(Credit) provision for credit loss expense	0	0	0	0
Noninterest income	5,047	4,434	14,638	12,903
Noninterest expense	3,306	3,348	9,946	9,740
Income Before Income Tax Expense	1,741	1,086	4,692	3,163
Income tax expense	424	263	1,129	752
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	1,317	823	3,563	2,411
Less:  Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	1,317	823	3,563	2,411
Depreciation and amortization	14	18	41	38
Assets	32,257	26,956	32,257	26,956
Goodwill	8,211	7,996	8,211	7,996
Other intangibles, net	73	104	73	104
Net Loans and Leases	0	0	0	0
Deposits	0	0	0	0
Total Equity	29,463	24,146	29,463	24,146
Intercompany
Segment Reporting Information [Line Items]
Interest income	(4)	(1)	(14)	(3)
Interest expense	(4)	(1)	(14)	(3)
Net Interest Income	0	0	0	0
(Credit) provision for credit loss expense	0	0	0	0
Noninterest income	(559)	(546)	(1,649)	(1,629)
Noninterest expense	(559)	(546)	(1,649)	(1,629)
Income Before Income Tax Expense	0	0	0	0
Income tax expense	0	0	0	0
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	0	0	0	0
Less:  Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	0	0	0	0
Depreciation and amortization	0	0	0	0
Assets	(16,448)	(13,656)	(16,448)	(13,656)
Goodwill	0	0	0	0
Other intangibles, net	0	0	0	0
Net Loans and Leases	0	0	0	0
Deposits	(14,753)	(12,183)	(14,753)	(12,183)
Total Equity	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Financial Assets and Financial Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 910	$ 929
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,066,927	1,627,193
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Treasuries | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0
Recurring | U.S. Treasuries | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	138,928
Recurring | U.S. Treasuries | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0
Recurring | Obligations of U.S. Government sponsored entities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. Government sponsored entities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	810,343	607,480
Recurring | Obligations of U.S. Government sponsored entities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. states and political subdivisions | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. states and political subdivisions | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	109,911	129,746
Recurring | Obligations of U.S. states and political subdivisions | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government agencies | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government agencies | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	89,320	182,108
Recurring | U.S. Government agencies | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government sponsored entities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government sponsored entities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	916,004	705,480
Recurring | U.S. Government sponsored entities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. corporate debt securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. corporate debt securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,421	2,379
Recurring | U.S. corporate debt securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Equity securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring | Equity securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring | Equity securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	910	929
Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,066,927	1,627,193
Recurring | Fair Value | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	138,928
Recurring | Fair Value | Obligations of U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	810,343	607,480
Recurring | Fair Value | Obligations of U.S. states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	109,911	129,746
Recurring | Fair Value | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	89,320	182,108
Recurring | Fair Value | U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	916,004	705,480
Recurring | Fair Value | U.S. corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,421	2,379
Recurring | Fair Value | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 910	$ 929

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Assets Measured at Fair Value on Nonrecurring Basis (Details) - Non-Recurring - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	$ 1,122	$ 6,330	$ 30,848	$ 10,759
Gain (losses) from fair value changes on impaired loans	(150)	0	(150)	(1,305)
Other real estate owned	46	36	46	124
Gain (losses) from fair value changes on other real estate owned	0	(4)	(8)	(27)
Quoted prices in active markets for identical assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	0	0	0	0
Other real estate owned	0	0	0	0
Significant other observable inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	0	6,330	0	10,759
Other real estate owned	46	36	46	124
Significant unobservable inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated	1,122	0	30,848	0
Other real estate owned	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details)	Sep. 30, 2021
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Selling and closing costs as percentage of appraised value	5.00%
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Selling and closing costs as percentage of appraised value	8.00%

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Financial Assets:
Securities - held-to-maturity	$ 268,283	$ 0
FHLB and other stock	10,366	16,382
Financial Liabilities:
Time deposits	675,499	746,234
under agreements to repurchase	72,490	65,845
Other borrowings	110,000	265,000
Trust preferred debentures	0	13,220
Level 1
Financial Assets:
Cash and cash equivalents	333,487	388,462
Securities - held-to-maturity	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	0	0
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
under agreements to repurchase	0	0
Other borrowings	0	0
Trust preferred debentures	0	0
Accrued interest payable	0	0
Level 2
Financial Assets:
Cash and cash equivalents	0	0
Securities - held-to-maturity	268,283
FHLB and other stock	10,366	16,382
Accrued interest receivable	23,350	32,025
Loans/leases, net	0	22,171
Financial Liabilities:
Time deposits	679,335	753,045
Other deposits	6,415,399	5,691,518
under agreements to repurchase	72,490	65,845
Other borrowings	112,573	274,238
Trust preferred debentures	0	18,483
Accrued interest payable	900	1,727
Level 3
Financial Assets:
Cash and cash equivalents	0	0
Securities - held-to-maturity	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	5,072,855	5,204,130
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
under agreements to repurchase	0	0
Other borrowings	0	0
Trust preferred debentures	0	0
Accrued interest payable	0	0
Carrying Amount
Financial Assets:
Cash and cash equivalents	333,487	388,462
Securities - held-to-maturity	269,268
FHLB and other stock	10,366	16,382
Accrued interest receivable	23,350	32,025
Loans/leases, net	5,050,519	5,208,658
Financial Liabilities:
Time deposits	675,499	746,234
Other deposits	6,415,399	5,691,518
under agreements to repurchase	72,490	65,845
Other borrowings	110,000	265,000
Trust preferred debentures	0	13,220
Accrued interest payable	900	1,727
Fair Value
Financial Assets:
Cash and cash equivalents	333,487	388,462
Securities - held-to-maturity	268,283
FHLB and other stock	10,366	16,382
Accrued interest receivable	23,350	32,025
Loans/leases, net	5,072,855	5,226,301
Financial Liabilities:
Time deposits	679,335	753,045
Other deposits	6,415,399	5,691,518
under agreements to repurchase	72,490	65,845
Other borrowings	112,573	274,238
Trust preferred debentures	0	18,483
Accrued interest payable	$ 900	$ 1,727

Uncategorized Items - tmp-20210

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]